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INDONESIA
Jurnal Ilmiah Ekonomi Islam
Published by STIE AAS Surakarta
ISSN : 24776157     EISSN : 25796534     DOI : -
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
Jurnal Ilmiah Ekonomi Islam diterbitkan 3 (tiga) kali setahun (Maret, Juli dan November) oleh Lembaga Penelitian dan Pengabdian Kepada Masyarakat STIE AAS Surakarta.
Arjuna Subject : -
Articles 2,287 Documents
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MASLAHAH IN GREEN WAQF PLANTING TAMANU TREES WITH MAQASHID AL-SHARIA APPROACH Yusi Gumansari; Nurwahidin Nurwahidin; Mulawarman Hannase
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.6861

Abstract

Maqashid al-sharia is one of the crucial pillars in developing and improving the Islamic financial system. Facing the current issue of climate change requires extensive green financing and increasing the need for green financing, which has similar principles to Islamic financial instruments. Last year, the green waqf movement was started, which uses waqf assets to support the achievement of ecological balance and sustainability while providing social and economic impacts for the community. The author intends to conduct maslahah research in green waqf through the maqashid al-sharia approach, including discussing green waqf based on the scheme and the impact to be produced. The methods used are library research and descriptive analysis, with secondary data sourced from books, research papers, conference papers, academic studies, case studies, press releases, and articles accessible in various research libraries and e-databases. Using the maqashid framework, green waqf is known to contain benefits because it is an economic activity that prioritizes the maintenance of religion, soul, mind, descendants, and property. In addition, it can overcome the challenge of environmental damage affecting climate change, be one of the solutions to answer the challenges of the energy crisis, and support sustainable development goals.
Penerapan Tata Kelola Islam Dalam Perbankan Syariah Di Indonesia: Sebuah Studi Kepustakaan Laksita Sela Srimaya; Elsa Amalia
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.6884

Abstract

This study aims to examine how the application of Islamic governance in Sharia banking, especially in Indonesia. The approach used in this study is a qualitative approach by applying library research methods. The data used in this study is secondary data which are books and articles related to the topics discussed taken from accounting journals. The development of the Sharia banking industry can be seen from the increasing variety of Sharia banking products and the growing network of Sharia banking services. The results of literature study indicate that with the development of Sharia banking, governance in the Sharia banking industry is becoming increasingly important to implement. The importance of Islamic governance occurs through its role in ensuring and maintaining the trust of the Sharia banking and finance industry from the perspective of its stakeholders. This study shows that the application of Islamic governance in Indonesia is regulated by Bank Indonesia Regulations. Indonesian Sharia Banking must be guided by various provisions and requirements related to the implementation of governance and must comply with sharia principles. However, in general, Sharia Banking in Indonesia is still unable to implement Islamic governance in its daily operational activities.
Analisis Preferensi Masyarakat Kalimantan Selatan Pada Bank Syariah Pasca Merger 3 Bank Umum Syariah (BUS) Haris Faulidi Asnawi, Atika Zahra Maulida, Muhammad Qamaruddin
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.6886

Abstract

Berangkat dari adanya merger 3 Bank Umum Syariah (BUS) yaitu, BRI Syariah, Bank Syariah Mandiri, dan BNI Syariah penelitian ini dilakukan sehingga bertujuan untuk menganalisis pengaruh dari variabel Literasi, Inklusi, Reputasi dan Religiusitas terhadap preferensi masyarakat Kalsel pada Bank Syariah Pasca Merger 3 BUS tersebut. Metode penelitian yang digunakan adalah penelitian kuantitatif dan pendekatan deskriptif kemudian dianalisis menggunakan regresi linier berganda. Hasil penelitian menunjukkan 1) secara simultan, adanya pengaruh dari seluruh variabel independen penelitian terhadap preferensi masyarakat Kalimantan Selatan pada Bank Syariah pasca merger 3 bank umum syariah, 2) secara parsial hanya variabel reputasi yang berpengaruh secara signifikan terhadap variabel Y.
What Determines Metropolitan Jakarta’s Muslim Intention to Use M-Banking? Muhammad Khaerul Muttaqien; Moh Khoirul Anam; Tajudin Mas'ud Tajudin; Hamli Syaifullah Hamli
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 2 (2023): JIEI : Vol.9, No.2, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i2.6888

