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Banque Syar'i : Jurnal llmiah Perbankan Syariah
ISSN : 24609765     EISSN : 26545993     DOI : -
Core Subject : Economy,
Banque Syar’i : Jurnal Ilmiah Perbankan Syari'ah, diterbitkan enam bulan sekali oleh Jurusan Perbankan Syariah pada Fakultas Ekonomi dan Bisnis Islam, UIN Sultan Maulana Hasanuddin Banten, berdasarkan pada Keputusan Rektor Nomor In.10/F.II/HK.00.5/841/2015 Tanggal 21 April 2015. Pertama terbit secara cetak pada tahun 2015.
Arjuna Subject : -
Articles 82 Documents
FAKTOR-FAKTOR YANG MEMPENGARUHI KUALITAS LAYANAN WEBSITE BANK SYARIAH TERHADAP PEROLEHAN INFORMASI NASABAH (STUDI BNI SYARIAH KOTA BOGOR) Nurma Yunita; Muhamad Komarudin; Andri Brawijaya
Banque Syar'i : Jurnal llmiah Perbankan Syariah Vol 6 No 1 (2020): Januari - Juni 2020
Publisher : Departement of Islamic Banking, Faculty of Islamic Economics and Business, The State of Islamic University (UIN) Sultan Maulana Hasanuddin Banten,

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/bs.v6i1.1968

Abstract

This study aims to determine the most dominant factors affecting the quality of BNI syariah website services to obtain customer information in Bogor. The research method uses a questionnaire technique derived from 100 respondents of BNI Syariah customers in Bogor city. The results of this study indicate that navigation systems are accessibility, content, relevant, trust is the most dominant factor or the main factor to determine the quality of the services of the BNI Syariah website on obtaining customer information. Whereas website design factors up to date information transaction security, ease of communication are the supporting factors for the quality of BNI Syariah website services for customer information acquisition
PENGARUH BIAYA PROMOSI DAN JUMLAH REKENING DPK TERHADAP JUMLAH DANA PIHAK KETIGA BPRS DI INDONESIA Mochamad Indrajit Roy
Banque Syar'i : Jurnal llmiah Perbankan Syariah Vol 6 No 2 (2020): Juli - Desember 2020
Publisher : Departement of Islamic Banking, Faculty of Islamic Economics and Business, The State of Islamic University (UIN) Sultan Maulana Hasanuddin Banten,

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/bs.v6i2.2404

Abstract

Promotional costs are one component that is expected to increase the total number of SRB DPK. The same is true with the amount of DPK accounts expected and suspected to be able to provide changes to the total number of SRB DPK. The author aims to analyze the alleged influence of Promotional Costs and Number of DPK Accounts on the Total Value of DPK in BPRS in Indonesia. Quantitative methods are used in this study. While the regression analysis is used to analyze the effect of promotion costs and the number of account deposits to the total amount of deposits in the SRB. The results showed that together the Promotion Cost and Number of DPK Accounts had a significant effect on the Total Number of DPK. Partially, Promotional Costs do not have a significant effect on Total Total DPK. Whereas the number of third party funds has a significant influence on the total number of third party funds.
BAGAIMANA DEWAN PENGAWAS SYARIAH MELAKUKAN PENGAWASAN OPERASIONAL BANK? Sepky Mardian; Aulia Putri Oktaviani Justri; Nida Faradila; Nur Hidayah Fitriani; Ufairoh Muti’ah; Zakia Mardhotillah
Banque Syar'i : Jurnal llmiah Perbankan Syariah Vol 6 No 1 (2020): Januari - Juni 2020
Publisher : Departement of Islamic Banking, Faculty of Islamic Economics and Business, The State of Islamic University (UIN) Sultan Maulana Hasanuddin Banten,

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/bs.v6i1.2429

Abstract

This study aims to find out how the Sharia Supervisory Board (DPS) conducts operational supervision of banks. This study uses a qualitative approach based on primary data in the form of interviews with DPS in one of Indonesia's sharia banks and is also a member of the National Sharia Council-Indonesian Ulema Council (DSN-MUI). The analysis was carried out by compiling interview transcripts with key information and providing analysis based on regulations and literature studies. The results and discussion in this study prove that in practice, it is confirmed that what is done by DPS is shari'a review not shari'ah audit. The review process and mechanism carried out refer to the guidelines and provisions issued by DSN-MUI and the Financial Services Authority.
PENGARUH FITUR TABUNGAN MABRUR JUNIOR TERHADAP NASABAH DI BAWAH USIA 17 TAHUN Hellen Afrisa; Muhammad Irwan Fadli Nasution
Banque Syar'i : Jurnal llmiah Perbankan Syariah Vol 6 No 2 (2020): Juli - Desember 2020
Publisher : Departement of Islamic Banking, Faculty of Islamic Economics and Business, The State of Islamic University (UIN) Sultan Maulana Hasanuddin Banten,

