cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
Subhan
Contact Email
iltizam@uinjambi.ac.id
Phone
-
Journal Mail Official
iltizam@uinjambi.ac.id
Editorial Address
-
Location
Kota jambi,
Jambi
INDONESIA
ILTIZAM Journal of Sharia Economic Research
Published by Universitas Islam Negeri Sulthan Thaha Saifuddin Jambi
ISSN : 25982222     EISSN : 25982540     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
Iltizam Journal of Shariah Economic Research E-ISSN:2598-2540 P-ISSN:2598-2222 is the journal that publishing the research result in the area of sharia economic, namely sharia banking and financing, micro and macro economy, and the issues of regional development that studied by sharia economic perspective. Iltizam cordially invites the academician, researchers, and others to submit their research article that in line with our focus and scope.
Arjuna Subject : -
Articles 176 Documents
 12   13   14   15   16 
Peluang dan Tantangan Bank Syariah di Masa Pandemi Covid 19 Padli, Hardiansyah; -, Kumaidi
ILTIZAM Journal of Shariah Economics Research Vol. 5 No. 2 (2021): Iltizam Journal of Shariah Economics Research
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, UIN SULTHAN THAHA SAIFUDDIN JAMBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/iltizam.v5i2.810

Abstract

ABSTRACT The COVID-19 pandemic has had a major impact on the economy, and the banking sector is no exception. What is quite different can be seen that the growth of Islamic banks shows a positive trend. This article was compiled to analyze the opportunities and challenges faced by Islamic banks during the Covid 19 pandemic. This article uses qualitative data analysis with descriptive-critical methods and through a literature study approach. The data analysis focuses on the opportunities and challenges of Islamic banks during the Covid 19 pandemic. Researchers used secondary data as a source of article creation. Based on the results of the study, it was revealed that Islamic banks have opportunities in the form of: historically and the application of profit-sharing contracts makes Islamic banks more crisis-resistant, Indonesia is the country with the largest Muslim population, the pandemic has made businesses digitize this as a market share for Islamic banks. Meanwhile, the challenges faced by Islamic banks are financing risks due to unstable market conditions, the imposition of restrictions on human mobility and limited capital investment for technology improvement.  
Analisis Kendala Implementasi Marketplace Pemerintah dan Digital Payment Dalam Pemberdayaan UMKM -, Istianah
ILTIZAM Journal of Shariah Economics Research Vol. 5 No. 2 (2021): Iltizam Journal of Shariah Economics Research
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, UIN SULTHAN THAHA SAIFUDDIN JAMBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/iltizam.v5i2.870

Abstract

The government has launched the Government Marketplace and digital Payment with the main objective of encouraging efficiency, effectiveness, transparency and accountability of state spending, as well as empowering vendors, most of whom are MSMEs. Here the government integrates the working unit of APBN users, MSMEs as providers of goods/services, and banking in one ecosystem. 3 Government banks have been selected as platform providers with Digital Payment (Digipay) applications. Digipay has been designed in such a way to make it easier for users but users are still reluctant to use it.
Analysis of the Impact of Covid- Analysis of the Impact of Covid-19 on Sales Volume, Revenue, Income (Case Study of Vegetable Traders at Angso Duo Market, Jambi): Analysis of the Impact of Covid-19 on Sales Volume, Revenue, Income (Case Study of Vegetable Traders at Angso Dua Market, Jambi) Winarni, Etik; Eka Putra, Iwan; Tamtomo, Hario; Arif, Muhammad
ILTIZAM Journal of Shariah Economics Research Vol. 5 No. 2 (2021): Iltizam Journal of Shariah Economics Research
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, UIN SULTHAN THAHA SAIFUDDIN JAMBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/iltizam.v5i2.1007

