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INDONESIA
Jurnal Ekonomi Islam
Published by Universitas Muhammadiyah Prof. Dr. Hamka
ISSN : -     EISSN : -     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
Arjuna Subject : -
Articles 293 Documents
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ANALISIS PENGARUH ROA, FDR, CAPITAL, CAR TERHADAP RATE OF RETURN DEPOSITO MUDHARABAH PADA PT BANK SYARIAH MANDIRI. Susanto, Eko
Ekonomi Islam Vol. 10 No. 2 (2019): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

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Abstract

Analysis of the effect Return On Asset, Financial to Deposit Ratio, Capital Adequacy Ratio on Rate Of Return Deposits in Mandiri Islamic Banking Mudharabah, In Data Collection, This Research use secondary data obtained from statistic Mandiri Islamic Bank 2012-2015 and issued by the bank of Indonesia. he type of research used in this research is quantitative research, research which emphasizes on testing theories through the variables research in numbers and performing data analysis with statistical procedures or mathematical capital. The object of the research used in this study is PT. Bank Syariah Mandiri by using secondary data in the form of a Keuanagan publication reports on everything from January 2012 to December 2015. So it can be inferred that the variable ROA, FDR, and CAR together or simultaneous has significant effects against a Rate of Return of deposits Mudharabah 1 month. Thus the ROA, the FDR, and the CAR partially have significant influence and effect on Rate of Return (ROR) Mudharabah Deposits. Keywords; ROR Deposito Mudharabah, ROA, FDR, and CAR.
URGENSI MEMBANGUN SISTEM EKONOMI ISLAM DI INDONESIA PERSPEKTIF AL-QUR'AN Witro, Doli
Ekonomi Islam Vol. 11 No. 1 (2020): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

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Abstract

In life, Islam teaches its adherents to strive for happiness in the world and the hereafter. Likewise with happiness when living life in the world, namely physical and spiritual prosperity. In preventing economic chaos, conflicting interests in economic problems must be minimized, supported by all legal regulations in a society. So it is very necessary a system that regulates the rights and obligations of the community in the state, especially in the economic sector based on the Qur‘an and Sunnah. The economic system implemented in Indonesia at the moment is arguably not good. When viewed from all existing systems, the capitalist system has mastered various lines to make society range to poverty. To measure economic growth the welfare indicators of a community are used. This success was marked by an increase in per capita income. This paper will discuss how the Islamic economy perspective of the Qur‘an. And how is the urgency to build the economic community in Islam? This is important to discuss, to remind the public about the existence of capitalists in the economic system and to provide mutual understanding to help fellow members of society, between the rich and the poor so that from these aids help social inequalities and social stratification can be minimized and then narrowed even can overcome.
PERAN HUMAN RESOURCES DEPARTEMENT (HRD) DALAM MENGEMBANGKAN FUNGSI CORPORATE SOCIAL RESPONSIBILITY (CSR) DAN ETIKA ISLAMI DALAM ORGANISASI Komala, Cucu
Ekonomi Islam Vol. 12 No. 1 (2021): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v12i1.4413

Abstract

Human resource development (HRD) is increasingly expected to play a facilitative role in sustainable corporate social responsibility and ethics in organizations. However, there is also significant skepticism regarding HRD's ability to make contributions to these fields. The company's value will grow in a sustainable manner if the company does not only pay attention to profitability but also guarantees the company's social and environmental dimensions. The role of HRD is criticized for moving away from its mission to advocate human values "‹"‹in organizations. At the same time ensuring that the company or organization is able to run well in accordance with business ethics in order to form a company that has credibility, responsibility, transparency, independence, and fairness. This article describes the framework of activities used by HRD in its role on social and ethical aspects of Islam as a sustainable work culture This research method is a systematic literature review method by synthesizing research results that are related to the topic or study discussed. implementation of Islamic values "‹"‹in the world of work and is significantly successful because through ethical work a person can express himself and contribute to the community. The role of HRD is an inseparable part of building CSR and Islamic ethics that have guiding values right for the organization. Keywords: HRD, CSR, and Islamic Ethics
HALAL TOURISM IN INDONESIA (CASE STUDY OF DOMESTIC TOURISTS) Nurul Ma'rifah, Aula; Nasor, M; Anggraeni, Erike
Ekonomi Islam Vol. 11 No. 1 (2020): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

