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ILTIZAM Journal of Sharia Economic Research
Published by Universitas Islam Negeri Sulthan Thaha Saifuddin Jambi
ISSN : 25982222     EISSN : 25982540     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
Iltizam Journal of Shariah Economic Research E-ISSN:2598-2540 P-ISSN:2598-2222 is the journal that publishing the research result in the area of sharia economic, namely sharia banking and financing, micro and macro economy, and the issues of regional development that studied by sharia economic perspective. Iltizam cordially invites the academician, researchers, and others to submit their research article that in line with our focus and scope.
Arjuna Subject : -
Articles 176 Documents
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Holistic Marketing Berbasis Tasawuf Pada Pemasaran Perumahan Syariah di Tasikmalaya Iman Fauzi Sudirman; Alin Maulina Mulyaningsih; Inggi Pirmansyah; Gayib Gozali Ihamah; Ii Sylvia Fauziah Dimyatie
ILTIZAM Journal of Shariah Economics Research Vol. 8 No. 2 (2024): Iltizam Journal of Shariah Economics Research
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, UIN SULTHAN THAHA SAIFUDDIN JAMBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/iltizam.v8i2.2773

Abstract

This study aims to examine the implementation of Sufism-based holistic marketing in the marketing of Sharia housing in Tasikmalaya. Holistic marketing is a marketing approach that considers all aspects of a company, including relationships with consumers, employees, business partners, and the wider community, to create sustainable value. Sufism, as a dimension to understand the conditions of the human soul, both praiseworthy and blameworthy, and to adorn it with praiseworthy attributes, also serves as a guide in the spiritual journey towards Allah SWT. This study employs a qualitative method with a case study approach involving several experts in Sufism, practitioners, and academics in Tasikmalaya. Data were collected through in-depth interviews, observations, and documentation. The results show that applying Sufism in holistic marketing for Sharia housing marketing can enhance consumer trust and strengthen the relationship between developers and consumers. Additionally, the internalization of Sufi values, such as heart-to-heart marketing, worship orientation, mutual assistance, internal evaluation, honesty, justice, and social responsibility, has proven to be a solid foundation for creating sustainable marketing strategies. This study is expected to contribute to developing a more comprehensive and applicable theory of Sharia marketing.
Gen Z’s Impulse Buying Behavior of Skincare Product: The Role of FOMO, Celebrity Endorser and Hedonism Shaumi Ramadhani; Kartika Anggraeni Sudiono Putri
ILTIZAM Journal of Shariah Economics Research Vol. 8 No. 2 (2024): Iltizam Journal of Shariah Economics Research
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, UIN SULTHAN THAHA SAIFUDDIN JAMBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/iltizam.v8i2.2776

Abstract

Fear of Missing Out (FOMO) is a phenomenon that is currentlyprevalent among Generation Z in the form of fear of being leftbehind with the experiences felt by their social environment, whichoften triggers impulse buying behavior to stay on trend. The purpose of this study was to analyze the relationship between Fearof Missing Out (FOMO) and celebrity endorsers on impulsivebuying with hedonism as a mediating variable. This quantitativeresearch uses a correlational approach with data collectiontechniques by means of a survey through distributing questionnairesin the form of google forms to Generation Z consumers of skincareproducts in Malang City. The study employed a non probabilitysampling approach, specifically using a purposive sampling method, and included a total of 110 respondents as the sample. Thisstudy analyzed the data using the Partial Least Squares StructuralEquation Modeling (PLS-SEM) technique, utilizing SmartPLSsoftware version 3. SmartPLS version 3 software.The results showedthat FOMO affects impulsive buying in Generation Z consumers ofskincare products in Malang City both directly and indirectlythrough hedonism as mediation. Meanwhile, celebrity endorsers donot directly affect impulsive buying in Generation Z consumers ofskincare products in Malang City, but indirectly through hedonismas mediation. In addition, hedonism affects impulsive buying in Generation Z consumers of skincare products in Malang City.
Influence Of Financial Performance On Carbon Performance In Companies Disclosing Sustainability Reports In Indonesia Wasti Margaretha, Widya; Ferinluary, Fadila; Anjarsari, Putri Salsa; Febrila, Ariqo; Mukhzarudfa; Kusumastuti, Ratih; Putra, Wirmie Eka
ILTIZAM Journal of Shariah Economics Research Vol. 8 No. 2 (2024): Iltizam Journal of Shariah Economics Research
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, UIN SULTHAN THAHA SAIFUDDIN JAMBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/iltizam.v8i2.2779

