<![CDATA[Cashless transactions have become part of daily life for younger generations, including students at SMK Yuppentek 5, Tangerang Regency. Although digital payments offer convenience, insufficient emotional self-control and Fear of Missing Out (FOMO) may encourage impulsive spending and poor financial management. These behaviors can increase the risk of debt when students make purchases without proper planning. This Community Service Program (PKM) aimed to improve students’ awareness of impulsive buying and responsible financial behavior. The program used interactive methods combining educational materials, discussions, and simulations about factors influencing impulsive purchases, including the illusion of invisible money, convenience, FOMO, and limited financial literacy. Participants were Class X1 students majoring in Office Management and Visual Communication Design. The training also explained how to distinguish needs from wants before making purchasing decisions. Program outcomes were evaluated using questionnaires completed by participants after the activities to assess their understanding of the material. The evaluation results indicated improved understanding of emotional management before purchasing and greater awareness of the consequences of impulsive buying. Participants also demonstrated better awareness of managing emotions when facing post-purchase problems. Most participants preferred exercising self-restraint and prioritizing problem-solving rather than reacting emotionally. These findings suggest that interactive financial education can help students develop healthier spending habits and emotional awareness. Overall, the program strengthened students’ understanding of responsible digital payment use and encouraged them to prioritize essential needs over personal wants when making purchases or addressing financial problems.]]>
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