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/bs.v6i2.2399

Abstract

The financial statements of PT. Bank Tabungan Pensiunan Nasional has decreased over the past 5 years, causing some financial ratios to decrease as well. The purpose of this research is to analyze financial performance with two methods namely CAMEL and PEARLS. What is the ratio of bank soundness if measured by both methods in the period 2013 to 2017. This research was conducted at PT. BTPN using secondary data taken from the Balance Sheet Report, Income and Cost Statements of company growth statistics, the variables used are the bank's financial performance related to CAMEL and PEARLS methods whose results will be classified according to the assessment category of each method. The results of this study note the position of the company's financial performance is assessed by the CAMEL method is in a fairly healthy and healthy position, while the results of the study with the PEARLS method is known in the Protection ratio is in the unhealthy category, this means that there are differences in the two methods of measuring bank soundness. So that it can be seen the difference of these two methods is that it can be seen from the bank growth rate used in the PEARLS method in assessing the bank's soundness. So banks can grow and grow by managing assets owned
PENGARUH RASIO LIKUIDITAS, AKTIVITAS DAN PROFITABILITAS TERHADAP RETURN SAHAM SUB SEKTOR PERBANKKAN BUMN DI BURSA EFEK INDONESIA (BEI) PERIODE 2010-2018 Deni Sunaryo
Banque Syar'i : Jurnal llmiah Perbankan Syariah Vol 6 No 1 (2020): Januari - Juni 2020
Publisher : Departement of Islamic Banking, Faculty of Islamic Economics and Business, The State of Islamic University (UIN) Sultan Maulana Hasanuddin Banten,

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/bs.v6i1.2395

Abstract

This study aims to determine the effect of liquidity ratios, activities, and profitability on stock returns of state-owned banking companies listed on the Indonesia Stock Exchange (IDX) peroide 2010-2018. The method used in this study is a method using a quantitative approach. The research sample taken is an annual financial report obtained from 2010 until 2018 with a probability sampling technique where sampling techniques provide equal opportunities for each popol (member) element to be selected as a sample member. The data analysis technique uses multiple linear regression analysis and hypothesis testing using the SPSS 23. Program tool Based on the results of the study it can be concluded that 1) the liquidity variable does not have a negative and significant effect on stock returns. 2) activity variables have a positive and significant effect on stock returns 3) profitability variables have no significant positive effect on stock returns. 4) the variables of liquidity, activity, and profitability simultaneously (together) have no significant effect on stock returns. Keywords :Ratio Liquidity, Ratio Activity, Ratio Profitability, Stock Return.
MENILAI TINGKAT KESEHATAN BANK DENGAN METODE CAMEL DAN PEARLS Encep Saefullah
Banque Syar'i : Jurnal llmiah Perbankan Syariah Vol 6 No 2 (2020): Juli - Desember 2020
Publisher : Departement of Islamic Banking, Faculty of Islamic Economics and Business, The State of Islamic University (UIN) Sultan Maulana Hasanuddin Banten,

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/bs.v6i2.2610

Abstract

The financial statements of PT. Bank Tabungan Pensiunan Nasional has decreased over the past 5 years, causing some financial ratios to decrease as well.The purpose of this research is to analyze financial performance with two methods namely CAMEL and PEARLS. What is the ratio of bank soundness if measured by both methods in the period 2013 to 2017.This research was conducted at PT. BTPN using secondary data taken from the Balance Sheet Report, Income and Cost Statements of company growth statistics, the variables used are the bank's financial performance related to CAMEL and PEARLS methods whose results will be classified according to the assessment category of each method. The results of this study note the position of the company's financial performance is assessed by the CAMEL method is in a fairly healthy and healthy position, while the results of the study with the PEARLS method is known in the Protection ratio is in the unhealthy category,this means that there are differences in the two methods of measuring bank soundness.So that it can be seen the difference of these two methods is that it can be seen from the bank growth rate used in the PEARLS method in assessing the bank's soundness. So banks can grow and grow by managing assets owned.
PENGARUH FITUR CHATBOT AISYAH (ASISTEN INTERAKTIF MANDIRI SYARIAH) TERHADAP KUALITAS PELAYANAN NASABAH Tri hidayati; Muhammad Irwan Fadli Nasution
Banque Syar'i : Jurnal llmiah Perbankan Syariah Vol 6 No 1 (2020): Januari - Juni 2020
Publisher : Departement of Islamic Banking, Faculty of Islamic Economics and Business, The State of Islamic University (UIN) Sultan Maulana Hasanuddin Banten,

