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Jurnal Ilmiah Ekonomi Islam
Published by STIE AAS Surakarta
ISSN : 24776157     EISSN : 25796534     DOI : -
Core Subject : Economy, Social,
Jurnal Ilmiah Ekonomi Islam diterbitkan 3 (tiga) kali setahun (Maret, Juli dan November) oleh Lembaga Penelitian dan Pengabdian Kepada Masyarakat STIE AAS Surakarta.
Arjuna Subject : -
Articles 2,319 Documents
Pemetaan Dan Pemodelan Minat Menabung Masyarakat Di Bank Syariah Indonesia Jambi Prasaja, Ahmad Syukron; Rahma, Sri
Jurnal Ilmiah Ekonomi Islam Vol 10, No 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12271

Abstract

Kondisi Indonesia sebagai negara dengan mayoritas pemeluk agama Islam memberikan potensi besar bagi perkembangan perbankan syariah. Setelah merger tiga bank syariah menjadi Bank Syariah Indonesia (BSI), strategi yang tepat diperlukan untuk mengoptimalkan layanan pelanggan. Namun, perbankan syariah masih tertinggal dibandingkan dengan bank konvensional. Sementara itu, keragaman geografis Indonesia menciptakan perbedaan dalam kehidupan masyarakat, menjadi peluang bagi sektor perbankan untuk memahami pasar dan memperluas jaringan aset. Penelitian ini menggunakan data primer dan sekunder. Data primer mencakup variabel minat menabung masyarakat yang dikumpulkan melalui kuesioner yang disebar ke masyarakat di wilayah Jambi yang dilayani oleh cabang BSI. Metode penelitian ini adalah kuantitatif deskriptif, yang memerlukan konsep pendukung dan teori sebagai dasar yang mengonfirmasi tujuan penelitian. Populasi penelitian mencakup penduduk kota dan kabupaten di Provinsi Jambi, dengan karakteristik wilayah yang dibedakan menjadi daratan (perkotaan), pegunungan, dan pesisir. Sampel diambil menggunakan teknik probability sampling yang memberikan kesempatan yang sama kepada individu yang memenuhi kriteria untuk menjadi responden. Hasil penelitian menyoroti beberapa faktor kunci yang memengaruhi minat menabung di BSI Jambi. Mayoritas responden yang merupakan perempuan dengan latar belakang pendidikan S1 menunjukkan minat menabung yang signifikan. Pekerjaan juga memainkan peran penting, dimana mayoritas responden yang belum bekerja menunjukkan ketidakminatan terhadap menabung, sementara karyawan memiliki minat yang lebih tinggi. Analisis terhadap jarak terhadap bank cabang menegaskan pentingnya lokasi yang strategis dalam menarik minat menabung, dengan penurunan yang signifikan dalam ketidakminatan menabung seiring pendekatan jarak terhadap bank cabang. Faktor-faktor ini, seperti jenis kelamin, pekerjaan, dan aksesibilitas terhadap bank cabang, menunjukkan pengaruh yang kuat terhadap minat menabung, memberikan landasan penting bagi BSI Jambi dalam pengembangan strategi pemasaran dan lokasi cabang untuk meningkatkan partisipasi masyarakat dalam menabung
Pemikiran Ekonomi Kerakyatan Muhammad Hatta Dalam Prespektif Ekonomi Islam Wulan Wulandari; Asyari Hasan
Jurnal Ilmiah Ekonomi Islam Vol 9, No 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.9753

