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At-Tawassuth: Jurnal Ekonomi Islam

tawassuth
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Published by Universitas Islam Negeri Sumatera Utara

ISSN : 2580944X EISSN : 25490230 DOI : -

Core Subject : Economy,

Economics, Econometrics & Finance

Arjuna Subject : -

Articles 10 Documents

Search results for , issue "Jurnal At-Tawassuth | Vol. III | No. 1 | 2018" : 10 Documents clear

Efektivitas Strategi Inquiry Dalam Meningkatkan Hasil Belajar Mahasiswa Mata Kuliah Sistem Informasi Perbankan Nurbaiti Sirait
AT-TAWASSUTH: Jurnal Ekonomi Islam Jurnal At-Tawassuth | Vol. III | No. 1 | 2018
Publisher : Universitas Islam Negeri Sumatera Utara

This study aims to know the student learning outcomes by using brainstorming method, conventional methods and knowing the difference between both of the 2 learning methods in the course of banking information systems . The objects are the students of semester V of Islamic Economics Program about 62 students with random sampling. In this research, the researchers succeeded in obtaining the values for the normality test in the experimental class on the pre-test obtained Lstat = 0.122, while in the post-test Lstat= 0,093 and for the control class on the pre-test Lstat = 0.129, while in the post-test 0.102, then the Ltabel = 0.159 with the two classes having the same number of students, means the data is normally distributed. For homogeneity test the value of pre-test obtained Fstat = 1.61 and the value of post-test diperleh Fhitung = 1.17, while for Ftabel = 1.84, which means the two samples each homogeneous. As for the hypothesis test t obtained price t count = 2.389 and ttable = 2,000. Which means t-stat > t-table, that is 2,389 > 2,000 means there are differences in learning outcomes in banking information system courses that are taught by brainstorming and conventional methods.

Pengaruh SBI, SBIS, Inflasi dan Nilai Tukar Rupiah Terhadap Transaksi Pasar Uang Antar Bank Syariah Nursantri Yanti
AT-TAWASSUTH: Jurnal Ekonomi Islam Jurnal At-Tawassuth | Vol. III | No. 1 | 2018
Publisher : Universitas Islam Negeri Sumatera Utara

This research aims to determine how much influence SBI, SBIS, Inflation and Exchange Rate to Interbank Islamic Money Market from January 2010 to June 2015. This quantitative research using the analysis of Vector Auto Regressive helped by Eviews version 8. From the results conducted at alpha 5%, the results of VAR analysis Decomposition Variance test showed that the variables SBI, SBIS, Inflation and Exchange Rate affect the Interbank Islamic Money Market. In the short term or the beginning of the observation period SBIS has the most dominant influence among other variables againts Interbank Islamic Money Market.While in the long term or the end of the observation period inflation has the most dominant influence on the Interbank Islamic Money Market. Granger causality test results indicate that all variables have a causal relationship to one another, meaning that each variable has a 2-way relationships with other variables. While the impulse response function test results showed that the Interbank Islamic Money Market, SBI responds very well balanced, responds SBIS with a negative response and more balanced, responds to variable inflation and exchange rate are very balanced. Interbank Islamic money market is more influenced by the instruments in conventional banks namely SBI.

Analisis Penilaian Kinerja Keuangan Perusahaan Menggunakan Rasio Keuangan Pada PT Unilever Indonesia Tbk Yang Terdaftar Di Bursa Efek Indonesia (BEI) Dedi Suhendro
AT-TAWASSUTH: Jurnal Ekonomi Islam Jurnal At-Tawassuth | Vol. III | No. 1 | 2018
Publisher : Universitas Islam Negeri Sumatera Utara

The purpose of this study to determine the financial performance of PT Unilever Indonesia Tbk 2010-2015 period. Financial ratios used: Liquidity Ratios, Asset Management Ratios, Debt Management Ratios and Profitability Ratios. The results of the research liquidity ratio, Current ratio and Quick Ratio decreased which indicates the liquidity of the company is not good and in fulfilling its smooth liability has not been said good. The ratio of asset management increases overall, because the company is already efficient in the use of assets to create sales that will increase the company's profit. The ratio of debt management, total debt to total assets is good enough because the company is able to cover its debt through its own capital and able to cover the interest expense with the funds owned. Profitability ratios show poor performance because the net profit of each sale is decreasing. Lack of efficiency in performance in optimizing their own capital to generate net income but using its assets productively increased so the profits derived by companies based on investments invested in the company is good enough.

