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Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah
Published by Universitas Muhammadiyah Surabaya
ISSN : 25276344     EISSN : 25805800     DOI : http://dx.doi.org/10.30651/jms.v6i3.7248
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah (e-ISSN: 2580-5800; p-ISSN: 2527-6344) is a journal that is managed by the Islamic Banking Study Program, Muhammadiyah University of Surabaya and in collaboration with professional organizations, namely Ikatan Ahli Ekonomi Islam. This journal is published three times a year (April, August and December). This journal focuses on the publication of research results and scientific articles on islamic banking, islamic finance, islamic microfinance institutions, non-bank financial institutions, islamic capital market, islamic economic and other themes related to Islamic finance.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 1,415 Documents
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Pengaruh Religiusitas, Brand Loyalty, Label Halal, Label BPOM dan Harga Terhadap Keputusan Pembelian Produk Kosmetik Wardah Halal Marita Putri; Miti Yarmunida; Miko Polindi
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 10 No 5 (2025)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v10i5.29486

Abstract

This study aims to measure the influence of religiosity, brand loyalty, halal label, BPOM label, and price on the purchase decision of Wardah halal cosmetic products. This research is a research study. The data type used is primary data sourced from a questionnaire. The study population consisted of residents of Pagar Dewa Village, with a sample of 97 respondents. The data analysis technique used was multiple linear regression analysis with SPSS 25 software. The results of the study indicate that 1) Religiosity has a significant influence on the purchase decision of Wardah cosmetic products. (2) Brand Loyalty has a significant influence on the purchase decision of Wardah cosmetic products. (3) The Halal Label has a significant influence on the purchase decision of Wardah cosmetic products. (4) The BPOM label significantly influences purchasing decisions for Wardah cosmetic products. (5) Price significantly influences purchasing decisions for Wardah cosmetic products. Religiosity, brand loyalty, the halal label, the BPOM label, and price simultaneously have a positive and significant influence on purchasing decisions for Wardah halal cosmetic products.
Analisis Efektivitas Pengelolaan Aset Kemitraan di Divisi Sarana dan Prasarana Perum Perhutani Divre Jawa Timur Adib Fatihunniam; Dhani Ichsanuddin Nur
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 10 No 5 (2025)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v10i5.29504

Abstract

This analysis aims to evaluate the effectiveness of partnership asset management within Perum Perhutani Divre East Java using the Plan–Do–Check–Act (PDCA) framework. Public asset management plays a strategic role in enhancing operational efficiency and generating economic value, yet its implementation still faces challenges related to data accuracy, asset conditions, marketing limitations, and regulatory rigidity. The findings indicate that the optimization process begins with identifying and verifying underutilized assets, followed by offering them to potential partners and preparing cooperation agreements grounded in accountability and transparency. Monthly evaluations are conducted to monitor revenue realization, asset utilization, and partner compliance, although effectiveness remains constrained by informal marketing practices, variations in asset potential, and misalignment between revenue targets and actual field conditions. Through PDCA implementation, improvement efforts focus on strengthening asset information systems, enhancing cross-unit coordination, modernizing asset marketing strategies, and revising regulations to be more adaptive to partner needs. This analysis emphasizes that transparent governance, adequate human resource capacity, and continuous evaluation are essential elements in achieving productive and sustainable partnership asset management
Pengaruh Gaya Hidup, Harga, dan Kualitas Produk Terhadap Minat Beli Pakaian Bekas dalam Perspektif Ekonomi Syariah (Studi pada Masyarakat Kota Bengkulu) Felisa Ayu Wulandari; Supardi Mursalin; Evan Stiawan
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 10 No 5 (2025)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v10i5.29542

Abstract

This study aims to analyse the influence of lifestyle, price, and product quality on the purchase intention of secondhand clothing (thrifting) among the people of Bengkulu City from an Islamic economic perspective. This research employs a descriptive quatitative approach with data collected through questionnaires and processed using SPSS version 26. The population consists of Bengkulu City resident who have purchased secpndhand clothing at Panorama Market, with a sampel size of 100 respondentd. The data analysis tehniques include validity testing, reability testing, classical assumption test (normality, heteroscedascity, and multcollinearity tests) multiple linear regression analysis, and hypothesis testing (t-test, f-test, and R2 test). The result show that lifestyle has a significant effect on the intention to purchase secpndgand clothing, as indicated by a significance value of 0.000 (<0.05) and a t-value of 27.786. the higher the purchase intention. Price also has a significant influence, with a significance value of 0.000 (<0.05) and a t-value of 24.003, indicating that affordable and reasonable prices increase consumers’ purchase interest. Furthermore, product quality significantly affects the purchase of secondhand goods, as shown by a significance value of 0,000 (<0,05) and a t-value of 22.798. this implies that the better the quality offered, the higher the consumers’ buying interest.
The Hermeneutic Circle in the Tradition of Islamic Tafsiri: Implications for Renewal Ritonga, Zulkarnaen; Mardhatillah, Zuyyina; Dzymirrah, Ilma; Taufiq, Muhammad
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 10 No 5 (2025)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v10i5.29481

Abstract

This article examines the concept of the hermeneutic circle and its application in Islamic exegetical tradition, as well as its implications for contemporary Islamic legal reform. The hermeneutic circle, developed within Western hermeneutical philosophy, resonates with classical Islamic exegetical methodology that recognizes the dialectical relationship between text (al-nash), context (al-waqi'), and interpreter (al-mufassir). This study employs library research methods with a qualitative approach, and data are comprehensively analyzed using a descriptive-analytical approach by revealing how classical scholars who accepted and rejected the application of hermeneutical principles in their ijtihad debated, then analyzing these differences of opinion based on primary and secondary data sources. The findings indicate that the debate concerning hermeneutics in Islamic exegesis reflects the rich and complex dynamics of contemporary Islamic thought. Progressive groups view hermeneutics as a valuable opportunity to revitalize and refresh Islamic understanding in the modern era, while understanding of the hermeneutic circle can serve as an bridge for formulating Islamic legal reform methodologies that are responsive to changing times without losing textual authenticity. Practical implications include the reformulation of usul al-fiqh, reconstruction of maqasid al-shariah, and development of contextualist approaches in contemporary Islamic legal determination.
Peranan Home Industry Kerupuk LIA JAYA Terhadap Tingkat Kesejahteraan Masyarakat dalam Perspektif Ekonomi Islam (Studi Kasus: Masyarakat Desa Pasar Pedati, Kecamatan Pondok Kelapa, Bengkulu Tengah) Dhita Amelia Puspita; Nurul Hak; Nonie Afrianty
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 10 No 5 (2025)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v10i5.29622

Abstract

This study aims to examine the role of the Lia Jaya Crackers Home Industry in improving the welfare of the community of Pasar Pedati Village and to analyze it from the perspective of Islamic economics. Using a descriptive qualitative method through observation, in-depth interviews, and documentation, this research finds that the home industry plays an important role in providing employment opportunities for the community, particularly for women and residents affected by layoffs, thereby helping increase household income, fulfill basic needs, and improve overall quality of life. The home industry also contributes positively to social aspects by enhancing workers’ self-confidence, economic independence, and participation in productive activities, although several limitations remain, such as the absence of health insurance and formal labor protection. From the perspective of Islamic economics, the activities of the Lia Jaya Crackers Home Industry align with the principles of maslahah, justice, lawful work, and community empowerment, as it provides real benefits to society without contradicting Islamic values.

Page 142 of 142 | Total Record : 1415

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