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Jurnal Ekonomi Islam
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Articles 281 Documents
Tinjauan Maqashid Syariah dan Fiqh al-Bi’ah dalam Green Economy Muhtadi, Ridan; Utama, R Wahyu Agung; Arifin, Nur Rachmat; Mawardi, Imron
Jurnal Ekonomi Islam Vol 10 No 2 (2019): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

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Abstract

Economic development in the 20th century has a huge impact on the sustainability of mankind. However, on the other hand, it has a negative impact on the living ecosystem. Economics and the environment are considered two opposite sides in some ways like the way they treat profit orientation toward sustainable development. Sustainable development On the basis of this result creates a relatively new concept, Green Economy. Green Economy is a concept that supports human welfare and care for the preservation of the environment and ecosystem of life in economic development. But the negative side of economic development could also affect the depletion of natural resources due to overexploitation, pollution of the land, water, and air due to industrial pollution, floods, and impact on climate change. Islam has an ideal concept of sustainable development. There are at least fundamental rules in order to support the sustainable development of the implementation of environmental fiqh based maqasid sharia for the management of Islamic resources in economic transactions.   Keywords: Maqasid Syariah, Fiqh environment, Green Economy, Environmental Preservation
KONSUMERISME BARAT DI INDONESIA SEBUAH TINJAUAN ULANG DARI PRESPEKTIF ISLAMIC WORLDVIEW suri, Syam; Irawan, Dedy
Jurnal Ekonomi Islam Vol 10 No 1 (2019): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

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Abstract

Secara umum perilaku konsumsi seseorang dipengaruhi dari cara pandangnya terhadap makna dan tujuan dari berkonsumsi suatu barang. Sehingga tidak heran apabila sebagian orang terjebak dengan pola berfoya-foya (hedonisme) atau hanya untuk memenuhi kebutuhannya sendiri (rasionalisme) yang membawa kepada fanatisme citra suatu barang dengan tanpa memperhatikan aspek maslahah dan mudharatnya. Pola-pola tersebut terus dikembangkan dan ditanamkan pada masyarakat umum secara imperialistis yang akhirnya menjadi tata nilai, kutltur, sosial dan gaya hidup. Islam melihat perilaku konsumsi sebagai satu kesatuan antara ibadah dan pengabdian yang tidak bisa dipisahkan dari konsep ketauhidan (teosentrisme). Dalam berkonsumsi seorang muslim dituntut memperhatikan aspek sosial dan ekonomi masyarakat luas, bukan sekedar memenuhi kebutuhan dirinya sendiri dan maqasyid syariah sebagai tolak ukurnya. Artikel ini mencoba merekonstruksi ulang konsep perilaku konsumsi Barat yang banyak mendatangkan mafsadah dan mudharat masyarakat luas dengan worldview Islam.  Keywords: Konsumsi, Worldview, Maqashid Syari?ah  
ANALISIS PRAKTEK BARTER PASCA PANEN PADI DITINJAU DARI PERSPEKTIF EKONOMI ISLAM Arifin, Nur Rachmat; Tamimah, Tamimah; Muhtadi, Ridan; Ratih, Inayah Swasti; Qosyim, Moch
Jurnal Ekonomi Islam Vol 10 No 2 (2019): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

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Abstract

This research uses descriptive qualitative method, this research is a type of field research (field research) conducted in Taman Sareh Village, Sampang District, Sampang District, the primary data source from the research results of interviews with several residents who are in Taman Sareh Village who conduct direct use This barter, starting from village officials such as village treasurers, and students from Taman Sareh Village, and also farmers. Secondary data contains records, reports arranged in an archive (in documents). Secondary data sources are from books, documentation, internet, and articles related to this research. So the post-harvest rice barter transaction in Taman Sareh Village, Sampang District, Sampang Regency is in accordance with Islamic law as what was added in the previous chapter. The results of this study indicate that the post-harvest rice barter transaction in Taman Sareh Village, Sampang District, Sampang Regency is in accordance with Islamic Sharia, follows the barter trade agreement, and barter requirements. Keywords: Modern, Barter, Islamic economy
SHARIA LOCAL FUNDING (SALAF CARD): INNOVATION ON SMES FUNDING USING ISLAMIC BOARDING SCHOOL VENTURE CAPITAL Nila, Faridatun; Utama, R. Wahyu Agung; Mawardi, Imron; Fudholi, Moh.; Muhtadi, Ridan
Jurnal Ekonomi Islam Vol 10 No 1 (2019): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

