al-Uqud : Journal of Islamic Economics
al-Uqûd : Journal of Islamic Economics published by the Islamic Economic Studies Department of Economics Faculty of Economics, Universitas Negeri Surabaya in cooperation with the Forum of Economic and Business Lecturer Islam (FORDEBI). al-Uqûd published twice a year, in January and July. The journal will focus on providing quality research in the areas of Islamic economics, banking and finance. The goal of the journal is to cover topics that are paramount in modern Islamic economics and finance. The language used in the form of Indonesian and English. Editors invite research lecturers, the reviewer, practitioners, industry, and observers to contribute to this journal.
Articles
203 Documents
<![CDATA[IMPLEMENTASI KOMPENSASI DAN BENEFIT: TINJAUAN MANAJEMEN SDI BERBASIS SYARI’AH ]]>
<![CDATA[Khasbulloh, Muhammad Nabil]]>
<![CDATA[ al-Uqud : Journal of Islamic Economics Vol 2, No 1 (2018): January ]]>
Publisher : <![CDATA[Universitas Negeri Surabaya ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (91.136 KB)
|
DOI: 10.26740/al-uqud.v2n1.p1-19
<![CDATA[Recently, the development of companies increasing rapidly and competitively, the companies has to compete each other in order to gain and preserve their qualified -human resources. Compentation and benefit are the one of the usual managing strategies to fullfil it and it is interesting topic to notes and to challenges for the managers, is how the system can maintain a sense of equity (internal evenly) with the amount of labor (external competitiveness). In order for the balance occurs then the managers do maintenance of the system and the value of these values. The Qur'an and Al-Hadith have explained and benefited the rewards that one receives upon his work in the form of covenant in the world and in the Hereafter. In its implementation of benefits from the perspective of syariah, human resource management should pay attention to the benefits aspect. Therefore, to be able to implement these aspects of shari'ah, payroll management is done by using "job grading". This research seeks to provide normative explanations regarding implementation and benefits in the management of sharia-based human resources.  ]]>
<![CDATA[TATA KELOLA BAITUL MAAL WA TAMWIL (BMT) BERBASIS PRINSIP 6C DAN MODAL SOSIAL : STUDI PADA BMT MEKAR DA’WAH ]]>
<![CDATA[Afif, Syafik Wildan]]>;
<![CDATA[Darwanto, Darwanto]]>
<![CDATA[ al-Uqud : Journal of Islamic Economics Vol 1, No 2 (2017): July ]]>
Publisher : <![CDATA[Universitas Negeri Surabaya ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.26740/al-uqud.v1n2.p121-138
<![CDATA[The study  analyzes the role of governance BMT Mekar Da'wah and social capital in processing Musharaka financing. This study uses qualitative method . The source of data and information are  employees in BMT Mekar Da’wah such as the branch manager, head of the division of financing, marketing head of the division and customers of  BMT Mekar Da’wah as key persons. Collecting data uses purposive sampling technique. The data are primary data that based on interviews with key persons associated with the research. The analysis technique used is the interactive model. The results showed that corporate governance at BMT Mekar Da'wah’s 6C (character, capacity, capital, collateral, condition of economy and constrain) based on the concept that applied to the collection of information on prospective customers who will conduct financing filings with the provisions. Social capital is owned by BMT Mekar Da'wah is  trust formed by a good relationship  with society as cooperation in several community events. Besides, the shared value formed from their belief to religiosity of people who manage BMT  is also one of social capital.  ]]>
<![CDATA[Sharia Governance and Sustainability Reporting: The Mediating Role of Financial Performance ]]>
<![CDATA[Falikhatun, Falikhatun]]>;
<![CDATA[Wahyuni, Salamah]]>;
<![CDATA[Nilasakti, Afifah Oki]]>;
<![CDATA[Niswah, Milanda Ainun]]>
<![CDATA[ al-Uqud : Journal of Islamic Economics Vol 4, No 2 (2020): July ]]>
Publisher : <![CDATA[Universitas Negeri Surabaya ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (37.888 KB)
|
DOI: 10.26740/al-uqud.v4n2.p218-234
<![CDATA[Using a sample of registered Sharia Commercial Banks (BUS) in Indonesia during 2014-2017, we examine the effect of Sharia Governance on Sustainability Reporting with financial performance as a mediating variable. Our results support the idea that sharia governance (sharia supervisory board, independent commissioner, board of director's meeting and audit committee) has significant influence on the sustainability reporting. Further analysis indicates the mediating role of financial performance in the relationship between sharia governance and sustainability reporting. Our results suggest that it is essential for regulatory agencies to enhance the supervision role of independent commissioners.]]>
<![CDATA[PERSEPSI MASYARAKAT TERHADAP BAITUL MAAL WAT TAMWIL (BMT) DALAM PEMBERDAYAAN EKONOMI MASYARAKAT ]]>
<![CDATA[Hidayat, Solikhul]]>
<![CDATA[ al-Uqud : Journal of Islamic Economics Vol 2, No 2 (2018): July ]]>
Publisher : <![CDATA[Universitas Negeri Surabaya ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.26740/al-uqud.v2n2.p198-212