Fenomena Hijab Dalam Bisnis Kuliner Di Kota Medan Marzuti Isra; Sri Sudiarti; Isnaini Harahap
AT-TAWASSUTH: Jurnal Ekonomi Islam Jurnal At-Tawassuth | Vol. III | No. 1 | 2018
Publisher : Universitas Islam Negeri Sumatera Utara

This study aims to describe about the use of hijab to women who work in culinary business Medan City. This research uses qualitative method whose data is descriptive analytical. The objects of this research are owners and female workers at the Bika Ambon Zulaikha and Bolu Meranti outlets. The research is using qualitative method with descriptive analytic data and collection by interviewing, observing and documenting techniques. The results of the study show that (1) Working with women workers is a policy applied by culinary investors for the purpose of implementing marketing management strategies in attracting the largest Muslim consumers in Medan and maintaining clean and hygienic environment for all culinary products. (2) Awareness of the veil of every female worker which are an ideological awareness and understanding long before work, find awareness and understanding of hijab after work also the awareness and understanding of the hijab is limited as the head cover to maintain the cleanliness of culinary products. (3) Hijab also contributes in building the perception of Islamic consumers to shop at culinary outlets. That Islamic consumers have the confidence and convenience of hygienic and halal guarantees when shopping for culinary at outlets whose workers use the hijab.

Pengaruh Kurs Rupiah Dan Right Issue Terhadap Harga Saham PT Telekomunikasi Indonesia Tbk Yang Listing Di Jakarta Islamic Index Muhammad Fauzan
AT-TAWASSUTH: Jurnal Ekonomi Islam Jurnal At-Tawassuth | Vol. III | No. 1 | 2018
Publisher : Universitas Islam Negeri Sumatera Utara

This study discusses the effect of rupiah exchange rate and right issue on stock price of PT. Telekomunikasi Indonesia Tbk listing in Jakarta Islamic Index (JII). The purpose is to determine the effect between the rupiah exchange rate and the right issue against the stock price of PT. Telekomunikasi Indonesia Tbk and to find out which factors have the most influence on stock prices of PT. Telekomunikasi Indonesia Tbk. Data collection method uses time series secondary data obtained from the official website of Bank Indonesia and PT. Danareksa Sekuritas. The data collected are from January 2013 to December 2016. Multiple linear regression is used as an analytical technique. The results showed that the variables of the rupiah exchange rate against the Dollar and the right issue variable jointly affect the stock price of PT. Telekomunikasi Indonesia Tbk. From result of regression analysis known that right issue have stronger influence than rupiah exchange rate to share price of PT. Telekomunikasi Indonesia Tbk.

Mekanisme Pasar Dalam Perspektif Ekonomi Islam Yenni Samri Juliati Nasution
AT-TAWASSUTH: Jurnal Ekonomi Islam Jurnal At-Tawassuth | Vol. III | No. 1 | 2018
Publisher : Universitas Islam Negeri Sumatera Utara

The market is a mechanism for the exchange of goods and services that nature. The market price is formed by a variety of factors which later formed the demand and supply of goods and services. Consumer demand is influenced by many factors, such as price, consumer income, tastes, expectations and level mashlahah. Quote manufacturers also influenced by many factors, such as mashlahah, profits, and prices. Interaction of supply and demand will establish the balance point can be changed from the demand side or the supply, either due to the deviation of structured and unstructured deviation. Perfectly competitive market can generate a fair price for the seller and the buyer. Therefore, if the market mechanism is interrupted, then the fair price will not be achieved. Islam puts the market at an important position in the economy. And very concerned about the concept of a fair price and perfect market mechanism. So, the role of government is very important to better ensure the activities of market mechanisms as perfect as taking a policy of price intervention that is based on justice.

