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Lina Marlina
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JURNAL EKONOMI SYARIAH
Published by Universitas Siliwangi
ISSN : 25485032     EISSN : 2714769X     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
The journal focus on providing qualified researches in the area of Islamic economics, banking and finance. The journal aims to cover topics that are paramount in modern Islamic economics and finance. The languages used are Bahasa. Editors invite researchers, lecturers, reviewers, industry practitioners, and observers to contribut
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekomomi dan Ekonometrika
Articles 6 Documents
 1 
Search results for , issue "Vol 1, No 1 (2016)" : 6 Documents clear
IMPLIKASI AMANDEMEN UNDANG-UNDANG TENTANG ZAKAT TERHADAP OPTIMALISASI PENGUMPULAN DAN PEMBERDAYAAN ZAKAT Yusep Rafiqi
JURNAL EKONOMI SYARIAH Vol 1, No 1 (2016)
Publisher : Universitas Siliwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (478.329 KB) | DOI: 10.37058/jes.v1i1.904

Abstract

Zakat is maaliyah ijtima'iyyah worship, it means worship in the area of property that has a very important position in the development of society. Zakat is purification treasure for muzakki and develop the economy for mustahik. Thus, zakat can contain two effects at once; spiritual impact and economic impact. The impact of issuing this treasure should be able to motivate muzaki to continuously purify the treasures with regular charity which, in turn, have a direct impact on the level of welfare of the mustahik. However, in reality, poverty is still notmoved. During this time, the government's efforts to reduce poverty are many initiated and pursued to be realized. Among others, by formulating standards and draw up a map of poverty pockets of poverty. By looking at the reality of poverty, tackling problems and solutions offered Islam, required laws that defend the rights of the poor and poverty reduction procedure itself. In the context of the laws of the Republic of Indonesia, the government's efforts to accommodatethe interests of Muslims and efforts to eradicate poverty is by enacting two laws product zakat management. Legislation in question is Act No. 38 of 1999 and Act No. 23 of 2011 on the management of zakat. However, the legislation needs to be reassessed its effectiveness because until today the empowerment of zakat is still far from expectations
FUNGSI UU NOMOR 41 TAHUN 2004 TENTANG WAKAF DALAM MEMPERKOKOH EKSISTENSI DAN STATUS HUKUM WAKAF TUNAI Agus Susanto
JURNAL EKONOMI SYARIAH Vol 1, No 1 (2016)
Publisher : Universitas Siliwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (575.609 KB) | DOI: 10.37058/jes.v1i1.905

Abstract

This article is aimed to describe the functions of the Operative Act Number 41 Year 2004 about Waqf (endowment) towards cash waqf and its effect on legal status of cash waqf. There are such reasons urged The Government to intervene this religious social institution until the Operative Act Number 41 Year 2004 about Waqf was declared. This legislation has many functions such as social control and social engineering; not only solve many existing problems of waqf but to create a change constructively in society. Moreover, the legislation also plays a regulatory function which arranging waqf properties, institutionalization, and management of waqf development. It has function else such as legitimacy toward any institutions made by government. When this Operative Act was declared, status of cash waqf—which was debatable—declare legally valid based on ijtihâd fî tathbîq al-ahkâm by using ijtihâd jama`iy method. Determination of legal status of cash waqf is considered important which is closely related to public legal awareness; so that it can be impetus for the development of cash waqf.
FAKTOR-FAKTOR YANG MEMPENGARUHI KEPUTUSAN MAHASISWA MEMILIH PROGRAM STUDI EKONOMI SYARIAH PADA FAKULTAS AGAMA ISLAM UNIVERSITAS SILIWANGI Lina Marlina; Fatimah Zahra Nasution
JURNAL EKONOMI SYARIAH Vol 1, No 1 (2016)
Publisher : Universitas Siliwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (676.1 KB) | DOI: 10.37058/jes.v1i1.906

