JURNAL ABDIMAS PLJ
Vol. 5 No. 2 (2025): JURNAL ABDIMAS PLJ, DESEMBER 2025

OPTIMALISASI DAN PENDAMPINGAN PENGGUNAAN TRANSAKSI DAN PEMBAYARAN DIGITAL PADA UMKM DI DESA KARYAMEKAR, GARUT, JAWA BARAT

Popon Rabia Adawia (Unknown)
Ashri Ramadhani (Unknown)
Muhammad Ridwan (Unknown)
Asep Solihin (Unknown)
Zahra, Zahra (Unknown)



Article Info

Publish Date
12 Dec 2025

Abstract

The development of digital technology has transformed the national economic landscape, including transaction and payment patterns in the micro, small, and medium enterprise (MSME) sector. However, in rural areas such as Karyamekar Village, Garut, West Java, most MSMEs still conduct transactions conventionally and have not fully utilized digital payment systems. This situation results in inefficient transaction processes, poorly managed financial records, and limited market expansion opportunities. This community service program aims to improve MSMEs' digital literacy and competency through training and mentoring on the use of digital transactions and payments. The methods used include interactive training, hands-on workshops on the use of digital payment applications (such as QRIS and digital wallets), and a month of intensive mentoring on implementing these systems in daily business activities. This activity is expected to improve MSMEs' capabilities in conducting cashless transactions, improving financial recording systems, and increasing business efficiency. Furthermore, the program aims to foster a sustainable village digital economy ecosystem through the formation of local digital mentoring groups. Overall, this program is expected to serve as a model for community empowerment based on digital transaction processing that can be replicated in other rural areas. Through this activity, universities play an active role in supporting the national policy of "MSMEs Go Digital" and realizing increased financial inclusion and economic independence for rural communities.

Copyrights © 2025






Journal Info

Abbrev

JAPLJ

Publisher

Subject

Humanities Computer Science & IT Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences Other

Description

Sekilas Jurnal Abdimas PLJ : Jurnal Abdimas PLJ (P-ISSN 2798-7469) ini merupakan jurnal ilmiah berkala yang terbit berdasarkan kaidah jurnal ilmiah ditujukan untuk mempublikasikan karya ilmiah hasil pengabdian kepada masyarakat. Terbit pada Juli dan Desember setiap tahunnya. Naskah dikirim kapan pun ...