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Abstract

In increasingly global development, the business climate is always growing. Likewise in the tourism business or the tourism industry. Halal tourism has emerged as a new concept in tourism. Halal tourism is tourism with a concept to facilitate Muslims to worship and avoid non-halal activities on their tour. However, halal tourism is not solely exclusive to Muslims but is open to all communities regardless of religious background. The concept is an opportunity, including Indonesia, which has a Muslim majority population. This study aimed to examine how the views of domestic tourists in Indonesia regarding halal tourism. The population in this study was the number of tourists traveling with pure tourism during the 2018 period of 130.008.566. While the samples of this study were taken by using the Slovin technique with a 5% margin error so that the sample in this study was 400 samples. The data collection technique was conducted by using primary data with written interviews with Indonesian residents who have traveled more than 2 times a year. The results of this study showed that most respondents representing domestic tourists in Indonesia gave positive responses related to the concept of halal tourism and the application of halal tourism in Indonesia. Tourists assume that halal tourism will not be an obstacle to national tourism. Moreover, this concept will be able to provide Muslim and non-Muslim comfort simultaneously. Keywords: Halal Tourism, Indonesia
IMPLEMENTASI AKAD IJARAH MULTIJASA SEKTOR PENDIDIKAN: STUDI KASUS BANK CIMB NIAGA SYARIAH Muhammad, Rifqi; Lailatul Fatmawati, Nur
Ekonomi Islam Vol. 11 No. 2 (2020): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

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Abstract

One of the Islamic banking products that is quite flexible is multi-service Ijarah. This paper aims to analyze the implementation of multi-service ijarah contracts in one of the Islamic banks, especially for financing the education sector. The implementation of multiservice ijarah financing is carried out in accordance with the Fatwa of the National Sharia Council (DSN) of the Indonesian Ulema Council (MUI) by combining the ijarah contract and the wakalah contract. However, there are still obstacles to identify financing objects in this education sector. In addition, the status of using the wakalah contract as a supporting contract is still unclear in the practice of multi-service ijarah. The issue of the imposition of fines by banks is also an important discussion as a solution to provide optimal services for customers who need financing in the education sector. Keywords: multi-service ijarah, fines, and education sector
COMPARATIVE ANALYSIS OF BAITUL MAAL WAT TAMWIL EFFICIENCY IN INKOPSYAH BMT MEMBERS IN JAVA ISLAND WITH SUMATRA ISLAND 2013-2017 PERIOD Fathomy Rahman, Alief; Nugraha Rani, Lina
Ekonomi Islam Vol. 12 No. 1 (2021): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v12i1.4842

Abstract

This study aims to analyze the comparison of the efficiency of Baitul Maal wat Tamwil on BMT members of Inkopsyah in Java and Sumatra Island in 2013-2017. This research is quantitative research with a descriptive approach. To test the hypotheses of the samples, we use Data Envelopment Analysis (DEA) method. Assuming Constant Variables to Scale (CRS), Baitul Maal wat Tamwil obtained an average efficiency score over the study period of 0.88799544. However, using the VRS assumption, Baitul Maal wat Tamwil achieved a better average efficiency score with a score of 0.93110024. The results of this study are expected to be useful for stakeholders relating to the sustainability of BMT, such as for implementers or practitioners in the related BMT, for academics or researchers interested in the same topic, and for the community as customers of BMT itself. Keyword: BMT, Inkopsyah, efficiency, CRS, VRS.  
PENGARUH TECHNOLOGY ACCEPTANCE MODEL TERHADAP KEPUTUSAN MUZAKKI MEMBAYAR ZAKAT MELALUI FINTECH GOPAY (STUDI PADA MUZAKKI BAZNAS DKI JAKARTA) Ichwan, Afiful; Abdul Ghofur, Ruslan
Ekonomi Islam Vol. 12 No. 1 (2021): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v12i1.4895