Abstract

This study aims to analyze the impact of Covid-19 on the volume of vegetables, revenue, and income traded by traders before and during Covid-19 at the Angso Duo Market Jambi. The data analyzed using the paired t-test analysis generally examines the difference between two observations. This kind of test is carried out on the subject being tested for the situation before and before the process, or the subject of a similar (similar) pair. Paired t-test in this study, will test whether there are significant differences in the observed variables at the beginning of the observation period and the end of the observation period. The basis for decision making is if the significance level > 0.05, then Ho is accepted, if the significance is <0.05 then Ha is accepted. From the results of the analysis and research discussion From the results of the analysis and discussion of research, the average sales volume of vegetables before Covid-19 was 224,235kg/month and during Covid-19 the volume was 131,285kg/month. This shows that there is a real and significant difference in the volume of vegetable sales before and during Covid-19 at the Angso Duo Jambi Market. Meanwhile, the average vegetable sales revenue before Covid-19 was IDR 68,045,977.01 and during Covid-19 it was IDR 34,816,091.95. This shows that there is a real and significant difference in vegetable receipts before and during Covid-19 at the Angso Duo Jambi Market. And the average vegetable sales income before Covid-19 was IDR 20,452,873.56 and during Covid-19 the income was IDR 72,990,804.59. This shows that there is a real and significant difference in vegetable receipts before and during Covid-19 at the Angso Duo Jambi Main Market.
Analisis Keterhubungan Tingkat Kemiskinan Dan Pembiayaan Syariah Di Indonesia Tahun 2005-2020 Agustin Nengsih, Titin; Kurniawan, Bambang; Fitri Harsanti, Eka
ILTIZAM Journal of Shariah Economics Research Vol. 5 No. 2 (2021): Iltizam Journal of Shariah Economics Research
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, UIN SULTHAN THAHA SAIFUDDIN JAMBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/iltizam.v5i2.1022

Abstract

Poverty is one of the main problems experienced by almost all countries in the international world. Ongoing poverty in developing countries is usually indicated by presence, backwardness, and ultimately waiting. In Indonesia, until now poverty is still an important problem for the government that must be completely resolved. The purpose of this study was to determine and examine the effect of Islamic financial institution financing on mission problems in Indonesia in 2005–2020. The form of research used in this study is a quantitative descriptive technique with Simple Linear Regression analysis. The type of data used in this study is time set data from 2005–2020. The hypothesis test in this test uses Simple Linear Regression evaluation and it is found that financial institutions have a considerable influence on the poverty level in Indonesia with a significance price of 0.000 with a coefficient of determination of 81% and affects other variables outside the study.
Relasi Agama dan Pertumbuhan Ekonomi: Studi Religiulitas dan Modal Sosial -, Aprilliantoni
ILTIZAM Journal of Shariah Economics Research Vol. 8 No. 1 (2024): Indonesian Journal of Islamic Economics and Business
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, UIN SULTHAN THAHA SAIFUDDIN JAMBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/iltizam.v8i1.1672

Abstract

This  research will prove that: the better the religiosity, the higher the work ethic. This  research also wants to show that there is a causal relationship between religion and economic growth. The similarity with academic communities such as Max Weber is that there is a clear causal relationship between religion and economics. Then Adam Smith's view that individual behavior in relation to religion combined together could explain how religion and economics work together. And religious beliefs  especially beliefs in heaven, hell and life after death  tend to increase economic growth. Meanwhile, Islam itself is closely related to economic growth, which makes it easier for muamalah activities, such as buying and selling and trading. More than that, there is a difference with other academic communities that religion is opium or poison for society. And third parties think that religion is an exogenous factor and that there is no causal relationship between religion and  economic growth.
Analisis Penerapan Prinsip Bisnis Syariah Pada Hotel Berkonsep Syariah di Kota Jambi -, Rohana
ILTIZAM Journal of Shariah Economics Research Vol. 7 No. 2 (2023): Iltizam Journal of Shariah Economics Research
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, UIN SULTHAN THAHA SAIFUDDIN JAMBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/iltizam.v7i2.1694

