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Asep Dadan Suganda
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INDONESIA
Banque Syar'i : Jurnal llmiah Perbankan Syariah
ISSN : 24609765     EISSN : 26545993     DOI : -
Core Subject : Economy,
Banque Syar’i : Jurnal Ilmiah Perbankan Syari'ah, diterbitkan enam bulan sekali oleh Jurusan Perbankan Syariah pada Fakultas Ekonomi dan Bisnis Islam, UIN Sultan Maulana Hasanuddin Banten, berdasarkan pada Keputusan Rektor Nomor In.10/F.II/HK.00.5/841/2015 Tanggal 21 April 2015. Pertama terbit secara cetak pada tahun 2015.
Arjuna Subject : -
Articles 82 Documents
Pengaruh Non-Performing Finance (NPF) terhadap Return on Asset (ROA) Bank Umum Syariah di Indonesia Mochamad Indrajit Roy; Zaini Ibrahim
Banque Syar'i : Jurnal llmiah Perbankan Syariah Vol. 8 No. 1 (2022): Januari - Juni 2022
Publisher : Departement of Islamic Banking, Faculty of Islamic Economics and Business, The State of Islamic University (UIN) Sultan Maulana Hasanuddin Banten,

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Abstract

   Terdapat suatu fenomena yang menarik untuk diteliti dari nilai NPF, FDR, CAR, dan ROA Bank Umum Syariah. Adanya perbedaan antara referensi dengan data dan fakta yang terjadi bahwa nilai NPF, FDR, CAR, dan ROA khususnya pada masa pandemi. Berdasarkan hal tersebut, kami tertarik dan bertujuan untuk menganalisis. Metode yang digunakan adalah metode kuantitatif. Analisis yang digunakan adalah analisis regresi sederhana. Kesimpulan yang diperoleh adalah NPF, FDR, CAR secara simultan maupun parsial tidak berpengaruh signifikan terhadap ROA. 
Peran CAR Dalam Memediasi Antara FDR dan NPF Terhadap Profitabilitas Nabila Amyrtha Putri; Hilda Hilda; Tariza Putri Ramayanti
Banque Syar'i : Jurnal llmiah Perbankan Syariah Vol. 8 No. 2 (2022): Juli - Desember 2022
Publisher : Departement of Islamic Banking, Faculty of Islamic Economics and Business, The State of Islamic University (UIN) Sultan Maulana Hasanuddin Banten,

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Abstract

The purpose of this study was to determine the role of CAR in mediating between FDR and NPF on probility at islamic commercial bank in Indonesia. This research uses quantitative research obtained from quarterly quartely financial reports published form the websites of each islamic commercial bank in Indonesia for the 2016-2020 period. This study used a purposive sampling tecnique obtained 6 samples were obtained form 14 banks with an observation period of 5 years. The data analysis technique uses path analysis with SPSS 21. The result of the data analysis of this study rove that FDR has no effect on CAR, NPF has a negative significant effect on CAR, FDR has no effect on probility, NPF has a negative significant effect on probility, CAR has a positve significant effect on probility, CAR is unable to mediate the effect of FDR on probility, and CAR are able to mediate the effect of NPF on probility.
Comparative Analysis of Corporate Social Responsibility Islamic Banking in Indonesia and Malaysia Anggita Nurcahyani; Anis Suriati Binti Ahmad
Banque Syar'i : Jurnal llmiah Perbankan Syariah Vol. 7 No. 1 (2021): Januari - Juni 2021
Publisher : Departement of Islamic Banking, Faculty of Islamic Economics and Business, The State of Islamic University (UIN) Sultan Maulana Hasanuddin Banten,