Abstract

Mohammad Hatta merupakan tokoh proklamator yang juga sebagai peletak dasar-dasar demokrasi dan ekonomi di dalam konstitusi Negara Kesatuan Republik Indonesia. Hatta sangat aktif memberikan masukan-masukan terkait konsep ekonomi, sekurang-kurangnya Hatta memberikan masukan terkait nilai fundamental ekonomi yang hendak dibangunnya yaitu nilai kepemilikan, nilai keadilan dan kebersamaan serta nilai persaudaraan. Pemikiran ekonomi Mohammad Hatta yang cukup dikenal yaitu ekonomi kerakyatan untuk membangun perekonomian rakyat, petani, nelayan dan lain-lainnya melalui koperasi. Pentingnya pembahasan yang lebih mendalam tentang konsep ekonomi yang ditawarkan Hatta karena pemikirannya memberikan signifikasi bagi perkembangan ekonomi, selain itu untuk mengetahui apakah nilai-nilai yang terkandung dalam pemikiran ekonomi Bung Hatta didasarkan pada konsep ekonomi islam. Metodologi yang digunakan dalam tulisan ini yaitu library research, dimana sumber yang digunakan adalah bahan-bahan pustaka berupa buku, skripsi, tesis, artikel jurnal. Jurnal ini bertujuan untuk menganalisis pemikiran ekonomi koperasi bung Hatta apakah sesuai dengan konsep ekonomi islam.
Inovasi dalam Keuangan Syariah dan Dampaknya terhadap Perdagangan Internasional: Sukuk di Pasar Global NUR ANNISA, LAILITA
Jurnal Ilmiah Ekonomi Islam Vol 10, No 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.13760

Abstract

This research analyses innovations in Islamic finance and their impact on international trade, with a particular focus on sukuk instruments in the global market. Islamic finance has experienced significant growth in recent decades, and sukuk as one of the main products shows great potential in supporting cross-border economic activity. This research explores how sukuk, as a shariah-compliant financing instrument, has been developed and implemented in various international markets. The research method used includes qualitative analysis of secondary data from various sources, including academic literature and official websites. The results show that innovations in sukuk, such as the development of green sukuk and waqf sukuk, not only increase financial inclusion but also have a positive impact on economic stability and environmental sustainability. Sukuk has proven to be an effective tool in raising funds for large infrastructure projects in emerging and developing countries.This research concludes that innovations in Islamic finance, particularly sukuk, have an important role to play in strengthening international trade and fuelling global economic growth. Policy recommendations are suggested to improve regulations and frameworks that support the further development of sukuk in the global market.
Analysis Of The Influence of Organizational Culture, Work Discipline, And Job Satisfaction On Employee Performance At Pt. Bank Syariah Indonesia Office Area Semarang City Mardhotillah, Mai'syah; Hasanah, Siti; Ulya, Nur Maziyah
Jurnal Ilmiah Ekonomi Islam Vol 10, No 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v1i1.12337

Abstract

This study aims to analyze the significant effect of Organizational Culture, Work Discipline, and Job Satisfaction on Employee Work Productivity with Work Motivation as a Moderating Variable at Bank Syariah Indonesia Branch Office of the Student Army Soldiers in Semarang City, either simultaneously or partially. The population in this study were all employees of Bank Syariah Indonesia Semarang City Area Office, while the sample in this study were 34 respondents who became employees of Bank Syariah Indonesia Semarang City Area Office who were selected using a saturated sampling technique. The data used in this study are primary data obtained through distributing questionnaires. The analysis model used in this study was the Multiple Linear Regression Analysis Model, while the data analysis technique used a simultaneous significance test (F test), coefficient of determination test (R2), and partial significance test (t-test) which were processed with the SPSS 25.00 program. The results of proving the hypothesis and discussion show that the variables of organizational culture, work discipline, and job satisfaction simultaneously have a significant effect on employee performance at PT Bank Syariah Indonesia Semarang City Area Office. Partially, the organizational culture and work discipline variables each have a positive and significant effect, while the job satisfaction variable partially has a positive but not significant effect on employee performance at PT Bank Syariah Indonesia Semarang City Area Office. Keywords: Employee Performance, Organizational Culture, Work Discipline, Job Satisfaction
Analysis Of Buying Interest In Online Products Of Islamic University Students In Malang District Lestari, Rr.Hesti Setyodyah; Fitrianingsih, Defit; Sinollah, Sinollah; Ramdhan, Tri Wahyudi
Jurnal Ilmiah Ekonomi Islam Vol 10, No 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.13279

