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Jurnal Ilmiah Ekonomi Islam
Published by STIE AAS Surakarta
ISSN : 24776157     EISSN : 25796534     DOI : -
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
Jurnal Ilmiah Ekonomi Islam diterbitkan 3 (tiga) kali setahun (Maret, Juli dan November) oleh Lembaga Penelitian dan Pengabdian Kepada Masyarakat STIE AAS Surakarta.
Arjuna Subject : -
Articles 2,287 Documents
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Konsep Pengelolaan Harta Wakaf Dalam Perspektif Syekh Ahmad Khatib Al-Minangkabawi Afif Aulia Novirman
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.7136

Abstract

One of the purposes of waqf is to get the benefit and welfare of the people. One type of waqf is waqf ahli, namely waqf, which is addressed to the closest family. One of the influential ulama figures in Minangkabau is Sheikh Ahmad Khatib Al-Minangkabawi. He is the Imam of the Grand Mosque in Makkah and derivered his though to students in indonesia, one of which is Abdul Karim Amrullah (HAMKA's father). Syekh Ahmad Khatib, in his preaching, always prioritizes Islamic law. One of the works that are being debated in Minangkabau is the law of inheritance in Minangkabau. In the book, inheritance law which is implemented based on Minangkabau customary law is not valid. Therefore, many traditional leaders disagreed with Syekh Ahmad Karim's opinion. This type of research is literature research where the sources come from journal literature and books. The purpose of this study was to reveal and analyze the perspective of Syekh Ahmad Khatib Al-Minangkabawi from the perspective of expert or family endowments in Minangkabau and to reveal the opinions of scholars in Minangkabau about expert waqf law in Minangkabau.
Analisis Akad Pembiayaan Pemilikan Rumah Di Bank Syariah: Pendekatan Parameter Maslahah Ivan Rahmat Santoso; Niswatin Niswatin; Agil Bahsoan
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.7138

Abstract

Financing contracts in Islamic banks are identical with their loyalty to maslahah as the goal of Islamic law. However, with the increasing demand for financing that contains maslahah mursalah, a deeper analysis is needed to what extent the contract is consistent with the maslahah parameters. This study aims to investigate the mortgage financing contract (PPR) in Islamic banks from the perspective of maslahah. The method uses a qualitative approach by analyzing contracts in PPR. This study also uses a comparative approach by comparing the fatwas of national and international sharia boards. The results of the study indicate that PPR contracts in Islamic banks are generally in line with the maslahah principle parameters mentioned in the us-l al-fiqh sources, so they are not contradictory to the Al-Quran and Sunnah. In addition, comparative analysis shows that the bank is consistent with the decisions of the DSN and other sharia standard institutions.
Manejemen Baitul Mal wat Tamwil (BMT) dalam Tinjuan Maqashid Syariah Perspektif Ibnu Asyur (Studi Pada Pondok Pesantren DDI Mangkoso) Ulfa Hidayati
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.7145

Abstract

In the past, the DDI Mangkoso Islamic Boarding School had a number of shortcomings, mainly due to a lack of proper training and professionalism. To keep the BMT Al Ta'awun business running at full capacity. Managers of business entities must develop an ideal business investment plan. The BMT Al Ta'awun business unit needs to be managed effectively, efficiently and professionally to achieve this goal. However, the anticipated level of welfare must be re-evaluated by considering the maqashid syariah. The research used in this research is qualitative research. The research location was conducted at the DDI Mangkoso Islamic Boarding School, Barru Regency, South Sulawesi, Indonesia. This research was conducted through interviews with BMT At Ta'awun managers and management of Islamic boarding school business units which were thoroughly investigated. The role of BMT At Ta'awun in improving the welfare of supervisors at the DDI AD Mangkoso Islamic Boarding School is felt to be very helpful through the many teachers and coaches who are assisted through capital at BMT At Ta'awun. In addition, the management of BMT At At Ta'wun is relevant to Maqashid Syariah Perspective Ibn Asyur who applied the four characteristics of Maqashid Syari'ah Al 'Amah as well as the goals of maqashid Hashah (special purposes).
Zakāt, Regional Autonomy, and Sustainable Development (Review of Maqāṣid al-sharī`ah System Approach) Zeinal Arifin Haji Munir; Muh. Salahuddin
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.7155

