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Amwaluna Jurnal Ekonomi dan Keuangan Syariah

amwaluna
Website

Published by Universitas Islam Bandung

ISSN : 25408399 EISSN : 25408402 DOI : https://doi.org/10.29313/amwaluna

Core Subject : Economy,

Economics, Econometrics & Finance

Amwaluna Jurnal Ekonomi dan Keuangan Syariah is an academic journal focus on syariah economic studies with scopes are Islamic banking, Syariah Financial, economic, accounting, finance, Muamalah, Economy during the covid19 pandemic and Economic Islam.

Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)

Articles 12 Documents

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Search results for , issue "Vol 4, No 2 (2020)" : 12 Documents clear

THE ROLE OF Al-HISBAH IN IMPLEMENTATION OF BUSINESS ETHICS IN TRADITIONAL MARKETS Mochamad Khoirul Anwar; A'rasy Fahrullah; Ahmad Ajib Ridlwan; Muhammad Hasan Muzaki
AMWALUNA (Jurnal Ekonomi dan Keuangan Syariah) Vol 4, No 2 (2020)
Publisher : Univeristas Islam Bandung

This study aims to analyze the implementation of business ethics in traditional markets and analyze the role of al-Hisbah in the implementation of business ethics in the Wonokromo traditional market in Surabaya. This type of research is field research. The data collection methods are observation, interview, and study literature. The research result implies information about the traditional market sellers' understanding of business ethics that very diverse. Although some sellers do not know theoretically about business ethics, they implement the ethical business value because of their obedience to religious values taught by their families. The function of Al-Hisbah in the Wonokromo market has been going well despite some shortcomings that might able to be managed by supervision in terms of price, size/scale, and quality of goods. The implication of this research is its contribution to the development of Islamic Economics science, and input for stakeholders incuding market management and city government who involved in socialization and implementation business ethics at traditional markets.

IMPACT OF ZAKAT MANAGEMENT THROUGH ‘AMIL INSTITUTIONS AND MASJID ON SOCIAL DEVELOPMENT IN MALANG CITY Marlina Ekawaty; Aminullah Achmad Muttaqin; Fifi Bahril Wahdah Majid
AMWALUNA (Jurnal Ekonomi dan Keuangan Syariah) Vol 4, No 2 (2020)
Publisher : Univeristas Islam Bandung

The amount of benefits of zakat as an instrument of the distribution of income in Islam depends on how the management of zakat conducted by the institutions of Zakat, Infak, and charity Managers (ZIS). In Indonesia BAZNAS (Badan Amil Zakat Nasional) and LAZ (Lembaga Amil Zakat) are two institutions that are authorized to manage zakat, but both institutions are not much chosen Muzzaki as a place to pay zakat and prefer to pay zakat through Masjids. Compared to the Masjid and BAZNAS in Malang, LAZ has been managing ZIS well, creative, and innovative. This research aims to determine the dynamics of the ZIS management conducted by formal zakat institutions consisting of BAZNAS and LAZ, as well as Masjids as the institution chosen the majority of Muzakki in paying zakat.

THE EFFECTS OF SELF-EFFICACY, ISLAMIC HUMAN CAPITAL, AND FINANCIAL LITERACY ON SME PERFORMANCE IN LAMONGAN EAST JAVA, INDONESIA Anang Kistyanto; Raja Zuraidah Rasi; Jun Surjanti; Tony Seno Aji
AMWALUNA (Jurnal Ekonomi dan Keuangan Syariah) Vol 4, No 2 (2020)
Publisher : Univeristas Islam Bandung

The fishery sector has made important economic contributions to the island nation of Indonesia. In particular, small- and medium-sized enterprise (SME) fisheries, the owners of which are mostly Muslims with high school educations, have exhibited high self-confidence and effective development. However, the effects of other factors, such as self-efficacy, islamic human capital, and financial literacy, on SME performance have yet to be discussed in detail. Thus, this quantitative study examines the effects of self-efficacy, Islamic human capital and financial literacy on 31 SMEs in Lamongan, East Java. According to the results, self-efficacy had a significant effect on SME performance, whereas both Islamic human capital and financial literacy did not have an impact on such performance.

