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JIKA: Jurnal Ilmu Keuangan dan Perbankan
Published by Universitas Komputer Indonesia
ISSN : 20892845     EISSN : 26559234     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
Arjuna Subject : -
Articles 203 Documents
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Factors Impacting Indonesian State-Owned Banks' Ability to Disburse Credit Nuraeni, Natasya; Maryati, Mari
Jurnal Ilmu Keuangan dan Perbankan (JIKA) Vol 13 No 2: June 2024
Publisher : Program Studi Keuangan & Perbankan, Fakultas Ekonomi dan Bisnis, Universitas Komputer Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34010/jika.v13i2.12252

Abstract

This study aims to determine the effect of non-performing loans (NPL) on credit distribution to Indonesian State-Owned Banks listed on the Indonesia Stock Exchange (IDX) from 2018 to 2022. Non-performing loans (NPL) were used in this study to measure the credit risk given by banks. The descriptive and quantitative research methods were used in this research. The data used is derived from secondary sources, specifically utilizing the financial report of each bank. The subject in this study is limited to each audited financial report of four Indonesian State-Owned Banks listed on the Indonesia Stock Exchange (IDX) from 2018 to 2022. The research result finds that Non-Performing Loans (NPL) did not have a significant impact on credit distribution in Indonesian State-Owned Banks listed on the Indonesia Stock Exchange (IDX) during the period of 2018 to 2022. This research provides an important contribution to understanding the dynamics of credit disbursing in Indonesian State-Owned Banks listed on the Indonesia Stock Exchange (IDX).
How Millennials Assess the Usability of E-Wallets Wati, Ina Kartika; Soma, A M; Ispriyahadi, Heri
Jurnal Ilmu Keuangan dan Perbankan (JIKA) Vol 13 No 2: June 2024
Publisher : Program Studi Keuangan & Perbankan, Fakultas Ekonomi dan Bisnis, Universitas Komputer Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34010/jika.v13i2.12526

Abstract

This study investigates the impact of internet and technological advancements on millennials (born between 1981 and 2000), particularly focusing on their adoption of digital payment systems, notably the DANA platform. It examines whether millennial satisfaction with digital payment services, amidst FOMO trends, influences their loyalty to the platform. This research utilizes quantitative methods and Smart PLS for analysis with 108 millennial participants, emphasizing gender distribution and age range. The results indicate a significant correlation between electronic satisfaction (E-satisfaction) and electronic loyalty (E-Loyalty) among users, suggesting that higher satisfaction leads to increased loyalty. These findings highlight the platform's sustainability amid evolving millennial behaviors and FOMO trends, offering valuable insights into consumer dynamics and digital payment platforms' success.
Research Trends in Digital Financial Inclusion: A Bibliometric Analysis using VoSviewer Ahiase, Godwin; Umar, Abdurrauf; M. Saeed, Abdulmalek Marwan; Rasuman, Mohammad Abedin; do Rego Tilman Suri, Epifania Rianti
Jurnal Ilmu Keuangan dan Perbankan (JIKA) Vol 13 No 2: June 2024
Publisher : Program Studi Keuangan & Perbankan, Fakultas Ekonomi dan Bisnis, Universitas Komputer Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34010/jika.v13i2.12551

Abstract

Digital financial inclusion (DFI) aims to provide affordable and sustainable financial services to the financially excluded and underserved through cost-effective digital means. This quantitative bibliometric and descriptive research aims to conduct a bibliometric analysis of DFI using VOSviewer software. Data was collected based on the keyword "digital financial inclusion" from Google Scholar. From the results, in 2019 the number of DFI publications increased compared to 2018, indicating an increase in interest. The number remained stable in 2020 and 2021, but there was a significant spike in research interest in 2022. These findings are important for policymakers, researchers, and practitioners to determine the novelty and quantity of the data.
How Do Asymmetric Information and Financial Factors Influence Earnings Management? Hamzah, Amir; Nopiyanti, Hilda
Jurnal Ilmu Keuangan dan Perbankan (JIKA) Vol 13 No 2: June 2024
Publisher : Program Studi Keuangan & Perbankan, Fakultas Ekonomi dan Bisnis, Universitas Komputer Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34010/jika.v13i2.12554

