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INDONESIA
Profit : Jurnal Kajian Ekonomi dan Perbankan Syariah
Published by Universitas Nurul Jadid
ISSN : 26854309     EISSN : 26854309     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
The journal publishes articles of interest to Islamic economics and banking practitioners, economic policy makers, and researchers. This journal encompasses research articles, original research report, reviews in Islamic economics and banking studies in any fields including; economics, finance, accounting, public policy, management studies and Islamic banking studies and present developments through the publication of articles, research reports.
Arjuna Subject : -
Articles 149 Documents
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IMPLIKASI NILAI-NILAI ETIKA PADA BISNIS PERSPEKTI F AL-QUR’AN DAN AL-HADITS Baiq el-Badriaty
JURNAL PROFIT Vol 2, No 1 (2018): Islamic Business Ethics And Globalization
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/profit.v2i1.551

Abstract

Etika bisnis merupakan kajian ilmu normatif dalam khazanah keilmuan ekonomi, terlebih ekonomi Islam.Etika bisnis dalam implementasinya memiliki enam pilar antara lain tauhid, keseimbangan, kehendak bebas, tanggung jawab, keadilan dan kejujuran, sebagai solusi dalam melaksanakan kegiatan bisnis baik untuk pelaku usaha, masyarakat maupun lingkungan sekitar. Etika Islam merupakan  nilai-nilai yang disusun untuk perbuatan manusia yang telah digariskan oleh wahyu Allah SWT guna mengatur kehidupannya agar dapat mencapai tujuan keberadaannya di dunia ini dengan sebaik-baiknya.  Fungsi etika bisnis menjadikan cermin bagi para pelaku usaha untuk menjadi lebih baik atau lebih buruk. Etika bisnis Islam mengajarkan manusia untuk memiliki spirit of trust sebagaiman yang  telah dipraktekkan oleh Rasulullah Muhammad SAW.
IMPLEMENTASI KAIDAH ““PERUBAHAN HUKUM ISLAM SEBAB PERUBAHAN TEMPAT DAN WAKTU” PERSPEKTIF EKONOMI ISLAM Murtadho Ridwan
JURNAL PROFIT Vol 2, No 2 (2018): Economics And Islamic Law
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/profit.v2i2.557

Abstract

Penelitian ini membahas mengenai kaidah usuhul fiqh yang dikaitkan dengan ekonomi Islam, Hukum Islam yang bersumber dari Alquran dan Sunnah merupakan pedoman dari Allah yang bertujuan untuk mengatur kehidupan manusia, namun keduanya memiliki daya jangkau yang terbatas. Sedangkan perubahan sosial dan permasalahan sosial selalu tumbuh berkembang dengan cepat dan menuntut kepastian hukum. Dengan metode ijtihad, para ahli ushul fikih membahas permasalahan umat yang tidak ditemukan hukumnya dalam Alquran dan Sunnah kemudian muncul kaidah-kaidah fiqh. kajian ini bertujuan untuk menjelaskan satu kaidah fikih yang berkaitan dengan perubahan hukum Islam disebabkan karena perubahan waktu, tempat dan keadaan masyarakat. Dari hasil kajian ini diperoleh pemahaman bahwa hukum islam dapat berubah disebabkan oleh adanya perubahan waktu, tempat dan keadaan. Begitu juga dalam ekonomi islam, hukum yang berlaku dalam ekonomi islam dapat berubah disebabkan oleh ketiga unsur diatas.
STRATEGI PENGEMBANGAN PRODUK UNTUK MENINGKATKAN DAYA SAING PRODUKSI (STUDI PADA TAPE “WANGI PRIMA RASA” DI BINAKAL BONDOWOSO) Temmy Wijaya; Ana Maghfiroh
JURNAL PROFIT Vol 2, No 1 (2018): Islamic Business Ethics And Globalization
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/profit.v2i1.563

