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International Journal of Humanities, Management, and Social Science (IJ-HuMaSS)
Published by Lamintang Education & Training Centre
ISSN : 26852330     EISSN : 26852322     DOI : https://doi.org/10.36079/lamintang.ij-humass
Core Subject : Humanities, Education, Social,
Humanities Education Languange, Linguistic, Communication & Media Social Sciences Other
International Journal of Humanities, Management and Social Science (IJ-HuMaSS), with registered number ISSN 2685-2330 (print), ISSN 2685-2322 (online) is a scientific journal that published by Lamintang Education & Training Centre in the international level that covered many main problems in the Humanities, Management, and Social Science. The aims are to disseminate the conceptual thoughts or ideas and research results that have been achieved in the area of Humanities, Management and Social Science including in the area of community services. IJ-HuMaSS published biannual (i.e. June and December), in Indonesian, Malay, and English.
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Articles 5 Documents
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Search results for , issue "Vol 7 No 1: June 2024" : 5 Documents clear
Interest Rate and Loan Default in Financial Institutions Twesiime, Monica; Tushabe, Charlotte; Ninsiima, Apophia; Tayebwa, John; Eze, Val Hyginus Udoka
International Journal of Humanities, Management and Social Science (IJ-HuMaSS) Vol 7 No 1: June 2024
Publisher : Lamintang Education and Training Centre, in collaboration with the International Association of Educators, Scientists, Technologists, and Engineers (IA-ESTE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36079/lamintang.ij-humass-0701.617

Abstract

The study was carried out to examine the relationship between interest rate and loan default in Pride Microfinance in Ishaka-bushenyi municipality, Bushenyi District, a case of Pride Microfinance Ishaka branch. This study was guided by a mixed research design. Questionnaires and interviews were used as data collection instruments. A purposive sampling technique was used to sample 50 respondents. It was found out that there are high costs of getting business loans by borrowers because of a lack of collateral. The high interest rate level on the borrowers leads to loan default among business borrowers because the profit margin is very low. It was also found out that the possible solutions to reduce loan default were proper loan assessment, motivating good loan clients, reducing interest rates and proper loan monitoring. Also, financial institutions should tighten and follow the possible solutions to minimize high interest rates to favour business borrowers for greater productivity. It was recommended that though the availability and accessibility of loanable funds is very important, the Institution could consider lowering interest rates to enhance loan on time loan repayment. The Institutions could consider the establishment of micro insurance to protect customers. There should be increased monitoring of loan to ensure that funds are not diverted, loans are used for the intended purpose and repayment made on time. The study concluded that financial Institutions have to reduce the costs of getting business loans and interest rate which would encourage borrowers to obtain business loans to effectively operate their business activities and as well as repaying the loans
An Extended Theory of Planned Behaviour for Explaining Chinese Domestic Electric Vehicle Purchasing Behaviour Wang, Zi-Xu; Chee, Wei Ming; Zhang, Qi; Wang, Lei
International Journal of Humanities, Management and Social Science (IJ-HuMaSS) Vol 7 No 1: June 2024
Publisher : Lamintang Education and Training Centre, in collaboration with the International Association of Educators, Scientists, Technologists, and Engineers (IA-ESTE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36079/lamintang.ij-humass-0701.638

Abstract

Compared to traditional fuel-powered cars, electric vehicles (EVs) are widely acknowledged as a viable form of transportation and an effective way to address the issues of energy scarcity and air pollution. However, the majority of countries, including China, have recently lowered their preferential treatment and will instead adopt a market-driven strategy to promote EVs. Thus, it is critical to identify the particular elements that support and undermine consumer decisions to choose EVs. This study investigates the impact of perceived value (PV) and consumer ethnocentrism (CE), along with components of TPB, on consumers’ intentions towards the adoption of domestic EVs by using a convenience sample method to collect data. The results showed that attitude, subjective norm (SN), and perceived behavioural control (PBC) positively influence intention. SN positively influences attitude, and attitude plays a mediational role between SN and intention. In addition, PV and CE positively influence attitude towards purchasing domestic EVs. Last, the theoretical and practical implications and limitations are discussed accordingly.
The Gambia at Crossroads: Presidential Pardon a Constitutional Fiat Mendy, Ousu
International Journal of Humanities, Management and Social Science (IJ-HuMaSS) Vol 7 No 1: June 2024
Publisher : Lamintang Education and Training Centre, in collaboration with the International Association of Educators, Scientists, Technologists, and Engineers (IA-ESTE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36079/lamintang.ij-humass-0701.661