Abstract

The purpose of this study was to determine the factors that influence the usefulness, trustworthiness, and acceptance of M-Banking. The theoretical framework used in this study is the Technology Acceptance Model (TAM), with the addition of perceived risk and trust variables. Research data collected from 265 Muslims in the Jakarta Metropolitan area were analysed using a statistical method known as Partial Least Squares Path Modeling. These findings indicate that the intention to use M-Banking is positively and significantly influenced by trustworthiness, easiness, and perceived risk. Meanwhile, the intention to use M-Banking is not affected based on the perceived usefulness. According to the findings, perceived usefulness and easiness have a positive and significant effect on trust. Furthermore, perceived risk and easiness have a positive and significant effect on perceived usefulness. Practical implications by considering the antecedents of usefulness, trust and acceptance of M-Banking, the banking industry can improve the service quality and security of M-Banking.
Pengembangan Green Halal Tourism dengan Metode Soar dan Analytical Hierarchy Process Firman Setiawan
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.6892

Abstract

The concept of halal and green tourism is often a partial study of tourism development in Indonesia. When researchers and academics discuss halal tourism, generally, they will be separated from environmental issues. On the other hand, when environmental issues are raised in the tourism industry, the sharia aspects are ignored. This study examines the development of green halal tourism as a synthesis of the two tourism concepts. This research uses SOAR and AHP methods. The study was conducted at the Makam Agung Arosbaya tourist attraction, a tourist attraction that best represents this tourism genre. From the analysis carried out, it is known that there are several things, from strengths, opportunities, aspirations, and results, which can then be used as strategies and priority plans in the development of eco-halal tourism based on the SOAR analysis index and the AHP consistency value. This strategy and planning are classified into environmental, socio-cultural, facilities and services, promotion, historical tourism, and economic aspects. Priority plans that must be carried out in the development of eco-halal tourism include environmental conservation, maintenance of archaeological sites, prevention of negative cultural influences on local wisdom values, improvement of facilities and services for tourists, use of online media for promotion, introduction to the history of figures Makam Agung Arosbaya, as well as optimizing tourism objects as new markets for local products, both goods, and services.
Analisis Pariwisata Halal Terhadap Keputusan Wisatawan (Studi Kasuh Wisata di Aceh) Anio Indah Lestari; Reni Ria Armayani Hasibuan; Wahyu Syarvina
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.6903

Abstract

Tujuan penelitian ini adalah untuk mengetahui pengaruh dari daya tarik wisata dan destination image yang terhadap keputusan wisatawan berwisata ke Kota Banda Aceh. Penelitian ini merupakan penelitian mix method. Jumlah sampel dalam penelitian ini adalah 100 orzng, dengan teknik penarikan sampel menggunakan metode Accidental Sampling. Pengumpulan data dilakukan dengan cara menyebarkan kuesioner dan melakukan wawancara. Penelitian ini menggunakan metode analisis regresi linear berganda dengan bantuan perangkat SPSS Versi 23.0. Hasil penelitian menunjukkan bahwa daya tarik wisata berpengaruh positif dan signifikan terhadap keputusan wisatawan berwisata ke Kota Banda Aceh, dan destination image berpengaruh positif dan signifikan terhadap keputusan wisatawan berwisata ke Kota Banda Aceh. Kemudian daya tarik wisata dan destination image wisata halal secara simultan berpengaruh signifikan terhadap keputusan wisatawan berwisata ke Kota Banda Aceh. Hal ini didapatkan berdasarkan pengujian perbandingan Fhitung 19.074 < Ftabel 3,09 dengan nilai sig. sebesar (0,000 < 0,05). Pemerintah sangat mendukung pariwisata halal aceh lewat berbagai program dan perencanaanya, namun harus didukung juga dari berbagai pihak seperti dari para pelaku usaha, masyarakat dalam pengembangannya, agar tercapai visi dinas pariwisata yang ingin menjadikan Aceh sebagai wisata halal nasional, hal ini juga sangat baik dampaknya untuk memajukan perekonomian masyarakat.
SHARIA FINTECH PROSPECTS (P2P LENDING) ON MSME FINANCING IN INDONESIA Hartutik Hartutik; R Melda Maesarach; Jaharuddin Jaharuddin
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.6912

