cover
Contact Name
Nur Jamaludin
Contact Email
nurjamaludin@gmail.com
Phone
+62816939222
Journal Mail Official
nurjamaludin@gmail.com
Editorial Address
Gedung STES Islamic Village, Ruang LPPM Lantai III Jalan Qodar Raya No.12 Kelapa Dua Tangerang, Banten
Location
Kota tangerang,
Banten
INDONESIA
Islaminomics: Journal of Islamic Economics, Business and Finance
ISSN : 20879202     EISSN : 26846772     DOI : 10.47903/ji.v10i2
Core Subject : Economy,
Aims and Scope The islaminomics: Journal of Islamic Economics, Business, and Finance publishes quality and valuable articles on current issues within Islamic economics, business and entrepreneurship as well as finance. This Journal welcomes and invites researchers to publish their studies here in related to empirical works, and development theory studies or best practices on the above areas. In detail this journal covers broad issues of Islamic Economics, business and finance but be limited to: Islamic Finance: Fundamentals, trends and opportunities in Islamic Finance The development of akad (contract) in Islamic finance The proposed models of financial instruments Islamic banking and financial markets Sukuk and equity and all products of Islamic finance Risk management Corporate finance Investment strategy Islamic social finance (zakat, awqaf atc) Financial planning Housing finance Legal and regulatory issues etc Islamic Business, Management and Entrepreneurship: The Islamic Business way, model, ethics and values Good Corporate Governance Corporate Culture in Islamic Perspective The implementation of service quality and the impacts The Islamic corporate social responsibility and its implications on business Management styles and strategies in Shariah Frame Work The development of Islamic entrepreneurship theory Islamic Ethics in business way Islamic Economics: The fundaments of Islamic Economics The Development of Islamic Economics Theories Islamic values/principles of Islamic Economics Labor and welfare economics in Islamic Economic Political economy in the frame works of Islamic Frame Work The Economics of Zakat Third Sector Economy Comparation of Economic System The implementations of Islamic principles in Consumption and soon etc The journal is the only title aiming to give an interdisciplinary and holistic view on Islamic finance and business management practices in order to inform these two intertwined communities.
Articles 112 Documents
ZAKAT AND EDUCATION FOR POVERTY ALLEVIATION AND INCOME INEQUALITY REDUCTION: A CASE STUDY OF WEST JAVA, INDONESIA Qurroh Ayuniyyah; Ataul Huq Pramanik; Norma Md. Saad; Muhammad Irwan Ariffin
ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE Vol 9, No 1 (2019): ISLAMINOMICS: Journal of Islamic Economics, Business and Finance
Publisher : STES Islamic Village

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47903/ji.v9i1.62

Abstract

This study attempts to investigate the role of zakat for poverty alleviation and income inequality reduction based on the educational background of the zakat beneficiaries in three different regions including Bogor, Depok and Sukabumi Indonesia by using CIBEST model, Gini coefficient and Atkinson index. It takes the case study of 1309 households zakat recipients managed by the national zakat board (BAZNAS) in each city and regency under consideration. This study suggests that the existences of zakat distribution programs after one year appear to have better effect in terms of poverty alleviation and income inequality reduction on the household heads who attend formal and informal schools as compared to the household heads who never attain such educational backgrounds.
Efficiency of Baitul Maal wa Tamwil (BMT) as Islamic Microfinance Institution in Indonesia: An Application of Data Envelopment Analysis Atiqi Chollisni Nasution
ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE Vol 4, No 3 (2013): ISLAMINOMICS: Journal of Islamic Economics, Business and Finance
Publisher : STES Islamic Village