Abstract

Indonesia is one of the countries with the most Muslim population.  but in Indonesia zakat so far the realization of its acceptance is far from the existing potential. Baznas as a government institution authorized to carry out the processing and distribution of Zakat funds continues to increase Zakat receipts by working together to bring innovative Zakat facilities through fintech Gopay, the results of this innovation with fintech Gopay have managed to help collect donations of 63 billion.  By using the Technology Acceptance Model.  the authors analyze and understand the factors in influencing the acceptance of use through technology. The formulation of the problem how the influence of the Technology Acceptance Model on the decision to pay Zakat through Fintech Gopay? The results of the study concluded that the Technology Acceptance Model (perceived usefulness and perceived ease of use) partially and simultaneously influences the decision to pay Zakat through Fintech Gopay  
Modifikasi Altmant Z Score dan Integrasi Nilai Islam sebagai Factor Pengaruh Financial Distress terhadap RGEC (Studi Kasus BNI Syariah, BRI Syariah, Bank Syariah Mandiri) Sahrani, Sahrani; juniawati , Mutmainah
Ekonomi Islam Vol. 11 No. 1 (2020): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

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Abstract

The survival of a company/ institution depends on several things. When a company / institution starts showing poor health, a financial manager must immediately take action so that the company / institution approaches safe conditions, one of the methods used is through financial distress identification. Identification of financial distress conditions is more important than bankruptcy, because companies / institutions will definitely experience financial distress first and then go bankrupt. Islamization of Knowledge is not a new thing in the development of Islamic economics. The integration of Islamic values "‹"‹into existing theories is a mandate for the entire academic community. This research aims to make an integration of knowledge in the field of Islamic economics in describing and analyzing the effect of RGEC (Risk Profile, GCG, Earnings, and Capital) on Financial Distress after adding Islamic values "‹"‹to BRI Syariah, BNI Syariah and Bank Syariah Mandiri in 2012- 2018. This study shows that the variables X1 (NPF), X2 (FDR), X3 (GCG), X4 (ROA), X5 (CAR) simultaneously influence the Islamic Financial Distress where the model used is PLS (Pooled Least Square). The analytical method used is panel data regression through the calculation of the Z Z Score where the data processing method uses Panel Data regression which is processed using STATA and SPSS. Keywords: Financial Distress, Islamic Financial Distress, RGEC, Altman Z Score, Regression Panel Data, STATA, SPS.
ANALISIS STRATEGI PEMASARAN AMAL USAHA MUHAMMADIYAH BIDANG EKONOMI PADA MUHAMMADIYAH BISNIS CENTER (MBC) Ruslaini, Ruslaini
Ekonomi Islam Vol. 11 No. 1 (2020): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

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Abstract

This study aimed to analyze the marketing strategies implemented by the Muhammadiyah Business Center (MBC) and to find out as well as to analyze the company's internal and external factors by using SWOT analysis, namely: Strengths, Weaknesses, Opportunities, and Threats. This research was field research, the data sources were primary and secondary data which were done through interviews, observation as well as the document collected by reviewing various relevant references as the focus of the research. Furthermore, the data analysis referred to the marketing mix of the 7P concept (Product, price, place, promotion, people, process, product psychological evidence. Then the SWOT Matrix (Strengths, Weaknesses, Opportunities, Threats). The results of the study were based on the analysis that Muhammadiyah Business Center had implemented an appropriate marketing strategy by referring to the 7P marketing concept, while the results of the SWOT matrix could be drawn the conclusions based on a number of developments through consideration of internal and external factors which would be able as the benefit of the progress of the MBC. The marketing process and MBC services were conducted honestly, in moderation. The most appropriate strategy used by Muhammadiyah Business Center in order to be the choice of consumers in selling products was the formulation of SO strategies, namely strategies using strengths to take advantage of the opportunities. Keywords: Marketing management, marketing strategy and marketing mix, sharia marketing, SWOT analysis
SEJARAH DAN DINAMIKA PIMPINAN CABANG MUHAMMADIYAH KEBAYORAN BARU Muhammad Maududi, Mukhlish; Supendi, Mohammad
Ekonomi Islam Vol. 11 No. 1 (2020): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

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Abstract

Muhammadiyah Kebayoran Baru Branch is one of the oldest branches in Jakarta, with a well-developed Charity Business, such as Leading Schools and Hospitals and the success of organizing da'wah, is also the place for the establishment of the Muhammdiyah Vigilance and Preparedness Command "abbreviated as KOKAM. This research is intended so that the next generation can listen, follow, and understand how Muhammadiyah was born, grew, developed and survived until now. The method used is qualitative research with secondary data collection techniques by extracting information from documents or electronic sources. In collecting data the observations are first performed, tracing documents related to the Branch Manager of Muhammadiyah Kebayoran Baru. Data analysis was performed after obtaining secondary data with qualitative descriptive methods.

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