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Green Human Resource Management Behavior from a Maqashid al-Shariah Perspective: Evidence from the Inspectorate of Central Lampung Regency, Indonesia Endrie Sanjaya; Finny Ligery; Ahmad Muklisin
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 2 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i2.9836

This study aims to analyze the influence of Green Human Resource Management (GHRM), Religiosity, and Organizational Commitment on Employee Green Behavior. The study uses a quantitative approach with a survey method, where data is collected through a questionnaire to 55 employees as respondents. The research instrument has met the validity and reliability test (Cronbach's Alpha > 0.60), then the data is analyzed using multiple linear regression. The results of the analysis showed that simultaneously GHRM, religiosity, and organizational commitment had a significant effect on the green behavior of employees. GHRM partially has a positive and significant effect on the green behavior of employees, while Religiosity and Organizational Commitment have no significant effect. These findings confirm that improving employees' green behavior is more effective through strengthening GHRM practices, such as green training, environmentally friendly work policies, environmental-based performance evaluation, and reward systems

The Effect of Additional Employee Income Allowance (TPP) and Islamic Organizational Culture on the Quality of Internal Services at Sub-District Offices in Tulang Bawang Regency Rizal Ferdiansyah; Finny Ligery; Muhamad Agus Mushodiq; Ahmad Muklisin; Muhammad Yusuf; Subandi
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 2 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i2.9922

This study aims to analyze the effect of Additional Employee Income (TPP) and Islamic Organizational Culture on Internal Service Quality in sub-district offices throughout Tulang Bawang Regency. The background of this research is based on the importance of improving public service quality, which is determined not only by external services delivered to the community but also by the quality of internal services among employees within governmental organizations. The provision of TPP as a performance-based incentive instrument and the strengthening of Islamic organizational values are considered strategic factors in enhancing employees’ motivation, discipline, and professionalism. This research employed a quantitative approach using a survey method. The population consisted of all Civil Servants (ASN) in sub-district offices across Tulang Bawang Regency, with a sample size of 134 respondents using stratified sampling techniques. Data were collected through questionnaires using a Likert scale and analyzed using Structural Equation Modeling (SEM) with the Partial Least Square (PLS) approach. The results indicate that Additional Employee Income (TPP) has a positive and significant effect on Internal Service Quality. Likewise, Islamic Organizational Culture has a positive and significant influence on Internal Service Quality. These findings suggest that improving employee welfare through fair and performance-based financial incentives, combined with the internalization of Islamic values such as trustworthiness, honesty, responsibility, and professionalism, can significantly strengthen internal service quality within governmental organizations. This study implies that the synergy between material and non-material factors is essential for enhancing organizational performance and sustainable public service quality.

The Influence of Service Quality and Customer Value on Customer Satisfaction at PT. KONSUIL Pringsewu Area from an Islamic Economics Perspective Suntiaji Yudho Negoro; Finny Ligery; Ahmad Muklisin; Subandi
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 2 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i2.9939

The development of the electrical inspection service sector in Indonesia, particularly PT. KONSUIL as a Technical Inspection Institution issuing Electrical Operation Eligibility Certificates for electrical installations, still faces challenges in service aspects. This condition potentially reduces consumer value and user satisfaction, and creates inconsistency with Islamic economic principles. This study aims to analyze the influence of service quality and consumer value on customer satisfaction of PT. KONSUIL Pringsewu Area from an Islamic economics perspective. This research employs an explanatory quantitative approach using Partial Least Squares–Structural Equation Modeling (PLS-SEM). The population consisted of housewives who used PT. KONSUIL services, totaling 257 individuals, with a sample of 155 respondents selected through purposive sampling based on the criteria of residing in Pringsewu and having used the service at least once. Data were collected through questionnaires. The findings indicate that service quality and consumer value have a positive and significant influence on customer satisfaction, both partially and simultaneously. These results emphasize the importance of integrating service quality and consumer value in building sustainable satisfaction. Strengthening the complaint handling system, fostering a culture of trustworthiness, and implementing service differentiation strategies are key factors in improving service quality and consumer value in accordance with Islamic economic principles.