ANALYSIS OF HOME OWNERSHIP FINANCING FOR ISLAMIC BANKS IN INDONESIA THROUGH SHARIA ASSET BACKED SECURITIES-PARTICIPATION LETTER Suci Aprilliani Utami; Aneu Cakyaneu; Neni Sri Wulandari
AMWALUNA (Jurnal Ekonomi dan Keuangan Syariah) Vol 4, No 2 (2020)
Publisher : Univeristas Islam Bandung

This research was conducted to find out the financing opportunities of home ownership financing for Islamic banks through Sharia Asset Backed Securities-Participation Letters (EBAS-SP) in Indonesia. EBAS-SP are asset backed securities that have a portfolio in the form of a participation letter for secondary home ownership financing that has a system that is in accordance with Islamic Sharia so that in each issuance process the securities must obtain a statement of Sharia principle conformity from the expert team Sharia capital market and Sharia Supervisory Board. This study uses the Analytic Hierarchy Process (AHP) approach, following the priority of the strategy as a solution that can be offered. The results of this study indicate that: First, there are 4 issues of issues in developing the ability to mitigate the risk of home ownership financing for Islamic banks in Indonesia through the asset-backed effect of Islamic assets-participation letters, including legal / structural issues, sharia issues, operational issues and human resource issues. Second; For priority issues in terms of the use of Sharia Asset Backed Securities instruments and Participation Letters in the AHP Method frame according to the agreement of Experts, Practitioners, Academics and Regulators are operational aspects and aspects of human resources (HR). Third; the results of this study also show a picture of a solution in the strategy of increasing risk mitigation in PPR products through EBAS-SP for all four issues. And finally, the priority solution in solving problems based on expert agreement is the solution in legal / structural aspects, sharia aspects and operational aspects. So that the risk of home ownership financing mitigation using securities-backed securitization instruments can be a solution for home ownership financing for the community. Because EBAS takes the form of a participation letter supported by liquid assets and has a relatively small risk.

ANALYSIS OF THE EFFECT OF MURABAHA FINANCE IN SHARIA BANKS ON THE ECONOMIC GROWTH OF AGRICULTURAL SECTOR Siti Afidatul Khotijah; Chaidir Iswanaji
AMWALUNA (Jurnal Ekonomi dan Keuangan Syariah) Vol 4, No 2 (2020)
Publisher : Univeristas Islam Bandung

The purpose of this study is to analyze the influence of Islamic banks murabaha financing on the economic growth of the agricultural sector which measured by Gross Domestic Product (GDP) of the agricultural sector and analyze the characteristics of murabaha for the agricultural sector. The analytical method used is simple linear regression and also a qualitative overall analysis. Data analyzed from 2010-2018 were 36, obtained from the Otoritas Jasa Keuangan (OJK) and Badan Pusat Statistik (BPS). The results showed that murabaha financing had a positive effect on economic growth in the agricultural sector. Murabaha products in Islamic banking are one of the easiest products to use as an alternative to financing the agricultural sector. Because of its simplicity, this product has become more frequently used and most of the distribution of funds is through murabaha contracts. Even so the murabaha scheme of the agricultural sector has different characteristics from other sectors, considering that farmers can only pay the installments after the harvest. That way, Islamic banking must have the right source of funds for this financing, such as mudharabah muqayyadah. Not all agricultural financing activities must use the murabaha contract, because in its application it must also be adjusted to the terms and funding period, so Islamic Banks can use alternative contracts that are more appropriate.

THE INFLUENCE OF GENDER DIVERSITY, NATIONALITY, AND EDUCATION OF THE BOARD OF DIRECTORS ON CSR IN INDONESIA SHARIA BANKING Dessy Noor Farida
AMWALUNA (Jurnal Ekonomi dan Keuangan Syariah) Vol 4, No 2 (2020)
Publisher : Univeristas Islam Bandung

Public awareness of the damage to the surrounding environment due to the industrial activities of large companies, making the public need information about the extent to which the company is responsible for the damage. To maintain the stability of its business, the company is expected to be able to contribute to the community and its environment by implementing CSR. Diversity of directors within an organization can create new norms and hopes that can be a strong driver for implementing CSR in developing countries. This study aims to examine the effect of diversity on the board of directors on CSR disclosure in Indonesian Sharia banking. This research is quantitative. The sample used was all Islamic Commercial Banks in Indonesia totaling 13 banks. Technical analysis of data using multiple linear regression tests. The results confirm that national diversity affects the disclosure of CSR, but gender diversity and educational diversity are not significant to CSR disclosure. This study has an adjusted R2 of 65.6%.

A COMPARATIVE ANALYSIS OF DETERMINANTS OF ISLAMIC AND CONVENTIONAL BANKING PERFORMANCES IN INDONESIA Sri Ulina; M. Shabri Abd Majid
AMWALUNA (Jurnal Ekonomi dan Keuangan Syariah) Vol 4, No 2 (2020)
Publisher : Univeristas Islam Bandung

This study attempts to explore comparatively the determinants of financial performances between the conventional and Islamic banks in Indonesia. The determinants investigated in the study include liquidity, non-performing financing, capital adequacy, and operational cost. The samples of this study are three state-owned conventional banks and three Islamic banks that were selected by the purposive sampling technique. Based on the panel regression analysis, the study found that, for the conventional banks, capital adequacy, liquidity, and operational cost had significant influences on banks' performances, while the non-performing loan had an insignificant effect. On the other hand, for the Islamic banks, the liquidity, non-performing financing, and operational cost had significant influences on banks’ performance, while capital adequacy had an insignificant effect. These findings provide important implications for the respective banks to design a proper financial policy to enhance their performances by focusing on the significant determinants affecting banks' performances.