<![CDATA[BMT is a financial institution that is engaged on a micro level, based on operations on economic principles lawful, fair and profitable. The role of Baitul Tamwil (productive economy) is as Baitul Maal (social roles) that serves to distribute capital surplus to the needy. The purpose of this study was to determine the extent of the public's perception of the existence of BMT in economic empowerment in Jepara. This study resulted in a recommendation that BMT is able to improve the performance and quality of the local economy. BMT institutionally is capable of providing a positive perception for people who use the services of BMT. This study is a descriptive study conducted. Descriptive method is a method in researching the status of groups of people, objects, state of thinking in the present system. The goal is to make the description or painting in a systematic, timely and reliable information on the facts, investigated the relationship between phenomena and to test hypotheses, make predictions, get the meaning and implications of a problem to be solved.]]>
<![CDATA[The Islamization of Economic Systems: A Methodological Approach ]]>
<![CDATA[Mi'raj, Denizar Abdurrahman]]>;
<![CDATA[Yatoo, Nissar Ahmad]]>
<![CDATA[ al-Uqud : Journal of Islamic Economics Vol 4, No 1 (2020): January ]]>
Publisher : <![CDATA[Universitas Negeri Surabaya ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (381.227 KB)
|
DOI: 10.26740/al-uqud.v4n1.p83-103
<![CDATA[This paper is an attempt to discuss Islamization of economics in historical perspective. Focus of the discussion is not only the Islamization of economics but also realization of an Islamic economic system. This research is based on library research methods and supported by historical analysis. Conclusive information was collected from various studies and analysed for the conception of implementing methodological steps to realize the Islamization of the economic system. Studies were reviewed and investigated in three stages: general, exploratory, and focused learning. The findings of this study reveal that Islamization of economics cannot stand alone without the Islamization of every Muslim and the Islamization of society. Like Islamization of a society is realized with organization of Muslim families, Islamization of economics can be realized by increasing the number of economists who have knowledge of sharia.]]>
<![CDATA[CLC (CENTERED LEARNING CIRCULAR): METODE REVITALISASI KEILMUAN EKONOMI ISLAM UNTUK KALANGAN MAHASISWA ]]>
<![CDATA[Febrianto, Nur Fitroh]]>;
<![CDATA[Wahyuningsari, Wahyuningsari]]>
<![CDATA[ al-Uqud : Journal of Islamic Economics Vol 1, No 1 (2017): Januari ]]>
Publisher : <![CDATA[Universitas Negeri Surabaya ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (491.959 KB)
|
DOI: 10.26740/al-uqud.v1n1.p83-94
<![CDATA[As the development of information and increasingly sophisticated technology this global era, not least the young generation, especially students who fall into the hedonism culture. Behavior hedonism related to squeezing economic life, so that the Indonesian people, especially students understand very well be an economic system that is set in the religion of the Islamic Economic system, need for us to understanding the implementation of religion in the economic field intensively. Improvements of social and economic poblem can be resolved through solutions offered by the Al-Quran and Al-Hadith. Laws and guidelines are clearly contained there in, but how the application of a person against the Islamic economic principles will depend in how they understand the rules. Therefore CLC emerge from the output of the Qur'an and Al-Hadith as the solution to social problems. Circular discussion-based learning with studying the phenomenon of the contemporary economy is expected to accelerate the economic understanding of Islam among non-economic students of Islam. CLC can also be interpreted mentoring. The method used is the analysis of FGD and fusion methods of comparative literature. The research results can be obtained, that turned out to be an average of CLC is a method of supporting the economic understanding of Islam for the students who are accelerated out of the classroom. Thus CLC (Centered Learning Circular) is a scientific method of economic revitalization of Islam for the students.]]>
<![CDATA[Comparative Analysis of Customer Loyalty in Islamic and Conventional Banks: A Literature Review ]]>
<![CDATA[Subagiyo, Rokhmat]]>;
<![CDATA[Djamaluddin, Burhan]]>;
<![CDATA[Ahsan, Muhamad]]>
<![CDATA[ al-Uqud : Journal of Islamic Economics Vol 5, No 1 (2021): January ]]>
Publisher : <![CDATA[Universitas Negeri Surabaya ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (362.593 KB)
|
DOI: 10.26740/al-uqud.v5n1.p97-118
<![CDATA[This paper aims to analyze customer loyalty to Islamic banks and conventional banks through variables studied from previous research. This study used a qualitative approach to research literature, with data collected from reputable international journal articles indexed Q3 to Q1 and nationally accredited Sinta 3 to Sinta 2. This study examines 55 selected articles about customer loyalty from 1998-2019. The analysis results show that the independent variables, moderating variables, and intervening variables in determining customer loyalty to Islamic banks and conventional banks overlap (have similarities).]]>
