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<![CDATA[Relevansi Akad Ijarah Pada Pembiayaan Umroh di Bank Syariah Kantor Pusat Jakarta Perspektif Hukum Islam ]]>
<![CDATA[Feni Oktaviani]]>
<![CDATA[ Iqtishodia: Jurnal Ekonomi Syariah Vol. 3 No. 2 (2018): #6 ]]>
Publisher : <![CDATA[Department of Islamic Economic Law, Institut Agama Islam (IAI) Al-Qolam ]]>
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DOI: 10.35897/iqtishodia.v3i2.217
<![CDATA[This research is intended to acknowledge the position of ijarah agreement that used in Umrah bailouts fund specifically Umrah financing at Sharia Mandiri Bank Head Office Jakarta. Additionally, to acknowledge how the implementation of the Umrah financing products when paired with ijarah agreement. The method used is qualitative by means of analytical descriptive methods. This study defined primary and secondary data that obtained from the descriptive research location. Wherewith collecting the primary or secondary data that obtained in the form of interview results of Sharia Mandiri Bank, documentation and also literature study related to this study. The results of this study displayed that this Umrah financing products are right when paired with ijarah agreement. All scholars also allow the validity of this ijarah agreement in muamalah. This ijarah agreement also had the strong foundation of the three basic Islamic law, the Qur’an, the Hadith and Ijma. Furthermore, this results of this also elaborated how the implementation of Umrah financing scheme and did not encounter any problems that may cause ijarah agreement to be void, because of this product is based on Fatwa of National Sharia Council No. 09/DSN-MUI/IV/2000 in respects of ijarah financing, and No. 44/DSN-MUI/VIII/2004 multi-service financing.]]>
<![CDATA[Analisis Dampak Suku Bunga SBI, Inflasi, serta Pertumbuhan Ekonomi terhadap Return Saham Syariah Pada Jakarta Islamic Index Indonesia ]]>
<![CDATA[Agung Multazam]]>
<![CDATA[ Iqtishodia: Jurnal Ekonomi Syariah Vol. 3 No. 2 (2018): #6 ]]>
Publisher : <![CDATA[Department of Islamic Economic Law, Institut Agama Islam (IAI) Al-Qolam ]]>
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DOI: 10.35897/iqtishodia.v3i2.218
<![CDATA[This research is intended to determine the effect of SBI Interest Rate, Inflation, and Economic Growth on Sharia Stock Returns in JII (Jakarta Islamic Index) Period 2010-2017. This study uses a quantitative approach with the object of research on the company at the JII (Jakarta Islamic Index) registered in the period 2010-2017. With a total of 10 companies. The data collection technique uses purposive sampling. The data analysis technique used in answering the hypothesis of this study is multiple linear analysis. The results of this study indicate that partially the SBI Interest Rate has a significant positive effect on Sharia Stock Returns in the Jakarta Islamic Index, and Inflation has a significant negative effect and whereas Economic Growth has no influence on the Return of Sharia Stocks in JII. Simultaneous inflation research, SBI interest rates and economic growth have a significant effect on the return of Islamic stocks at JII.]]>
<![CDATA[Analisis Dampak Corporate Governance terhadap Tax avoidance Pada Perusahaan Pertambangan Listed di Bursa Efek Indonesia (BEI) ]]>
<![CDATA[Eka Mya Auddina]]>
<![CDATA[ Iqtishodia: Jurnal Ekonomi Syariah Vol. 3 No. 2 (2018): #6 ]]>
Publisher : <![CDATA[Department of Islamic Economic Law, Institut Agama Islam (IAI) Al-Qolam ]]>
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DOI: 10.35897/iqtishodia.v3i2.219
<![CDATA[This research is intended to analyze the influence of corporate governance towards tax avoidance. The method of research is descriptive quantitative. The type of data in this study using secondary data sourced from the company's annual report which is accessible through www.idx.co.id. The population in this research is the mining company listed on the Indonesia stock exchange totaling 41 companies with some specific criteria so as to generate a sample of research a number of 10 companies. The data analysis techniques used to influence corporate governance against tax avoidance is the data panel. Variables used in measuring corporate governance is the composition of the Board of Commissioners are independent, the composition of the audit committee, and the managerial ownership. The results of this study is that the Board of Commissioners of the independent variables are declared to tax avoidance. Furthermore, the audit Committee stated variable effect on tax avoidance. Managerial ownership variables are declared to have no effect against tax avoidance. While Ssimultaneously, corporate governance is declared to tax avoidance. Based on research results, there are still some companies that they do tax avoidance by using measurements of the current etr. Then the management of the company is expected to pay more attention to any action or decision taken with regard to corporate taxes. While the Government is expected to be more rigorous in supervising the company in order for the payment of taxes in accordance with the tax burden thus spared from losses arising from the payment of taxes is not optimal.]]>
