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INDONESIA
Jurnal E-Bis: Ekonomi Bisnis
Published by Politeknik Piksi Ganesha Indonesia
ISSN : 25802062     EISSN : 26223368     DOI : 10.37339
Core Subject : Economy, Science, Education, Social,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Social Sciences
E-Bis invites academics and researchers who do original research in the fields of economics, management, and accounting.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 372 Documents
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PENGARUH NON PERFORMING LOAN (NPL) TERHADAP RETURN ON ASSET (ROA) PADA PT BANK NEGARA INDONESIA (PERSERO) TBK PERIODE 2011-2015 JUWANDA, HADI; RIDO, ACEP
ANALISIS FAKTOR-FAKTOR PENYEBAB TERJADINYA KREDIT MACET PADA KUD RAHMAT WIDODO KECAMATAN SRUWENG KABUPATEN KEBUMEN Vol 1 No 1 (2017)
Publisher : Politeknik Dharma Patria Kebumen

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (305.536 KB)

Abstract

This study aimed to find out the influence to non performing loan (npl) to return on asset (roa) at  PT Bank Negara Indonesia (Persero) tbk period of 2011-2015. The method used in this research was descriptive through quantitative approach. The analysis technique used is Normality Test, Simple Linear Regression, Pearson product moment correlation coefficient and coefficient of determination. Results of simple linear regression analysis was Y = 39,702 + -1,468X which meant that if the NPL = 0 then the value of ROA 39,702%, then when the number of NPL up 1%, ROA would decrease the amount of 1,468%. Pearson product moment correlation coefficient of -0.842 that meant NPL and ROA showed a very strong relationship and in the opposite direction, the coefficient of determination 70,80% and the remaining of 29.20% was influenced by other factors which were not examined by the writer. While hypothesis test showed tcount: -2.699 < ttabel: 3.182, which meant that a not significant and negative influenced Return On Assets. The suggestions to overcome the problems are that, the bank should have a special staff to supervise non-performing loans, and then fix the application of credit application such as listing the points the business targets for the next 6 months, and the bank should reinforce the management team of risk that problems related to NPL that can be minimized in the future.
PENGARUH DISIPLIN KERJA TERHADAP KINERJA PEGAWAI PADA PT WOM FINANCE KEBUMEN Hendrawardani, Blandina; Sukamto, Joko
ANALISIS FAKTOR-FAKTOR PENYEBAB TERJADINYA KREDIT MACET PADA KUD RAHMAT WIDODO KECAMATAN SRUWENG KABUPATEN KEBUMEN Vol 3 No 1 (2019)
Publisher : Politeknik Dharma Patria Kebumen

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (334.659 KB) | DOI: 10.37339/e-bis.v3i1.111

Abstract

Companies in achieving organizational goals requires human resources with high performance. Sophistication teknoloogi owned by the company does not mean anything if they are not supported by adequate human resources. This study aimed to determine the effect of labor discipline on the performance of employees at PT WOM Finance Kebumen. The method used is descriptive quantitative method. The analytical method used is the Spearman rank correlation and coefficient of determination. The results showed that employee discipline and performance of employees at PT WOM Finance Kebumen are in either category in number 80,63% and 80%. The relationship between the variables of labor discipline with the performance of employees amounted to 0,833 at the 5% significance level that the degree is very strong relationship in a positive direction. The coefficient of determination showed 0.682 which means that the variable is explained by the variable performance of employees working discipline by 68.2% and the remaining 21.8% is explained by other factors beyond the study.  
PELAKSANAAN PROGRAM TAX AMNESTY DALAM RANGKA MENINGKATKAN KEPATUHAN WAJIB PAJAK BADAN Murweni, Ira; ., Gunardi
ANALISIS FAKTOR-FAKTOR PENYEBAB TERJADINYA KREDIT MACET PADA KUD RAHMAT WIDODO KECAMATAN SRUWENG KABUPATEN KEBUMEN Vol 2 No 2 (2018)
Publisher : Politeknik Dharma Patria Kebumen

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (301.691 KB) | DOI: 10.37339/e-bis.v2i2.84