Abstract

The purpose of this study is to analyze the influence of information asymmetry, deferred tax assets, deferred tax expenses, free cash flow, and investment opportunities set on earnings management practices in consumer service sector companies listed on the Indonesia Stock Exchange (IDX) during the period 2017-2021. This research uses a descriptive and verificative method with a population of 47 companies. Through the purposive sampling technique, this research selects 22 companies for the period 2017-2021, resulting in a total of 110 observation data. The analysis method used is Panel Data Regression, which involves stages of classic assumption, model estimation, and model selection testing, as well as the coefficient of determination, and hypothesis testing. The partial testing results show that all observed variables have a positive and significant impact on earnings management practices. This research provides an important contribution to understanding the dynamics of earnings management practices in the context of the consumer service industry in Indonesia.
Effects of Inflation, Sharia Bank Financing, and Conventional Bank Credit on Gross Regional Domestic Product Kartasiah, Kartasiah; Maulida, Sri
Jurnal Ilmu Keuangan dan Perbankan (JIKA) Vol 13 No 2: June 2024
Publisher : Program Studi Keuangan & Perbankan, Fakultas Ekonomi dan Bisnis, Universitas Komputer Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34010/jika.v13i2.12556

Abstract

This research aims to know the impact of inflation, conventional BPR loans, and sharia BPR financing on the regional Gross Domestic Product (GDP) of Southern Kalimantan Province. This research uses secondary data (time series) for 2017-2021, collected from the official website of the Southern Kalimantan Statistical Centre and the Financial Services Authority. The study used a double linear regression analysis method using the Eviews-12 application. This study concluded that in part inflation of the region has no impact on the regional GDP, in part conventional BPR loans and sharia BPR financing have a significant positive effect on the regional GDP, and simultaneously the variable inflation, conventional BPR loans and sharia BPR financing has an impact on regional GDP of the Province of Southern Kalimantan.
Do Global Factors Drive Herd Behavior in Asymmetric: Evidence from Indonesia, Malaysia, and Thailand Gusni, Gusni; Komariah, Siti; Riantani, Suskim
Jurnal Ilmu Keuangan dan Perbankan (JIKA) Vol 13 No 2: June 2024
Publisher : Program Studi Keuangan & Perbankan, Fakultas Ekonomi dan Bisnis, Universitas Komputer Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34010/jika.v13i2.12629

Abstract

The occurrence of several crises in recent decades has led to significant uncertainty in the capital market, potentially fostering tendencies for herd behavior. This conduct may manifest in situations of asymmetry when the market experiences varying conditions (market up and down). Herd behavior in asymmetric can be driven by a variety of global influences, such as the Federal Funds Rate and the world oil price. The aim of this research is to investigate whether herd behavior exists under asymmetric conditions, and to explore the influence of global factors on such behavior within the manufacturing sectors listed in the capital markets of Indonesia, Malaysia, and Thailand using daily closing stock price information from January 2015 to December 2022. This research utilizes a cross-sectional dispersion methodology and incorporates a dummy variable within the standard model to accomplish its research objective. The findings denote that asymmetric herding tendencies are evident solely among manufacturing firms listed on the Indonesian stock market during downturns, contrasting with the absence of such behavior in Malaysia and Thailand during market fluctuations. In Indonesia, global factors do not play a significant role in prompting asymmetric herding, whereas in Malaysia and Thailand, are more influenced by the Federal Funds Rate. Keywords: Asymmetric Herding; Market Up and Down; Federal Funds Rate; World Oil Price; Cross-Sectional Dispersion
Corporate Value of ASEAN-2 Banks: The Impact of Risk Management and Corporate Governance Wildan, Wildan; Maulana, Tubagus Rama; Kuswardhana, Trias; Leon, Farah Margaretha
Jurnal Ilmu Keuangan dan Perbankan (JIKA) Vol 13 No 2: June 2024
Publisher : Program Studi Keuangan & Perbankan, Fakultas Ekonomi dan Bisnis, Universitas Komputer Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34010/jika.v13i2.12646