<![CDATA[Analisis Dampak Penerapan Nilai-Nilai Islam Pada Perusahaan terhadap Loyalitas Nasabah: Studi Kasus Nasabah Bank Syariah Mandiri KC XXX ]]>
<![CDATA[Mardiana Mardiana]]>
<![CDATA[ Iqtishodia: Jurnal Ekonomi Syariah Vol. 3 No. 2 (2018): #6 ]]>
Publisher : <![CDATA[Department of Islamic Economic Law, Institut Agama Islam (IAI) Al-Qolam ]]>
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DOI: 10.35897/iqtishodia.v3i2.220
<![CDATA[This research is intended to analyze the effect of Implementation of Islamic Values ??on Customer Loyalty: Case Study at Bank Syaraiah Mandiri KC XXX. This research uses a quantitative approach with descriptive research type with the purpose of descriptive research and the characteristics of a particular population or region. For data collection, the researcher uses questionnaire methods from customers and interviews of employees of Bank Syariah Mandiri, documentation and literature study also related to this research. The results of this research indicate that the application of Islamic values ??has a significant influence on customer loyalty, because the value of sig <0.1, that is 0.000 <0.1, then the influence of the application of Islamic values ??(X) to customer loyalty (Y) is significant. Therefore, the result is equal to 68,2% it means the influence of variable of Islamic values ??to customer loyalty equal to 68,2%, while the rest that is equal to 31,8% caused by other factors not examined in this research.]]>
<![CDATA[Analisis Pengungkapan Corporate Social Responsibility (CSR) Berbasis Islamic Social Reporting (ISR) Pada Bank Syariah Mandiri Periode 2014-2016 ]]>
<![CDATA[Mutia Rahmawati Isya]]>
<![CDATA[ Iqtishodia: Jurnal Ekonomi Syariah Vol. 4 No. 1 (2019): #7 ]]>
Publisher : <![CDATA[Department of Islamic Economic Law, Institut Agama Islam (IAI) Al-Qolam ]]>
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DOI: 10.35897/iqtishodia.v4i1.222
<![CDATA[This study aims to describe the intensity of Islamic Social Reporting (ISR) -based Corporate Social Responsibility (CSR) disclosure at Bank Syariah Mandiri. This research uses a qualitative approach. The object of this research is Bank Syariah Mandiri. Data analysis uses Content analysis. The period used in this study was limited to 2014-2016 in the annual report of Bank Syariah Mandiri. The results showed that the calculation of the ISR index on BSM from 2014-2016 showed that the overall intensity of BSM's social responsibility disclosure was informative. Although the cumulative intensity of BSM social responsibility disclosure is informative, on each ISR index shows different results, and of 6 (six) disclosure themes only the theme of corporate governance shows the highest value of the BSM ISR index in 2014-2016 of 100%.]]>
<![CDATA[Potret Masjid Sebagai Basis Pemberdayaan Ekonomi Umat ]]>
<![CDATA[Abdurrahman Ramadhan]]>;
<![CDATA[Idaul Hasanah]]>;
<![CDATA[Rahmad Hakim]]>
<![CDATA[ Iqtishodia: Jurnal Ekonomi Syariah Vol. 4 No. 1 (2019): #7 ]]>
Publisher : <![CDATA[Department of Islamic Economic Law, Institut Agama Islam (IAI) Al-Qolam ]]>
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DOI: 10.35897/iqtishodia.v4i1.223
<![CDATA[This study aims to determine the Revitalization of the Role of the Mosque in the Empowerment of the People's Economy at Al-Ikhlas Mosque. This study uses a qualitative approach with the subjects of the Al-Ikhlas Mosque management and Baitul Maal Al-Ikhlas management. The selection of Al-Ikhlas Mosque as a place of research is based on the issue of revitalizing the mosque's role in economic empowerment. Given that many mosques are only used for prayer 5 times without any other activities. Data collection methods are done through observation, interviews, and documentation. Whereas data analysis uses qualitative data analysis. The results showed that the Revitalization of the role of the Al-Ikhlas Mosque had gone well with many activities held to prosper the Mosque and also in empowering the Economic Community of the Al-Ikhlas Mosque also had its own container namely BMA Al-Ikhlas which had helped several Al-Ikhlas Mosque congregation traders. Sincere to provide cash capital loans without complicating in lending.]]>
<![CDATA[Analisis Korelasi Nilai Tukar Rupiah terhadap Dolar Amerika Serikat dan Pertumbuhan Ekonomi Indonesia dalam Perspektif Islam ]]>
<![CDATA[Ahmad Nauval Tamam]]>;
<![CDATA[Muslikhati Muslikhati]]>
<![CDATA[ Iqtishodia: Jurnal Ekonomi Syariah Vol. 4 No. 1 (2019): #7 ]]>
Publisher : <![CDATA[Department of Islamic Economic Law, Institut Agama Islam (IAI) Al-Qolam ]]>
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DOI: 10.35897/iqtishodia.v4i1.224