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Abstract

Islamic boarding school is one of the educational institutions that have a strong network. Until now, there were 27,230 Islamic boarding schools scattered throughout Indonesia. Today, the function of Islamic boarding schools is not only functioning as an Islamic-based educational institution but also Islamic boarding schools has a function as a social institution. Islamic boarding schools are considered potential to become the basis of empowerment local people's economy and the center of economic development of the people in the regions, both in the form of Islamic financial institutions or Islamic boarding school cooperation. Law in Indonesia, No.33 of 2014 concerning guarantees on halal products provides significant opportunities for innovative product development given the huge potential of Indonesia's Muslim population. In the process, the requirement to use halal certification in trade as mandated by national law carries a dilemma on halal industrial players as well as micro, small and medium enterprises (SMEs). The problem of capital and funding is key problem. This qualitative paper offers a literature review. The purpose of this paper is to understand how innovative funding models are through Islamic Boarding School venture capital the company spurred the growth and development of the halal industry. The Sharia Local Funding Card (SALAF) is innovative Mudharabah and Musyarakah transaction models at Baitul Mal Wattamwil, which are realized in sustainable funding with the Sharia business capital company for halal industry players. Allocation of profit sharing is based on the contract by specifying several parts other than cards as productive deposits. These deposits will be managed as productive stimulus funds for maintenance of halal certification, training, and business assistance, and the SALAF card balance itself. SALAF card is an innovative model that has a sustainable funding agreement that involves several stakeholders to improve productivity, growth, and presence of halal products in the nation trade arena.  Keywords: financing, SMES, SALAF card, Islamic Boarding School venture capital  
MODEL OF COMMUNITY ECONOMIC DEVELOPMENT THROUGH BUSINESS PARTNERSHIP BASED ON RELIGIOUS AND SOCIAL ORGANIZATION Study at Syirkah Amanah Gas Station, Muhammadiyah Regional Leader of Lumajang Hakim, Imamul; Sulistianingati, Arini; Syarif, Mohammad
Jurnal Ekonomi Islam Vol 10 No 1 (2019): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

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Abstract

Abstrak   Dalam mengembangkan perekonomian masyarakat di era globalisasi dengan daya kompetitif yang cukup tinggi memerlukan pendekatan yang tepat. Pola kemitraan merupakan salah satu cara dalam meningkatkan daya saing masyarakat terutama di sector usaha kecil. Namun dalam mewujudkan dan mengembangkan pola kemitraan akan sangat sulit terwujud apabila hanya dilakukan oleh masyarakat secara mandiri, terutamanya masyarakat kelas bawah. Perlunya kehadiran Pemerintah dan pihak ketiga dalam membantu terwujudnya kemitraan sangat penting untuk menginisiasi terwujudnya kemitraan usaha di kalangan masyarakat. Peran organisasi social keagamaan sebagai pihak ketiga telah terbukti memiliki kontribusi yang signifikan dalam memajukan bangsa terutama di bidang pendidikan, kesehatan dan bantuan social. Sehingga perlu untuk memaksimalkan peran organisasi social keagamaan dalam mendorong pengembangan ekonomi masyarakat melalui pembinaan dan kemitraan. Persyarikatan Muhammadiyah yang bergerak dibidang sosial keagamaan telah menunjukkan kiprahnya untuk pencerahan, pemberdayaan, dan kemajuan yang memberikan kemaslahatan bagi umat sebagai manifestasi dakwah amar ma?ruf nahi mungkar.  SPBU Syirkah Amanah adalah salah satu wujud keterlibatan Muhammadiyah dalam pemberdayaan dan pengembangan ekonoi masyarakat. Tujuan dalam penelitian ini adalah mengungkap model kemitraan yang diterapkan PDM Lumajang di SPBU Syirkah Amanah utuk dapat menemukan model kemitraan yang tepat dan sesuai untuk diterpakan di masyarakat. Pendekatan yang digunakan dalam penelitian ini adalah pendekatan penelitian deskriptif kualitatif yang berusaha untuk mengeksplorasi  dan menemukan tujuan pokok dari penelian.  Kata Kunci : Kemitraan, Pengembangan Ekonomi Masyarakat, Muhammadiyah
KONSEP WELFARE STATE AL MAWARDI DALAM KITAB ADAB AL-DUNYĀ WA AL-DĪN: Sebuah Telaah konsep analisis kritis Stianto, Aris; Syamsuri, Syamsuri
Jurnal Ekonomi Islam Vol 10 No 2 (2019): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

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Abstract

This article tries to examine the concept of welfare state according to capitalism in the view of al-Mawardi. The process of data collection is done by studying books, articles that discuss the concept of welfare, especially the book of al Adab Dunya wa al-Din, the phenomenal work of Imam Al-Mawardi. Finally, this article explains that the concept of al-Mawardi's welfare state with the welfare state according to capitalism is the opposite. One of the most important examples of al-Mawardi's view in the welfare state is that religion is the basis of the state. So that the basic policy is always thinking about the benefit of the people not on the will of a particular group or group. It is different from the concept of capitalism that the existence of this welfare state is to cover up the failure of the economic system that has been applied. This study is very useful to know how the concept of welfare state according to capitalism and according to Al-Mawardi, as well as to be used as reference material in subsequent writings. Keyword: Welfare State, Al-Mawardi, Kapitalisme
PENERAPAN REAL TIME GROSS SETTLEMENT DALAM KEGIATAN USAHA NASABAH DI PT.BANK SUMUT SYARIAH CABANG MEDAN Hayati, Isra; Kijai, Raja David Indra
Jurnal Ekonomi Islam Vol 10 No 1 (2019): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