<![CDATA[PATRONAGE OF ISLAMIC AND CONVENTIONAL BANKS: THE CASE OF SYRIA ]]>
<![CDATA[Aldeen, Khaled Nour]]>;
<![CDATA[Ali Shah, Syed Alamdar]]>;
<![CDATA[Herianingrum, Sri]]>
<![CDATA[ al-Uqud : Journal of Islamic Economics Vol 3, No 2 (2019): July ]]>
Publisher : <![CDATA[Universitas Negeri Surabaya ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (297.693 KB)
|
DOI: 10.26740/al-uqud.v3n2.p98-113
<![CDATA[The aim of this study is to understand perception of conventional banks’ customers towards Islamic banking by examining their level of awareness about Islamic banking. The qualitative approach was used in the form of semi-structured interviews under the phenomenological approach in Damascus city. The main findings of this research are customers lack awareness of Islamic banking operations. Furthermore, Islamic banks’ stuff play a crucial rule to enhance awareness and willingness towards their services. This study revealed that an informative advertising campaign is highly recommended to raise the awareness level among Syrians towards Islamic banking. Moreover, Islamic banks should be more selective especially when they recruit customer service operation staff. This research is a pioneering attempt towards Islamic banking issues in the case of Syria from a customer perspective. It contributes to the Syrian perceptions towards Islamic banking literature.]]>
<![CDATA[ANALISIS PENGARUH FAKTOR EKSTERNAL DAN INTERNAL PERBANKAN TERHADAP LIKUIDITAS PERBANKAN SYARIAH DI INDONESIAPERIODE JANUARI 2003 – OKTOBER 2015 ]]>
<![CDATA[Rani, Lina Nugraha]]>
<![CDATA[ al-Uqud : Journal of Islamic Economics Vol 1, No 1 (2017): Januari ]]>
Publisher : <![CDATA[Universitas Negeri Surabaya ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (689.34 KB)
|
DOI: 10.26740/al-uqud.v1n1.p41-58
<![CDATA[Liquidity is the fulfillment of bank liabilities that must be considered in the Islamic banking operations and errors in the management of liquidity can cause loss of Islamic banking which have an impact on the decline for the profit sharing to deposits customers and shareholders of Islamic banking. This study was to investigate the influence of external factors (Economic Performance (EK), inflation (INF), the Global Financial Crisis (D07)) and internal (Non Performing Financing (NPF) and Rate of Return (Deposit)of banks to liquidity (FDR) of Sharia Banking in Indonesia.Data were collected on a monthly basis from January 2003 - October 2015 times series data are tested by unit root and cointegration using Eviews 6.1. to determine the relationship between the variables in the long run.Based on the results of cointegration tests indicate that in long term relationships, NPF and EK variables have a significant and negative influence on the FDR, RRD variables have significant and positive influence on the FDR while variable INF and D07 does not have a significant influence on the FDR. It can be concluded that the Islamic banking must pay attention to the increase in marketing of Islamic banking products to increase liquidity despite good economic conditions and lower financing problems to increase the liquidity of Islamic banking.]]>
<![CDATA[Revisiting Islamic Economics of Nusantara: Conceptual and Legal Perspectives ]]>
<![CDATA[Anwar, Moch Khoirul]]>;
<![CDATA[Febrianto, Nur Fitroh]]>
<![CDATA[ al-Uqud : Journal of Islamic Economics Vol 4, No 1 (2020): January ]]>
Publisher : <![CDATA[Universitas Negeri Surabaya ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (372.553 KB)
|
DOI: 10.26740/al-uqud.v4n1.p133-145
<![CDATA[The development of Islam in Indonesia is inseparable from the economy because Islam initially came to Indonesia through trade. The teachings of Islam are embedded through economic activities such as in commerce and agriculture, although not uses Islamic terms specifically. As a result, many people are not aware that their economic activity becomes part of the implementation of the Islamic economics concept. Therefore, this paper aims to examine the implementation of Islamic economics in this country, both in terms of conceptual and formal legal practice implemented by the community. This study based on library research that focused on studying a variety of works of literature about the Islamic economic system and its implementation in Indonesia. Interviews and observation also collect the data to farmers and cattle ranchers that have taken as the sample. Furthermore, the data analysis employs a content analysis method to identify the specific characteristics of the information when data had been collected. The results of this study indicate that some of the Islamic economics concepts has been applied in the Indonesian daily economy activities. This reflects the manifestation of the 33rd Article of the Indonesian Constitution 1945 that emphasizes economic built by the cooperations and kinship principle. In the society who do farming and animal husbandry, for example, people implements "Paron" and "Gaduh" that use the same principles with musyarakah in the Islamic financing system.]]>
