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Iqtishodia: Jurnal Ekonomi Syariah
Published by Universitas Al-Qolam
ISSN : 2503118X     EISSN : 25804669     DOI : -
Core Subject : Religion, Economy, Humanities, Social,
Religion Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences
Iqtishodia: Jurnal Ekonomi Syariah is a scientific journal that serves as a means of developing intellectual lecturers and academics of Islamic economic activists.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 173 Documents
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Islamic Business Ethics as Customer Retention Factors in Islamic Bank: an Exploratory Factor Analysis Adib Susilo; Nurdianawati Irwani Abdullah; Nor Azizan Che Embi
Iqtishodia: Jurnal Ekonomi Syariah Vol. 7 No. 2 (2022): September
Publisher : Department of Islamic Economic Law, Institut Agama Islam (IAI) Al-Qolam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35897/iqtishodia.v7i2.845

Abstract

This study aims to explore the factors of Rasullah commendable qualities as partial variable in order to be able to test or examine that has been practiced by Islamic Bank employee at Ponorogo East Java Indonesia. Using 128 of respondents the data analyze quantitively. Data collected from respondent thorugh questionnaire responded on five point Likert scale. The data then analyzed employed Exploratory Factor Analysis (EFA) method using Varimax rotation, which reduced the data into several factors. The findings of this study indicates that commendable qualities of the Prophet Muhammad as business ethics indicators is emerged in 3 factors namely, siddiq, fathana, and tabligh, that probably would affect on costumer retention. Therefore, it is necessary future research to investigate the relationship 3 factors of commendable qualities of the Prophet Muhammad S.A.W. and customer retention in Islamic Bank especially in Ponorogo.
Antecedent of Knowledge, Awareness and Willingness of SMEs Actors to Register for Halal Self Declare Certification Cahyaning B Utami; Faiqul Hazmi; Rizka Aulia; Binti M Zahro
Iqtishodia: Jurnal Ekonomi Syariah Vol. 7 No. 2 (2022): September
Publisher : Department of Islamic Economic Law, Institut Agama Islam (IAI) Al-Qolam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35897/iqtishodia.v7i2.846

Abstract

Consuming halal products has become a lifestyle and trend for both Muslim and non-Muslim communities throughout the world. Despite creating a large market potential and the government has strong desire to make Indonesia as a reference for world halal producers and encourage the facilitation of knowledge and awareness of halal products. This study aims to determine the effect of the knowledge of SMEs actors about halal certification on willingness to take halal certification and find out whether awareness of halal products has an influence on willingness to take halal certification. This study used a questionnaire in data collection, and the research informants were micro and small business actors in the food and beverage sector. The results of this study found that knowledge has no significant effect on the willingness of SMEs to participate in self-declared halal certification, while awareness has a positive and significant effect on the willingness of SMEs to participate in self-declare halal certification. The implications of this finding can be conveyed to the government in order to conduct intensive socialization regarding free halal certification which can involve micro and small actors who are successful in participating of halal certification.
The Role of Zakat, Infak and Shadaqah In Mitigating the Impact of Covid-19 Pandemic on Orphans In Indonesia Rahmad Hakim; Arif Luqman Hakim
Iqtishodia: Jurnal Ekonomi Syariah Vol. 7 No. 2 (2022): September
Publisher : Department of Islamic Economic Law, Institut Agama Islam (IAI) Al-Qolam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35897/iqtishodia.v7i2.852

Abstract

This study aims to conduct an in-depth analysis of the role of Zakat, Infaq and Alms in Mitigating the Impact of the Covid-19 Pandemic specifically on Orphans in Indonesia. This type of research was qualitative with a case study approach. Interviews, observations and documentation were used as data collection techniques. Meanwhile, data analysis uses data content analysis. This research found that there was significant role of Zakat, Infaq and Almsgiving in Mitigating the Impact of the Covid-19 Pandemic specifically on orphans in Indonesia. The strategy carried out by the Malang City BAZNAS in distribution the scholarship was that the funds disbursed come from the State Civil Apparatus (ASN) infaq funds with 15% salary deductions for three months in 2021 to donate for the recipients of assistance scholarships due to the impact of covid-19 which was approximately 200 recipients of scholarship assistance due to the impact of covid-19. The contribution of this research was to provide a concrete picture regarding the role of Zakat, infaq and alms in realizing the concrete efforts of the Islamic philanthropy system in overcoming the impact of the Covid-19 pandemic in Indonesia.
The Effect of Human Resources and Financial Administration Budget Absorption in Higher Education Institutions in Islamic Perspectives Ibnu Hasan; Sardimi Sardimi; Nurul Wahdah
Iqtishodia: Jurnal Ekonomi Syariah Vol. 8 No. 2 (2023): September
Publisher : Institut Agama Islam (IAI) Al-Qolam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35897/iqtishodia.v8i2.829

