Jurnal Pendidikan dan Pembelajaran Khatulistiwa (JPPK)
Vol 14, No 11 (2025): November 2025

PENGARUH LITERASI KEUANGAN DAN KONTROL DIRI TERHADAP PERILAKU PENGELOLAAN KEUANGAN MAHASISWA

Royani, Sri (Unknown)
Syahrudin, Husni (Unknown)
Kuswanti, Heni (Unknown)



Article Info

Publish Date
10 Nov 2025

Abstract

This study investigates the impact of financial literacy and self-control on financial management behavior. Employing a a correlational research design with quantitative approach, the research focuses on a population of 237 students enrolled in the Economics Education program at FKIP Untan, specifically from the 2021-2024 cohort. This research sample used probability sampling techniques with simple random sampling method and produced a sample of 150 students. The analysis methods utilized in this study include descriptive statistics, T-tests, F-tests, multiple linear regression, and the coefficient of determination. The findings reveal that: 1) financial literacy (X1) does not have a..significant partial effection financial management-behavior (Y); 2) self-control (X2) does exert a significant partial effect on financial management behavior (Y); and 3) there is a simultaneous effect of both financial literacy (X1) and self-control (X2) on financial management behavior (Y). The coefficient of determination calculated is 0.538, shows that the contribution of variable X1 and variable X2 in explaining or predicting variable Y is 53,8%. Future researchers are encouraged to explore a broader range of variables, including lifestyle factors, pocket money, income, and other relevant influences.

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Journal Info

Abbrev

jpdpb

Publisher

Subject

Decision Sciences, Operations Research & Management Education Languange, Linguistic, Communication & Media Mathematics Other

Description

Journal of Pendidikan dan Pembelajaran Khatulistiwa (JPPK) is a peer-reviewed journal which focuses on topics related to education and science in various teaching and learning fields. JPPK invites researchers, lecturers, teachers from various levels such as elementary and secondary levels of ...