Abstract

The purpose of this study was to determine the characteristics of students in Malang in shopping both online and their influence on the movement of purchasing behavior of students in Malang to make purchases online. The research technique uses quantitative descriptive research. The sample amounted to 400 students. Data collection techniques through questionnaires. Regarding the analysis of test results with PLS support. The results showed that the purchase intention variable was influenced by the variables of trust, discount and promotion by the seller. In addition, the level of public trust in online shopping websites with a good reputation and having a variety of product variations is one of the things that attracts buyer interest. Based on the results of PLS analysis, it is known that online shopping behavior can reduce students' shopping movements, especially on food / beverage needs, children's needs and toys, cosmetics and skin care, and tertiary fashion.
Pengaruh Corporate Governance Terhadap Kinerja Unit Usaha Syariah Perbankan Indonesia: Pendekatan Maqashid Syariah Index Cahyo Putri, Raden Roro Nurul Aini
Jurnal Ilmiah Ekonomi Islam Vol 10, No 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.13164

Abstract

This study aims to provide empirical evidence regarding the performance of maqashid sharia on Sharia Business Units (UUS) in Indonesia during 2016-2020. The study employed purposive sampling in order to gather secondary data from yearly financial reports released by Indonesia's Islamic Commercial Banks and financial reports issued by the Financial Services Authority (OJK). The methods used are descriptive statistical techniques and quantitative descriptive techniques using the Maqashid-based Performance Evaluation Model (MPEM) approach. With an average score of 8253.08, the study's findings show that Maybank Bank is the US financial institution that ranks highest among US banks for operating in compliance with Maqashid Syariah over the 2016–2020 timeframe. Next with a score difference of 116.22 is UUS Bank Sinarmas. Finally, with an average value of 3884.84, making UUS Bank CIMB Niaga as the UUS with the smallest maqashid index performance. Furthermore, DPS characteristics and board structure play a significant part in enhancing UUS performance. Additionally, this study discovered that, in contrast to the size of the board of commissioners, which has an adverse effect on maqashid syariah performance, DPS with DPS Size, DPS cross-membership, DPS educational qualifications, and DPS Reputation had a favorable influence on Maqashid Syariah performance. .
Penerapan Pelayanan Prima Islami dan Manajemen Berbasis Keamanan Terhadap Minat Berkunjung Kembali Pada Sektor Publik Andrian Andrian; Pratiwi Nilasari
Jurnal Ilmiah Ekonomi Islam Vol 9, No 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.11345

Abstract

This study aims to determine the effect of Islamic excellent service (X1) and the strength of security-based management (X2) on revisit intentions (Y) in the community on public services in the East Bekasi District, Bekasi. The research methodology used is quantitative with the purposive sampling survey method for respondents who have the criteria of at least once visit and have experienced public services themselves. Then after collecting the necessary data, the data is processed by the researcher using statistical analysis, so that it can be seen whether the implementation of Islamic excellent service (X1) and security-based management (X2) has had a significant or not significant effect on revisit intentions (Y) to the public sectors. The value of the novelty of this research is to include and integrate Islamic excellent service (X1) with security management (X2) regarding on revisit intentions to the public sectors. The research results show that Islamic Excellent Service (X1) and Security-Based Management (X2) simultaneously have a significant effect on Revisit Intentions (Y) in Public Sectors in the East Bekasi District, Bekasi.
Strategy for Collecting Zakat Infaq Shadaqah at the Amil Zakat Infaq Shadaqah Muhammadiyah Institution (LAZISMU) Central Java Post Covid-19 Pandemic Ridwan, Mohammad; Sriyono, Sriyono; Suharto, Sulistyo; Putri, Anindya P. R. Z.
Jurnal Ilmiah Ekonomi Islam Vol 10, No 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12348