Abstract

Budget absorption is a government instrument through fiscal policies in moving the economic wheels. The government expenditure sector aims at supporting community welfare development. Budget absorption per quarter at the IAIN Palangka Raya is in slow category. The research aims to identify the effect of human resources and financial administrative on budget absorption at the IAIN Palangka Raya. The research is a quantitative research with multivariate correlation approach. Population of the research includes stakeholders who handle the budget at the IAIN Palangka Raya. The research sample consists of 27 respondents. Data collection carries out through questionnaires and documents. Data resulted from the questionnaires are analyzed using multiple linear regression analysis. The research results indicate that human resources (HR) and financial administration have no effect on budget absorption with bootstrapping value of 0.597 and 0.480, respectively. The results suggest that the level of human resources and financial administration has no effect on budget absorption at the IAIN Palangka Raya
Analysis of the Influence of Islamic Microfinance in Creating Sustainable Financing Model Innovations for MSMEs in Indonesia Niken Baramurti Evieta Enggar Sandy; Sheema Haseena Armina
Iqtishodia: Jurnal Ekonomi Syariah Vol. 8 No. 1 (2023): March
Publisher : Institut Agama Islam (IAI) Al-Qolam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35897/iqtishodia.v8i1.937

Abstract

One of the points of the program of Sustainable Development Goals is no poverty. Indonesia has several programs to alleviate this poverty problem as a country with high poverty. One of them is the development of MSMEs. The realization of MSMEs in Indonesia is not without problems, which in this case, is the problem of financing for business capital. This paper examines the influence of Islamic Microfinance in creating innovative sustainable financing models for MSMEs in Indonesia. The discussion in this paper offers innovations in sustainable financing, and capital models carried out by Islamic Microfinance Institutions for increasing MSMEs in Indonesia. This research uses the descriptive qualitative method. The results of this study indicate that sustainable financing initiated by Islamic Microfinance Institutions has a significant role in increasing MSMEs in Indonesia. This will also help increase state income through MSMEs and helping to alleviate poverty in Indonesia.
Entrepreneurial Model In The Community Muslim Entrepreneurs In Indonesia Ahmad Fauzi
Iqtishodia: Jurnal Ekonomi Syariah Vol. 8 No. 1 (2023): March
Publisher : Institut Agama Islam (IAI) Al-Qolam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35897/iqtishodia.v8i1.950

Abstract

The current development is that approximately 1.4 billion of the world's population live on less than USD 1 per day, and since 50% of the poorest people are in Muslim countries, one of the solutions is to increase successful Muslim entrepreneurs to be encouraged and able to color other Muslims. Therefore, this study aims to create a conceptual model through a literature review and descriptive-qualitative approach. It is used to determine the indicators of successful Muslim entrepreneurs and the expected factors needed to provide positive and significant effects. Meanwhile, four factors and indicators were identified, each of which is considered to influence successful Muslim entrepreneurs. Furthermore, the results obtained are conceptual papers and hypotheses that require testing to ensure their veracity. It was also used to generate new validated constructs for individuals and communities of Muslim entrepreneurs. Therefore, this conceptual model is expected to motivate new research in the future and has also been enhanced as a pioneer trying to build a model of successful Muslim entrepreneurs. Finally, a conceptual model was created that is an initial contribution to addressing poverty among the Muslim population in the world.
The Concept of Musyarakah in Surah Al Kahfi verse 79 Arif Luqman Hakim; Ahmad Syifa'ul Abror
Iqtishodia: Jurnal Ekonomi Syariah Vol. 8 No. 1 (2023): March
Publisher : Institut Agama Islam (IAI) Al-Qolam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35897/iqtishodia.v8i1.951