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47903/ji.v4i3.21

Abstract

The primary objectives of most microfinance program isalleviating the poverty by assisting the poor to be economicallyindependent. Different with conventional microfinance that offersthe financing scheme based on interest (read: riba), Islamicmicrofinance offers the financing scheme based on shariahprinciples to enhance the business development ofmicroentrepreneurs. Furthermore, Islamic microfinance assiststhe microentrepreneurs to applicate the Islamic ethics in dailylife that effects to press the number default of payment. Recently,there are around 4,000 Baitul Maal Wa Tamwil (BMTs) operateand have enhanced thousand poor people life in Indonesia. Theyare Islamic Microfinance Institutions (Islamic MFIs) thatresponsible in collecting, managing and distributing the fundseither for charity (e.g for the poorest) or providing financialservices for the microentrepreneurs. In addition, measuringefficiency of microfinance program is important to enable themicrofinance institutions (MFIs) to strengthen the management,generate sufficient profits and maintain efficient operations toensure its sustainability. The main aim of the paper is to examinethe efficiency of BMTs as Islamic microfinance institutions inIndonesia. Data Envelopment Analysis (DEA) is used to examinethe relative efficiency of the selected BMTs. DEA is a nonparametric method which utilize the linear programming methodto measure technical (technological) efficiency and requiresinputs and outputs data. Twelve large size BMTs are chosen as18ISLAMINOMIC JURNAL Jurnal Ekonomi dan Perbankan Syariahthe sample of the study and they have operated in the provincesof Indonesia with the highest number of poor people live. Thestudy indicated that financing and human resources are the basesof inefficiency in BMTs. Inefficient BMTs are expected tooptimize its operations by emulating the input minimization andoutput maximization practices adopted by efficient BMTs. Thefindings are not only relevant and applicable to Indonesia butalso to other muslim countries and would be useful for furtherempirical research in this area.
Analisis Maqashid Pemberdayaan Perempuan Melalui Microfinance Shofiah Tidjani
ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE Vol 4, No 1 (2013): ISLAMINOMICS: Journal of Islamic Economics, Business and Finance
Publisher : STES Islamic Village

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47903/ji.v4i1.12

Abstract

Pendekatan anti kemiskinan dalam kerangka perempuan diranah pembangunan, menempatkan perempuan sebagaikelompok the poorest of the poor, sedangkan akses terhadapsumber daya dapat membebaskan perempuan dari kemiskinan.Asumsi inilah yang memotifasi banyak pihak untuk menjadikanperempuan sebagai kelompok sasaran utama kredit mikro.Penelitian ini bertujuan untuk mengetahui, bagaimana analisismaqashid syariah dalam menetapkan hukum Islam terhadappemberdayaan perempuan melalui microfinance. Pertimbanganpertimbangan kemaslahatan dalam tinjauan pemeliharaanagama, jiwa, akal, keturunan dan harta, tidak menciptakanhalangan untuk perempuan dapat bekerja dan bersumberdaya,selama itu tidak menyimpang dari garis-garis ketentuan AllahSWT.Pengertian pemberdayaan perempuan dalam keuangan mikroIslami, berbeda dengan pengertian yang diusung olehfeminisme demokrasi liberal. Pemberdayaan perempuan melaluimicrofinance Islami, hendaknya dapat dengan seriusmempertimbangkan faktor-faktor negatif yang menjadi efekpergerakan program feminisme ala Barat, yang cenderungberlebihan membuat persamaan dan menghilangkan sekat antargender. Pemberdayaan perempuan melalui microfinance Islami,harus bisa menjadi pondasi utama permberdayaan keluarga,karena keluarga adalah bibit unggul bagi masa depan generasidan ummat. Penelitian ini menggunakan metode kajian literaturdan penelitian deskriptif kualitatif, berdasarkan data yang dirilisoleh lembaga-lembaga resmi negara.
Pendampingan Etika Bisnis Syariah dalam Upaya Meningkatkan Daya Saing UMKM di Kebupaten Tangerang Maskur Rosyid; Eka Pratiwi
ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE Vol 10, No 2 (2020): ISLAMINOMICS: Journal of Islamic Economics, Business and Finance
Publisher : STES Islamic Village

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47903/ji.v10i2.111

Abstract

This study aims to find out how the application of Sharia Business Ethnic for perpetrators UMKM which exists in Kecamatan Panongan, in enhancing the competitivesness of its business which underlies forms and principles contained in Sharia Business Ethich. In the business context, the application of sharia ethics faces obstacles in the form of process, people and technologi and marketing. This study uses qualitative method in which the researcher conducts interviews and direct observations to the perpetratos UMKM. So the results of this study are perpetratos UMKM. The application of sharia business ethics in conducting its business, in order to increase competitiveness or profit in the long run and good will obtained from the image of business from the image of business competitors that are run and can develop in the future, this research can be made into a framework or model for other business actors.
Pendapatan Pengelolaan Operasi Asuransi (Dana Ujrah) Dan Pengarunya Terhadap Laba/Rugi Pada PT. Asuransi Takaful Umum Di Indonesia Muklis Muklis; Ria Haryani
ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE Vol 7, No 1 (2016): ISLAMINOMICS: Journal of Islamic Economics, Business and Finance
Publisher : STES Islamic Village