Abstract

The focus in this research is on the Analysis of the Application of Sharia Business Principles in Hotels with Sharia Concepts in Jambi City, where as a sample there are five sharia hotels in Jambi City including: Al Fath Hotel, Matahari 1 Sharia, Diva residence Syariah, RedDoorz Syariah, Syariah Ocean. The theory used in this theory is the Principles of Sharia business (Agus Yulliawan. 2023) there are four principles (axios) that must be applied in Islamic business, namely: monotheism (Unity), balance or alignment (Equilibrium), free will (Free will), and responsibility. And also using the 2014 Ministry of Tourism and Creative Economy regulations concerning Sharia Hotel business guidelines. The type of research used is descriptive qualitative. The results of this study are that the application of Sharia Business Principles to Hotels with a Sharia concept is fairly good, what has not been fulfilled is the CSR Budget section. Meanwhile, in terms of regulations from the Ministry of Tourism and Creative Economy for the swimming pool and spa products, then for the services that have not been fulfilled, namely entertainment and sports facilities, in several sharia hotels in Jambi City. The obstacle faced in implementing the Sharia hotel business is that there are many conventional hotels in Jambi City with complete facilities, while sharia hotels still do not have the facilities owned by conventional hotels such as: Fitness Center, Sauna, Spa, entertainment and sports facilities, not yet available. varied and a large meeting room (Ballroom). All of this is of course an obstacle for sharia hotels in the city of Jambi to be able to compete with existing conventional hotels.
Pengaruh Corporate Governance Terhadap Profitabilitas Bank Umum Syariah Indonesia Periode 2018-2021 Rafiuddin, Muhammad; Wakhid Musthofa, Muhammad
ILTIZAM Journal of Shariah Economics Research Vol. 7 No. 2 (2023): Iltizam Journal of Shariah Economics Research
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, UIN SULTHAN THAHA SAIFUDDIN JAMBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/iltizam.v7i2.1877

Abstract

Corporate governance is a important key to improve the performance of Islamic commercial banks. This research aims to determine the influence of corporate governance as measured by the board of director, shariah supervisor board, board of commissioner on the profitability in Indonesia Shariah Commercial Bank from 2018-2021. Uses a panel data approach with multiple linier regression analysis where the sample is collected from 7 Indonesia Shariah Commercial Banks with 112 of total data in quarterly. The result of this study found that Shariah Supervisor Board has a negative significate effect and Commissioner Board has a positive significant effect on profitability. Meanwhile board of director has no significant effect on profitability shariah commercial banks. Furthermore, these findings shall be consideration for managers in making policies.
Analisis Penyelesaian Kredit Macet di PNPM-Mandiri: Studi di Desa Mersam, Provinsi Jambi Kamal Fathoni, M; Umma, Zaimatun; Kurniawan, Ardian; -, Burhanuddin; -, Sulaeman
ILTIZAM Journal of Shariah Economics Research Vol. 7 No. 2 (2023): Iltizam Journal of Shariah Economics Research
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, UIN SULTHAN THAHA SAIFUDDIN JAMBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/iltizam.v7i2.1945

Abstract

Bad credit is a condition where the customer or debtor is unable to pay his debts at a predetermined time as promised at the beginning of the credit agreement. The problem that occurs is where the disbursed PNPM funds should be used for productive loans or business capital. However, in reality in Mersam Village, Kab. Batanghari Province. Jambi PNPM funds are used by some people for personal needs, causing bad credit, where customers are unable to pay installment payments every month because the funds borrowed are only used for personal needs. This study aims to find out: 1) How to settle bad loans at PNPM Mersam Village, Kab. Batanghari Province. Jambi; 2) How is the settlement of bad loans at PNPM Desa Mersam Kab. Batanghari Province. Jambi from the perspective of Sharia Economic Law. This research is a qualitative research type of empirical legal approach, the types and sources of data used are primary and secondary data. The collection of data used is interviews and documentation. Based on the research conducted, the results of the interviews and the conclusion were obtained that the resolution of bad loans was carried out by PNPM by means of family deliberations and giving an extension of time (rescheduling). In terms of Sharia Economic Law, efforts to settle bad loans in Mersam Village are not contrary to Islamic law, but instead they carry out Islamic law rules in dealing with bad loans that occur in Mersam Village.
Manajemen Risiko Pada Lembaga Keuangan Syariah (Studi Kasus BMT NU Jawa Timur Cabang Socah Bangkalan) Amalia Putri, Fauziah; Qadariyah, Lailatul
ILTIZAM Journal of Shariah Economics Research Vol. 7 No. 2 (2023): Iltizam Journal of Shariah Economics Research
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, UIN SULTHAN THAHA SAIFUDDIN JAMBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/iltizam.v7i2.1951