Abstract

In social muamalah, especially in terms of transactions, there are contracts included in it, including sale and purchase contracts and capital. the concept of capital contracts in Islam is known to be two things, namely mudharabah and musyarakah. In the context of the dynamics of today's society, it is musyarakah that is often used rather than mudharabah in the scope of business and property ownership. In the Qur'an itself, there are three verses that explain about musyarakah, including; the 12th verse in Surah an-Nisa', the 38th verse in Surah ash-Shad, and the 79th verse in Surah al-Kahf. This research tries to discuss more deeply the concept of musyarakah contained in Surah Al-Kahf verse 79 and compares it with the hadiths and opinions of the madzhab imams. This research uses the method of literature (library research). Then the conclusion is obtained, namely that the 79th verse in Surah al-Kahf explains the concept of musyarakah, namely there is the concept of ownership of property owned by several people using the Shirkah Amlak Jabar/Ijbari contract. The contract is a joint ownership contract, whether the contract is consented to or not. In this case, it is joint ownership that occurs from the cause of inheritance.
Halal Travel Decision Analysis (Case Study: Visitors to Pilgrimage Tourism at Pringsewu District) Ayu Wulandari; Heri Junaidi; Maftukhasholikhah
Iqtishodia: Jurnal Ekonomi Syariah Vol. 8 No. 2 (2023): September
Publisher : Institut Agama Islam (IAI) Al-Qolam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35897/iqtishodia.v8i2.1119

Abstract

Traveling is an activity that is done to unwind and get entertainment. Usually, tourist attractions have inherent value or culture, natural beauty and history. The example is pilgrimage tourism in the Pringsewu district which has a historical value from scholars in Lampung. This study uses a quantitative approach with the aims to examine the effect of promotion and innovation on halal travel decisions from 2016-2022. The measurement this study using SPSS statistical tools, secondary data using questionnaires and documents contained in BPS Lampung 2016-2022. Researchers came to the conclusion that (1) the promotion variable has a positive effect on halal travel decisions to visit pilgrimage tourism. (2) innovation variables have a positive effect on halal travel decisions on pilgrimage tourism visitors in Lampung Pringseweu district.
The Effect of Social Media-Based Digital Marketing Toward Increasing Income of MSMEs Gondanglegi Malang in Islamic Economic Perspective ririn noviyanti; Fathin Nur Azizah
Iqtishodia: Jurnal Ekonomi Syariah Vol. 8 No. 1 (2023): March
Publisher : Institut Agama Islam (IAI) Al-Qolam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35897/iqtishodia.v8i1.1123

Abstract

Advances in technology support the sophistication of information and communication technology. This has an impact on the economic sector. That way, the economic system must innovate so that it can be in line with and in line with today's life. One of the innovations that can be done is to use a digital marketing strategy. Digital marketing is the use of digitization which is used as a forum for promotion related to products and services owned by business actors to customers through an approach strategy with an online system. According to previous research, the most active internet users in Indonesia are on social media with around 60.4%. That way marketing through social media is expected to fully contribute to economic progress. The purpose of this study was to determine digital marketing from an Islamic economic perspective and to analyze the effect of social media- based digital marketing on increasing MSME income in Gondanglegi District, Malang Regency. This type of research uses descriptive quantitative. This data collection technique used a questionnaire which was distributed to 30 MSME actors in Gondanglegi District who carried out marketing methods using social media. The results of the study show that digital marketing strategies are permissible from an Islamic perspective. In addition, statistical analysis shows that there is a significant influence between social media-based digital marketing on increasing MSME income in Gondanglegi District, Malang Regency
The Role of Zakat, Infaq and Sadaqah in the Post-Disaster Economic Recovery of MSMEs: Case Study at Baznas Central Sulawesi Province Nadia Safitri; Rahmad hakim; Rahmi Amalia
Iqtishodia: Jurnal Ekonomi Syariah Vol. 8 No. 1 (2023): March
Publisher : Institut Agama Islam (IAI) Al-Qolam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35897/iqtishodia.v8i1.1125

Abstract

This study aims to determine the role of zakat, infaq and shadaqah Baznas Central Sulawesi Province in the Economic Recovery Efforts for Post-Disaster Business Actors in Palu City. This type of research was a case study approach. Data collection techniques in this study were interviews, documentation, and observation. The data analysis technique used in this research uses the data analysis model of Miles, Huberman, and Saldana. The result of this study indicate that the role of Zakat, Infaq, and Sadaqah Baznas Central Sulawesi Province in the Economic Recovery Efforts for Post-Disaster Business Actors in Palu City was very important. This was indicated by the increase in the income of business actors more than double the previous income with an average nominal percentage of 259% from ten business actor informants. With the increase in the income of these business actors, they can support their families far more adequately than before so that the economic level of the families of business actors increases, this was an indication that the post-disaster economic recovery carried out by the National Amil Zakat Agency of Central Sulawesi Province has been realized with satisfactory results.

Page 13 of 18 | Total Record : 173

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