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Abstract

In Islamic Banking, the process of carrying out the operating system must pay attention to the values of Islamic teaching. As an Islamic financial institution, Islamic banking should be beneficial for humans and the environment. The role of its banking can be applied through Corporate Social Responsibility (CSR). Indonesia and Malaysia are countries that already have an Islamic bank. The goal of this research is to compare the differences between Islamic banking CSR in Indonesia and Malaysia. The method used in this research is a quantitative method using secondary data from the annual financial statements of Islamic banks in Indonesia and Malaysia within three years. This research uses the ISR Index (Islamic Social Reporting), which consists of 6 categories. Then, this research also uses Content Analysis to find out CSR disclosures and Mann Whitney U Test to find out CSR differences from each bank. The results from this research are Islamic banking in Indonesia gets the highest score in all categories than Islamic banking in Malaysia. But, no one of both countries which disclosure 100% CSR items.
Pemahaman Masyarakat dan Pengaruhnya gerhadap Penggunaan Produk Perbankan Syariah di Kota Jambi Faturahman Faturahman
Banque Syar'i : Jurnal llmiah Perbankan Syariah Vol. 7 No. 1 (2021): Januari - Juni 2021
Publisher : Departement of Islamic Banking, Faculty of Islamic Economics and Business, The State of Islamic University (UIN) Sultan Maulana Hasanuddin Banten,

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Abstract

The purpose of this study was to analyze the understanding of society and its influence on the use of Islamic banking products. The type of data used is primary data. Data collection was done by face to face interview using a questionnaire. The population in this study is the people of Jambi City. The sampling technique is done by multistage random sampling. Samples were taken at random as many as 200 respondents. The analysis technique uses descriptive analysis and simple regression analysis. The public's understanding in the City of Jambi towards Sharia Banking is seen the higher the level of public education, the higher the level of public understanding of Islamic banks, so that interest in the use of Islamic banking products is also increasing. There is a significant influence between people's understanding of the use of Islamic banking products in Jambi City.
Effect of Coupon Rate, Maturity Duration, and Rating on Sukuk Price Fluctuation: (Case Study at PT. Kustodian Sentral Efek Indonesia) Chairul Akmal
Banque Syar'i : Jurnal llmiah Perbankan Syariah Vol. 8 No. 2 (2022): Juli - Desember 2022
Publisher : Departement of Islamic Banking, Faculty of Islamic Economics and Business, The State of Islamic University (UIN) Sultan Maulana Hasanuddin Banten,

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Abstract

The purpose of this study was to determine the effect of bond characteristics including coupon rate, maturity duration, and rating on fluctuations in the price of Sukuk in Indonesia, including Ijarah and Mudharabah Sukuk. The research method uses descriptive quantitative research with multiple regression analysis research model approaches. The results showed that the influence of bond characteristics, including coupon rate, maturity duration, and rating, on fluctuations in the price of corporate Sukuk in Indonesia was significant. Partially, which has a significant influence on fluctuations in the price of corporate Sukuk in Indonesia is the rating variable.
Strategi Pemilikian Jaringan Bisnis yang Luas di Masa Muda pada Kegiatan Pendampingan UMKM melalui Bank Mini FEBI UIN SMH BANTEN Aan Ansori; Sofiatur Rokhmah; Nihayatul Masykuroh; Hendrieta Ferieka; Asep Dadan Suganda
Banque Syar'i : Jurnal llmiah Perbankan Syariah Vol. 8 No. 1 (2022): Januari - Juni 2022
Publisher : Departement of Islamic Banking, Faculty of Islamic Economics and Business, The State of Islamic University (UIN) Sultan Maulana Hasanuddin Banten,

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Abstract

One of the ways to improve the community's economy for the campus community, especially students, as the members of mentoring activities conduct annually is entrepreneurship training and mentoring in usaha mikro kecil menengah (UMKM) activities. To the extent of increasing capabilities, seizing business opportunities, and developing their potential to become successors of business incubators who participate and take roles actively in MSME development, the Islamic Economic and Business Faculty supports economic creativity by developing various initiatives and empowerment of MSME actors. During mentoring, facilitators and business actors must analyze the stages strategically. And there are several factors for the success of business assistance, such as; 1). Broad accessibility with a companion owned, 2). The sincerity of business actors, 3). Business climate conditions that are thoroughly supportive online. And The Mini Bank FEBI, as a funder for campus entrepreneurs, finance campus community entrepreneurs, with a profit-sharing financing scheme and sharia provisions that have been set by the campus and faculty under sharia economics and sharia banking, as well as practice land of campus entrepreneurs who are in college, or who have graduated from college, supports Entrepreneurship training and mentoring in usaha mikro kecil menengah (UMKM) activities
Financial Performance analysis on Financial Technology of Islamic Banking in Indonesia Asri Noer Rahmi; Silvia Riska Pratiwi; Asep Dadan Suganda
Banque Syar'i : Jurnal llmiah Perbankan Syariah Vol. 8 No. 1 (2022): Januari - Juni 2022
Publisher : Departement of Islamic Banking, Faculty of Islamic Economics and Business, The State of Islamic University (UIN) Sultan Maulana Hasanuddin Banten,

