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Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam
Published by Sekolah Tinggi Agama Islam Al Hidayah Bogor
ISSN : 23561866     EISSN : 26148838     DOI : -
Core Subject : Economy, Science,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance
Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam accepts original manuscripts in the field of Islamics Economics, including research reports, case reports, application of theory, critical studies and literature reviews. The spread of Islamic Economics include: 1. Islamic Finance and Capital Market 2. Islamic Banking 3. Management of Islamic Business and Entrepenuership 4. Islamic Financial Institution non Bank�
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis dan Menejemen Intetrnasional
Articles 305 Documents
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ANALYSIS OF GREEN ECONOMY VARIABLES ON INDONESIA'S NATIONAL INCOME IN 2018-2023 FROM AN ISLAMIC ECONOMIC PERSPECTIVE M Rangga Wirdinata; Asriani Asriani; Yulistia Devi
Ad Deenar: Jurnal Ekonomi dan Bisnis Islam Vol 10 No 01 (2026): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30868/ad.v10i01.10022

Abstract

Sustainable economic development through the green economy is a crucial solution for Indonesia to balance economic growth with environmental conservation. This study aims to analyze the relationship of green economy variables which include carbon (CO2) emissions, green investment, and renewable energy to Indonesia's national income in the 2018–2023 period from an Islamic economic perspective. The research method used is a quantitative approach with multiple linear regression analysis techniques to objectively measure the relationships between variables through numerical data. Secondary data were obtained from the World Bank, the Central Statistics Agency, and the Ministry of Environment and Forestry. The results showed that simultaneously, the variables of carbon emissions, green investment, and renewable energy had an effect on national income at a significance level of 10%, with a determination coefficient value (R-squared) of 0.9541. However, partially, these three variables do not have a significant effect on Indonesia's national income at the standard level of 5%. This insignificance is suspected to be influenced by the limited number of observations (n=6) as well as the initial transition phase of the green economy in Indonesia. In conclusion, national economic management must remain based on the principles of maslahah, trust, and balance (tawāzun) to achieve long-term prosperity. The recommendation of this study is to strengthen the integration of Islamic social financial instruments such as Green Sukuk and ZISWAF to encourage sustainable renewable energy projects.
ANALYSIS OF THE IMPLEMENTATION OF DSN-MUI FATWA NO. 44/DSN–MUI/2004 ON THE IJĀRAH CONTRACT IN MULTISERVICE FINANCING AT ISLAMIC FINANCIAL INSTITUTIONS: A Case Study of BPRS Artha Fisabilillah Cianjur Mas Atiawati; Ibdalsyah Ibdalsyah; Hari Susanto; Haris Renaldi
Ad Deenar: Jurnal Ekonomi dan Bisnis Islam Vol 10 No 01 (2026): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30868/ad.v10i01.10048

Abstract

The increasing complexity of economic activities requires financing instruments that are not only responsive to public needs but also compliant with Islamic principles. One such instrument offered by Islamic financial institutions is multi-service financing based on the ijarah contract. However, improper implementation may lead to deviations from sharia principles, particularly the risk of riba. This study aims to analyze the implementation of the ijarah contract in multi-service financing at BPRS Artha Fisabilillah Cianjur, examine its conformity with the DSN-MUI Fatwa Number 44 of 2004, and identify potential indications of non-sharia practices. This research employs a qualitative field research approach. Data were collected through observation, interviews, and documentation, using both primary and secondary sources. The data were analyzed using descriptive qualitative methods. The findings indicate that the implementation of ijarah-based multi-service financing at BPRS Artha Fisabilillah has complied with the provisions stipulated in DSN-MUI Fatwa Number 44 of 2004, particularly regarding the object of the contract and the determination of ujrah. Therefore, the financing practice can be considered sharia-compliant and free from elements of riba.
CONCEPTS AND IMPLEMENTATION OF STATE FINANCE DURING THE ERA OF THE RIGHTLY GUIDED CALIPHS (AL-KHULAFĀ’ AL-RĀSHIDŪN) Casnadi Casnadi
Ad Deenar: Jurnal Ekonomi dan Bisnis Islam Vol 10 No 01 (2026): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30868/ad.v10i01.10059