Abstract

Perusahaan yang sustainable adalah perusahaan yang dapat berkembang dalam berbagai produk, bertahan dan berdaya saing dengan perusahaan lainnya, termasuk pabrik Tape Prima Rasa. Penelitian ini fokus masalah pada Bagaimana proses pengembangan produk tape “Wangi Prima Rasa” dan  strategi yang digunakan untuk meningkatkan daya saing di Desa Sumber Tengah Kecamatan Binakal Kabupaten Bondowoso. Penelitian ini menggunakan metode pendekatan kualitatif dengan menggunakan metode observasi, wawancara dan dokumentasi. Analisis data dalam penelitian yaitu  reduksi data, penyajian data dan menarik kesimpulan. Hasil penelitian ini : strategi pengembangan produk tape “Wangi Perima Rasa” meliputi beberapa tahap dari awal sampai finishing, melalui proses pengembangan tape dengan munculnya ide, pengembangan dan pengujian konsep produk. Strategi untuk meningkatkan daya saing diantaranya produk baru bagi dunia, lini produk baru, penyempurnaan produk yang sudah ada, repositioning, pengurangan biaya. 
Analisis Permintaan dan Perilaku Konsumen Fintech Syariah Model Crowdfunding Lilik Rahmawati; Iqbal Tanjung; Baiq el Badriati
JURNAL PROFIT Vol 2, No 1 (2018): Islamic Business Ethics And Globalization
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/profit.v2i1.552

Abstract

Pengetahuan dan pemahaman terkait permintaan dan perilaku konsumen bagi seorang manajer atau produsen adalah hal yang sangat penting terutama di era digital. Pada tulisan ini, selain membahas tentang konsep permintaan dan perilaku konsumen penulis juga membahas terapan konsep permintaan dan perilaku konsumen pada industri fintech dalam skema crowdfunding syariah. Crowdfunding syariah adalah sebuah bisnis yang memanfaatkan platform sebagai medianya untuk pengumpulan dana sekaligus pendanaan bagi individu, kelompok atau organisasi dengan prinsip syariah. Preferensi konsumen di era digital telah mengalami pergeseran. Konsumen menginginkan kecepatan, kenyamanan, biaya yang lebih murah, dan kemudahan penggunaan layanan keuangan. Manajer atau pengusaha di bidang industri fintech dalam skema crowdfunding syariah harus mampu beradaptasi terhadap pergeseran preferensi konsumen dengan cara terus menerus melakukan inovasi
DISTRIBUSI PERSPEKTIF ETIKA EKONOMI ISLAM Musthafa Syukur
JURNAL PROFIT Vol 2, No 2 (2018): Economics And Islamic Law
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/profit.v2i2.559

Abstract

Penelitian ini membahas mengenai distribusi ekonomi Islam perspektif etika ekonomi Islam, yang berbeda dengan distribusi kapitalis yang berfokus kepada individu sedangkan distribusi sosisialis yang berfokus kepada kepemilikan bersama.  Permasalahan yang diangkat dalam artikel ini  Apakah dan bagaimanakah nilai-nilai etika yang harus ada dalam distribusi.Etika distribusi dalam ekonomi Islam adalah adalah norma-norma atau kaidah etik proses penyimpanan dan penyaluran produk kepada pelanggan berdasarkan prinsip-prinsip Islami yaitu mencari keuntungan yang wajar, distribusi yang meluas, keadilan sosial dan larangan ikhtikar. Etika distribusi yang berbasis Islam menghendaki bahwa dalam hal pendistribusian harus berdasarkan dua sendi, yaitu sendi kebebasan dan  keadilan kepemilikan.
MOTIVASI KERJA DALAM PENGEMBANGAN USAHA PERSPEKTIF EKONOMI ISLAM (STUDI PADA WARALABA KEBAB TURKI BABA RAFI DI SURABAYA) Saifuddin Saifuddin
JURNAL PROFIT Vol 3, No 2 (2019): Economic And Auditing
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/profit.v3i2.872