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Abstract

This research aims to analyze the effect of financial performance on financial technology in Islamic banking Indonesia. The measurement method used in this research the percentage of income derived from the financial technology in the financial statements presented in Islamic banking registered with the Financial Services Authority (OJK). The data used is secondary data obtained from the annual financial statements. Population in this research Islamic banking in Indonesia period 2016-2020. The sampling method in this research using purposive sampling method. The number of samples obtained is 60 samples. The data analysis used is the classical assumption test and multiple linear regression analysis. The method analysis data using SPSS version 25. The results of the analysis that has been carried out in this research, it shows that Return on Assets (ROA), Profit, and BOPO have a significant effect on financial technology in Islamic banking. Meanwhile, cash ratio and debt to equity ratio have no significant effect on financial technology but do contribute to the development of financial technology in Islamic banking in Indonesia. This research produces factors that influence the improvement of financial technology in Islamic banks in Indonesia. This research is the first research that examines the influence of financial performance on financial technology which has never been done before. The difference between this study and previous research are that the selected variables are a comparison of the results of previous studies that have a significant effect and there are variables that have not been studied by previous research and the sample period used is different from previous research is 2016 to 2020. Related on the difficulty of knowing the amount of financial technology through financial reports and there are banks that do not report the complete data needed for research.
Kewenangan KPK dalam Penyelidikan terhadap Kerahasiaan Bank Naufal Ihsan; Okky Dila Haznianto; Alhamdani Derry Hafidzy; Wahyu Nursehan
Banque Syar'i : Jurnal llmiah Perbankan Syariah Vol. 7 No. 2 (2021): Juli - Desember 2021
Publisher : Departement of Islamic Banking, Faculty of Islamic Economics and Business, The State of Islamic University (UIN) Sultan Maulana Hasanuddin Banten,

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Abstract

The principle of bank secrecy adopted by banks on the one hand is very beneficial for customers because all information is maintained safely, while on the one hand it can harm certain parties who in urgent need of financial data of these customers. However, in Indonesia, bank secrecy can still be opened or penetrated by certain things based on provisions in the Banking Law and outside the Banking Law, one of which is the Corruption Eradication Commission (KPK). If carried out properly, the KPK wiretapping will be of higher quality because there are those who supervise and have to make reports. The wiretapping arrangement in Law No. 19 of 2019 concerning Amendments to Law No. 30 of 2002
Pengaruh Rasio Keuangan terhadap Tingkat Kebangkrutan KB Bukopin Syariah Tahun 2010-2021 Syakilla Anastasya; Rendra Erdkhadifa
Banque Syar'i: Jurnal llmiah Perbankan Syariah Vol. 9 No. 1 (2023): Januari - Juni 2023
Publisher : Departement of Islamic Banking, Faculty of Islamic Economics and Business, The State of Islamic University (UIN) Sultan Maulana Hasanuddin Banten,