<![CDATA[This research aims to analyze the exchange rate of the Rupiah and United States Dollar with Indonesia's economic growth period in 2004 until the year 2016 in Islamic Perspective. The results of this study indicate that the Islamic Perspective Views of causality Between the exchange rate of the Rupiah And United States Dollar With Indonesia's economic growth period in 2004 until the year 2016 are specified in two important things: 1) There is no causality relationship, but there is a one-way relationship between variable exchange rates of Rupiah and United States Dollar with Indonesia’s economic growth variables from the year 2004-2016. Rupiah exchange rate variable significant and influential correlated against Indonesia's economic growth with the value of the significance of the test based on Granger Causality Test 0.0334, 2) Exchange rates in Islamic can be said to adhere to the system “Managed Floating”, and economic growth in Islamic the purpose develop resources at once empowering nature in enhance human dignity.]]>
<![CDATA[Analisis Pengaruh Tingkat Nisbah Bagi Hasil, Pelayanan, dan Produk Terhadap Kepuasan Nasabah Tabungan Pada Bank Syariah Mandiri XXX ]]>
<![CDATA[Meilinda Eko Yahyanti]]>
<![CDATA[ Iqtishodia: Jurnal Ekonomi Syariah Vol. 4 No. 1 (2019): #7 ]]>
Publisher : <![CDATA[Department of Islamic Economic Law, Institut Agama Islam (IAI) Al-Qolam ]]>
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DOI: 10.35897/iqtishodia.v4i1.226
<![CDATA[The purpose of this study is to determine the effect of ratios, services, products on customer satisfaction BSM savings at Bank Syariah Mandiri XXX. This study is quantitative with a total of 100 data were collected using survey method random sampling technique. The result study indicate that simultaneously the ratio, service, and product variables have a positive and significant influence on the satisfaction of BSM savings customers with a coefficient of 93.778. While partially the effect is different, the ratio variable has a positive and significant effect on the satisfaction of BSM savings customers with a coefficient of 5.092, the product variable has a positive and significant influence on the satisfaction of BSM savings customers with a coefficient of 8.780, while the service variable has no significant effect on customer satisfaction BSM savings with a coefficient of 0.597. The conclusion of this study shows that the regression model that is formed with the ratio, service, and product variables can be used to see the effect of BSM savings customer satisfaction.]]>
<![CDATA[Penerapan dan Analisis Hukum Gadai Lahan Pertanian di Desa Gondanglegi Wetan, Kabupaten Malang ]]>
<![CDATA[Nur Laila Fiskiyatul Jannah]]>;
<![CDATA[Zainudin Fanani]]>
<![CDATA[ Iqtishodia: Jurnal Ekonomi Syariah Vol. 4 No. 2 (2019): #8 ]]>
Publisher : <![CDATA[Department of Islamic Economic Law, Institut Agama Islam (IAI) Al-Qolam ]]>
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DOI: 10.35897/iqtishodia.v4i2.227
<![CDATA[This study aims to conduct an analysis related to the application and analysis of agricultural land pawning laws in Gondanglegi Wetan Village, Malang Regency. This research is qualitative using interview method in data collection techniques. The conclusion of this research is that the majority of the community has understood that the pawn transaction of agricultural land is a transaction (contract) that is not justified in Islamic Sharia but in its application the pawn of agricultural land that occurs in Gondanglegi Wetan Village is only based on customary law (adat) which has been applied for generations. On the other hand, there are no provisions regarding regulations or determination of settlement efforts in the event of a breach (breach of contract) in the implementation of pawning agricultural land in Gondanglegi Wetan Village. This is due to the absence of legal force over agricultural land pawning transactions that occur in the community.]]>
<![CDATA[Analisis Faktor-Faktor yang Melatarbelakangi Preferensi Menabung Santri di Tabungan Santri Mandiri, Pondok Pesantren Raudlatul Ulum 1, Ganjaran, Gondanglegi, Malang ]]>
<![CDATA[Syifaur Romli]]>;
<![CDATA[Zainudin Fanani]]>
<![CDATA[ Iqtishodia: Jurnal Ekonomi Syariah Vol. 4 No. 2 (2019): #8 ]]>
Publisher : <![CDATA[Department of Islamic Economic Law, Institut Agama Islam (IAI) Al-Qolam ]]>
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DOI: 10.35897/iqtishodia.v4i2.228
<![CDATA[This study aims to conduct an analysis related to the analysis of factors that influence students' interest in saving at the Tabungan Santri Mandiri in the Islamic Boarding School of Raudlatul Ulum 1 Ganjaran Gondanglegi Malang. This research is qualitative using the documentation and an interview in method of data collection. The conclusion of this research is that the factors underlying the saving preferences of students are positive factors which are things that can be a stimulus for their interests and motivation to carry out the obligation to save. These factors include: the existence of remaining allowance, future investment, an adherence to regulations to the influence of the surrounding environment. Second, things that can be an obstacle to their interest and motivation to be reluctant to carry out the obligation to save include the lack of socialization, poor service, economic limitations and others.]]>
