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All Journal MUQTASID El-Mashlahah Ihtifaz: Journal of Islamic Economics, Finance, and Banking JIKA: Jurnal Ilmu Keuangan dan Perbankan PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat International Journal of Islamic Business and Economics (IJIBEC) Jurnal Ilmiah Akuntansi dan Finansial Indonesia International Journal of Zakat (IJAZ) Al-Azhar Islamic Law Review JIEP: Jurnal Ilmu Ekonomi dan Pembangunan Management of Zakat and Waqf Journal (MAZAWA)) ARBITRASE: JOURNAL OF ECONOMICS AND ACCOUNTING International Journal of Science and Society (IJSOC) Keizai Literasi: Jurnal Pengabdian Masyarakat dan Inovasi Journal of Central Banking Law and Institutions Pena Dimas: Jurnal Pengabdian Masyarakat IEFBR: Islamic Economics, Finance, and Banking Review JIEP: Jurnal Ilmu Ekonomi dan Pembangunan
Maulida, Sri
Unknown Affiliation
Religion Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Public Health Social Sciences Other

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Urgensi Prinsip Dalam Pengembangan Hukum di Bidang Mu’amalah, Ekonomi, Perbankan, dan Keuangan Syariah Maulida, Sri; al-Amruzi, M. Fahmi; Hasan, Ahmadi
Al-Azhar Islamic Law Review VOLUME 2 NOMOR 2, JULI 2020
Publisher : Sekolah Tinggi Agama Islam (STAI) Al-Azhar Gowa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37146/ailrev.v2i2.28

Abstract

Perkembangan industri keuangan, khususunya keuangan syariah secara informal telah dimulai sebelum dikeluarkannya kerangka hukum formal sebagai landasan operasional perbankan syariah di Indonesia. Dengan perkembangan tersebut produk keuangan syariah juga terus berkembang, namun terdapat beberapa kasus produk keuangan syariah tidak sesuai SOP dan peraturan fatwa Dewan Syariah Nasional Majelis Ulama Indonesia (DSN-MUI), sedangkan di Indonesia harus melalui persetujusn DSN MUI. Berdasarkan latar belakang diatas maka rumusan masalah dan dan tujuan penulisan terhadap ini adalah untuk membahas mengenai bagaiaman urgensi prinsip dalam mengembangkan ekonomi syariah. Dalam mengembangkan Hukum dalam keuangan syariah ada prinsip yang menjadi pedoman pengembangannya, yaitu prinsip dasar ekonomi Islam dan prinsip Derivatif. Prinsip dasar ekonomi Islam adalah Tauhid (keesaan Tuhan), ‘Adl (keadilan), Nubuwwah (kenabian), Khilafah (pemerintahan), dan Ma’ad (hasil). Sedangkan untuk prinsip Derivatif yaitu, Multitype Ownership (kepemilikan multijenis), Freedom to act (Kebebasan bertindak atau berusaha), dan Social Justice (Keadilan Sosial).
Debt-Based Versus Equity-Based Financing: A Comparative Analysis on Efficiency of Islamic Financial System Maikabara, Abdullateef Abdulqadir; Maulida, Sri; Aderemi, Abdulmajeed M
Ihtifaz: Journal of Islamic Economics, Finance, and Banking Vol 4, No 1 (2021)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/ijiefb.v4i1.3171

Abstract

Introduction to The Problem: The financial system, as a subset of economics, plays a prominent role in solidifying the socio-economic development and wellbeing of people of a society. However, debt-based and equity-based financing are the main models employed by Islamic financial institutions to help small and medium enterprises (SMEs) that need funding to facilitate their businesses' projects. Operationally, debt-based financing seems to be the prominent financing model than equity-based financing, which only accounts for either zero or small scale in Islamic financial institutions.Objective Study: This study explores the rightful financing model that can contribute much better to the efficiency of the Islamic financial system in achieving socio-economic development.Methodology: To achieve the study's purpose, a literature-based method and secondary data collection technique are adopted as related previous studies from articles, books, conferences, and working papers are reviewed and analyzed.Findings: Equity-based model as a partnership model is somewhat more productive in contributing to socio-economic development than debt-based financing, but not being widely applied due to specific issues such as high risk, agency problem, costumer’s awareness, and sensitivity, and others more. It is recommended that researchers empirically investigate the suitable financing model between debt-based and equity-based financing models to ensure the achievement of sustainable socio-economic development.
The Effect Of Debt-Based Financing And Equity-Based Financing On Islamic Banks Profitability In Indonesia Wahyudi, Rofiul; Diniyya, Aulia Arifatu; Satyarini, Julia Noermawati Eka; Mutmainah, Lu’liyatul; Maulida, Sri
International Journal of Islamic Business and Economics (IJIBEC) Vol 4 No 2 (2020): IJIBEC VOL. 4 NO. 2 DECEMBER 2020
Publisher : Faculty of Islamic Economics and Business of Institut Agama Islam Negeri (IAIN) Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v4i2.2771

