Journal of Social And Economics Research
Vol 5 No 2 (2023): JSER, December 2023

PENGARUH FINANCIAL LITERACY DAN COMPULSIVE BUYING TERHADAP PROPENSITY TO INDEBTEDNESS

Niswah Maghfira (Unknown)
Umi Widyastuti (Unknown)
Dicky Iranto (Unknown)

Article Info

Publish Date
03 Mar 2024

Abstract

Penelitian ini bertujuan untuk menguji pengaruh variabel financial literacy dan variabel compulsive buying terhadap variabel propensity to indebtedness pada masyarakat GenZ dengan metode kuantitatif. Responden dalam penelitian ini sebanyak 134 dengan kriteria pengguna paylater dan memiliki kegemaran dalam berbelanja. Teknik pengambilan data pada penelitian adalah purposive sampling dengan metode analisis yang digunakan ialah Partial Least Square - Structural Equation Model (PLS-SEM). Hasil penelitian menunjukkan bahwa financial literacy memiliki hubungan yang negatif terhadap propensity to indebtedness, compulsive buying memiliki hubungan yang positif terhadap propensity to indebtedness, financial literacy memiliki hubungan yang negatif terhadap compulsive buying, dan compulsive buying memediasi secara parsial financial literacy terhadap propensity to indebtedness.

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Journal Info
Journal of Social And Economics Research
Website

Abbrev

JSER

Publisher

Ikatan Dosen Menulis

Subject

Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences

Description

Journal of Social and Economics Research (JSER) is a peer-reviewed journal that focuses on critical studies of social and economic research. Investigated the dynamics of teaching and learning of social education, and social and economic problems in society at the primary, senior, and high education ...