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/bs.v6i1.2397

Abstract

This study aims to find out about the chatbot feature of Aisyah (Mandiri Syariah Interactive Assistant) implemented by Bank Mandiri Syariah and its impact on service quality that can be felt directly by customers. In general it can be said that there is a relationship of technological development with service quality and customer satisfaction so that it can foster customer loyalty for any product offered by Mandiri Syariah. The method used in this research is descriptive analytic and qualitative approach which only leads to one discussion and study it deeper about what is in it based on theories and articles. The conclusion of this study is the positive impact of Aisha's chatbot feature for customers where customers who want to dig up information and submit complaints related to Bank Mandiri Syariah will be welcomed and answered as quickly as possible because Aisha's chatbot feature is able to serve 7x24 hours and this will certainly provide an increase in customer satisfaction.
EFFECTS OF MANAGERIAL OWNERSHIP AND PROFITABILITY ON COMPANY VALUE MEDIATED BY DEBT POLICY AS INTERVENING VARIABLE Giantoro Pamungkas
Banque Syar'i : Jurnal llmiah Perbankan Syariah Vol 6 No 2 (2020): Juli - Desember 2020
Publisher : Departement of Islamic Banking, Faculty of Islamic Economics and Business, The State of Islamic University (UIN) Sultan Maulana Hasanuddin Banten,

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/bs.v6i2.3724

Abstract

This study aims to determine whether there are effects between managerial ownership and profitability on company value, by using debt policy as intervening variable. The type of research used was descriptive and associative research. The research population was manufacturing companies listed in IDX period of 2011-2015 as many as 80 companies. By using purposive sampling method, 25 companies as sample were obtained. The data used was secondary data. Data analysis used classical assumption test, path analysis and partial test (t-test), using SPSS (Statistics Product and Service Solution) 17 for windows. The results indicate that there are no effects of managerial ownership on company value, there are positive and significant effects of profitability on company value, there are no effects of debt policy on company value, there are positive and significant effects of managerial ownership on debt policy, there are negative but not significant effects of profitability on debt policy, there are no effect of managerial ownership on company value with Debt Policy mediated, there are negative effects of profitability on company value with Debt Policy mediated
PENGARUH ISLAMIC CORPORATE GOVERNANCE TERHADAP EARNINGS MANAGEMENT Melinda Rahman; Dini Rosdini; Indri Yuliafitri
Banque Syar'i : Jurnal llmiah Perbankan Syariah Vol 6 No 1 (2020): Januari - Juni 2020
Publisher : Departement of Islamic Banking, Faculty of Islamic Economics and Business, The State of Islamic University (UIN) Sultan Maulana Hasanuddin Banten,

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/bs.v6i1.2388

Abstract

This study aims to analyze the effect of Islamic corporate governance on earnings management. The research method used in this research is quantitative descriptive method. The population in this study were all Islamic banks in Indonesia and Malaysia, as many as 25 Islamic banks. The data analysis technique used is panel data analysis to answer the formulation of research problems related to the influence of Islamic corporate governance on earnings management. Based on the results of statistical tests, Islamic corporate governance consisting of sharia supervisory boards, board of commissioners and managerial ownership has the following relationship: sharia supervisory board, board of commissioners and managerial ownership does not significantly influence earnings management at Islamic Commercial Banks (BUS) in Malaysia and the State of Indonesia
DEWAN PENGAWAS SYARIAH DI BANK PEMBIAYAAN RAKYAT SYARIAH: PERSPEKTIF PENGELOLA Muhammad Mashuri; Ahmad Baehaqi; Ahmad Bisyri
Banque Syar'i : Jurnal llmiah Perbankan Syariah Vol 6 No 2 (2020): Juli - Desember 2020
Publisher : Departement of Islamic Banking, Faculty of Islamic Economics and Business, The State of Islamic University (UIN) Sultan Maulana Hasanuddin Banten,

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/bs.v6i2.2551

Abstract

Penelitian ini bertujuan untuk mengetahui perspektif pengelola terhadap Dewan Pengawas Syariah di BPRS. Metode yang digunakan dalam penelitian ini kualitatif deskriptif dengan menggunakan tiga objek yaitu BPRS Amanah Ummah Leuwiliang Kab. Bogor, BPRS Al Salam Cinere Kota Depok, BPRS HIK Cibitung Kota Bekasi dengan menggunakan 3 sampel. Teknik pengambilan data dilakukan melalui wawancara DPS dan Direktur BPRS. Menurut perspektif pengelola, praktik pengawasan DPS telah sesuai dengan peraturan OJK. Namun, ada temuan bahwasannya terdapat pengangkatan DPS yang tidak melalui Fit and Proper test karena DPS tersebut telah diangkat jauh sebelum terbitnya peraturan yang ada. Jumlah anggota DPS setiap BPRS 2 orang dan ada yang memiliki staf ada pula yang tidak. Kehadiran dan rapat DPS telah sesuai yaitu hadir setiap satu bulan sekali. Dan praktik pengawasan juga telah dilakukan sesuai standart peraturan OJK.