Credit Risk Management Analysis at PNM Mekar, Bumiratu Nuban District, Lampung Regency Ainun Farichah; Finny Ligery; Ahmad Mukhlishin
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 2 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i2.10051

This study aims to analyze the credit risk management strategies implemented by PNM Mekaar in Bumi Ratu Nuban District, Central Lampung Regency, and to examine their relevance to Islamic economic values. The background of this research stems from the high risk of non-performing loans (NPL) in microfinance institutions, which can potentially disrupt institutional stability and the sustainability of community empowerment programs. The study employs a descriptive qualitative approach, with data collected through in-depth interviews with management, field staff, and clients, supported by observation and documentation. The findings indicate that credit risk management strategies at PNM Mekaar are carried out through a group responsibility system, weekly monitoring, business mentoring, and credit restructuring for clients experiencing financial difficulties. These strategies are relatively effective in reducing non-performing loans, although challenges remain, including low financial literacy, limited field facilitators, and external economic factors. From the perspective of Islamic economics, these practices align with the concepts of dhaman jama’i (collective guarantee), hisbah (social oversight), al-amanah (trustworthiness), and the principle of leniency for debtors as prescribed in the Qur’an. The study concludes that credit risk management at PNM Mekaar not only serves to maintain institutional soundness but also reflects the values of justice, solidarity, and the objectives of maqashid sharia in protecting wealth (hifdz al-mal) and enhancing community welfare. These findings are expected to provide practical contributions for PNM Mekaar in strengthening risk mitigation strategies and academic contributions to the literature on credit risk management in microfinance institutions from an Islamic perspective

A Maqashid Shariah Review of the Fish Feed Debt Practice at CV Surya Pelangi, East Lampung Rohmad Hidayatulloh; Finny Ligery; Ahmad Mukhlishin
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 2 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i2.10088

This study aims to analyze the practice of fish feed debt transactions carried out by CV Surya Pelangi in East Lampung from the perspective of Maqashid Sharia. The debt system implemented by the company allows farmers to obtain feed on credit and make payments after harvest; however, the harvest must be sold back to the company at a price determined unilaterally. This condition is presumed to create an imbalance in economic relations and weaken the farmers’ bargaining position. This research uses a qualitative method with a case study approach. Data were collected through interviews, observations, and documentation, then analyzed descriptively through data reduction, data presentation, and conclusion drawing. The results of this study indicate that the practice of fish feed debt transactions at CV Surya Pelangi is carried out in a simple, flexible, and trust-based manner, without interest or collateral, using oral agreements supported by transparent administrative records. From the perspective of maqashid shari’ah, this practice reflects the principles of hifzh al-din, hifzh al-nafs, hifzh al-‘aql, hifzh al-nasl, and hifzh al-mal through fairness, transparency, and protection from usury and exploitation, although there are still weaknesses in the formal contract aspect and potential psychological pressure. The impacts are multidimensional, including improving access to capital and business sustainability, as well as strengthening social relationships, but also potentially creating economic vulnerability, thus requiring further refinement to optimize farmers’ welfare. This study concludes that the practice of fish feed debt at CV Surya Pelangi is conducted in a simple, flexible, and trust-based manner, with oral agreements and transparent record-keeping, without interest, penalties, or collateral. In general, this practice is in line with maqashid shari’ah principles as it is free from riba, gharar, and fraud, and has a positive impact on business sustainability and farmers’ social relationships. However, improvements are still needed, particularly in formalizing contracts to enhance legal certainty

Analysis of Community Economic Empowerment through Village-Owned Enterprises in Bumi Merapi Village, Baradatu District, Way Kanan Regency Nufi M Yusuf; Finny Ligery; M Agus Mushodiq
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 2 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i2.10111

