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All Journal Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Iqtishaduna : Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah Bima Journal : Business, Management and Accounting Journal Jurnal Akuntansi, Manajemen Dan Ekonomi Islam (JAM-EKIS) Economic Reviews Journal Jurnal Pengabdian Mandiri MILRev: Metro Islamic Law Review
Supardi Mursalin
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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PENINGKATAN LITERASI KEUNGAN SYARIAH MELALUI SOSIALISASI PRODUK TABUNGAN JUNIOR BSI DI SMKN 1 BENGKULU SELATAN Rahmat Noprianto; Supardi Mursalin; Kustin Hartini
JURNAL PENGABDIAN MANDIRI Vol. 3 No. 1: Januari 2024
Publisher : Bajang Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53625/jpm.v3i1.7294

Abstract

Peningkatan Literasi Keuangan Syariah Melalui Sosialisasi Produk Tabungan Junior BSI Di SMKN 1 Bengkulu Selatan ( Studi Pada Mahasiswa Perbakan Syariah UINFAS Bengkulu ) Tujuan Penelitan Memperkenalkan Produk Tabungan Junior BSI sebagai salah satu pilihan investasi keuangan syariah yang sesuai dengan prinsip-prinsip islam. Mengajarkan siswa tentang pentingnya merencanakan keuangan secara bijak, termasuk penyimpanan, pengeluaran dan perencanaan keuangan jangka panjang. Sebelum pengenalan dilaksanakan, pemahaman produk tabungan junior BSI di SMKN 1 Bengkulu Selatan hanya sebesar 52.38. Kemudian pada akhir sosialisasi, pengenalan produk tabungan junior BSI di SMKN 1 Bengkulu Selatan pemahaman mereka meningkat menjadi 73.31. Hal ini merupakan ouput dari kegiatan sosialisasi seminar tentang produk-produk yang ada di bank syariah Indonesia ( BSI ).
MANAJEMEN PENGELOLAAN KOS-KOSAN DI LINGKUNGAN UINFAS BENGKULU DALAM PERSPEKTIF EKONOMI ISLAM Nurhayati, Yeni; Supardi Mursalin; Evan Stiawan
Jurnal Ilmiah Akuntansi, Manajemen dan Ekonomi Islam (JAM-EKIS) Vol. 6 No. 2 (2023): Jurnal Ilmiah Akuntansi, Manajemen, dan Ekonomi Islam (JAM-EKIS)
Publisher : Universitas Muhammadiyah Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36085/jamekis.v6i2.5451

Abstract

The purpose of this research is to understand how to manage boarding houses near UINFAS Bengkulu and to be able to understand how to manage boarding houses from an Islamic economic perspective. This research method uses applied methods in order to obtain accurate information needed by researchers. The results obtained in this study are that most of the boarding houses near UINFAS Bengkulu have carried out management functions, namely organizing and controlling the boarding environment.
Pengaruh Pendapatan dan Gaya Hidup Terhadap Pola Konsumsi pada Masyarakat Kecamatan Pino Raya Kabupaten Bengkulu Selatan Inda Tri Listri; Supardi Mursalin; Citra Liza
Economic Reviews Journal Vol. 4 No. 3 (2025): Economic Reviews Journal
Publisher : Masyarakat Ekonomi Syariah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56709/mrj.v4i3.853

Abstract

The purpose of this study is to find out whether income and lifestyle have an effect on the consumption patterns of the community in Pino Raya District, South Bengkulu Regency, both partially and simultaneously. The method used in this study is quantitative. The sample consisted of 100 respondents selected using the Slovin formula. To determine the accuracy and validity of the instrument, validity and reliability tests were conducted. Data analysis techniques in this study included classical assumption tests, hypothesis testing, and multiple linear regression analysis. Data were processed using SPSS version 26. The results showed that partially, income has a significant effect on consumption patterns with a significance value of 0.027 < 0.05, and lifestyle also has a significant effect with a significance value of 0.000 < 0.05. Simultaneously, income and lifestyle together have a significant effect on consumption patterns with a significance value of 0.000 < 0.05.
ANALISIS PENETAPAN HARGA MOTOR SISTEM TUKAR TAMBAH DALAM PERSPEKTIF EKONOMI ISLAM (Studi Kasus Di Dirga Motor Kota Bengkulu) Rolin Galileo; Supardi Mursalin; Esti Alfiah
Iqtishaduna: Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah Vol 7 No 1 (2025): Oktober
Publisher : Jurusan Hukum Ekonomi Syariah Fakultas Syariah dan Hukum Uin Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtishaduna.v7i1.61469