Pengaruh Rasio Keuangan Terhadap Profitabilitas Perbankan Syariah Indonesia Nur Janah Nur Janah; Pani Akhiruddin Siregar
AT-TAWASSUTH: Jurnal Ekonomi Islam Jurnal At-Tawassuth | Vol. III | No. 1 | 2018
Publisher : Universitas Islam Negeri Sumatera Utara

This study aims to analyze the influence of CAR, NPF, FDR and BOPO on the profitability of Indonesian Sharia Banking. Research approach with quantitative methods using secondary data. Quantitative data types consist of monthly time series data from SPS BI atau OJK on year 2006 until 2017. The research model is described in multiple linear regression analysis equations. With a significance level of 0.05. From the F test results, CAR, NPF, FDR and BOPO variables simultaneously significantly affect to ROA. This shows the regression model on CAR, NPF, FDR and BOPO can be used to predict ROA. There is significantly between independent variables to ROA variables. From t test results, CAR variables have no effect and not significant to ROA variables, NPF and BOPO variables have no effect and significant to ROA variable. While FDR variables have an effect and significant to ROA variable. The model estimation obtained R value of 0.860 and R Square determination coefficient of 0.740 which means 74% of the variation of the dependent variable can be explained by the independent variables in the model. While the reduce 26% is explained by other causes that are not included in the model.

Gerakan Ekonomi Islam Pada Era Pra Kemerdekaan Riswan Rambe
AT-TAWASSUTH: Jurnal Ekonomi Islam Jurnal At-Tawassuth | Vol. III | No. 1 | 2018
Publisher : Universitas Islam Negeri Sumatera Utara

This research is aimed to know the background of economic movement conducted by SDI, Muhammadiyah and NU and analyzing the obstacles faced by SDI, Muhammadiyah and NU in Islamic economic movement. The research method used in this research uses library study method with qualitative approach. The result of this conclusion can be concluded that the patterns of SDI movement, Muhammadiyah, and NU have a contemporary, traditional-conservative economic ideology. The existence of a positive influence on the movement of SDI to the Muslim community, among others, the lifting of indigenous traders became strong, and eliminating discriminatory treatment to indigenous traders. A good influence on the Muhammadiyah movement to the people, both their growing economy and their human resources, is better, one example of the pre-economy by establishing the BMT of the Ummah and the Muhammadiyah Bank. And also the economy of the people due to the influence of Nahdlatut Tujjar and establish the Shirkah Muawwanah cooperative in pesantren-pesantren. The movements provided by SDI, Muhammadiyah, and NU to the community have had a positive impact on the social, economic, social, and social issues.

Persepsi Masyarakat Kota Medan Terhadap Penggunaan Financial Technology Tri Inda Fadhila Rahma
AT-TAWASSUTH: Jurnal Ekonomi Islam Jurnal At-Tawassuth | Vol. III | No. 1 | 2018
Publisher : Universitas Islam Negeri Sumatera Utara

This research aimed to find out the public perception of the use of financial technology (Fintech). The informant in this research is the citizen of Medan as a user fintech or not. Data collection techniques by using in-depth interviews to 10 informants with different ages and professions background. The analysis technique by using descriptive qualitative method that is useful to provide facts and data. The result shows that public perception toward the use of financial technology (fintech) includes attitude, interest, understanding, motivation, and expectation. Where attitude of society towards the use of fintech, providing support to the progress of financial technology innovation in Indonesia is very helpful for the community, while the public interest to use fintech has been proven from interviews 9 out of 10 respondents have been interested by using it. The society has understood the benefits and usage of fintech because using fintech is more efficient and effective than other financial services so that people are motivated to use fintech. The society hope to the organizers of fintech in order to provide socialization to the public and practicality in using the service, so that people who lack understanding of technology can use it easily.

Peranan Dana Pihak Ketiga Dalam Kegiatan Usaha Mikro Kecil Dan Menengah Pada Bank Syariah Wahyu Syarvina
AT-TAWASSUTH: Jurnal Ekonomi Islam Jurnal At-Tawassuth | Vol. III | No. 1 | 2018
Publisher : Universitas Islam Negeri Sumatera Utara

Third Party Funds (DPK) may affect the bank's budget. If third party funds increase, then the bank's budget will increase as well. If Third Party Funds decreases, it can weaken the operational activities of sharia banks. The growth of third party funds becomes very important, namely to provide greater financing to prospective customers and also for the development of people's economy, especially in the real sector. Sharia banks are expected to be contributors from financial institutions for economic growth as measured by the growth of the real sector. MSMEs in the Indonesian economy have a very important role in improving the competitiveness of microeconomics. The role of MSMEs is known as a sector that can absorb large labor nationally, accommodate the role of the poor in the economic structure, and is a potentially large sector that contributes to GDP. The government and related parties are obliged to take a leading position in encouraging this sector to grow better. So the economic development of society is getting better, poverty alleviation and unemployment problem can be solved well. Then third party funds in this case should be the concern of each sharia bank.

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