This study is motivated by the gap between the theoretical concepts of community economic empowerment and their implementation in the field through Village-Owned Enterprises (BUMDes). Although BUMDes Duta Merapi in Kampung Bumi Merapi, Baradatu District, Way Kanan Regency, has implemented various empowerment programs, unequal community participation, limited human resource capacity, and restricted access to information and capital have resulted in suboptimal empowerment outcomes. This study aims to analyze the process of community economic empowerment through BUMDes and to identify its supporting and inhibiting factors, including from the perspective of Islamic economics. This research employs a qualitative approach with a descriptive-evaluative design. Data were collected through observation, semi-structured interviews, and documentation involving informants consisting of the Village Head, BUMDes management, and community members who utilize BUMDes services. Data analysis was conducted inductively through the stages of data reduction, data display, and conclusion drawing, while data validity was ensured through source, technique, and time triangulation. The findings indicate that community empowerment is implemented through three main stages: awareness-building, capacity building, and resource utilization, followed by continuous evaluation. The results show that BUMDes Duta Merapi has improved community access to economic services, encouraged the emergence of new small businesses, and strengthened public trust in village institutions. The novelty of this study lies in the finding that empowerment effectiveness is not solely determined by economic and institutional aspects, but also by the quality of multi-channel communication, village leadership interaction, and the integration of Islamic ethical-spiritual values. Supporting factors include village government support, a clear organizational structure, and the use of digital media, while inhibiting factors include low digital literacy, limited human resource capacity, and uneven community participation. This study recommends strengthening strategic collaboration between BUMDes, local governments, Islamic financial institutions, as well as improving human resource capacity and optimizing marketing networks to enhance the sustainability of rural economic empowermen

Pelatihan dan Pendampingan Penelitian Tindakan Kelas (PTK) Bagi Guru di Lingkungan Lembaga Pendidikan Ma’arif PCNU Kota Metro Lampung Finny Ligery; Jaenullah; Nur Laili; Dedi Setiawan; Hanif Amrulloh; Nur Aini
Jurnal Pengabdian Multidisiplin Vol. 4 No. 3 (2024): Jurnal Pengabdian Multidisiplin
Publisher : Kuras Institute & Scidac Plus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51214/002024041198000

Pengembangan profesionalitas merupakan proses karir panjang di mana guru menyempurnakan mengajar mereka untuk memenuhi kebutuhan siswa. Seorang guru wajib melakukan upaya pengembangan diri secara berkelanjutan dalam rangka untuk meningkatkan profesionalitas terhadap tugas dan tanggung jawab profesinya. Salah satu kegiatan pengembangan diri yang dapat dilakukan oleh guru adalah melaksanakan penelitian. Untuk mewujudkan hal tersebut guru harus mempunyai kemampuan meneliti, khususnya Penelitian Tindakan Kelas (PTK). Salah satu yang menjadi permasalahan mitra, dalam hal ini adalah bagi guru di lingkungan Lembaga Pendidikan Ma’arif PCNU Kota Metro Lampung antara lain adalah pemahaman dan pengetahuan guru terhadap PTK masih kurang. Disamping itu guru yang melaksanakan PTK masih sedikit, serta penyelenggaraan pelatihan atau workshop terkait dengan PTK belum begitu optimal dilakukan oleh pihak mitra. Kegiatan ini bertujuan untuk memberikan pelatihan dan pendampingan kepada guru berkaitan dengan Penelitian Tindakan Kelas (PTK). Pendekatan yang digunakan dalam Pengabdian kepada Masyarakat (PkM) ini adalah Participatory Action Research (PAR) yang memiliki tiga pilar utama, yaitu metodologi penelitian, aksi dimensi, dan dimensi partisipasi. PAR diimplementasikan dengan referensi metodologi tertentu, harus bertujuan untuk mendorong transformative tindakan, dan harus melibatkan kelompok mitra yang menjadi fokus pengebadian. sebagai pelaksanaan PAR itu sendiri. Hasil pengabdian ini nantinya adalah guru mampu menulis menyusun laporan Penelitian Tindakan Kelas. Kemudian Implikasi pengabdian ini adalah sebagai acuan oleh praktisi pendidikan untuk meningkatkan keterampilan guru dalam menulis PTK.

Efektifitas Pendayagunaan Dana Infaq Sedekah Produktif Dompet Dhuafa dalam Pemberdayaan Program MaggotIn Fathimah Az-Zahroo; Subandi Subandi; Finny Ligery; Agus Setiawan
Bulletin of Indonesian Islamic Studies Vol. 3 No. 1 (2024): Bulletin of Indonesian Islamic Studies
Publisher : KURAS Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51214/biis.v3i1.1089