Abstract

This study aims to analyze the concept of state finance during the era of al-Khulafā’ al-Rāshidūn, examine the sources of state revenue and expenditure, and explore the fiscal policies implemented by the Rightly Guided Caliphs in managing public finance. The research employs classical Islamic public finance literature as primary sources, namely Kitab al-Amwāl by Abū ‘Ubaid, Kitab al-Kharāj by Abū Yūsuf, and al-Aḥkām al-Sulṭāniyyah by al-Māwardī. Secondary sources consist of authoritative works of Islamic jurisprudence from the four Sunni schools of law, classical Qur’anic exegesis, and major hadith compilations. This study adopts a qualitative approach using text-based content analysis by critically examining classical scholars’ discussions on state revenue and expenditure management during the period of al-Khulafā’ al-Rāshidūn. The findings reveal that the state played a crucial role in promoting public welfare through just financial governance grounded in the principle of maṣlaḥah (public interest). State revenue sources during this period included zakat, infaq, sadaqah, waqf, ‘ushūr, jizyah, kharāj, ghanīmah, and fay’. Meanwhile, state expenditures were allocated to public officials’ salaries, military allowances, pensions for veterans, defense budgets, infrastructure development, Islamic propagation, education, and social welfare programs. This study highlights the relevance of classical Islamic public finance principles in addressing contemporary fiscal governance challenges.
GREEN MARKETING STRATEGIES AND PERCEIVED VALUE TO PURCHASE DECISIONS FROM AN ISLAMIC BUSINESS PERSPECTIVE: A Study of Sakara Coffee Consumers in Bandar Lampung Nahdatul Karimah; Muhammad Iqbal Fasa; Nurhayati Nurhayati
Ad Deenar: Jurnal Ekonomi dan Bisnis Islam Vol 10 No 01 (2026): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30868/ad.v10i01.10106

Abstract

Increasing consumer awareness of environmental issues is driving perpetrator Coffee shop businesses implement green marketing strategies as part of their business. from sustainable marketing. From an Islamic business perspective, marketing is not only profit oriented, but also value oriented. ethics, social responsibility, and environmental conservation. This research aims This study analyzes the influence of green marketing strategies and perceived value on consumer purchase decisions from an Islamic business perspective at Sakara Coffee in Bandar Lampung. The study uses a multidisciplinary approach. quantitative descriptive-causal with primary data from 99 respondents selected through purposive sampling. Structural Equation Modeling Partial Least Square (SEM-PLS) with SmartPLS 4 was used for the analysis. The study's findings demonstrate that purchasing decisions are positively and significantly impacted by perceived value and green marketing tactics. and concurrently. This finding confirms that the implementation of green marketing is in harmony with Islamic business principles and is able to increase perceived value by consumers can encourage decision ethical and sustainable purchasing.
CLIMATE CHANGE AND DIGITAL CONSUMPTIVE BEHAVIOUR ON HOUSEHOLD FOOD SECURITY: AN ANALYSIS OF MAQASHID AL-SHARIAH Helmi Al Djufri Helmi; Yasfika Ely Nur Afifah
Ad Deenar: Jurnal Ekonomi dan Bisnis Islam Vol 10 No 01 (2026): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30868/ad.v10i01.10046

Abstract

Climate change and digital technology development are two factors that have a very complex impact on household food security in Indonesia. Shifts in weather patterns and rising global temperatures not only disrupt food production, but can also affect price stability and people's access to safe and nutritious food. The theoretical study used in this research refers to Ibn Khaldun's thoughts on the relationship between climate, social behaviour, and economic dynamics, as well as modern consumption behaviour theory, which explains how digital technology shapes people's preferences and spending patterns. This study uses a qualitative approach based on a systematic literature review through a process of selecting, classifying, and synthesising relevant literature from books, scientific articles, and other academic sources. The conclusion of this study shows that climate change greatly affects the decline in food productivity and increases supply volatility, while digital consumptive behaviour weakens family financial management due to increased impulsive purchases that change food budget priorities. Digital consumptive behaviour, triggered by ease of access and intensive promotion, diverts the family budget from basic food needs, so that from the perspective of Maqashid Sharia, this violates the principles of benefit, moderation, and reduces the fulfilment of hifz al-māl, hifz al-nafs, and hifz al-nasl. The link between climate change and digital consumption patterns strengthens the vulnerability of household food security, thus requiring the strengthening of literacy, Sharia Maqashid-based financial management, and adaptive strategies to maintain the sustainability of basic needs fulfillment.

Page 31 of 31 | Total Record : 305

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