Abstract

Business is essential for a country’s economic development, especially for its citizens. The purpose of this study is to investigate how financial performance affects carbon performance in companies listed on the Indonesia Stock Exchange (IDX) that report sustainability in 2020–2023. Leverage, Size, ROA, Capsend, and TobinQ are used to measure financial performance as the dependent variable. Greenhouse gas emission disclosure is used to measure carbon performance (CP), the independent variable. Companies reporting carbon emissions on the Indonesia Stock Exchange are 934 companies that publish sustainability reports. A total of 44 Indonesian businesses that are willing to be involved in releasing sustainability reports between 2020 and 2023 are the study samples. T-test and F-test are two multiple linear regression tests used by the author. In addition, this study offers empirical support for the ways in which businesses can communicate their underlying carbon performance through the use of some form of carbon information. According to the study findings, leverage, size, capsend, and tobinq have no effect on CP; only ROA has an effect. CP is simultaneously affected by leverage, size, ROA, capsend, and tobinQ because businesses with more resources usually have better sustainability reports and are more aware of climate change impacts. This is in line with signaling theory, which states that a company's strong financial results are an indication of its operational success.
Kendala Implementasi Peraturan Pemerintah No 37 Tahun 2023 Dalam Membangun Desa di Desa Kabupaten Muaro Jambi Rohana; Martaliaah, Nurfitri; erliyana, Nova
ILTIZAM Journal of Shariah Economics Research Vol. 8 No. 2 (2024): Iltizam Journal of Shariah Economics Research
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, UIN SULTHAN THAHA SAIFUDDIN JAMBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/iltizam.v8i2.2781

Abstract

This research focuses on villages in Muaro Jambi. This research uses descriptive qualitative research techniques which describe the obstacles faced by each village in implementing Government Regulation No. 37 of 2023. The villages used as research sites are six villages. The data collection technique is by conducting direct interviews with the Village Head. Where the following conclusions were obtained: Obstacles faced by the village government in implementing Government Regulation No. 37 of 2023 in planning village development include 1) lack of land for strengthening food so replacing it with various other alternatives such as raising cattle. Cattle rearing is also not very effective because the community lacks expertise in raising cows, which results in cows dying due to disease. The next obstacle is 2) lack of community participation in taking part in programs carried out by village officials, such as few people present during health education, lack of interest in posyandu and difficulty in getting the community to work together in building village roads. 3) there is still a lack of village funds so that village development is not evenly distributed which causes jealousy. social relations between residents 4) lack of village experts in compiling detailed village financial reports resulting in a long time in compiling village financial reports 5) Lack of skills among residents in carrying out food security innovations and expertise in using land and local wisdom.
Contemporary Qurban Transactions: Are There any Ghoror Practices? Najmi; Maulana Hamzah, Muhammad
ILTIZAM Journal of Shariah Economics Research Vol. 8 No. 2 (2024): Iltizam Journal of Shariah Economics Research
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, UIN SULTHAN THAHA SAIFUDDIN JAMBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/iltizam.v8i2.2944