Abstract

Tax Amnesty is one type of government policy that is used to accelerate economic growth and restructuring through the transfer of assets, which will affect domestic liquidity improvements, improve rupiah exchange rate, decrease interest rates, and increase investment, and increase tax revenues, others will be used for development financing. This study aims to measure the extent to which the success of the tax amnesty program implemented by the Government of the Republic of Indonesia during the period 2016 - 2017 in order to improve compliance with corporate taxpayers. The research method used in this research is quantitative descriptive by using secondary data that is the amount of tax amnesty fund receipt during Period I: from the date of enactment until September 30, 2016; Period II: From October 1, 2016 to December 31, 2016, and Period III: from 1 January 2017 to 31 March 2017 and the amount of corporate and personal taxpayers attending the program. Tests conducted on the amount of tax agencies that make the redemption of property and the number of applicant?s tax amnesty program with the amount of tax amnesty and tax revenue in the same period. While the analysis of research data used is multiple linear regression analysis at a significant level ? = 0.05 with the number of samples as many as 32 secondary data processed with SPSS software version 21 for Windows. Results The results of the t-independent test show that the implementation of the tax amnesty program is generally effective in improving taxpayer compliance.
PENGARUH PENGELOLAAN ARSIP TERHADAP EFISIENSI KERJA DI SUB BAGIAN KEPEGAWAIANRSUD DR. SOEDIRMAN KEBUMEN Khasanah, Uswatun; ., Sutriono
ANALISIS FAKTOR-FAKTOR PENYEBAB TERJADINYA KREDIT MACET PADA KUD RAHMAT WIDODO KECAMATAN SRUWENG KABUPATEN KEBUMEN Vol 2 No 1 (2018)
Publisher : Politeknik Dharma Patria Kebumen

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (115.9 KB) | DOI: 10.37339/e-bis.v2i1.79

Abstract

Archives are documents (original text) that are made and received by States Institution and Government/Private/Individual Departrment in various forms, both single and collective for government activity and nation life. The purpose of the researh is to know how the effect of management of the archives of work efficiency in Sub-section of staffing RSUD Dr. Soedirman Kebumen. The problems which are studied including: (1) how the management of archives in Sub-section of staffing RSUD Dr. Soedirman Kebumen, (2) the effect of management archives of work efficiency in Sub-section of staffing RSUDDr. Soedirman Kebumen. This research was conducted at the RSUD Dr. Soedirman Kebumen located in the Lingkar Selatan Muktisari street Kebumen by taking the subject of research, officials or employees in the sub-section of staffing. This type of research is descriptive method and regression and correlation method. While data collection method used is monitoring (observation), interviews,  and questionnaires. From the results of this research, it is known that there is strong positive relationship between the management of the archive of work efficiency in sub-section of staffing  RSUD Dr. Soedirman Kebumen . It is evident from the pearson correlation test results earned value 0,910 and calculation of questionnaires that States 82,8% work efficiency in sub-section of staffing RSUD Dr. Soedirman Kebumen influence by management of archive while 17,2 % influence by another factor. The problem of management of the archive is limitedness of officer to handle the archive. Thus, the need for special officer in managing the archive.
ANALISIS PENGARUH TINGKAT KUALITAS PELAYANAN JASA PUSKESMAS TERHADAP KEPUASAN PASIEN Rianasari, Virginita
ANALISIS FAKTOR-FAKTOR PENYEBAB TERJADINYA KREDIT MACET PADA KUD RAHMAT WIDODO KECAMATAN SRUWENG KABUPATEN KEBUMEN Vol 3 No 2 (2019)
Publisher : Politeknik Dharma Patria Kebumen

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (237.662 KB) | DOI: 10.37339/e-bis.v3i2.121

Abstract

This study was conducted to examine the effect of the quality level of Puskesmas services on patient satisfaction. The sample used in this study amounted to 100 respondents. The sampling method uses purposive sampling. The data analysis method used is quantitative analysis using validity and reliability testing, classic assumption test, F test, coefficient of determination, t test and multiple regression analysis. By using multiple regression methods it can be concluded that the direct evidence variable has a positive and significant effect on customer satisfaction with a significance value (P Value) of 0.0030.05. Guarantee has a positive but not significant effect on consumer satisfaction with a significance value (P Value) of 0.164 <0.05. Responsiveness has a positive but not significant effect on customer satisfaction with a significance value (P Value) of 0.339> 0.05. Empathy does not have a positive and insignificant effect on customer satisfaction with a significance value (P Value) of 0.623> 0.05. Simultaneously direct evidence, reliability, assurance, responsiveness and empathy have a significant effect on customer satisfaction with F count of 11,186 with a significance number (P Value) of 0,000 <0,05. The coefficient of determination produced is 0.34, which means that 34 percent of changes in variable customer satisfaction are explained by changes in direct evidence variables, reliability, assurance, responsiveness and empathy together, while the remaining 66 percent is explained by other variables not included in this research.
ANALISIS PENGARUH PDB PERKAPITA, NILAI TUKAR RUPIAH, BUNGA DEPOSITO, TINGKAT INFLASI TERHADAP HARGA SAHAM ( STUDI KASUS PADA BURSA EFEK INDONESIA SEKTOR PERBANKAN PERIODE TAHUN 2008-2013 ) MARLINI, WENNY
ANALISIS FAKTOR-FAKTOR PENYEBAB TERJADINYA KREDIT MACET PADA KUD RAHMAT WIDODO KECAMATAN SRUWENG KABUPATEN KEBUMEN Vol 1 No 1 (2017)
Publisher : Politeknik Dharma Patria Kebumen