Abstract

This research aims to analyze the variables influence the student’s decisions in choosing Islamic Economics Department of Islamic Religion Faculty in Siliwangi Univesity at Tasikmalaya and to know the variables give significant influence. This research used a quantitative approach based on cross section obtained through the techniques of data collection with the dissemination of a questionnaire to 189 students as respondents. The data was collected then to be tabulated, done coding then analyzed by statistical tools with computer software or Statistical Package for Social Science (SPSS 20.0) 20.0. Using data in this study is significantly complied qualify the normality of the data. The results of this study indicated by value R2 of 0.838 with high value F count (85.998) than F table (0.95;5;183) or 2.26 so H0 is rejected. This means that there is a linear relationship between independent and dependent variables. It can also be seen from the significance (0.000) α (0.05) so H0 is rejected. This study explained that there is a significant linear relationship between the independent variables (facilities, the lecturers, job opportunities, costs and reputation campus) with dependent variable. This show that 84% of the entire influence factors are tested simultaneously to the decision significantly
PENGARUH DIVERSIFIKASI PRODUK PEMBIAYAAN TERHADAP PROFITABILITAS PERBANKAN SYARIAH DI INDONESIA Asep Suryanto; Agus Ahmad Nasrulloh
JURNAL EKONOMI SYARIAH Vol 1, No 1 (2016)
Publisher : Universitas Siliwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (552.658 KB) | DOI: 10.37058/jes.v1i1.902

Abstract

This study aims to analyze the effect of mudharabah and murabahah financing on the level of profitability in Islamic banking, namely the Islamic Commercial Bank and Sharia Business Units registered with Bank Indonesia using the Return on Equity (ROE) ratio. The research method used is descriptive quantitative approach. The sample used was 30 data financing and profitability of Islamic banks for the period 2002-2013, by using purposive sampling technique. The method of collecting data uses documentation techniques. The tool of analysing data is used multiple regression analysis. The research result shows, mudharabah and murabahah financing are jointly affected by profitability, but partially mudharabah and murabahah financing does not affect Return On Equity. Simultaneously mudharabah and murabahah financing gives effect to Return On Equity, this is evidenced by the calculated F value (5.158) F table (3.35). Partially both mudharabah and murabahah financing do not have an effect on Return On Equity.
ANALISIS PERILAKU KONSUMEN TEHADAP KEPUTUSAN NASABAH DALAM MEMILIH PEMBIAYAAN MURABAHAH DI BMT AL HIDAYAH KAWALU TASIKMALAYA Joni Joni; Yusep Rafiqi; Lina Marlina
JURNAL EKONOMI SYARIAH Vol 1, No 1 (2016)
Publisher : Universitas Siliwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (538.018 KB) | DOI: 10.37058/jes.v1i1.907

Abstract

Consumer decision making in selecting the financing of the dominant consumerbehavior, where consumer behavior is a process, and decision-making is one of the stages. There are many influences that underlie the consumer in choosing a murabaha financing at BMT. Decision-making customers in selecting the financing murabaha in BMT Al Hidayah influenced by several factors, including cultural, social, personal and psychological factors. This study aims to determine the influence of consumer behavior partially and simultaneously against the decision of the customers choose murabaha financing and which variables most affect the customer's decision to choose financing murabaha in BMT Al Hidayah KawaluTasikmalaya. The analysis showed that the variables of consumer behavior (cultural, social, individual, psychological) influence the customer's decision in choosing a murabaha financing amounted to 95.7% while the remaining 4.3% is influenced by other variables outside the research model.
STRATEGI PENGELOLAAN DANA WAKAF TUNAI DI INDONESIA: SEBUAH PENDEKATAN METODE AHP Aam S. Rusydiana; Abrista Devi
JURNAL EKONOMI SYARIAH Vol 1, No 1 (2016)
Publisher : Universitas Siliwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (625.971 KB) | DOI: 10.37058/jes.v1i1.903

Abstract

Waqf is one of Islamic law that concern to people’s lives which is has a function for the community interest in order to obey to Allah SWT. In practice, waqf in Indonesia faces many hard problems, because commonly known as non-productive waqf. Talking about cash waqf, waqf institution not only as religious rituality but also could touch humanity aspect by empowering its potency to maximize public wealth. This research is aim to identify the priority factors that being barrier to develop the practice of cash waqf in Indonesia using AnalyticHierarchy Process (AHP) method. Here is also offered some solutions for the problems identified. Result show that the problems appeared in managing cash waqf in Indonesia divided into 4 important aspects, there are: Human Resource aspect, trust aspect, system aspect, and sharia aspect. The rank for most priority problems to less priority based on the priority result are: 1) trust problems (whereas the most priority for this sub-criteria is donators’ lack of trust), 2) sharia problems (is unfulfilled waqf covenants), 3) human resource problems (is misappropriation of waqf funds, 4) system problems (is weak of management systems). Strategies that can be built to develop the practice of cash waqf in Indonesia based on the priorities are: 1) the development of waqf education institutions, 2) more computerized cash waqf management, 3) more comprehensive fund manager quality improvement, 4) transparency and accountability in every step. The overall results are relatively consistent with studies Rusydiana and Devi (2013) on the same theme, although there is little difference in terms of eigenvalue

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