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47903/ji.v7i1.48

Abstract

Penelitian ini bertujuan untuk mengetahui seberapabesar pengaruh pendapatan pengelolaan operasi asuransi (danaujrah) terhadap Laba/Rugi pada PT. Asuransi Takaful Umum diIndonesia. Metode yang digunakan dalam penelitian inimenggunakan deskriptif kuantitatif, data yang digunakan dalampenelitian ini adalah data sekunder. Data sekunder diperolehdari data Laporan Keuangan PT. Asuransi Takaful Umumpublikan selama 5 (lima) tahun periode 2011 sampai dengantahun 2015. Hasil penelitian menunjukan bahwa variabelPendapatan Pengelolaan Operasi Asuransi (Dana Ujrah) (X1)berpengaruh signifikan terhadap variabel Laba/Rugi (Y)sebesar 0,048 sesuai dengan angka signifikan 0,048 < 0,005.Artinya, kenaikan pendapatan pengelolaan operasi asuransi(dana ujrah) akan mempengaruhi laba/rugi perusahaan.
Article Review of The Critical and Empirical Research in Islamic Economics Brahim Achour; Ibrahim Foughali; Liya Ur Rahman Liyakath Alikhan; Nur Jamaludin
ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE Vol 10, No 1 (2020): ISLAMINOMICS: Journal of Islamic Economics, Business and Finance
Publisher : STES Islamic Village

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47903/ji.v10i1.105

Abstract

Abstract This article depicts the nature scope and methodology of reconstruction of Islamic economics as well as it speaks about possibilities on theoretical and empirical research in this field. The article also intends to revel needy of reconstruction of Islamic economics, and its role in early stage and contemporary period and how it would be in future. Islamic economics through the shade of quran and sunnah clearly mandate about allocation of resources, goods and services as well distribution of output, input and wealth in an economy. It is also giving the solution for the problems such as financial crises, poverty, inflation, economic inequalities and unemployment. In addition, methodologically, description of the ground realities and prescription of solutions for economic issues are concern of Islamic economics, whereas, field of fiqh plays massive role in developing of Islamic economics. Theoretically, this article discusses about Islamic economics theory and its advantages, this includes Islamic economic system, Shari’ah based transaction matrix, institutional matters, etc. on the empirical side, there are some points affiliated with data and empirical works are discussed.
Melihat Tingkat Efisiensi Bus Di Indonesia Dengan Metode DEA Atiqi Chollisni; Aminuddin Aminuddin
ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE Vol 6, No 2 (2015): ISLAMINOMICS: Journal of Islamic Economics, Business and Finance
Publisher : STES Islamic Village

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47903/ji.v6i2.37

Abstract

Tingkat efisiensi Bank Umum Syariah (BUS) dan BankUmum Konvensional (BUK) di Indonesia dengan mengambil studikasus 5 BUS dan 5 BUK di Indonesia dengan total sampel 10 bank.Metode yang digunakan dalam penelitian ini adalah Multi StageDEA. Tahap pertama mengukur tingkat efisiensi BUS dan BUKdengan menggunakan DEA. Tahap kedua membandingkan tingkatefisiensi BUS dengan BUK.Hasil penghitungan DEA menunjukkan, efisiensi Variable Returnto Scale (VRS) efisiensi BUS mencapai 100%, sementara dariConstant Return to Scale (CRS) dan skala mengalami fluktuasi.Sementara BUK juga memiliki nilai rata-rata efisiensi yangfluktuatif selama periode amatan dari tiga bentuk efisiensi. Darihasil penelitian ini efisiensi BUS relatif lebih baik secara CRSmaupun VRS, tetapi secara skala BUK lebih stabil dan lebih efisiendibanding BUS.
ANALISIS PEMBIAYAAN MURABAHAH PADA BSM: PERSPEKTIF MAQASID AL-SHARIAH Didi Suardi
ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE Vol 9, No 1 (2019): ISLAMINOMICS: Journal of Islamic Economics, Business and Finance
Publisher : STES Islamic Village

