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PENGARUH PENGETAHUAN DASAR EKONOMI DAN STATUS SOSIAL EKONOMI ORANG TUA TERHADAP RASIONALITAS KONSUMSI MAHASISWA Kuswanti, Heni; ., Mashudi; Asriati, Nuraini
Jurnal Pendidikan dan Pembelajaran Khatulistiwa Vol 3, No 7 (2014): Juli 2014
Publisher : Jurnal Pendidikan dan Pembelajaran Khatulistiwa

Show Abstract | Download Original | Original Source | Check in Google Scholar

The aims of this study are to determine the influence of the economic literacy and socio-economic status of parents of students S1 consumption rationality FKIP Untan Economic Education. The Methode of the research using based on thedegree of naturalness is a survey method with a quantitative approach. The sample in this research are 81 students S1 Economic Education of FKIP Untan. The results showed that (1) partially is not significant between the economic literacy towards consumption rationality student, (2) partially a significant between the negative socio-economic status of parents of students rationality consumption, (3) simultaneously a significant between the economic literacy and socio-economic status of parents of students rationality consumption, (4) the percentage contribution of economic literacy of the influence and socio-economic status of parents of students rationality consumption amounted to 46.8%. Keywords: Economic Literacy, Socio-Economic Status, Rationality of Consumption Â Abstrak : Penelitian ini bertujuan untuk mengetahui pengaruh pengetahuan dasar ekonomi dan status sosial ekonomi orang tua terhadap rasionalitas konsumsi mahasiswa S1 Pendidikan Ekonomi FKIP Untan. Metode penelitian yang digunakan berdasarkan tingkat kealamiahan adalah metode survey dengan pendekatan kuantitatif. Sampel dalam penelitian ini berjumlah 81 orang mahasiswa S1 Pendidikan Ekonomi FKIP Untan. Hasil analisis data menunjukkan bahwa (1) secara parsial tidak terdapat pengaruh yang signifikan antara pengetahuan dasar ekonomi terhadap rasionalitas konsumsi mahasiswa, (2) secara parsial terdapat pengaruh yang signifikan negatif antara status sosial ekonomi orang tua terhadap rasionalitas konsumsi mahasiswa, (3) secara simultan terdapat pengaruh yang signifikan antara pengetahuan dasar ekonomi dan status sosial ekonomi orang tua terhadap rasionalitas konsumsi mahasiswa, (4) persentase sumbangan pengaruh pengetahuan dasar ekonomi dan status sosial ekonomi orang tua terhadap rasionalitas konsumsi mahasiswa adalah sebesar 46,8%. Kata Kunci : Pengetahuan Dasar Ekonomi, Status Sosial Ekonomi, Rasionalitas Konsumsi

Pendidikan Literasi Keuangan Dalam Pembelajaran Ekonomi di SMA dan SMK Kabupaten Kubu Raya Kalimantan Barat Ulfah, Maria; Kuswanti, Heni; Thoharudin, Munawar
Jurnal Kependidikan: Jurnal Hasil Penelitian dan Kajian Kepustakaan di Bidang Pendidikan, Pengajaran dan Pembelajaran Vol 7, No 1 (2021): March
Publisher : Universitas Pendidikan Mandalika (UNDIKMA)

The purpose of this study was to analyze financial literacy education in the Economic Learning of SMA and SMK in Kubu Raya Regency, West Kalimantan. The method used in this research was descriptive method with survey research form. This research was conducted at SMA and SMK in Kubu Raya Regency, West Kalimantan. The subjects of this study were teachers of economics subjects and principals or vice principal for curriculum of SMA and SMK in Kubu Raya Regency. The data collection technique used interview sheets and direct observation, while data analysis technique used descriptive analysis. Based on the results of research, it was found that 1) The material on defining economic transactions and various types of practice, introduction to economic resources, introduction to the concept of shopping. ) as a fulfillment of basic needs, introduction to the concept of saving in traditional and modern terminology, introduction to the concept of sharing (sharing) found in economic learning; 2) While the introduction to the concept of bad practices and financial crimes is not included in the syllabus of economic subjects, some teachers on their own initiative provide additional material on corruption to the students.