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Abstract

Penelitian ini bertujuan untuk mengetahui penerapan Real Time Gross Settlement (RTGS) dalam kegiatan usaha nasabah pada jasa yang disediakan bank Sumut Syariah. Pendekatan penelitian ini menggunakan pendekatan penelitian kuantitatif yang berdasarkan pada filsafat positisme dan pendekatan hasil jumlah populasi atau sampel. Berdasarkan hasil penelitian yang telah dilakukan mengenai Penerapan RTGS dalam Pelayanan Kegiatan Usaha nasabah pada PT. Bank Sumut Syariah Cabang Brigjend Katamso Medan  menunjukkan nilai thitung 6,821 dengan derajat kebebasan (dk) n - 1 = 30-1 = 29. Dengan demikian kriteria pengambilan keputusannya adalah: karena besarnya thitung  6,821 > ttabel  2,045, dan nilai sig penerapan RTGS (X) 0.00 < 0.05, maka dapat disimpulkan hipotesis nol (Ho) ditolak dan Ha diterima, yang berarti secara parsial penerapan RTGS (X) berpengaruh terhadap pelayanan kegiatan usaha nasabah (Y). Kata Kunci: Real Time Gross Settlement, Kegiatan Usaha Nasabah  
URGENSI PENERAPAN CALESTIAL MANAGEMENT BAGI PENINGKATAN KUALITAS SDM PADA IKNB SYARIAH Trimulato Trimulato
Ekonomi Islam Vol. 7 No. 2 (2016)
Publisher : Universitas Muhammadiyah Prof Dr Hamka

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Abstract

Non-bank Islamic financial industry (IKNB Sharia) in Indonesia continues to increase very good. Visible IKNB growth seen in the number of Islamic sharia IKNB assets in 2010, 9333 billion rupiah in the year rose to 46 895 billion rupiah. With an average growth rate of 62.29%. Thus the development of sharia IKNB must be balanced with sufficient resources and qualified. OJK has made  efforts  in  improving  the  quality  of  human  resources  in  Islamic  IKNB  with  two  major strategies. This research uses descriptive qualitative limitations in this paper focused on the OJK in improving the human resources that exist IKNB Shari'ah. The need for the application of celestial management for human resources in IKNB sharia. The results of this paper that the OJK has set two strategies in an effort to improve the quality of human resources in IKNB sharia. Then the need for the application of celestial management for human resources in IKNB sharia to create good quality. Because IKNB sharia is a business institution that is inseparable from the rule of religion or spiritual aspect. Thus requiring an appropriate concept in improving the quality of its human resources.
INFLASI, PENGANGGURAN DAN PERTUMBUHAN EKONOMI DI NEGARA-NEGARA ISLAM Muchdie M. Syarun
Ekonomi Islam Vol. 7 No. 2 (2016)
Publisher : Universitas Muhammadiyah Prof Dr Hamka

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Abstract

This paper discuss on inflation, unemployment and economic growth in Islamic State Nations. There are two types of Islamic state nations in this study, namely Islamic states that have adopted Islam as the ideological foundation and constitution (6 countries) and the other one is that Muslim- majority nation-states that have endorsed Islam as their state religion (14 countries). The Philips curve does exist in the countries as indicated by negative correlation between inflation rate and the rate of unemployment which was statistically significant, although the coefficent of determination was very small.  Multiple regression analysis which inflation and unemployment were independent variables and economic growth was dependent variable showed that there were not significant simultant negative influences of the rate of inflation and the rate of unemployment toward economic growth. But, partially both inflation and unemployment have significant negative impact on economic growth in Islamic countries.
PEMBERDAYAAN ASSET TANAH WAKAF DAN NON WAKAF SEBAGAI SARANA PENDIDIKAN DI PIMPINAN WILAYAH MUHAMMADITYAH JAMBI Fetrimen Fetrimen
Ekonomi Islam Vol. 7 No. 2 (2016)
Publisher : Universitas Muhammadiyah Prof Dr Hamka

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Abstract

Many assets land owned Muhammadiyah untapped by Persyarikatan Muhammadiyah started at the level of the branches to the central level, when the assets of the land owned by the waqf faith professed by wakif to use educational facilities or social amenities more, then the assets of the land was put to good use, so that assets such land lots used by the community because of the land ownership are not yet using the name Persyarikatan but many are using personal names or on behalf of the chairman Persyarikatan and ownership are obvious, like any asset of land have a certificate of good certificate endowments as well as a certificate of non endowments. It also occurs in the scope of the Regional Chairman of Muhammadiyah Jambi. As this study include land assets and non endowments Muhammadiyah Regional Leadership within the scope of the Regional Chairman of Muhammadiyah Jambi. In addition, the need to be formulated is a status, certification of land endowments, non endowments land titling, land asset status is certified in Muhammadiyah Regional Leadership within the scope of the Regional Chairman of Muhammadiyah Jambi.The method used in this study is a survey method. Survey methods in research designed to obtain information about the status and symptoms during the study was conducted to describe the variable or about something in a condition. This research method, gives an overview of concrete empowerment existing land assets through inventory Jambi region. Therefore, this study method is designed to reveal the factual data based on information found at the time to survey the Muhammadiyah Regional Leadership in Jambi.

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