Abstract

This study aims to determine the business prospects of Sharia Fintech Lending in Indonesia. In practice, this research uses quantitative methods with trend analysis. The results of the study show that Islamic Fintech Lending has large and wide financing opportunities in Indonesia. This is evident from the results of research showing that the average increase in Islamic Fintech Lending financing is 45%, very high compared to the average increase in conventional bank financing of 0.68%, Islamic Bank 0.42%, Conventional Fintech Lending 11%. This means that even though Sharia Fintech Lending is in the beginner category, it has been able to attract public interest, besides the number of Indonesians who are predominantly Muslim, it is an opportunity for the development of Sharia Fintech Lending. The results of this study are expected to be able to provide a reference for policy makers and Sharia fintech business players, to be able to improve the performance of Sharia fintech lending in Indonesia. Key Word : P2P, Fintech Lending Sharia, Financing, MSME
KAJIAN TRADING SAHAM SYARIAH DI BURSA EFEK INDONESIA Pocut Ainiah
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.6920

Abstract

Tujuan paper ini untuk mengetahui kajian tentang trading saham syariah di Bursa Efek Indonesia bagaimana pengenalan trading saham syariah dan pasar modal syariah. Mengetahui hukum dalam trading syariah hingga trading saham syariah, serta jenis trading saham yang bagaimana yang diharamkan dalam Islam sehingga trading saham syariah bisa dilakukan dikalangan muslim sehingga praktek maisir, gharar dan riba tidak terjadi. Metode penelitian ini bersifat deskriptif analisis dilakukan untuk mencari data secara lengkap tentang karakteristik suatu keadaan atau gejala-gejala yang dapat mebantu memperkuat teori mengenai pasar modal syariah. Penelitian ini menggunakan pendekatan yurisdis normatif, yaitu penelitian hukun yang sepenuhnya menggunakan data sekunder dan analisisnya bersifat kualitatif. Pengumpulan data dilakukan dengan menggunakan teknik studi dokumen dan studi kepustakaan (library research). Trading saham syariah dengan trading saham konvensional dalam membuka akun rekening saham syariah bisa dengan memilih sekuritas yang sudah Shariah Online Trading System (SOTS). Hukum trading saham syariah adalah mubah atau boleh asalkan sesuai dengan prinsip syariah dan merujuk sesuai Fatwa DSN-MUI No. 80/DSN-MUI/III/2011 tentang Penerapan Prinsip Syariah dalam Mekanisme Perdagangan Efek Bersifat Ekuitas di Pasar Reguler Bursa Efek.
Looking into what makes Muslim millennial and generation Z want to use digital wallets in Banjarmasin Humaida Humaida; Zaki Mubarak; Rahma Yuliani
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.6953

Abstract

Digital wallets are one of the solutions given by firms in the fintech industry to support cashless and non-card payments. However, research on digital wallets is still in shortage, and they are needed to continue the expansion of fintech in Indonesia. Even though it is relatively new in financial technology, the DANA digital wallet is already giving other forms of digital payment that have been around for some time a run for their money. DANA can successfully design and improve its various innovative features to attract potential customers in the future. This research aims to determine factors that motivate Muslim millennials and generation Z to use DANA digital wallets. Quantitative approaches are employed in this study through questionnaires for data collection and analysis using multiple regression. Muslim dana digital wallet users between the ages of 18 and 35 from the city of Banjarmasin served as the sample population for this analysis. Meanwhile, one hundred people participated in the study as the sample size. The findings revealed that the users' lifestyles primarily influence the adoption of digital wallets among Banjarmasin's Muslim millennials and generation z populations.
Pemberdayaan Ekonomi Masyarakat Melalui Dewan Masjid Indonesia di Kabupaten Tasikmalaya Anwar Taufik Rakhmat
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.6961

Abstract

Mosques have an important role in empowering the people in the fields of education, social, and economy. This role involves the manager or organization that manages the mosque. The Indonesian Mosque Council (DMI) is an organization whose goal is to empower the community through the resources they have. The purpose of this study was to get an overview of the concept and implementation of community economic empowerment carried out by the Regional Management (PD) DMI Tasikmalaya Regency. This research was conducted through a qualitative approach. Data collection techniques were carried out through interviews and observations. The interview was conducted in three phases, namely the orientation phase, the work phase and the termination phase. The data analysis used in this research is qualitative research, namely research in which the data is expressed in verbal form and analyzed without using statistical techniques. The economic empowerment of the community through the Indonesian Mosque Council in Tasikmalaya Regency is very optimal. This can be proven from several programs implemented by PD DMI in Tasikmalaya Regency that have succeeded in boosting the economy of the mosque community, through economic digitization programs, economic institution development programs, and mosque economic empowerment programs.

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