Gerakan Literasi Finansial di SMA Kabupaten Kubu Raya Kalimantan Barat Heni Kuswanti; Maria Ulfah
Ekuitas: Jurnal Pendidikan Ekonomi Vol. 9 No. 1 (2021)
Publisher : Fakultas Ekonomi Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/ekuitas.v9i1.32710

The purpose of this study was to determine how the financial literacy movement with indicators of class basis, school cultural basis and community basis in Senior High School Kubu Raya Regency, West Kalimantan. The method used was a descriptive method with a survey form. The research subject was an economic teacher, data collection was done by interview and a questionnaire using google form. The data analysis step used the Interactive Analysis Model from Miles and Huberman. The technique of checking the validity of the data used source triangulation, technique triangulation, and participant extension. The results showed that there was no financial literacy movement in Senior High School Kubu Raya, West Kalimantan. In the school-based indicator there has never been any financial literacy training and there has been no application of the value of financial literacy in learning. On the school cultural basis indicator, there were no variations in books and financial literacy props, the frequency of borrowing financial literacy reading materials is limited to borrowing economic textbooks in the library, there were no financial literacy activities and policies, the presentation of financial literacy information was only on economic subjects, there were no sites related to financial literacy, there were no school bank while only a small number of school cooperations are active. In the community-based indicator, there were no supporting tools and media for financial literacy and there was no involvement of parents and the community in developing financial literacy.

PENERAPAN PSAK 45 DALAM PENYUSUNAN LAPORAN KEUANGAN ORGANISASI KEMAHASISWAAN DI LINGKUNGAN FKIP UNTAN PONTIANAK Heni Kuswanti
JURKAMI : Jurnal Pendidikan Ekonomi Vol 6, No 1 (2021): JURKAMI
Publisher : STKIP Persada Khatulistiwa Sintang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31932/jpe.v6i1.1161

Student organizations are places for students to gather who have common goals. Every organization must have a work program that will be planned and achieved during the period of its management. The work program will be able to run with sufficient funding, so that each organization must have a source of financing that can support the achievement of organizational goals. Funding in student organizations must be accounted for in accordance with the applicable regulations. This study aims to determine how the application of the Statement of Financial Accounting Standards Number 45 in the preparation of financial reports of student organizations in the FKIP Untan. The method used is a descriptive method with a survey form. Data collected in the form of qualitative data from interview and quantitative data in the form of financial reports of student organizations which were analyzed using qualitative descriptive analysis. The results showed that the student organizations within FKIP Untan had not yet prepared financial reports based on the Statement of Financial Accounting Standards Number 45. This was evidenced by the incompatibility of the types and methods of preparing reports that had been made with the regulations regarding the financial statements of non-profit organizationsAbstrak: Organisasi kemahasiswaan merupakan wadah berkumpulnya mahasiswa yang memiliki tujuan bersama. Setiap organisasi pasti memiliki program kerja yang akan di rencanakan dan dicapai selama periode kepengurusannya. Program kerja akan dapat dijalankan dengan pembiayaan yang cukup, sehingga setiap organisasi pasti memiliki sumber pembiayaan yang dapat mendukung pencapaian tujuan organisasi. Pembiayaan dalam organisasi kemahasiswaan harus dapat dipertanggungjawabkan sesuai peraturan yang telah berlaku. Penelitian ini bertujuan untuk mengetahui bagaimana penerapan PSAK 45 dalam penyusunan laporan keuangan organisasi kemahasiswaan di lingkungan FKIP Untan. Metode yang digunakan adalah metode deskriptif dengan bentuk survei. Data yang dikumpulkan berupa data kualitatif hasil wawancara dan data kuantitatif berupa laporan keuangan organisasi kemahasiswaan yang dianalisis dengan analisis deksriptif kualitatif. Hasil penelitian menunjukkan bahwa organisasi kemahasiswaan di lingkungan FKIP Untan belum melakukan penyusunan laporan keuangan berdasarkan PSAK 45. Hal ini dibuktikan dengan tidak sesuainya jenis dan cara penyusunan laporan yang sudah dibuat dengan aturan mengenai laporan keuangan organisasi nirlaba

