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<![CDATA[IMPLEMENTASI PEMBIAYAAN MURABAHAH (STUDI KASUS WARUNG MIKRO BANK SYARIAH MANDIRI CABANG BOJONEGORO ) ]]>
<![CDATA[arifin, bakhtiyar]]>;
<![CDATA[warsidi, warsidi]]>
<![CDATA[ Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 4 No 2 (2020) ]]>
Publisher : <![CDATA[Universitas Muhammadiyah Surabaya ]]>
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DOI: 10.30651/justeko.v4i2.6864
<![CDATA[One of the segmentation of Bank Syariah Mandiri to distribute financing to micro segment is that the warung micro aims to provide convenience to the micro enterprise in obtaining additional capital to expand its business, although it does not close to provide financing to customer who does note have micro enterprises.This research uses qualitative research to know how the implementation of Murabahah financing on sharia bank independent of warung micro segment in practice and theory. Is the murabahah contract that is used in accordance with the fatwa of The National Sharia Council Indonesia Counsil of Religious Scholars in meeting the needs of the cusmoter to increase working capital.The finding in the field that the contract used was a hybrid contract between murabahah  and wakalah contract. So that presence of warung mikro bank syariah mandiri felt very beneficial to the customers in gaining capital increase for its business development easy and sharia. The result of this study concluded that the contract and process carried out by the Warung Mikro Bank Syariah Mandiri Bojonegoro already in accordance with the applicable regulations in Indonesia is in accordance with the fatwa of the National Sharia Council Indonesia Counsil of Religious Scholars No. 04/DSN-MUI/IV/2000 on the financing of Murabahah ang implementation of murabahah financing. It is reflected in the filing process until the agreement between the bank and the customer.Keywords: Murabahah, Warung Mikro Bank Syariah mandiri, Murabahah Working Capital.]]>
<![CDATA[ANALISIS PENERAPAN FATWA ZAKAT MAJELIS ULAMA INDONESIA PADA LEMBAGA AMIL ZAKAT NASIONAL DOMPET PEDULI UMAT DAARUT TAUHID PRIANGAN TIMUR ]]>
<![CDATA[wisandani, iwan]]>
<![CDATA[ Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 4 No 2 (2020) ]]>
Publisher : <![CDATA[Universitas Muhammadiyah Surabaya ]]>
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DOI: 10.30651/justeko.v4i2.6865
<![CDATA[This study is entitled "Analysis of the Application of the Fatwa of Zakat of the Indonesian Ulema Council at the National Zakat Amil Institute for the Care of the People of Daarut Tauhid East Priangan". In Indonesia, all Islamic Financial Institutions including Sharia Social Institutions in conducting their operations are based on the MUI fatwa.This research is a qualitative research with content analysis and phenomenological methods, with the following activities: The research will be carried out for six months, tracing literature studies and documents related to zakat fiqh, especially zakat issue fatwas issued by the Fatwa Commission and the National Sharia Council of the Indonesian Ulama Council. , then observations and interviews with amillin at the National Amil Zakat Institution, Dompet Peduli Umat Daarut Tauhid East Priangan, to get an overview of the mechanism for managing zakat.The results showed that the DPU DT in carrying out its activities always adheres to the MUI fatwa on the issue of zakat management. Although there are technical matters which are the policies of zakat managers. DPU DT views that the MUI Fatwa is needed to provide certainty in carrying out zakat management activities so that they run well and correctly and succeed for the prosperity of the community.Key Word : Fatwa Zakat, MUI, Daarut Tauhid]]>
<![CDATA[IMPLEMENTASI AKAD WAKALAH BIL UJRAH DALAM PELIMPAHAN WEWENANG PENYELENGGARAAN PERNIKAHAN PERSPEKTIF HUKUM EKONOMI SYARIAH (Studi Analisis Pada Shahira Islamic Wedding Organizer Surabaya) ]]>
<![CDATA[akbar, mochammady el]]>;
<![CDATA[mu'ammar, muhammad arfan]]>
<![CDATA[ Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 4 No 2 (2020) ]]>
Publisher : <![CDATA[Universitas Muhammadiyah Surabaya ]]>
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DOI: 10.30651/justeko.v4i2.6866