Abstract

Based on the Maqad al-shar'ah System Approach, this study aims to develop the concepts of zakat, regional autonomy, and sustainable development. Zakat is an adaptable tool for development. Indonesia is a dynamic, space-and-time-interacting society. In the Indonesian context, maqid al-shar'ah is used as an elegant methodological bridge between zakat and development. In terms of regional autonomy, each region can benefit from the economic potential and political policy direction by establishing zakat organisations as intermediaries in the style of a bank.
Kejelasan Sil'ah sebagai Konsep Objektivikasi Cryptocurrency pada Aplikasi Pintu zidnaa luthfa hudaaka; iza hanifuddin
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.7187

Abstract

Abstract The pace of technological development has an impact on the economic world, inevitably triggering the emergence of new breakthroughs in the world of fintech. Crypto, which in several countries began to be recognized as a currency, is now gaining popularity in Indonesia. various polemics emerged, such as the expectation of crypto as a currency by the MUI due to its sil'ah defects. This study aims to interpret the clarity of cryptocurrency sil'ah by relating it to the terms of the contract object. The author tries to dig deeper into how the concept of sil'ah should actually be supported by the theory of the object of the Imam Shafi'i contract. It was found that there were several aspects highlighted, namely the existence, and uncertainty of the number and value of cryptocurrencies so that the gharar aspect arose and the alleged speculation practices behind the defects of this cryptocurrency. Laju perkembangan teknologi berimbas pada dunia ekonomi, tak elak memicu munculnya terobosan baru dalam dunia Fintech. Crypto yang di beberapa negara mulai diakui sebagai mata uang, kini mulai populer di Indonesia. berbagai polemic muncul, seperti pengharaman crypto sebagai mata uang oleh MUI yang disebabkan kecacatan sil‘ahnya. Pengkajian ini bertujuan untuk memaknai kejelasan sil‘ah cryptocurrency dengan mengkaitkannya melalui syarat-syarat objek akad. Penulis berusaha menggali lebih dalam bagaimana sebenarnya konsep sil’ah itu seharusnya didukung dengan teori objek akad Imam Syafi‘i. Didapati hasil bahwa ada beberapa aspek yang disorot, yaitu keberadaan, ketidakpastian jumlah dan nilai cryptocurrency sehingga timbul aspek gharar serta dugaan praktik spekulasi yang melatarbelakangi kecacatan sil’ah cryptocurrency ini.
Pencerminan Gaya Kepemimpinan Transformasional Pimpinan Amal Usaha Muhammadiyah Bidang Ekonomi Syariah Di Ponorogo Heri Wijayanto; Ninik Srijani
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 2 (2023): JIEI : Vol.9, No.2, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i2.7193

Abstract

Leadership style can be interpreted as attitudes and actions taken by leaders in dealing with subordinates, regulating an organization's operational system, carrying out and overseeing policies and solving problems both internally and externally. Transformational leadership style is reflected in the indicators: charisma, individual considerations, intellectual stimulant, and inspirational. The values of transformational leadership of the Amal Usaha Muhammadiyah (AUM) influence the success of the Muhammadiyah organization at the branch, branch, regional, regional and central levels. The purpose of this study was to determine the reflection of the values of charisma, individual considerations, intellectual stimulants, and inspirational leadership of AUM in Ponorogo, and to find out the indicators of the most dominant transformational leadership style possessed by AUM leaders. advancing AUM. The research method uses primary data, the population of all residents of Mahammadiyah in Ponorogo, with the sampling technique of cluster sampling. Analytical tool with quantitative descriptive. The number of respondents involved 100 people. Research result is, AUM employees have the perception that AUM's leadership in Ponorogo reflects a high level of transformational leadership. Charisma, inspirational, intellectual stimulant and individual considerations which are the characteristics of transformational leadership. AUM's leadership has a high rating from AUM's employees, and, based on these results, it can be concluded that the leadership style of AUM leaders throughout Ponorogo when reflected in the transformational leadership style has a high reflection
OPTIMALISASI PENGHIMPUNAN DANA ZAKAT PROFESI APARATUR SIPIL NEGARA Rita Martini; Sisi Mandasari; Monalisa Monalisa; Okta Veranika; Tiara Kencana
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.7194