Kearifan Lokal dalam Perspektif Ekonomi pada Tradisi Pernikahan Masyarakat Kerasi Desa Kuala Behe Heni Kuswanti; Herkulana; Jumardi Budiman
Ekuitas: Jurnal Pendidikan Ekonomi Vol. 10 No. 1 (2022)
Publisher : Fakultas Ekonomi Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/ekuitas.v10i1.47332

The purpose of this study was to determine local wisdom from an economic perspective on the marriage tradition of the Kerasi community, Kuala Behe Village. This research was conducted using the phenomenological method. The sampling technique used purposive sampling technique by setting two criteria on the research informants. Data collection techniques were carried out by in-depth interviews, observation and documentation of the wedding committee book records. Data analysis was carried out with data analysis steps, namely collecting data, reducing data, presenting data and concluding or verifying. The validity of the data was checked by method triangulation and source triangulation. Method triangulation is done by collecting data through interviews, observation and documentation. Meanwhile, source triangulation is taken by comparing the data received from various selected sources of informants. The results showed that local wisdom in an economic perspective on the marriage tradition of the Kerasi community, Kuala Behe Village, was the establishment of a tradition of providing 3 types of material assistance to the wedding ceremony. The forms of assistance are in the form of andelan, pembanto’ and amplop. This tradition is an ancestral tradition that has been adapted to the needs of today's society. This tradition is a form of mutual assistance between community members which aims to ease the financial burden of the implementer of the marriage. Although the aim is mutual cooperation, this tradition also contains a reciprocal value, namely the commitment of all community members to provide assistance with the same value to people who have provided assistance to them. This existing tradition is a hallmark of the Malay community and will not be completely the same as other regional communities.

MODEL EKONOMI KREATIF BERBASIS LOCAL ECONOMIC WISDOM PADA UMKM PEREMPUAN DI DESA RUKMA JAYA Jumardi Budiman; Herkulana Herkulana; Heni Kuswanti
Jurnal Pendidikan Ekonomi (JURKAMI) Vol 8, No 1 (2023): JURKAMI
Publisher : STKIP Persada Khatulistiwa Sintang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31932/jpe.v8i1.2228

obstacles faced by women’s MSMEs in Rukmajaya Village, Sungai Raya Kepualauan District, Bengkayang Regency. The purpose of this study was to formulate a model for developing a creative economy based on local wisdom in order to increase the capacity of MSME practitioners. The method used was Research and Development (R & D). The respondents of this study were the Head of the Department of Labor and Transmigration, SMEs, and Cooperatives in Bengkayang Regency, the Head of Rukmajaya Village and the members of the woman organization (PKK) in Rukmajaya Village that had small businesses. The data analysis techniques used were data reduction, data display and drawing conclusion. The results showed several potential businesses developments in Rukmajaya Village, including a strategic location, the existence of an international port, the availability of raw materials and support from the government. The challenges faced were products marketing, additional capital, human resources, and managerial. Based on the study of the potentials and challenges, the researchers formulated the Pentahelix model which consists of five elements: 1) government; 2) academics; 3) MSMEs practitioners; 4) financial institutions; and 5) media

Pengaruh Kualitas Makanan dan Pelayanan Terhadap Loyalitas Pelanggan Bubur Legend Singkawang Cabang Pontianak Uray Muhammad Alif Nur Ikhsan; Husni Syahrudin; Heni Kuswanti; Witarsa Witarsa; Jumardi Budiman
Innovative: Journal Of Social Science Research Vol. 3 No. 4 (2023): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v3i4.3595