This study aimed to analyze the receipt and disbursement of charity and infaq funds, the implementation of economic empowerment, as well as the effectiveness of the utilization of productive charity and infaq funds in the MaggotIn program by the Dhuafa Wallet in Karang Anyar Village, South Lampung District. The object of this study involved 32 people, including the branch leadership of the Dhuafa Lampung Wallet, program managers, chairpersons and members of the beneficiary group. Research uses field qualitative descriptive method. Data collection was conducted through in-depth interviews, systematic observations, documentation review, and the administration of questionnaires for specific data points. The analysis of data employed an inductive descriptive-evaluative approach to derive meaningful insights. The results of the study indicate that; First, fundraising and Distribution of infaq and shataqah from donors to Lampung Dhuafa Wallet and CSR assistance PT Bukit Asam. Total funds of Rs 42,00,000 were spent on manufacturing of enclosures, land, seedlings, livestock feed material, training, operational, and other necessities in the MaggotIn programme. Second, program implementation includes feasibility studies, socialization, implementation, coaching, accompaniment, evaluation, and reporting. The program aims to manage organic waste and help reeconomize beneficiaries through maggot cultivation, catfish farming, and poultry. The program also conducts an Edu-Trip for organic waste management education. Third, the effectiveness of the MaggotIn Program was assessed as effective with an overall effectiveness indicator of 82.7%. The program succeeded in improving the welfare of the community from the beneficiaries’ economic perspective through the development of enterprises, such as fish and poultry farming, as well as maggot processing. The program also helped alleviate poverty in Karanyangar Village, South Lampung as well as demonstrated that productive infaq-charity impacts economic growth in underprivileged areas.

Strategi Gerakan Pengumpulan Kotak Infaq Nahdlatul Ulama di LazisNU Metro Selatan Lampung Mulan Erniati; Ahmad Muslimin; Finny Ligery
Bulletin of Indonesian Islamic Studies Vol. 3 No. 2 (2024): Bulletin of Indonesian Islamic Studies
Publisher : KURAS Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51214/biis.v3i2.1373

This research aims to analyze the fundraising strategy employed by LazisNU South Metro through the KOIN NU initiative, which focuses on the infaq socialization system. It also explores the supporting and inhibiting factors related to this movement. The study utilizes a descriptive method with a qualitative approach, gathering data through observation, interviews, and documentation. Qualitative data analysis encompasses several stages, including data reduction, data presentation, and the drawing of conclusions/verification. This process systematically organizes, simplifies, presents, and interprets the data to uncover meaningful insights and relevant patterns. The findings highlight two critical points. First, the success of this program is contingent upon effective planning that incorporates specific targets, thorough socialization, and transparent management practices. Regular briefings aimed at motivating field officers and fostering community participation are also essential. Second, systematic supervision and active donor involvement enhance transparency and accountability. Nevertheless, challenges persist, such as a lack of dedicated managers and administrators who are not sufficiently focused on the program's management. Addressing these challenges is crucial for improving overall effectiveness.

Pengelolaan Zakāt Māl oleh UPZ Kecamatan Bukit Kemuning: Analisis Manajerial dan Tantangan Implementatif dalam Perspektif Islam Lasinem Lasinem; Finny Ligery; Muhamad Agus Mushodiq
Bulletin of Indonesian Islamic Studies Vol. 3 No. 2 (2024): Bulletin of Indonesian Islamic Studies
Publisher : KURAS Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51214/biis.v3i2.1417

This study aims to analyze the management of zakāt māl by the Zakat Collection Unit (UPZ) of Bukit Kemuning Subdistrict, North Lampung Regency, from the perspective of Islamic management. The research focuses on four key managerial functions: planning, organizing, implementation, and supervision. Employing a qualitative descriptive approach, data were collected through observation, interviews, and documentation. The findings indicate that the UPZ has implemented a structured zakat management system, including the preparation of an Annual Work and Budget Plan (RKAT), the establishment of operational divisions, and the implementation of both consumptive and productive distribution programs. However, several challenges remain, such as low public literacy regarding zakat, limited human resources, and low participation of zakat payers (muzakkī) through official institutions. The zakat utilization strategy is directed toward the economic empowerment of beneficiaries (mustaḥiq) through micro-enterprise capital assistance and business mentoring. Supervision is conducted in multiple layers by BAZNAS, the Inspectorate, and the Ministry of Religious Affairs to ensure accountability and compliance with Islamic law. This study recommends strengthening zakat education, enhancing institutional capacity, and optimizing productive programs to realize effective, transparent, and impactful zakat management for the long-term welfare of the ummah.

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