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47903/ji.v9i1.67

Abstract

This research attepts to exmine the concept of maqoshid al-Syariah in Islamic jurisprudence in order to highlight its contribution in to more comprehensive, rational, and realistic answers to contemporary financial issues and to thereby increase awareness of the maqoshid approach in structuring and developing Islamic banking products. For this purpose, the article examines the product of murabahah schema in Bank Syariah Mandiri (BSM) branch of Cileduk in order to assess the implementation of this product whether complies with the maqoshid or not. The findings of this reseash are murabahah financing of Bank Syariah mandiri does not yet comply with maqoshid al-Syariah. The second results is the process of murahabah financing in this bank is conducted by transferring the cash money to clients in order to present flexibility, efeciency, and to reduce the tax of financing. This means the BSM implementating murabahah li al –amir bi alshir’a model in its financing. 
Tingkat Bagi Hasil dan Pendapatan Nasional dan Pengaruhnya Terhadap Simpanan Mudharabah pada Bank Umum Syariah Dewi Reni; Rahmawati Maulida
ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE Vol 4, No 3 (2013): ISLAMINOMICS: Journal of Islamic Economics, Business and Finance
Publisher : STES Islamic Village

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47903/ji.v4i3.26

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh tingkat bagihasil dan pendapatan nasional terhadap simpanan mudharabahpada Bank Umum Syariah. Variabel dalam penelitian ini adalahtingkat bagi hasil yang diproksikan dengan total bagi hasilsimpanan mudharabah (tabungan dan deposito) dan pendapatannasional yang diproksikan dengan tingkat pertumbuhankemakmuran dari suatu penduduk yang dihitung melaluibarometer Produk Domesti Bruto (PDB). Penelitian inimenggunakan data laporan keuangan 10 dari 11 Bank UmumSyariah yang terdaftar di Bank Indonesia periode 2011-2013.Teknik pengolahan data menggunakan pengujian asumsi klasik,analisis regresi linier berganda, pengujian hipotesis, analisiskoefisien korelasi, dan analisis koefisien determinasi. Hasilpenelitian menggunakan program SPSS seri 21.0 dikethauipersamaa regresi linier berganda menunjukkan bahwa secaraparsial tingkat bagi hasil berpengaruh positif dan signifikan, akantetapi pada variabel pendapatan nasional tidak berpengaruhterhadap simpanan mudharabah. Sedangkan ketika diuji secarasimultan, kedua variabel independen tersebut tingkat bagi hasildan pendapatan nasional berpengaruh signifikan terhadapsimpanan mudharabah. 
Faktor-Faktor yang Memengaruhi Minat Masyarakat Muslim Menabung di Bank Syariah (Studi Kasus di Kelurahan Kelapa Dua-Tangerang) Sunardi Sunardi; Fety Aniarsih
ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE Vol 4, No 2 (2013): ISLAMINOMICS: Journal of Islamic Economics, Business and Finance
Publisher : STES Islamic Village

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47903/ji.v4i2.17

Abstract

Bank syariah adalah suatu system perbankan yang dikembangkanberdasarkan prinsip syariah. Adanya perbankan syariah diIndonesia merupakan suatu wujud penerapan ekonomi Islam yangtentu dibutuhkan oleh masyarakat muslim dalam hal keperluanjasa perbankan. Namun demikian, masih terdapat kendala yangmenghambat mereka untuk berpaling kepada bank syariah ini.Oleh karena itu, penelitian ini ditujukan untuk mengetahui faktorfaktor yang memengaruhi masyarakat muslim menabung di banksyariah dan dibatasi pada bank syariah kota Tangerang. Penyebabminat menabung ditinjau dengan melihat tanggapan respondenmengenai alasan menabung dan selanjutnya menjadi nasabahBank Syariah. Variabel dari pengaruh faktor-faktor kualitaslayanan yang digunakan dalam penelitian ini adalah tangible,reliability, responsiveness, assurance, empathy, dan promotion.Alat analisa yang digunakan adalah analisa regresi linear bergandadan untuk pengujian statistic digunakan model regresi linearberganda atas data yang tersedia bagi variabel dependen danvariabel independen.

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