Bubur legend singkawang cabang pontianak merupakan tempat makan yang menjual bubur sapi, nasi paru, nasi kuning, dan lontong sayur. Mengingat tempat makan banyak dijumpai di pinggir kota Pontianak sehingga menyebabkan persaingan dalam mencari konsumen semakin ketat. Beberapa faktor yang mempengaruhi loyalitas pelanggan diantaranya kualitas produk dan kualitas pelayanan. Tujuan penelitian ini adalah menganalisis pengaruh kualitas makanan dan pelayanan terhadap loyalitas pelanggan Bubur Legend Singkawang Cabang Pontianak. Penelitian ini menggunakan pendekatan kuantitatif metode explanatory research. sampel dalam penelitian ini sebanyak 71 pelanggan dengan teknik accidental sampling dan purposive sampling. Analisis data menggunakan SPSS yaitu Uji Validitas, Uji Reliabilitas, Uji Normalitas Residual, Uji Multikolinieritas, Uji Heteroskedastisitas, Uji Regresi Linier Berganda, Uji t, Uji F, Uji Koefisien Determinasi R Square, Sumbangan Efektif dan Sumbangan Relatif. Hasil uji t dan uji F menunjukan loyalitas pelanggan dipengaruhi oleh kualitas makanan dan pelayanan secara persial dan simultan serta memberikan pengaruh yang positif dan signifikan.

Kearifan Lokal dalam Perspektif Ekonomi pada Tradisi Pernikahan Masyarakat Kerasi Desa Kuala Behe Heni Kuswanti; Herkulana; Jumardi Budiman
Ekuitas: Jurnal Pendidikan Ekonomi Vol. 10 No. 1 (2022)
Publisher : Fakultas Ekonomi Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/ekuitas.v10i1.47332

The purpose of this study was to determine local wisdom from an economic perspective on the marriage tradition of the Kerasi community, Kuala Behe Village. This research was conducted using the phenomenological method. The sampling technique used purposive sampling technique by setting two criteria on the research informants. Data collection techniques were carried out by in-depth interviews, observation and documentation of the wedding committee book records. Data analysis was carried out with data analysis steps, namely collecting data, reducing data, presenting data and concluding or verifying. The validity of the data was checked by method triangulation and source triangulation. Method triangulation is done by collecting data through interviews, observation and documentation. Meanwhile, source triangulation is taken by comparing the data received from various selected sources of informants. The results showed that local wisdom in an economic perspective on the marriage tradition of the Kerasi community, Kuala Behe Village, was the establishment of a tradition of providing 3 types of material assistance to the wedding ceremony. The forms of assistance are in the form of andelan, pembanto’ and amplop. This tradition is an ancestral tradition that has been adapted to the needs of today's society. This tradition is a form of mutual assistance between community members which aims to ease the financial burden of the implementer of the marriage. Although the aim is mutual cooperation, this tradition also contains a reciprocal value, namely the commitment of all community members to provide assistance with the same value to people who have provided assistance to them. This existing tradition is a hallmark of the Malay community and will not be completely the same as other regional communities.

STRATEGY TO IMPROVE STUDENTS' LITERACY AND NUMERACY ABILITIES Heni Kuswanti
Jurnal Scientia Vol. 12 No. 04 (2023): Education, Sosial science and Planning technique, 2023, Edition September-Nov
Publisher : Sean Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58471/scientia.v12i04.2101

Education is considered a key pathway to prepare a generation expected to cope with the complexity of the challenges of the 21st century. Literacy and numeracy play a central role in equipping learners with essential skills to face the complex challenges of the modern era. This study aims to provide in-depth insights into effective strategies in improving students' literacy and numeracy skills to face the demands of an increasingly complex era. The research method uses a literature review with three main steps: identification of relevant literature, literature analysis, and preparation of conclusions. The results showed two main strategies, namely integrating technology in learning and contextual learning. Technology integration includes the use of interactive applications, adaptive learning software, and online resources. Contextual learning focuses on the application of literacy and numeracy in everyday life, involving project-based methods, internships, and problem-based learning. The use of technology opens up opportunities to enrich the learning experience of students by presenting material in an interactive and relevant manner. Contextual learning, through real-life situations, allows learners to relate literacy and numeracy concepts to their practical experience. Strategy evaluation involves monitoring student progress, assessment of learning outcomes, and feedback from teachers. By implementing these strategies, learners can develop relevant literacy and numeracy skills, provide in-depth insights into the world of work through internships, field trips, and improve problem-solving skills with a problem-based approach. Through this hands-on experience, learners prepare to face real-world challenges and become productive members of society.