DETERMINANT OF TOTAL ASSETS OF SHARIA BANKS IN INDONESIA (An Error Correction Model Approach) Ayif fathurrahman; Maya Kumala Sari
AMWALUNA (Jurnal Ekonomi dan Keuangan Syariah) Vol 4, No 2 (2020)
Publisher : Univeristas Islam Bandung

This study aims to analyze the factors that affect the total assets of Islamic banks in Indonesia in 2015: 1 - 2018: 9. The data used include Third Party Funds, Financing to Deposit Ratio (FDR), Third Party Funds (TPF), Gross Domestic Product (GDP), Sharia Bank Total Assets. This study uses the Error Correction Model (ECM) approach. The study result show that both long-term and short-term Third Party Funds (TPF) and Financing to Deposit Ratio ( FDR) have a positive and significant relationship to the total assets of Islamic banks in Indonesia. At the same time, inflation and Gross Domestic Product (GDP) have a positive and not significant effect on the total assets of Islamic banks in Indonesia. The result shows that internal factors significantly affect the total assets of Islamic banks in Indonesia. In contrast, external factors do not have a significant effect on the total assets of Islamic banks.

ANALYSIS OF MAQÂSHID AL-SYARȊ’AH ON THE APPLICATION OF THE COLLATERAL IN THE MUDHȂRABAH CONTRACT IN SHARIA FINANCIAL INSTITUTIONS Maman Surahman; Nurrohman Nurrohman
AMWALUNA (Jurnal Ekonomi dan Keuangan Syariah) Vol 4, No 2 (2020)
Publisher : Univeristas Islam Bandung

In the study of classical Jurisprudence, the mudhârabah contract is the same contract which has no guarantee provisions in it. Therefore, in the mudhârabah contract there is no need for collateral, because the mudhârabah contract is a contract that is based on the element of trust (trust) so there is no need for guarantees given by customers to banks / Islamic financial institutions. The purpose of this study was to analyze maqâshid al- sharia on the application of collateral to the mudhârabah contract in Islamic Financial Institutions. The method of approach used in this study is normative juridical research with the nature of descriptive analysis. The type of data used in this study are primary and secondary data types. This research is classified as a type of qualitative research. The results show that collateral in the mudhârabah contract serves to avoid deviations from the fund management customer so that they do not play around in managing the mudhârabah financing fund, and guarantees are not necessary and mandatory conditions on every Mudhârabah financing. Therefore, LKS may set the guarantee to clients which serves to avoid the moral hazard of the mudharib negligent or not according to the contract, which is in line with the values of the benefit in Islamic transactions system.

AN EVALUATION OF SCHOLARLY WORKS IN ZAKAT: A BIBLIOMETRIC ANALYSIS OF ISLAMIC ECONOMICS JOURNALS IN INDONESIA Egi Arvian Firmansyah; Amelia Rizky Alamanda; Teguh Santoso
AMWALUNA (Jurnal Ekonomi dan Keuangan Syariah) Vol 4, No 2 (2020)
Publisher : Univeristas Islam Bandung

Zakat is one of the pillars of Islam and an Islamic social instrument to reduce poverty Also, the research about it has been conducted worldwide. However, none of the researchers has primarily evaluated the literature of zakat using bibliometric analysis. Using VOSviewer software to 280 journal articles published in six Islamic economics journals in Indonesia, this research aims to evaluate the scholarly works specifically in zakat in Indonesia. The results of this study show that the AL-IQTISHAD journal is the one published in most articles in zakat. Hence, those who are interested in publishing articles in zakat may select this journal. Besides, the maps based on co-occurrence keyword and title show that zakat is a less popular topic in Islamic economics journals in Indonesia.

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Home Page

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Editorial Team

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Contact Name Popon Srisusilawati

Contact Email amwaluna@unisba.ac.id

Phone +6281323262669

Journal Mail Official amwaluna@unisba.ac.id

Editorial Address jl. Tamansari no 24-26 Bandung 40116

Location Kota bandung, Jawa barat INDONESIA

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Contact Name
Popon Srisusilawati

Contact Email
amwaluna@unisba.ac.id

Phone
+6281323262669

Journal Mail Official
amwaluna@unisba.ac.id

Editorial Address
jl. Tamansari no 24-26 Bandung 40116

Location
Kota bandung,

Jawa barat

INDONESIA