Abstract

Abstrak Penelitian ini bertujuan untuk mengetahui bagaimana sistem penetapan harga dalam transaksi tukar tambah di Dirga Motor diterapkan, serta bagaimana kesesuaiannya dengan prinsip-prinsip ekonomi Islam. Jenis penelitian yang digunakan dalam penelitian ini adalah penelitian deskriptif kualitatif. informan yang akan menjadi subjek penelitian ini adalah pemilik, karyawan dan pembeli di showroom Dirga motor Kota Bengkulu. Teknik pengumpulan data yang dilakukan yaitu observasi, wawancara, dan dokumentasi. Analisis data dalam penelitian ini dilakukan dengan cara yaitu deskriptif kualitatif dengan menjabarkan hasil keseluruhan. Hasil penelitian ini menunjukkan bahwa mekanisme penetapan harga motor dengan sistem tukar tambah di Showroom Dirga Motor Kota Bengkulu dilakukan dengan memperhatikan faktor internal dan eksternal, seperti tujuan usaha, kondisi pasar, dan permintaan konsumen. Metode yang digunakan adalah cost-plus pricing, penyesuaian harga berdasarkan kondisi kendaraan, kelengkapan dokumen, dan asal motor. Dari perspektif ekonomi Islam, praktik ini dinilai sesuai dengan prinsip syariah karena tidak melanggar ketentuan jual beli, bukan objek ribawi, dan memenuhi setiap transaksi muamalah dilandasi oleh prinsip kejujuran, keadilan, tidak mengandung unsur gharar, dan riba. Kata Kunci: Penetapan Harga, Sistem Tukar, Perspektif Ekonomi Islam   Abstract This study aims to determine how the pricing system in trade-in transactions at Dirga Motor is implemented, as well as how it complies with Islamic economic principles. The type of research used in this study is qualitative descriptive research. The informants who will be the subjects of this study are the owners, employees, and buyers at the Dirga Motor showroom in Bengkulu City. The data collection techniques used are observation, interviews, and documentation. Data analysis in this study is carried out using qualitative descriptive methods by describing the overall results. The results of this study indicate that the mechanism for determining motorcycle prices using a trade-in system at the Dirga Motor Showroom in Bengkulu City is carried out by considering internal and external factors, such as business objectives, market conditions, and consumer demand. The methods used are cost-plus pricing, price adjustments based on vehicle condition, document completeness, and motorcycle origin. From an Islamic economic perspective, this practice is considered to be in accordance with sharia principles because it does not violate the provisions of buying and selling, is not a ribawi object, and fulfills every muamalah transaction based on the principles of honesty, justice, and does not contain elements of gharar and riba. Keywords: Pricing, Trade-in System, Islamic Economic Perspective
Pengaruh Inflasi dan Bi 7- Day Rate Terhadap Harga Saham pada Perusahaan Sektor Keuangan yang Terdaftar di Indeks Saham Syariah Indonesia (ISSI) Tahun 2021-2023 Renta Rejesti; Supardi Mursalin; Evan Stiawan
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 10 No 4 (2025)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v10i4.27809

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh inflasi dan BI 7-Day Rate terhadap harga saham pada perusahaan sektor keuangan yang terdaftar di Indeks Saham Syariah Indonesia (ISSI) selama periode 2021-2023. Latar belakang penelitian ini didasarkan pada pentingnya pemahaman faktor-faktor makroekonomi yang memengaruhi harga saham, khususnya dalam konteks pasar modal syariah di Indonesia. Metode penelitian yang digunakan adalah pendekatan kuantitatif dengan data sekunder, yang dianalisis menggunakan regresi linier berganda. Sampel dalam penelitian ini terdiri dari lima perusahaan sektor keuangan yang dipilih secara purposive dari indeks ISSI. Hasil penelitian menunjukkan bahwa inflasi berpengaruh positif namun tidak signifikan terhadap harga saham, sedangkan BI 7-Day Rate berpengaruh negatif dan signifikan. Secara simultan, kedua variabel memiliki pengaruh yang signifikan terhadap harga saham. Penelitian ini memberikan kontribusi bagi investor, akademisi, dan pembuat kebijakan dalam memahami dinamika pasar saham syariah serta dalam merumuskan strategi investasi dan kebijakan ekonomi yang lebih tepat.
Fiqh Tolerance in a Contemporary Context: The Response of State Islamic Religious University Students to Religious Extremism Supardi Mursalin; Hamdan; Robeet Thadi; Mohamad Salik; M. Fijar Ishlahul Ummah
MILRev: Metro Islamic Law Review Vol. 3 No. 2 (2024): MILRev: Metro Islamic Law Review
Publisher : Faculty of Sharia, IAIN Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/milrev.v3i2.9866