MANAGEMENT OF HIGHER EDUCATION FINANCING IN THE PALOH DISTRICT COMMUNITY Budiman, Jumardi; Kuswanti, Heni; Okianna, Okianna
VOX EDUKASI: Jurnal Ilmiah Ilmu Pendidikan Vol 15, No 1 (2024): APRIL
Publisher : STKIP Persada Khatulistiwa Sintang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31932/ve.v15i1.3308

ABSTRAKTujuan penelitian ini ingin mengidentifikasi dan mendeskripsikan strategi pengelolaan pembiayaan pendidikan tinggi pada masyarakat Kecamatan Paloh, Kabupaten Sambas, yang merupakan wilayah terluar di Kalimantan Barat dan berbatasan langsung dengan Malaysia Timur. Metode penelitian yang digunakan yakni pendekatan kualitatif dalam bentuk deskriptif. Data penelitian diperoleh dengan cara wawancara terhadap informan yakni orang tua mahasiswa asal Kecamatan Paloh, Kabupaten Sambas. Teknik pengolahan data yakni reduksi data, penyajian data dan penarikan kesimpulan. Hasil Penelitian menunjukkan bahwa pada aspek perencanaan pembiayaan pendidikan jenjang perguruan tinggi, orang tua mahasiswa telah menetapkan tujuan alokasi dana, merumuskan kondisi ekonomi saat ini, mengidentifikasikan segala kemudahan, kekuatan, kelemahan,Â hambatan sehingga mampu mengembangkan rencana pembiayaan yang tepat. Pada aspek pengalokasian sumber pembiayaan pendidikan dengan sistem menabung, adanya alokasi dari tunjangan pekerjaan, dan program beasiswa yang diikuti dari anak yang melanjutkan diperguruan tinggi di wilayah tertentu. Pada aspek pengelolaan pembiayaan pendidikan, orang tua mahasiswa memiliki mekanisme yang berbeda sesuai kondisi ekonomi dan perencanaan awal. EvaluasiÂ pembiayaanÂ pendidikanÂ jenjangÂ perguruan tinggi pada masyarakat Kecamatan Paloh tidak dilaksanakan secara berkala oleh orang tua mahasiswa karena faktor kebiasaan, rasa percaya pada mahasiswa dan kesibukan dalam bekerjaKata Kunci :Â manajemen; masyarakat; pembiayaan pendidikan; perguruan tinggiABSTRACTThis research aims to find out and describe strategies for managing higher education financing in the people of Paloh District, Sambas Regency, which is the outermost region in West Kalimantan and directly borders East Malaysia. The research method used is a qualitative approach with descriptive form. Research data was obtained by conducting interviews with informants, namely parents of students from Paloh District, Sambas Regency. Data processing techniques are data reduction, data presentation, and drawing conclusions. The research results show that in the planning aspect of tertiary education financing, students' parents have set goals for allocating funds, formulated current economic conditions, and identified all the conveniences, advantages, weaknesses and obstacles so that they can develop an appropriate financing plan. In the aspect of allocating educational funding resources using a savings system, there is an allocation of work allowances, and a scholarship program for children who continue to college in certain areas. In the aspect of managing education financing, parents have different mechanisms according to economic conditions and initial planning. Evaluation of higher education financing in the Paloh District community is not carried out routinely by parents of students due to habit factors, feelings of trust in students, and busyness at workKeyword:Â College; education financing; Management; public

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