Abstract

This study's main objective is to investigate equity-based financing and debt-based financing of the profitability of Islamic banking in Indonesia. This research is expected to contribute to the theoretical and practical dimensions. On the conceptual aspect, this study can provide evidence of whether equity-based financing and debt-based financing affect the profitability of Islamic banking. While on the practical dimension, Islamic banks in Indonesia can determine the extent of their profitability and, in turn, the competitiveness of Islamic banks to enable it to be developed in line or even better than conventional banks. The data analysis technique uses panel data regression, which is time series data and cross-section. Next, to estimate the panel data model, which is divided into three, namely: common effect, fixed effect, and random effect. The result of this study that partially equity-based financing does not affect ROE. At the same time, debt-based financing influences the ROE of Islamic banks. Partially equity-based financing and debt-based financing do not affect ROA of Islamic banks. However, it simultaneously shows that the independent variable test results, namely equity-based financing and debt-based financing, have a strong influence on the dependent variable, namely, profitability as measured by ROA and ROE.
Prospects and Challenges of Crowdfunding as an Alternative Funding Option in Nigeria Aderemi, Abdulmajeed M.R.; Maulida, Sri; Maikabara, Abdullateef Abdulqadir
Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Vol 12, No 1 (2021): MUQTASID: Jurnal Ekonomi dan Perbankan Syariah
Publisher : IAIN Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/muqtasid.v12i1.17-31

Abstract

This study aims to review the concept, prospects, and challenges of crowdfunding in Nigeria. Furthermore, it adopts a library-based concept in which secondary sources are relied on data collection using descriptive and deductive approaches of analysis. The results showed that Nigeria has the potential of becoming the hub center of crowdfunding in Africa. However, various challenges are facing the growth of this platform as a means of financing. These include the issues of regulation, lack of adequate awareness, as well as fraud and corruption. Furthermore, this study recommends the need for adequate awareness about crowdfunding and the regulation to ensure its functionality. It also offers additional literature as a means of financing, especially from the Nigerian context.
Do E-Commerce and E-Wallets Matter for Increasing Marginalized Entrepreneurs’ Income? Maulida, Sri; Almadina, Agatha
International Journal of Zakat Vol 8 No 2 (2023): International Journal of Zakat
Publisher : Center of Strategic Studies (PUSKAS) BAZNAS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37706/ijaz.v8i2.478

Abstract

This study investigates the impact of utilizing e-commerce and e-wallets on the income enhancement of mustahik entrepreneurs assisted by BAZNAS in South Kalimantan Province. In particular, this research tests the degree to which the use of e-commerce and e-wallets impacts those marginalized entrepreneurs’ income improvement. Multiple linear regression models and classical assumption tests are used to evaluate the data gained from the close-ended questionnaire, distributed to the sample of 35 mustahiks in South Kalimantan Province, who are small entrepreneurs supported by BAZNAS. The results show that e-commerce and e-wallets significantly increase the sample’s income. Practical and theoretical implications are drawn from the findings.
BANK CREDIT GROWTH IN INDONESIA DURING THE COVID-19 PANDEMIC AND ITS REGULATIONS Aziz, Abdul; Maulida, Sri
Journal of Central Banking Law and Institutions Vol. 3 No. 1 (2024)
Publisher : Bank Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21098/jcli.v3i1.47

Abstract

Credit growth related to production, consumption, investment, exports, and imports is considered crucial for economic growth. The Covid-19 pandemic has had a major impact on the economies of countries in the world, as seen from a significant decline in credit growth. This study examines the effects of Economic Growth, Exchange Rate, Inflation, BI Rate, Third Party Funds (TPF), and Non-Performing Loans (NPL) on Banking Credit Growth in Indonesia during the COVID-19 Pandemic Period and regulations issued during that period. Analysis using multiple linear regression method using EViews 10 software with data type in the form of time series. The results of this study showed that only TPF growth had a significant effect. Simultaneously, the variables of Economic Growth, Exchange Rate, Inflation, BI Rate, NPL and Deposit Growth have a significant effect. The most dominantinfluencing variable is deposit growth.
Effects of Inflation, Sharia Bank Financing, and Conventional Bank Credit on Gross Regional Domestic Product Kartasiah, Kartasiah; Maulida, Sri
Jurnal Ilmu Keuangan dan Perbankan (JIKA) Vol 13 No 2: June 2024
Publisher : Program Studi Keuangan & Perbankan, Fakultas Ekonomi dan Bisnis, Universitas Komputer Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34010/jika.v13i2.12556

Abstract

This research aims to know the impact of inflation, conventional BPR loans, and sharia BPR financing on the regional Gross Domestic Product (GDP) of Southern Kalimantan Province. This research uses secondary data (time series) for 2017-2021, collected from the official website of the Southern Kalimantan Statistical Centre and the Financial Services Authority. The study used a double linear regression analysis method using the Eviews-12 application. This study concluded that in part inflation of the region has no impact on the regional GDP, in part conventional BPR loans and sharia BPR financing have a significant positive effect on the regional GDP, and simultaneously the variable inflation, conventional BPR loans and sharia BPR financing has an impact on regional GDP of the Province of Southern Kalimantan.
Faktor-faktor yang Memepengaruhi Kesejahteraan Masyarakat Pelaku Usaha di Sekitar Obyek Wisata Religi Kubah Datu Abdussamad Marabahan Maulani, Muhamad Rizal; Maulida, Sri
JIEP: Jurnal Ilmu Ekonomi dan Pembangunan Vol 6, No 2 (2023)
Publisher : PPJP Universitas Lambung Mangkurat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20527/jiep.v6i2.11055