Abstract

Kebab Turki Baba Rafi franchise is one of the pioneers of kebab food in Indonesia, one of the worldwide local franchisees, and a work motivation that aspires to be the largest franchise in the world. Kebab Turki Baba Rafi has made a major contribution to the economy in Indonesia, by implementing a precise development strategy. Work motivation plays an important role in developing business in Kebab Turki Baba Rafi. This motivation is what makes the success of Kebab Turki Baba Rafi to successfully penetrate the international market. This study aims to reveal and analyze: (1) what work motivation is applied in Kebab Turki Baba Rafi (2) contributions made, and (3) its development strategy, the approach used in this research is descriptive qualitative research with survey research methods . Data collection is done by interview, observation and documentation. Data analysis techniques using the theory of Miles and Huberman which is done in three steps, namely: data reduction, data presentation, and conclusions. The checking of the validity of the data is done by: (1) checking the methodology used, (2) correcting the results of the research report, (3) triangulating sources and methods. The results of the study found several factors of work motivation that were applied including: (1) achievement, namely giving a bonus if it exceeded the sales target, (2) responsibility, namely decisive in enforcing regulations and punishing those who made mistakes, (3) development, namely providing guidance in every religion once a month. (4) administrative policy, namely providing direction using good and polite speech, (5) interpersonal relationships that are mutually supportive, (6) working conditions namely providing comfort and complete work facilities. His contribution provides extensive employment, creating professional expertise. Whereas in its development strategy applying the Prophet's business style which includes Shiddiq, Amanah, Tabligh, and Fatanah
PENERAPAN PRINSIP AL-IHSAN PADA AKTIVITAS BISNIS SEBUAH PERUSAHAAN: SEBUAH STUDI LAPANG DI “X” TRAVEL INDONESIA Abdullah Ahadish Shamad Muis; Maulidatus Sholihah
JURNAL PROFIT Vol 3, No 2 (2019): Economic And Auditing
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/profit.v3i2.873

Abstract

The purpose of this study is to explain how the application of Islamic business ethics, specifically the principle of al-ihsan in a company's business activities based on a field study at X Travel Indonesia. This study uses a mixed method approach, which is a merger of qualitative and quantitative approaches taken from the company's internal and external perspectives. To find out the application of the principle of al-ihsan in the internal scope of the company, data collection techniques used depht interviews to five informants and direct observation. Meanwhile, to find out the application of the principle of al-ihsan in the external scope of the company, a survey was conducted to 86 partners and customers of X Travel Indonesia. Based on the results of the assessment of its customers, it was found that X Travel Indonesia has applied the principle of al-ihsan to its business activities with a score of 82.79%. Forms of the application of the principle of al-ihsan in X Travel Indonesia in the field of Production include: The existence of a refund mechanism; Finance: Carrying out social services and charity every month of Ramadan, Settling debts by deliberation and family relations; Marketing: Delivering to customers if there are deficiencies in each service, Do not bring down other competitors and even support each other; Human Resources: Be friendly and establish a family feel, Forgive staff if there is a mistake by continuing to act decisively if necessary
PENERAPAN PRINSIP AL-IHSAN PADA AKTIVITAS BISNIS SEBUAH PERUSAHAAN: SEBUAH STUDI LAPANG DI “X” TRAVEL INDONESIA Abdullah Ahadish Shamad Muis; Maulidatus Sholihah
JURNAL PROFIT Vol 3, No 2 (2019): Economic And Auditing
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/profit.v3i2.874