Abstract

Risk is a state of uncertainty that may cause harm or loss to an Islamic financial institution that may occur as a result of ongoing or future processes. The risk will have an impact on Islamic financial institutions both operationally, financially and on the sustainability of an institution. Islamic financial institutions need to have risk management which is used as a systematic method used to identify,  analyze, evaluate, manage, supervise and monitor emerging risks so as to minimize losses and maximize opportunities. The purpose of this study is to find out the types of risks that occur and to find out how to manage the risks carried out by BMT NU East Java Socah Bangkalan Branch. This research is descriptive in nature by using a qualitative approach through case studies and using the interview method and data collection from books, journals and the web. From the research conducted, it was found that the risks involved in BMT NU East Java Socah Bangkalan Branch are operational risk, reputation risk, fraud risk, financing risk and business risk. Settlements made, namely visits to customers and the obstacles encountered in risk management, namely managers and the characters of different customers.
Analisis Model Pencegahan Fraud di KSPP Syariah BMT NU Cabang Torjun Faisol, Faisol; Nizarul Alim, Mohammad
ILTIZAM Journal of Shariah Economics Research Vol. 8 No. 1 (2024): Indonesian Journal of Islamic Economics and Business
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, UIN SULTHAN THAHA SAIFUDDIN JAMBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/iltizam.v8i1.2031

Abstract

The purpose of this research is to describe the fraud prevention model at the BMT NU Torjun branch. This study uses a qualitative method of intrinsic case study approach. Data collection in this study was carried out through interviews, observation, and documentation. From the findings of this study, it can be concluded that the fraud prevention model at the BMT NU Torjun branch starts with the BMT NU managers, who must comply with the SOP provisions that have been set within the BMT NU Torjun branch. To prevent fraud at the Torjun branch of the BMT NU institution, an internal audit is carried out by the central RKM team twice a month on the second weekend. Furthermore, the fraud prevention model at the BMT NU Torjun branch has strict supervision from several parties, including area managers, DPS, and the center. So that with the prevention of fraud established in the BMT NU institution environment, the Torjun branch will provide effective benefits to minimize the occurrence of acts of fraud.

Page 14 of 18 | Total Record : 176

 12   13   14   15   16 

Filter by Year

2017 2025


Reset
Filter By Issues
All Issue Vol. 9 No. 2 (2025): Iltizam Journal of Shariah Economics Research Vol. 9 No. 1 (2025): Iltizam Journal of Shariah Economic Research Vol. 8 No. 2 (2024): Iltizam Journal of Shariah Economics Research Vol. 8 No. 1 (2024): Indonesian Journal of Islamic Economics and Business Vol. 7 No. 2 (2023): Iltizam Journal of Shariah Economics Research Vol. 7 No. 1 (2023): Iltizam Journal of Shariah Economics Research Vol. 6 No. 2 (2022): Iltizam Journal of Shariah Economics Research Vol. 6 No. 1 (2022): Iltizam Journal of Shariah Economics Research Vol. 5 No. 2 (2021): Iltizam Journal of Shariah Economics Research Vol. 5 No. 1 (2021): Iltizam Journal of Shariah Economics Research Vol. 4 No. 2 (2020): Iltizam Journal of Shariah Economic Research Vol. 4 No. 1 (2020): Iltizam Journal of Shariah Economic Research Vol. 3 No. 2 (2019): Iltizam Journal of Shariah Economic Research Vol. 3 No. 1 (2019): Iltizam Journal of Shariah Economic Research Vol. 2 No. 2 (2018): Iltizam Journal of Shariah Economic Research Vol. 2 No. 1 (2018): Iltizam Journal of Shariah Economic Research Vol. 1 No. 1 (2017): Iltizam Journal of Shariah Economic Research More Issue