Abstract

This study aims to examine research related to ghoror practices in qurban transactions in Indonesia and provide input solutions to eliminate ghoror and open discourse for further research. This study used a qualitative approach with the literature review method. The researcher examines research related to the practice of qurban transactions in Indonesia in journals and proceedings that are indexed by Sinta or have an ISSN. As well as normative descriptive methods to examine the ghoror aspects of transactions and solutions to eliminate them. Research divides qurban transactions into 3, namely qurban transactions using Islamic financial institutions, online qurban transactions and offline qurban transactions through mosques or Islamic schools. The result is that there are 4 types of ghoror that occur, namely ghoror in the contract, ownership, specifications for animals and guarantees. This research also provides solutions to every ghoror issue that occurs. In addition, more specific research on one type of transaction by adding samples from Scopus and WoS journals can expand the results of research that has been done. This study found that financial transaction innovations in qurban worship have the potential to cause ghoror in both financial transactions and reports. This research provides input so that qurban transactions and innovations that will be made are free from forbidden ghoror practices.
When Reviews Matter More: Exploring the Influence of Online Customer Reviews and Brand Awareness on Purchase Intention Dwi Prasetyo, Benny; Vania, Amelindha
ILTIZAM Journal of Shariah Economics Research Vol. 9 No. 1 (2025): Iltizam Journal of Shariah Economic Research
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, UIN SULTHAN THAHA SAIFUDDIN JAMBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/hpsr9v07

Abstract

Online food delivery is the main choice of Indonesians, along with lifestyle changes that prioritize comfort, convenience, and time efficiency. This study aims to analyze the effect of online customer reviews and brand awareness on consumer purchase intention, especially on Gacoan Noodle products sold through the ShopeeFood application. Data was mainly collected by using a quantitative approach, data was distributed to consumers who have bought Mie Gacoan product form questionnaire. The analysis method used is Structural Equation Modeling (SEM) with the help of SmartPLS software. The results showed that online customer reviews have a significant influence on the purchase intention of Gacoan Noodle consumers on ShopeeFood in Malang City. Conversely, although brand awareness plays an important role in brand recognition, its effect on purchase intention is not partially significant. However, simultaneously, these two independent variables can explain most of the variation in the purchase intention of Gacoan Noodle consumers on the ShopeeFood application in Malang City.
Analisis Determinan Perdagangan Intra-Industri Indonesia Dengan 5 Mitra Dagang Di Kawasan Asean (Analisis Data Panel Tahun 2015~2023) Aulia, Zahara; Kurniawan, Muhammad; Nurmalia, Gustika
ILTIZAM Journal of Shariah Economics Research Vol. 9 No. 1 (2025): Iltizam Journal of Shariah Economic Research
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, UIN SULTHAN THAHA SAIFUDDIN JAMBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/f7nv3v42

Abstract

In general, intra-industry trade is trade or exchange of similar goods involving two or more countries. This study aims to analyze the effect of exchange rates (CURS), gross domestic product (GDP), and foreign investment (FDI) on Indonesia's intra-industry trade with 5 trading partner countries in the ASEAN region. This study uses panel data from 5 ASEAN countries (Singapore, Malaysia, Thailand, Vietnam, Philippines) with a purposive sampling method. This type of research uses a quantitative approach, obtained from secondary sources and data analysis using the Eviews10 tool. The results of the study show. The exchange rate has a positive and significant effect on Indonesia's Intra-industry Trade. GDP has a negative and significant effect on Indonesia's Intra-industry Trade. FDI has a positive and insignificant effect on Indonesia's Intra-industry Trade. Exchange Rate, Gross Domestic Product (GDP), Foreign Investment (FDI) simultaneously affect Indonesia's Intra-industry Trade.  
Lifestyle and Consumerism in the Digital Era: Can Self-Control Be the Balancing Force? Cahyaning Putri, Lidya; Anggraeni Sudiono Putri, Kartika
ILTIZAM Journal of Shariah Economics Research Vol. 9 No. 1 (2025): Iltizam Journal of Shariah Economic Research
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, UIN SULTHAN THAHA SAIFUDDIN JAMBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/4q7gf419