Abstract

The purpose of this study is to explain how the application of Islamic business ethics, specifically the principle of al-ihsan in a company's business activities based on a field study at X Travel Indonesia. This study uses a mixed method approach, which is a merger of qualitative and quantitative approaches taken from the company's internal and external perspectives. To find out the application of the principle of al-ihsan in the internal scope of the company, data collection techniques used depht interviews to five informants and direct observation. Meanwhile, to find out the application of the principle of al-ihsan in the external scope of the company, a survey was conducted to 86 partners and customers of X Travel Indonesia. Based on the results of the assessment of its customers, it was found that X Travel Indonesia has applied the principle of al-ihsan to its business activities with a score of 82.79%. Forms of the application of the principle of al-ihsan in X Travel Indonesia in the field of Production include: The existence of a refund mechanism; Finance: Carrying out social services and charity every month of Ramadan, Settling debts by deliberation and family relations; Marketing: Delivering to customers if there are deficiencies in each service, Do not bring down other competitors and even support each other; Human Resources: Be friendly and establish a family feel, Forgive staff if there is a mistake by continuing to act decisively if necessary
URGENSI PEMERINTAH KABUPATEN/KOTA MENDIRIKAN BPR SYARIAH Temmy Wijaya
JURNAL PROFIT Vol 3, No 2 (2019): Economic And Auditing
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/profit.v3i2.893

Abstract

The purpose of this study is to analyze the urgency of the Regency / City Government in Indonesia to establish a Sharia Rural Bank in the era of regional autonomy in order to improve the standard of living of the people and increase the receipt of Regional Original Revenues (PAD). Before the birth of Sharia Rural Banks in Indonesia, the public was first familiar with the People's Credit Bank (BPR). According to Law No. 21 of 2008 stated that BPR is a conventional bank that in its activities does not provide services in payment traffic. Where conventional BPRs still apply interest systems in their operations.Sharia Rural Bank (BPRS) is a bank that conducts business activities based on Sharia principles in which its activities do not provide services in payment traffic. Law (UU) No. 21/2008 concerning Sharia Banks has specifically regulated the existence of Sharia Banks in Indonesia. The law complements and perfects Law No. 7 of 1992 concerning Banking as amended by Law No. 10 of 1998 which has not been specific so it needs to be specifically regulated in a separate Act. According to Article 18 of Law No. 21 of 2008, Sharia Banks consist of Sharia Commercial Banks and Sharia People Financing Banks.There are several objectives expected from the establishment of Sharia Rural Banks in the economy, especially in the regions (Regency / City), which are as follows:1. Improving the economic prosperity of Muslims, especially those in economically weak groups who are generally located in rural areas.2. Increase employment, especially at the sub-district level so as to reduce the flow of urbanization.3. Fostering the spirit of ukhuwah Islamiyah through economic activities in order to increase income per capita towards an adequate quality of life.4. To accelerate the rotation of economic activity, especially the real sector in the regions
IMPLEMENTASI HAWALAH PADA PEMBIAYAAN BERMASALAH STUDI KASUS KOPERASI JASA KEUANGAN SYARIAH USAHA GABUNGAN TERPADU BMT SIDOGIRI KCP OMBEN TAHUN BUKU 2018 Abdul Majid Toyyibi
JURNAL PROFIT Vol 3, No 2 (2019): Economic And Auditing
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/profit.v3i2.871

Abstract

Financing is the most important part of the milestone of an Islamic financial institution, its existence must be able to avoid the problematic financing that can hamper the value of its income. So that the existence of hawalah contract becomes a new solution in minimizing problem financing. So that in this study there are two formulations of the problem namely the practice of hawalah by reviewing the MUI fatwa and the type used by BMT Sidogiri. The research method used is descriptive qualitative in which the researcher descends directly to the study site by conducting interviews and collecting primary and secondary data sources as a complement and then from there an analysis of the data is conductedAs for the results of his research that the pillars and legal requirements of the law in KJKS UGT BMT Sidogiri KCP Omben are in accordance with the pillars and conditions according to Islamic economics and the MUI DSN fatwa regarding hawalah DSN MUI fatwa which has been decided related to hawalah. The implementation of hawalah, which is between muhil and muhal alayh, comes to KJKS UGT BMT Sidogiri KCP Omben to provide information that installments that are borne by the muhil parties will be continued with the financing installments by the muhal alayhi when legally obliged to fulfill the conditions and regulations.

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