Abstract

The Constitution of the Republic of The Gambia, 1997 is promulgated with the original intent to be a living constitution with clauses that permit amendments. While a constitution is a legal and political document agreed upon by stakeholders as the principal instrument in governing the affairs of a state, it is a liability in the context of its dependency on what the people want it to ‘do’ and therefore, convictions based on cogent evidence need to be made from a different squint. Politization of the living nature of a constitution joint with partisan politics and the resolute nature of the political class in securing their ‘throne’ in democracy expresses the ideology and praxis of presidential pardon as a bait to attract masses to their camps. This research proposes for revisitation of Section 82 of the Constitution in the aftermath of the proclivity of the government to enforce it, notwithstanding the crimes inmates were convicted of. In this research, doctrinal legal research is used and finally concludes that Section 82 is not a constitutional fiat and thus, its application must be guided principally by constitutional ethos and mores in guaranteeing justice through respect and protection of the rights of the people.
The Impact of Urbanization and Demographic Shifts on Thailand's Economic Development Khan, Aamer Shah; Kongjan, Nantasenamat; Farid, Shereen; Qureshi, Taza Khalid
International Journal of Humanities, Management and Social Science (IJ-HuMaSS) Vol 7 No 1: June 2024
Publisher : Lamintang Education and Training Centre, in collaboration with the International Association of Educators, Scientists, Technologists, and Engineers (IA-ESTE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36079/lamintang.ij-humass-0701.624

Abstract

This study examines the impact of urbanization and demographic shifts on economic development in Thailand, focusing on how these social changes affect key sectors such as tourism, manufacturing, and agriculture. The study aims to provide a comprehensive understanding of the economic implications of urbanization and aging population dynamics on the Thai economy, particularly through 2022. Using a mixed methods approach, the study combines quantitative data from surveys and statistical analysis, as well as qualitative data from stakeholder interviews. Quantitative analysis using regression models highlights the positive impact of urbanization on economic growth in urban centers, with significant contributions from the services, manufacturing, and tourism sectors. However, rural areas face slower economic growth due to labor migration. Demographic shifts, particularly an aging population, are associated with reduced labor availability, particularly in manufacturing and agriculture, leading to labor shortages and lower productivity. These findings emphasize the importance of addressing the urban-rural gap and adapting policies to an aging population. Key policy recommendations include balancing urban and rural development, optimizing labor force participation of older individuals, and investing in healthcare infrastructure. Limitations of this study include its focus on a specific region and sector, and future research could expand the scope of the impact of social change on other industries, explore longer-term effects, and integrate broader geographic data.
Analysis of Social Policies and Intervention Strategies for Mental Health Among Adolescents in Australia Kumari, Priya; Singh, Vikram; Harrison, Liam
International Journal of Humanities, Management and Social Science (IJ-HuMaSS) Vol 7 No 1: June 2024
Publisher : Lamintang Education and Training Centre, in collaboration with the International Association of Educators, Scientists, Technologists, and Engineers (IA-ESTE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36079/lamintang.ij-humass-0701.657

Abstract

Adolescent mental health is a growing concern in Australia, with various social, environmental, and academic pressures exacerbating anxiety, depression, and stress. This research aims to identify the key mental health challenges faced by Australian adolescents and evaluate the effectiveness of existing social policies in addressing these issues. The study focuses on factors such as social media influence, family dynamics, access to community resources, and the school environment. A mixed-methods approach was employed, including surveys from mental health organizations and interviews with policymakers and psychologists across major Australian cities like Sydney, Melbourne, and Perth, conducted between April 2023 and March 2024. Findings reveal that social media, peer pressure, and academic stress significantly contribute to adolescent mental health issues, with rural areas experiencing limited access to services and heightened stigma. Policy initiatives like Beyond Blue and Headspace are effective but show gaps in outreach to marginalized groups and lack of integration with educational systems. The study recommends improving outreach in rural areas, enhancing mental health professional training, and fostering partnerships between schools and mental health services. Future research should explore the long-term impacts of these recommendations and focus on sustainable solutions for digital health interventions, while also addressing cultural sensitivities and unique community needs in mental health service provision for adolescents.

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