<![CDATA[Wakalah bil ujrah covenant implementation is an agreement covenant of an authority delegation to do something (delegating an affair) in which the implementation can be implemented in the field of wedding exertion by a wedding organizer. But generally, in the field implementation, the society has not been fully acknowledge and understanding how this implementation of an authority delegation in a wedding exertion accords with the the things which have been appointed by the syari’a economic law, and the legal consequences from the achieved wakalah agreement.The problems formulation of this thesis is how the form of the wakalah covenant implementation and also the system of the ujrah taking in the authority delegation of a wedding exertion by Shahira Wedding Organizer Surabaya and analyzing the implementation based on the syari’a economic law of the National Syari’a Board - Majelis Ulama Indonesia (DSN-MUI).This Study was conducted using online research instruments (online field research) with qualitative method. As for the data collecting techniques were done and achieved by online, observation, and the documentation data that are in correlate to the object of the study. The collected data, furthermore is arranged and analyzed using descriptive analysis method, it is describing how the akad wakalah bil ujrah implementation concept in obligating the authority the wedding exertion is done from the shahibbul hajat to Shahira Wedding Organizer Surabaya.The results of the research show that the wakalah bil ujrah covenant implementation in delegating the authority from the shahibbul hajat to Shahira Wedding Organizer Surabaya is done orally through the agreement in choosing the packages of Gumush, Altin, and Platin using simple statements (informal language) as the Surabaya’s people do. Furthermore it will be followed by some representation acts by the Shahira Wedding Organizer Surabaya. Dealing with the ujrah or the fee taking, it will be alocated and included into the price-list of the packages that automatically when it was on the first offer, the value of ujrah has been written and agreed. According to the perspective of the syari’a economic law, this wakalah bil ujrah practice done by the Shahira WO has fulfilled the well conformity in the implementation for the whole components between the both sides have been fulfilled in both of the pillars and the requirements that have been set by the Fatwa DSN-MUI No. 10/DSN-MUI/IV/2000 about wakalah.Keywords : Wakalah Bil Ujrah, Wedding Organizer and Syari’a Economic Law Perspective]]>
<![CDATA[PERLINDUNGAN HUKUM PEMBELI HAK ATAS TANAH BERDASARKAN PERJANJIAN PENGIKATAN JUAL BELI SECARA BERTINGKAT OLEH NOTARIS MENURUT PRINSIP-PRINSIP EKONOMI SYARIAH ]]>
<![CDATA[saprutro, troy permata]]>;
<![CDATA[tohari, chamim]]>
<![CDATA[ Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 4 No 2 (2020) ]]>
Publisher : <![CDATA[Universitas Muhammadiyah Surabaya ]]>
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DOI: 10.30651/justeko.v4i2.6867
<![CDATA[The agreement of a transaction is a prelimenary agreement before the main agreement (AJB) done in front of the PPAT. PPJB often causes a problem when the right of the land is treated as a commodity by the seller and it is not registered its changes in Agrarian Office. The registration may be done after the right of the land is changed into the lastest buyer.The approach of this research uses the approach of laws and the conceptual approach. The result of the analysis is concluded as the law protection of the latest buyer in accord with Government Regulations No. 24 of 1997 about the land registration, so that the Notary in maing PPJB has an obligation to pay attention to the principles of caution and the risks because of law concerning the document of the buyer.Key words : Agreement of transaction; document of transaction; the right of the land and the building. ]]>
<![CDATA[ANALISIS IMPLEMENTASI HUKUM EKONOMI ISLAM TERHADAP PRAKTIK JUAL BELI TAHU DAN TEMPE DI DESA LAOK JANG-JANG KANGEAN SUMENEP ]]>
<![CDATA[listriyati, listriyati]]>;
<![CDATA[berkah, dian]]>
<![CDATA[ Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 4 No 2 (2020) ]]>
Publisher : <![CDATA[Universitas Muhammadiyah Surabaya ]]>
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DOI: 10.30651/justeko.v4i2.6870