Abstract

Kajian ini menggambarkan penerapan Penghimpunan Dana Zakat Profesi pada Aparatur Sipil Negara (ASN) Kantor Wilayah Kementerian Agama Provinsi Sumatera Selatan. Penghimpunan zakat merupakan upaya pengumpulan zakat perorangan atau kelompok dengan tujuan mencapai zakat. Kegiatan penghimpunan zakat merupakan jantung dalam organisasi zakat, karena penghimpunan berhubungan dengan kemampuan perorangan, organisasi, badan hukum untuk mengajak dan mempengaruhi orang lain sehingga menumbuhkan kesadaran dan kepeduliaan mereka. Berdasarkan hasil pengamatan menunjukkan penghimpunan zakat profesi dapat dinyatakan belum optimal. Hal ini disebabkan karena keterlambatan dilakukan pemotongan zakat profesi, sehingga adanya pegawai ASN yang telah mengambil semua gajinya sebelum dipotong zakat profesi.
Does Islamic Microfinance Affect the Reduction of Poverty Post the Covid-19 in Parepare? Nun Maziyyah Mahsyar; St Nurhayati Ali; Mahsyar Idris
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.7201

Abstract

The coronavirus has spread worldwide since the end of two thousand nineteen. The coronavirus outbreak affects many elements of life, particularly the household economy. The number of job losses led to a significant number of persons living in poverty. One approach to relieving poverty is to offer financial assistance to the beneficiaries. Baitul Mal Wat Tamwil Fauzan Azhiima is an Islamic microfinance institution in Parepare providing financial assistance to middle-low income. The authors will focus on Parepare because it is one of the small cities in South Sulawesi which becomes the center of covid-19 aid. This study aims to analyze the relationship between BMT and poverty reduction post-coronaviruses in Parepare. This study uses a qualitative approach, particularly conducting interviews with beneficiaries post-financing. As a result, the financing of BMT which is Murabahah, Qard Al-Hasan, and Mudarabah contracts affect the improvement of life, supports education, boosts the income level, and in the end breaks the poverty line in Parepare.
The Role of Advertising on Islamic Banks: An Evidence from Millennial Consumer’s Attitude and Intention Faizi Faizi; Airlangga Surya Kusuma Kusuma
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.7217

Abstract

Since the establishment of Bank Syariah Indonesia as the largest Islamic bank in Indonesia, this bank has considered millennial consumers as its main potential customers. To gain these potential customers, Bank Syariah Indonesia launched a television advertisement for its product, namely Griya Simuda. The objective of this study is to investigate millennial consumers’ attitudes toward Griya Simuda television advertising and Griya Simuda product, and also millennial consumers’ intention to purchase Griya Simuda products. This research employs a quantitative approach, in which survey data from 155 millennial respondents were analyzed using simple linear regression analysis. The findings of this research showed that consumers’ attitude toward Griya Simuda advertising has a positive effect on consumers’ attitude toward Griya Simuda product. In turn, consumers’ attitude toward Griya Simuda product has a positive effect on the intention to purchase Griya Simuda product, and the attitude toward Griya Simuda advertising also has a positive effect on the intention to purchase Griya Simuda product. The conclusion of this research is that Islamic banks should utilize television advertisements more to promote their products.
Etika Bisnis Dalam Perspektif Sunnah Nabi Rozi Rozi
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.7322

Abstract

This paper aims to discuss business ethics from the perspective of the Sunna of the Prophet. This manuscript was written using a literature review approach. The results of the discussion show that in running a business, ethics is very important. The term business ethics originally appeared in the 1970s in America, 1980s in Europe, and 1990s in Asian countries. Even so, it should be noted that actually long before that, namely in the 14th century, the Prophet Muhammad SAW had introduced ethics in doing business. Interestingly, ethical issues have been introduced through the business activities that have been carried out. The business ethics that he applies in running a business are: honest, voluntary, not cheating, not dropping other people's businesses, free from usury practices, not hoarding goods, not monopolizing, prioritizing consumer satisfaction, not tyrannizing employees, maintaining trust, upholding values tolerance, always keeping promises, being generous, not forgetting the hereafter, being fair, and only selling quality products that are guaranteed to be halal.

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