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/bs.v9i1.8012

Abstract

Financial distress menggambarkan kesulitan keuangan yang berkisar dari masalah likuiditas ringan hingga paling parah sebelum menuju kebangkrutan yang disebabkan oleh turunnya rasio keuangan. Tujuan dari penelitian ini adalah untuk melihat adanya pengaruh rasio keuangan terhadap tingkat kebangkrutan KB Bukopin Syariah. Penelitian ini menggunakan pendekatan kuantitatif dengan jenis asosiatif untuk mengetahui hubungan antara variabel ROA, ROE, NPF, dan CAR terhadap tingkat kebangkrutan KB Bukopin Syariah. Metode pengambilan sampel yang digunakan adalah nonprobability sampling dengan teknik purposive sampling yang menggunakan sampel laporan kuartal KB bukopin Syariah dari tahun 2010-2011. Teknik analisis data dalam penelitian ini adalah metode prediksi kebangkrutan Zmijewski dan Taffler yang kemudian diperkuat menggunakan analisis diskriminan. Berdasarkan hasil prediksi kebangkrutan Zmijewski dan Taffler, KB Bukopin Syariah memiliki hasil yang berbeda di setiap tahunnya yang tergolong kedalam area sehat, grey, dan bangkrut. Hasil penelitian uji analisis diskriminan juga menunjukkan pengaruh yang berbeda untuk kedua metode dengan hasil metode zmijewski ROA, ROE, dan NPF mampu mempengaruhi tingkat kebangkrutan. Sedangkan dalam metode taffler hanya variabel ROE dan CAR yang mampu mempengaruhi tingkat kebangkrutan KB Bukopin Syariah.    
Implementation of Islamic Business Ethics in Conventional Bank BRI Ciamis Branch Office, West Java Hisam Ahyani; Haris Maiza Putra; Memet Slamet; Muharir Muharir; Andri Nugraha
Banque Syar'i: Jurnal llmiah Perbankan Syariah Vol. 9 No. 1 (2023): Januari - Juni 2023
Publisher : Departement of Islamic Banking, Faculty of Islamic Economics and Business, The State of Islamic University (UIN) Sultan Maulana Hasanuddin Banten,

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/bs.v9i1.8199

Abstract

The purpose of this study is to find out the model and implementation of Islamic business ethics carried out by Bank BRI Ciamis branch office, where in carrying out its business it has put forward the principles of Islamic business ethics in serving consumers. The academic problem that arises is that Bank BRI KC Ciamis is a non-sharia bank, but in service to consumers it prioritizes Islamic business ethical values such as being fair, honest, trustworthy, besides that the majority of Bank BRI KC Ciamis employees are Muslims. The author tries to reveal and dig into this research using descriptive analysis where data sources are obtained through technical interviews, observation and documentation. The findings of this study are that the implementation of business at BRI KC Ciamis bank prioritizes the principles of Islamic business ethics, this can be proven in the 10 behaviors of BRI personnel, including: 1) Excellent Service, 2) employees work 3) effectively and 4) efficiently and 5) prioritizing responsibility, 6) honest, 7) mutual respect, 8) full of innovation, 9) positive attitude and 10) prioritizing trust in consumers. As for added value, namely the brand of BRI bank, namely "serving with sincerity." Abstrak: Tujuan penelitian ini yakni untuk mengetahui model dan pelaksanaan etika bisnis islami yang dilakukan oleh Bank BRI kantor cabang Ciamis, dimana dalam pelaksanaan bisnisnya ia telah mengedepankan prinsip-prinsip etika bisnis islami dalam melayani konsumen. Adapun problem akademik yang muncul adalah Bank BRI KC Ciamis adalah bank non-syariah, namun dalam pelayanan kepada konsumen mengedepankan nilai-nilai etika bisnis islami seperti besikap adil, jujur, amanah, selain itu mayoritas pegawai Bank BRI KC Ciamis beragama islam. Penulis berusaha menguak serta menggali dalam penelitian ini menggunakan analisis deskriptif dimana sumber data diraih melalui teknis wawancara, observasi serta dokumentasi. Hasil temuan penelitian ini menyatakan bahwa pelaksanaan bisnis di bank BRI KC Ciamis mengedepankan prinsip etika bisnis islami, hal ini dapat dibuktikan dalam 10 Prilaku insan BRI, meliputi: 1) Pelayanan Prima, 2) karyawan bekerja secara 3) efektif dan 4) efisien serta 5) mengedepankan tanggungjawab, 6) jujur, 7) saling menghargai, 8) penuh inovatif, 9) sikap positif dan 10) mengedepankan kepercayaan kepada konsumen. Adapun sebagai nilai tambah yakni brand dari bank BRI yakni" melayani dengan setulus hati."