<![CDATA[To know and tempeh trade that takes place in Laok Jang-Jang Kangean village has been practiced according to the habits that have been in place for a long time in the community. But Islam regulates its people on how to transact well between each other. All the work done should not go out of the way, so that no one feels harmed and no one feels remorse in the future. The problem in this study is how the trading practice system. To know and tempeh in Laok Jang-Jang KangeanSumenep Village and how to Implement Islamic Economic Law in Laok Jang-Jang KangeanSumenep Village. The purpose of this research is to uncover the problem of The Implementation analysis of Islamic Economic Law AgainstTempe To know-selling practices in Laok Jang KangeanSumenep Village.This research is field reseach that is analyzed using a qualitative descriptive approach. Samples are taken using total sampling that all sellers and buyers know and tempe so that this problem can be presented clearly, the research instruments used are interviews, observations and documentation. Data analysis is done through three steps, namely data reduction, data presentation, and withdrawal of conclusions or verification. Â Based on research, it is known that the practice of buying and selling toy and tempeh that occurs in the villagers of Laok Jang-Jang KangeanSumenep. it has become a tradition where in trade transactions know and tempe that often only use purchase receipts even some are only by oral.Key Words:Islamic Economic System, Against Buying and Selling Practices]]>
<![CDATA[MEMBANGUN TEORI KONSUMSI ISLAMI MELALUI MODEL INFAK ]]>
<![CDATA[Anas, Ahmad]]>;
<![CDATA[Ummah, Afaful]]>
<![CDATA[ Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 4 No 2 (2020) ]]>
Publisher : <![CDATA[Universitas Muhammadiyah Surabaya ]]>
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DOI: 10.30651/justeko.v4i2.6879
<![CDATA[This study was based on the assumption that Islamic concumption theory which existstoday is result from combination between conventional concumption theory and Islamicreligion theory. Conventional concumption theory has many limitations and incompatibilitywith Islamic teachings and ethics concumption. This study aims to build Islamic concumptiontheory through infak model. Infak model which is not only materialist, but shar'i, spiritualist,socialist, fair, moral and ethical is believed to be very compatible with the characteristics ofMuslim consumers. This study is a type of library study that requires philosophical andtheoretical studies that have to do with empirical facts. Results of study showed that Infak ofconsumption is an activity to spend wealth in an effort to fulfil the needs for the benefit of theworld and the hereafter. In infak of concumption activities, consumers must pay attention tolimitations that cover two important components, namely Islamic law and ethics. Then infakmodel explains the level of priority that is the theory of consumer decision making inspending wealth. Furthermore, the purpose of consumption in infak of consumption includestwo components; material satisfaction and prosperity in hereafter. Both components arecontained in a term called "maslahah".]]>
<![CDATA[PENGARUH PREMI DAN KLAIM TERHADAP DANA TABARRU’ PADA PERUSAHAAN ASURANSI JIWA SYARIAH DI INDONESIA PERIODE 2016 – 2019 ]]>
<![CDATA[Saputri, Deviana Indah]]>;
<![CDATA[Wirman, Sutan]]>
<![CDATA[ Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 6 No 1 (2022): Juni 2022 ]]>
Publisher : <![CDATA[Universitas Muhammadiyah Surabaya ]]>
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DOI: 10.30651/justeko.v6i1.7229
<![CDATA[Penelitian ini bertujuan untuk mengetahui seberapa besar pengaruh premi dan klaim terhadap dana tabarru’ pada perusahaan asuransi jiwa syariah di Indonesia periode 2016 – 2019 . Penelitian ini merupakan jenis penelitian deskriptif kuantitatif dan sumber data dalam penelitian ini adalah data sekunder. Populasinya adalah perusahaan asuransi jiwa syariah di Indonesia tahun 2016 – 2019 sedangkan samplingnya adalah 5 perusahaan asuransi syariah di Indonesia. Teknik analisis berupa uji asumsi klasik, regresi linier berganda, uji t (pengaruh parsial) dan uji f (pengaruh simultan). Berdasarkan hasil analisis uji t, nilai signifikan dana tabarru’ yaitu 0,000 premi dan 0,003 klaim yang artinya kedua variabel tersebut secara parsial berpengaruh signifikan terhadap dana tabarru’ perusahaan asuransi jiwa syariah di Indonesia, sedangkan untuk analisis uji f, nilai signifikan premi dan klaim terhadap dana tabarru’ adalah 0,000 yang berarti secara simultan premi dan klaim berpengaruh signifikan terhadap dana tabarru’ perusahaan asuransi jiwa syariah di Indonesia.]]>
<![CDATA[ANALISIS MERGER BANK SYARIAH INDONESIA (BRIS) DALAM PRESPEKTIF KAIDAH POKOK KE TIGA اَلْمَشَقَة٠تَجْلÙب٠التَّيْسÙيْر ]]>
<![CDATA[rofiqoh, relita]]>
<![CDATA[ Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 5 No 1 (2021) ]]>
Publisher : <![CDATA[Universitas Muhammadiyah Surabaya ]]>