Abstract

The dimension of the audit committee influences effective corporate management and can control risks arising from uncertainty, playing a vital role in enhancing a company's value. This research aims to examine the impact of Corporate Governance and Risk Management on the value of banking companies in two ASEAN countries, namely Indonesia and Malaysia, by collecting data from 41 Indonesian banks and 10 banks in Malaysia using a purposive sampling method, as well as utilizing secondary data from both the Indonesia Stock Exchange and the Malaysian Stock Exchange spanning 2019 through 2022. Data processing involved multiple regression analysis and Eviews 9. The research findings indicate that the size of LNBDSIZE and AGE has a positive impact, BDINDEP, BLAU, OWNC, ACS, and LNSIZE have no significant effect, while LVG has a negative impact. This study benefits financial managers in understanding the factors influencing the value of companies in the banking industry, namely Corporate Governance and Risk Management. Investors can gain insights into the factors affecting company valuation and identify potential risks as a basis for selecting investments in companies with sound financial ratios and risk management.
Value at Risk Evaluation of Defined Contribution and Defined Benefit Pension Plans Fadilah, Alya; Anggraeni, Andini Setyo; Reza, Widya
Jurnal Ilmu Keuangan dan Perbankan (JIKA) Vol 13 No 2: June 2024
Publisher : Program Studi Keuangan & Perbankan, Fakultas Ekonomi dan Bisnis, Universitas Komputer Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34010/jika.v13i2.12689

Abstract

Pension funds such as the Defined Benefit Pension Program (DBPP) and the Defined Contribution Pension Program (DCPP) have risks that need to be managed carefully. Previous research has looked at VaR in other contexts, but no one has specifically discussed VaR in pension funds, especially DBPP and DCPP. The main objective of this research is to determine the VaR value for the two pension programs and analyze the risk differences between DBPP and DCPP. The method used is VaR measurement with Monte Carlo simulation based on data from January 2015 to July 2023. The research results obtained from these measurements show that DBPP provides the largest potential maximum loss (VaR) value for the next 1 month period compared to DCPP.
An examination of the effects of Internet banking, CRM, and product excellence on customer loyalty at State-owned Islamic Bank located in Central Java Romadhon, Hindun Mutiara; Widowati, Mustika; Hasanah, Siti
Jurnal Ilmu Keuangan dan Perbankan (JIKA) Vol 13 No 2: June 2024
Publisher : Program Studi Keuangan & Perbankan, Fakultas Ekonomi dan Bisnis, Universitas Komputer Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34010/jika.v13i2.12713

Abstract

This study aims to analyze the significance of product excellence, internet banking, and customer relationship management on customer loyalty at the State-owned Islamic Bank located in Central Java. The population in this study were the customers with the sample used in this study 118 customers were selected using the Simple Random Sampling technique. This research used the Multiple Linear Regression analysis, as well as both partial and simultaneous tests, the Coefficient of Determination test. The results finds that the hypotheses and discussion show that product excellence, internet banking, and customer relationship management have a positive and significant effect on loyalty at the State-owned Islamic Bank located in Central Java both partially and simultaneously.
Artificial Intelligence in Financial Reports: How it Affects the Process's Effectiveness and Efficiency Kuswara, Zakaria; Pasaribu, Marsel; Fitriana, Fitriana; Santoso, Rachmat Agus
Jurnal Ilmu Keuangan dan Perbankan (JIKA) Vol 13 No 2: June 2024
Publisher : Program Studi Keuangan & Perbankan, Fakultas Ekonomi dan Bisnis, Universitas Komputer Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34010/jika.v13i2.12730

Abstract

In today's digital age, artificial intelligence (AI) has revolutionized many sectors, including auditing and finance, with the potential to improve the efficiency and effectiveness of the audit process. However, there is limited understanding of the impact of AI implementation on financial statement transparency and external auditor reputation. This study aims to fill that knowledge gap by exploring how AI can strengthen financial statement transparency and enhance auditor reputation. The methodology used is descriptive-analytical with an empirical normative approach, collecting data through literature review and documentation. The results finds that the integration of AI in auditing significantly improves financial statement transparency, facilitates auditors in conducting more in-depth and accurate analyses, and potentially enhances the reputation of external auditors in the eyes of stakeholders. The findings confirm that AI not only improves the efficiency of the audit process but also plays a strategic role in building trust and integrity in financial reporting. The implications of this research are significant in demonstrating the importance of adapting the latest technologies to meet and exceed evolving financial and reputational expectations in the digital age.

Page 17 of 21 | Total Record : 203

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