Abstract

The Covid-19 pandemic has had an impact on all areas of life and one of them is the field of zakat, due to the weak economy of the community due to the decline in income of Muzakki (people who are obliged to pay zakat), and on the other hand there has been an increase in Mustahik (people/entities who are entitled to receive zakat). This research aims to identify strategies for collecting zakat, infaq and shadaqah (ZIS) at the Muhammadiyah amil zakat, infaq and shadaqah institutions (LAZISMU) in the era of the covid-19 pandemic and after, apart from that, it also examines the extent of the impact of the post-covid-19 pandemic on ZIS zakat, infaq and shadaqah collection strategy at LAZISMU in the post-covid-19 pandemic era in Central Java. This research method is descriptive qualitative. Data collection techniques through observation, interviews, photos/videos, reports/subject documents. Meanwhile, the data analysis technique uses SWOT. The results of research conducted show that LAZISMU has a total weighted score of 3.78, while on the EFE matrix LAZISMU has a total weighted score of 3.67. LAZISMU's position is an above average position, so that in this position LAZISMU still has enough potential to be developed, however, it is also not recommended to develop strategies that are too aggressive, such as integration or acquisition strategies. In this position the company only needs to focus on maintaining, maintaining and improving its performance
ANALISIS PENGARUH QUALITY OF WORK LIFE DAN ISLAMIC WORK ETHIC TERHADAP LOYALITAS KARYAWAN MELALUI KINERJA SEBAGAI VARIABEL INTERVENING (STUDI KASUS PADA PT. BANK SYARIAH INDONESIA, TBK KC MEDAN ADAM MALIK) M. Ilmi Zikri Firdaus; Saparuddin Siregar; Nurlaila Nurlaila; Helma Widya
Jurnal Ilmiah Ekonomi Islam Vol 8, No 3 (2022): JIEI : Vol.8, No.3, 2022
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i3.7142

Abstract

This study aims to determine the effect of Quality of Work Life which is divided into two independent variables, namely Work Participation and Work Environment, as well as another independent variable, namely Islamic Work Ethic at Bank Syariah Indonesia KC Medan Adam Malik. This study uses quantitative methods and associative approaches, data collection techniques using questionnaires and the population and sample in this study were 31 employees at Bank Syariah Indonesia KC Medan Adam Malik using saturated sampling technique. The data obtained were then processed using SPSS Version 25, then analyzed using path analysis. The results of this study indicate that Work Participation on the Work Environment has a correlation value of 0.762 indicating a strong correlation. While the Work Environment on Islamic Work Ethic has a correlation value of 0.535 indicating a moderate correlation. From the results of the Hypothesis Test (First) Work Participation, Work Environment, and Islamic Work Ethic have a significant effect on Employee Performance, this can be seen from the t-count value for the Work Participation variable of 3.162 > t.table 2.051, t-count Work Environment 4.843 > 2.051, and t-count Islamic Work Ethic of 4.162 > t-table 2.051. Meanwhile, from the results of the Hypothesis Test (Second) Work Participation, Work Environment, Islamic Work Ethic, and Employee Performance have a significant effect on Employee Loyalty, this can be seen from the t value for the Work Participation variable of 2.300 > t. table 2.051, t count Work Environment 3.093 > 2.051, t count Islamic Work Ethic of 3.773 > t table 2.051, and t count Employee Performance of 3.681 > t table 2.051. And from the path analysis results show that the Employee Performance variable is not able to strengthen the influence of Work Participation, Work Environment, and Islamic Work Ethic on Employee Loyalty.
Survei Kepuasan Muzakki Terhadap Kualitas Pelayanan BAZNAS (BAZIS) Provinsi DKI Jakarta Mansur, Hisam; Makarim, Dina Fornia
Jurnal Ilmiah Ekonomi Islam Vol 10, No 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.13377

Abstract

The purpose of this study is to assess the level of satisfaction among muzakki (zakat payers) regarding the quality of service when paying zakat at BAZNAS (BAZIS) DKI Jakarta Province. It employs a quantitative research method utilizing a questionnaire. The study population consists of civil servants (ASN). The sample size comprises 890 respondents, selected through purposive sampling. Primary and secondary data is utilized for the research. The findings reveal that donors or muzakki are highly satisfied with the services provided by BAZNAS (BAZIS) DKI Jakarta Province. The lowest satisfaction score is observed in the responsiveness aspect with a score of 3.99, while the highest satisfaction score is in tangibility with a score of 4.17. It is hoped that this study can serve as a platform for further improvement of the institution, thereby influencing the public's decision in selecting BAZNAS (BAZIS) DKI Jakarta Province for their zakat distribution institution.

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