Abstract

Consumptive behavior is a purchasing behavior that is no longer based on rational considerations. This study aims to analyze the influence of lifestyle and digital payments on bold consumptive behavior with self-control as a moderating variable. This study uses a quantitative research type and uses a descriptive approach. The location of the study was at UIN Maulana Malik Ibrahim Malang, for the population in this study all students of UIN Maulana Malik Ibrahim Malang who had shopped on the Shopee application with a digital payment system. This study uses a nonprobability sampling technique with a purposive sampling method with a sample size of 155 respondents. The data collection technique is by distributing questionnaires in a Google form. This study uses SEM PLS as a data analysis technique. This study found that lifestyle influences online consumptive behavior in UIN Maulana Malik Ibrahim Malang students who use the Shopee application, digital payments influence online consumptive behavior in UIN Maulana Malik Ibrahim Malang students who use the Shopee application, in addition, self-control cannot moderate between lifestyle and online consumptive behavior in UIN Maulana Malik Ibrahim Malang students who use the Shopee application, and self-control cannot moderate between digital payments and online consumptive behavior in UIN Maulana Malik Ibrahim Malang students who use the Shopee application.
Pengaruh Kompensasi, Disiplin Kerja, dan Motivasi Terhadap Kinerja Karyawan PT. Lontar Papyrus Pulp and Paper Industry Rozi, A; Marnas, Marnas; Evrina, Evrina
ILTIZAM Journal of Shariah Economics Research Vol. 9 No. 1 (2025): Iltizam Journal of Shariah Economic Research
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, UIN SULTHAN THAHA SAIFUDDIN JAMBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/8yzvk514

Abstract

This study aims to examine the effect of compensation, work discipline, and motivation on the performance of production employees at PT. Lontar Papyrus Pulp and Paper Industry. A quantitative research approach was employed, with data collected through interviews and the distribution of questionnaires. The sampling technique applied was purposive sampling, involving a total of 50 production employees as respondents. Data analysis was conducted using SmartPLS 4.0. The findings reveal that compensation has a statistically significant impact on employee performance, as indicated by a t-statistic value exceeding the critical t-table threshold (3.923 > 1.677) and a p-value below the 5% significance level (0.000 < 0.05). Conversely, work discipline does not exhibit a significant effect on employee performance, with a t-statistic value below the threshold (0.614 < 1.677) and a p-value above 5% (0.270 > 0.05). Additionally, motivation is found to significantly influence employee performance, supported by a t-statistic value greater than the t-table (2.854 > 1.677) and a p-value less than 5% (0.002 < 0.05).      
PERAN MEDIA SOSIAL, INFLUENCER, DAN ASSURANCE AWARENESS TERHADAP KEPUTUSAN PEMBELIAN ASURANSI JIWA BAGI GENERASI Z Yerizal, Yerizal; Septaria, Vera; Sovia, Arina
ILTIZAM Journal of Shariah Economics Research Vol. 9 No. 1 (2025): Iltizam Journal of Shariah Economic Research
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, UIN SULTHAN THAHA SAIFUDDIN JAMBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/w9mnwm78

Abstract

In Indonesia, there are around 21.94 million individuals, or only 8 percent of the total population who have life insurance as a protection effort in family financial planning. In the context of family financial needs that continue to grow along with various stages of life, the existence of life and financial protection is very important, especially for customers who are at productive age, especially young families. This study aims to analyse the influence of social media, influencers on life insurance awareness and the decision to buy life insurance products among Generation Z. This research is quantitative research and the sampling technique is purposive sampling, with data collected from 150 respondents through questionnaires. Data analysis was conducted using Smart PLS 4.0. The results showed that the positive influence of influencers significantly increased life insurance awareness (β = 0.45; p < 0.01), which in turn contributed to the decision to purchase life insurance (β = 0.35; p < 0.01). In addition, social media serves as a mediator that strengthens the relationship between influencer influence and purchase decision (β = 0.25; p < 0.01). These findings indicate that Generation Z values authenticity and emotional connection more than just influencer popularity, so insurance companies should choose relatable influencers to effectively reach this audience.The originality of this research is to highlight how awareness of life insurance serves as a bridge that connects social media and influencers to Gen Z's decision to buy life insurance. Then focusing on Generation Z, this research provides new insights into how information delivered through digital platforms can shape their understanding and attitudes towards life insurance products.The managerial implications of this study emphasise the importance of a more personalised and value-based marketing strategy in promoting insurance products. Insurance companies are advised to actively utilise social media platforms, establish strong relationships with influencers, and provide informative and engaging content for Generation Z. With this approach, it is expected that awareness and life insurance decisions among Generation Z can increase significantly, thereby strengthening market position of insurance companies in the digital era.

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