E-Jurnal Ekonomi dan Bisnis Universitas Udayana
VOLUME.07.NO.06.TAHUN 2018

ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI LOAN TO DEPOSIT RATIO BPR DI KABUPATEN BADUNG

Gede Agus Dian Maha Yoga (Fakultas Ekonomi dan Bisnis Universitas Udayana, Bali, Indonesia)
I K G Bendesa (Fakultas Ekonomi dan Bisnis Universitas Udayana, Bali, Indonesia)
Nyoman Djinar Setiawina (Fakultas Ekonomi dan Bisnis Universitas Udayana, Bali, Indonesia)



Article Info

Publish Date
25 Jun 2018

Abstract

Research purposes 1) analyze the direct influence of internal factors, and external to credit strategy, 2) analyze the direct influence of internal factors, external factors and crediting strategies to LDR, 3) analyze the indirect influence between internal and external factors on LDR crediting strategies as mediators. The research was conducted in Badung regency, using combination of primary and secondary data. Using sample population techniques, Partial Least Square (PLS) is a data analysis technique used. Research result 1) the direct internal factors and external factors have a significant positive effect on the lending strategy, 2) the internal factors directly and the lending strategy have a positive significant effect while the external factors have positive but not significant effect on the LDR, 3) the internal factors and external factors indirectly affect the LDR through crediting strategy as a significant mediator in rural banks in Badung regency

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Journal Info

Abbrev

EEB

Publisher

Subject

Economics, Econometrics & Finance Education

Description

E-Jurnal Ekonomi dan Bisnis Universitas Udayana (EEB) is an electronic scientific journal that publishes the results of economic and business studies. EEB is published periodically every month with an online format. EEB Editor receives written results of studies in the fields of economics, ...