Abstract

This type of qualitative research intends to identify the impact of Business Capital Business Capital, Education Level, and the number of Visitors to the Welfare of Business Actors around the Datu Abdussamad Marabahan Dome Religious Attractions. This research uses primary data with techniques to distribute questionnaires to the community of business actors around the Datu Abdussamad Marabahan Dome Religious Attractions. Data analysis techniques in this research use qualitative descriptive analysis by describing data collected narratively. The test's findings in this study stated that the variables of Business Capital, Business Length, Education Level, and Visitor Number funds impact or influence the Welfare of Business Actors around the Datu Abdussamad Marabahan Dome.
Pengaruh Sistem Pembayaran Elektronik Terhadap Inflasi Di Indonesia Rosanti, Octavia; Maulida, Sri
ARBITRASE: Journal of Economics and Accounting Vol. 3 No. 1 (2022): July 2022
Publisher : Forum Kerjasama Pendidikan Tinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/arbitrase.v3i1.418

Abstract

This research aims to determine the effect of Electronic Money, Credit Card and Debit Card variables on Inflation in Indonesia. The data used is secondary data accessed from the Bank Indonesia website. This research uses monthly time series data from January 2019 to December 2021. The research method used in this research is Multiple Linear Regression using the SPSS application. The results of the research show that the Electronic Money variable has no significant and negative effect on Inflation in Indonesia, the Credit Card variable has a significant and positive effect on Inflation in Indonesia and the Debit Card variable has a significant but negative effect on Inflation in Indonesia. Then the variables of Electronic Money, Credit Cards and Debit Cards have a significant influence on Inflation in Indonesia.
Strategi Pemberdayaan Masyarakat untuk Mengatasi Stunting dan Mewujudkan Generasi Unggul di Kabupaten Tanah Laut Safira, Bella; Jauharah, Jauharah; Maulida, Sri; Ikrimah, Ikrimah; Qoshid Al Hadi, M.
Literasi Jurnal Pengabdian Masyarakat dan Inovasi Vol 4 No 1 (2024)
Publisher : Pengelola Jurnal Politeknik Negeri Ketapang Jl. Rangga Sentap, Dalong Sukaharja, Ketapang 78813. Telp. (0534) 3030686 Kalimantan Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58466/literasi.v4i1.1460

Abstract

Indonesia is a developing country where the incidence of stunting is quite high. Where South Kalimantan is in the 5th highest position out of 20 provinces in Indonesia with the incidence of stunting reaching 44.2% in the previous year. Tanah Laut Regency as a whole accounts for around 24.6% of stunting incidents, so this condition is very worrying for several groups, for this reason, MAB Kalimantan Islamic University KKN students went directly to the field to provide education about preventing stunting in children. A descriptive analysis was carried out on the knowledge of mothers who had received counseling by asking them directly in the form of interviews about what things they could implement in preventing stunting based on the delivery of education during counseling. Apart from that, it describes the influence of the results of maternal blood pressure checks on the chances of stunting due to anemia or hypertension in children. The results of blood pressure checks in Hamlet 2 in Handil Birayang Atas, Tanah Laut show the risk of anemia in mothers as the main cause of stunting in the area. Knowledge about nutritious food is a factor that can trigger anemia and have an impact on the health of the next generation
Co-Authors ., Humaidi Abdul Aziz Aderemi, Abdulmajeed M Aderemi, Abdulmajeed M.R. Ahmad Yunani Ahmadi Hasan al-Amruzi, M. Fahmi Almadina, Agatha Amirah, Nida Amruzi, Fahmi Al Arifuddin Arifuddin Budi Rahmat Hakim Diniyya, Aulia Arifatu Diyan Lestari Fifi Swandari Ghalib, Ghalib Haifa Lestari Haliza, Nur Hardy, Enny Ikrimah, Ikrimah Irfan Syauqi Beik Jauharah, Jauharah Kartasiah, Kartasiah Kasmah Lu'liyatul Mutmainah Maikabara, Abdullateef Abdulqadir Maulani, Muhamad Rizal Maulani, Muhammad Rizal Mediaty Muhammad Hanafiah Muhammad Saleh Muhammad Sofyan Qoshid Al Hadi, M. Rahmawati, Riska Maulidia Rakhmatullah, Akhsanul Reja Fahlevi Rifqi Novriyandana Rijal, Muhammad Rizki, Ryan Akhmad Rizqiana, Sista Rosanti, Octavia Safira, Bella Saipudin Satyarini, Julia Noermawati Eka Sukarni Sukarni Tegar Wicaksana, Dimas Tio, Yuansen Umar, Masyitah Wahyudi, Rofiul