Abstract

This study examines the application of fiqh tolerance in State Islamic Higher Education Institutions (PTKIN) within the context of contemporary challenges. The research focuses on student responses to religious extremism in Indonesia, which has become increasingly relevant in the era of digital media and globalization. This field study uses data collection methods, including interviews and documentation. Three key findings emerged from this study. First, most students firmly reject religious extremism, although a minority still supports it due to misinformation and the influence of narratives spread through digital media. Second, extremist recruitment strategies in PTKIN are carried out through religious activities, social media, and the dissemination of extremist ideologies through various channels, such as books, journals, and financial support, which have become more sophisticated using information technology. Third, preventive measures involve strengthening academic and non-academic understanding, including integrating religious moderation values into the curriculum, conducting seminars and training, and empowering student organizations to build resilience against extremism within the PTKIN environment. The academic contribution of this study lies in aligning fiqh tolerance with contemporary challenges, particularly in dealing with digital-based extremism, which has become more complex. This research offers a new perspective by integrating religious and social approaches to raise collective awareness among students at PTKIN. Furthermore, the findings enrich academic discourse by providing concrete recommendations for strengthening curricula based on religious moderation and developing adaptive preventive strategies in response to social and technological changes. This makes the study theoretically and practically relevant in creating a more inclusive and resilient higher education environment.
Pengaruh Gaya Hidup, Harga, dan Kualitas Produk Terhadap Minat Beli Pakaian Bekas dalam Perspektif Ekonomi Syariah (Studi pada Masyarakat Kota Bengkulu) Felisa Ayu Wulandari; Supardi Mursalin; Evan Stiawan
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 10 No 5 (2025)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v10i5.29542

Abstract

This study aims to analyse the influence of lifestyle, price, and product quality on the purchase intention of secondhand clothing (thrifting) among the people of Bengkulu City from an Islamic economic perspective. This research employs a descriptive quatitative approach with data collected through questionnaires and processed using SPSS version 26. The population consists of Bengkulu City resident who have purchased secpndhand clothing at Panorama Market, with a sampel size of 100 respondentd. The data analysis tehniques include validity testing, reability testing, classical assumption test (normality, heteroscedascity, and multcollinearity tests) multiple linear regression analysis, and hypothesis testing (t-test, f-test, and R2 test). The result show that lifestyle has a significant effect on the intention to purchase secpndgand clothing, as indicated by a significance value of 0.000 (<0.05) and a t-value of 27.786. the higher the purchase intention. Price also has a significant influence, with a significance value of 0.000 (<0.05) and a t-value of 24.003, indicating that affordable and reasonable prices increase consumers’ purchase interest. Furthermore, product quality significantly affects the purchase of secondhand goods, as shown by a significance value of 0,000 (<0,05) and a t-value of 22.798. this implies that the better the quality offered, the higher the consumers’ buying interest.
Influence Of Religiosity, Perception Of Entrepreneurship, And Locus Of Control On Entrepreneurial Decisions Indi Mardalena; Supardi Mursalin; Yetti Afrida Indra
BIMA Journal (Business, Management, & Accounting Journal) Vol. 6 No. 2 (2025)
Publisher : Perkumpulan Dosen Muda (PDM) Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37638/bima.6.2.1513-1528

Abstract

Purpose: The purpose of this study is to determine the influence of religiosity, entrepreneurial perception, and locus of control on entrepreneurial decision-making. To examine this, the researcher employed a quantitative method with primary data collection through questionnaires distributed to 70 respondents. The data were analyzed using multiple linear regression with SPSS version 25. The results indicate that the religiosity variable has a positive and significant effect on entrepreneurial decision-making, the entrepreneurial perception variable has a positive and significant effect on entrepreneurial decision-making, while the locus of control variable has a positive but not significant effect on entrepreneurial decision-making. Simultaneously, the three variables have a significant effect on entrepreneurial decision-making.
Co-Authors Citra Liza Esti Alfiah Evan Stiawan Felisa Ayu Wulandari Hamdan Inda Tri Listri Indi Mardalena Kustin Hartini M. Fijar Ishlahul Ummah Mohamad Salik Nurhayati, Yeni Rahmat Noprianto Renta Rejesti Robeet Thadi Rolin Galileo Yetti Afrida Indra