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DOI: 10.30651/justeko.v5i1.7318
<![CDATA[Abstrak : Penelitian ini bertujuan untuk mengetahui kemungkinan yang terjadi saat dilakukan merger tiga Bank Syariah di Indonesia dan menganalisis tentang hukum merger tiga bank syariah dalam ekonomi Islam berdasarkan perspektif kaidah pokok ke tiga qawaid fiqhiyah. Jenis penelitian kualitatif ini menggunakan pendekatan studi pustaka. Hasil temuan menyatakan dengan adanya merger dapat menjawab semua tantangan yang ada dan mempermudah dari segala aspek. Hal ini sesuai dengan kaidah ketiga Al-Masyaqqah Tajlib Al-Taisir yaitu kesukaran mendatangkan kemudahan serta cabang kaidah pokok ketiga mengarah kepada fleksibiltas sesuai dengan kondisi dan keadaan yang ada. Seiring berkembangnya perbankan baik tingkat nasional maupun internasional dengan adanya merger akan mampu untuk bersaing dengan perbankan lainnya dan tujuannya untuk memperluas market share dengan memperkuat permodalan sehingga memberikan kemaslahatan bagi berbankan syariah di Indonesia.Kata Kunci ; Merger, Bank Syariah, Kaidah Pokok ke tiga]]>
<![CDATA[METODE ISTINBATH DALAM USHUL FIQH STUDI KASUS : AYAT-AYAT EKONOMI ]]>
<![CDATA[izzah, siti nailul]]>
<![CDATA[ Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 5 No 2 (2021) ]]>
Publisher : <![CDATA[Universitas Muhammadiyah Surabaya ]]>
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DOI: 10.30651/justeko.v5i2.7731
<![CDATA[Method Istinbath is one of the methods of digging the law in ushul fiqh. Where the method of istinbath is used to draw the law from the Qur'an and Sunnah by way of ijtihad. Then this method is associated with economics which is a form of human responsibility as a caliph to create a balance in life to be maintained. The ever -growing economy makes Muslims need guidance in digging or establishing a law. The source of this method is from the arguments of the Qur'an and Sunnah which are seen in terms of language, in terms of the purpose (maqasid) of sharia and in terms of resolving conflicting arguments. In this research focuses onlaw through linguistic terms with the approach of lafadz (exploring thethuruq lafdziyah) and the approach of meaning (thuruq maknawiyah). The approach of lafadz (thuruq lafdiyah) is divided into 4 (four) types: lafadz seen from the scope or meaning created, lafadz seen from the side of use of meaning, lafadz seen from the clear side or not in showing a meaning, and lafadz seen from the way it expresses a meaning.]]>
<![CDATA[KAJIAN ‘URF PADA PENOLAKAN SERTIFIKASI HALAL MUI TERHADAP PENAMAAN PRODUK BERLABEL SETAN ]]>
<![CDATA[Faiza, Siti Nur]]>
<![CDATA[ Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 5 No 1 (2021) ]]>
Publisher : <![CDATA[Universitas Muhammadiyah Surabaya ]]>
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DOI: 10.30651/justeko.v5i1.7734
<![CDATA[This research is the result of field research to analyze the 'urf study on the rejection of the MUI halal certification of naming “devil noodle productsâ€. In conducting research, the author uses qualitative methods by using field data and complemented by secondary data to strengthen the analysis that comes from previous research, books, journals, decrees, and others. Then, uses descriptive analysis techniques to analyse. Noodle devil is one of the spicy culinary foods that has a lot of customers but in its business journey this product did not get approval to get the halal label of the East Java MUI because the devil's name does not match "SK 46 / Dir / LPPOM MUI / XII / 14 and Fatwa MUI Number. 4 of 2003 concerning Standardization of Halal Fatwa. "Although the devil's noodle product has been known to mean spicy noodles with a level of spiciness, the custom of using the name Setan includes urf 'lafzi which is unacceptable because the word Setan is included in the category of names of Allah's enemies who are feared to keep them from remembering Allah. Based on the validity of the ‘urf naming’ of products labeled satanic, including ‘urf fasid’ which must be abandoned. From the results of the research, LP POM MUI East Java is very careful in accepting or rejecting applications for Halal Product Certification, the first step of the East Java LPPOM MUI is to assess the name or symbol on the product being proposed. If Surabaya devil noodle sellers want to get the halal label from the East Java MUI, they must change the devil's name to a good name and symbol that not lead to kufr and forget to remember Allah.]]>