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (158.367 KB)

Abstract

Investors will usually do stock analysis in an effort to obtain optimal stock returns, but that would be that of the stock price. Rational factors that influence the decision of potential investors to buy stocks, generally associated with something called fundamentals. Where changes in inflation, interest rates, exchange rates and economic petumbuhan (GDP per capita) will respond directly by the capital market, so that these factors has the potential to increase or decrease the stock return. This research was conducted by using secondary data obtained from financial statements of Bank Indonesia, BPS, Indonesia Stock Exchange, and the financial statements of Bank Rakyat Indonesia. The study was limited from 2008 to 2013, namely the banking sector and the research conducted on only one major bank, Bank Rakyat Indonesia. Data analysis using multiple linear regression analysis that has been tested prerequisites including normality test, multicollinearity, and heterokedastisitas.After the analysis is obtained simultaneously, GDP per capita, Exchange Rate, Deposit Interest, Inflation has a significant influence on stock price. However, GDP per capita is only partially be having a significant effect on stock prices, while the other is Rupiah Exchange, Deposit Interest, Inflation does not affect significantly secra, so these macroeconomic variables only a small portion that would affect only when together - together or simultaneously.
ANALISIS DAMPAK EFEK BERGANDA PADA PANTAI SUWUK DI DESA TAMBAK MULYO KECAMATAN PURING KABUPATEN KEBUMEN Rohyani, Indah; Noorsanti, Dewi; Nur Azizah, Siti; Wahyuningsih, Sri
ANALISIS FAKTOR-FAKTOR PENYEBAB TERJADINYA KREDIT MACET PADA KUD RAHMAT WIDODO KECAMATAN SRUWENG KABUPATEN KEBUMEN Vol 3 No 1 (2019)
Publisher : Politeknik Dharma Patria Kebumen

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (299.809 KB) | DOI: 10.37339/e-bis.v3i1.114

Abstract

Suwuk Beach is one of the leading coastal tourism destinations in Kebumen Regency. In 2018 Suwuk beach is still an attractive destination for tourists with 287,085 tourists. This can bring economic benefits to the people in the Suwuk coastal area. To determine the impact of the economy, the researchers used a multiplier effect formula. The results found in this study are the multipliyer's effect on type I and II, namely Multiplier Effect 2.44, Keynesian Local Income Multiplier 1.2 and Ratio Income Multiplier of 1.6 so that tourism activities have an economic impact on people's income.
PENGARUH PELATIHAN DAN PENDIDIKAN TERHADAP KINERJA PENYULUH PERTANIAN PADA BKP5K KABUPATEN BOGOR Sinaga, Herty Ramayanti
ANALISIS FAKTOR-FAKTOR PENYEBAB TERJADINYA KREDIT MACET PADA KUD RAHMAT WIDODO KECAMATAN SRUWENG KABUPATEN KEBUMEN Vol 2 No 2 (2018)
Publisher : Politeknik Dharma Patria Kebumen

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (143.953 KB) | DOI: 10.37339/e-bis.v2i2.85

Abstract

One way to improve the quality of agricultural extension resource through education and training is implemented out in a planned and systematic. In other words, the importance of education and training within the organization is to improve the performance of agricultural extension that include the knowledge and skill that support, as well as the building of the attitude of each of the extension as desired by organization. This study aims to analyze the influence of training and education on the performance of agricultural extension workers in the Food Security and Managing Extension Agriculture, Fisheries and Forestry (BKP5K) Bogor and analyze the indicators that reflect the dominant success of the training and education provided to the agricultural extension. Sampling is based on non-probability sampling technique using purposive sampling method of 79 samples from 99 populations of agricultural extension agricultural extension PNS. These results indicate that 1) the influence of training and education on the performance of agricultural extension, the training negatively affect the performance of agricultural extension and education have positive influence on the performance of agricultural extension; and 2) the dominant indicator of the training variables contained in the first indicator, namely the training  suitability of the materials needed with this type of training with the results of 3.28. Dominant indicator of educational variables contained in the second indicator, namely the educational suitability of the current work with the results of 3.28. Dominant indicator of performancel variables contained in the first indicator, namely understand the program with the results of 3.23.
ANALISIS INVESTASI DENGANPERHITUNGAN NPV, IRRDAN PAYBACK PERIOD PADA PRODUKSI IKAN PRESTO GITA PINDANG DESA KALITENGAH KECAMATAN GOMBONG Ediwodjojo, Sotya Partiwi; Ginting, Ika Raniya
ANALISIS FAKTOR-FAKTOR PENYEBAB TERJADINYA KREDIT MACET PADA KUD RAHMAT WIDODO KECAMATAN SRUWENG KABUPATEN KEBUMEN Vol 2 No 1 (2018)
Publisher : Politeknik Dharma Patria Kebumen

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (206.265 KB) | DOI: 10.37339/e-bis.v2i1.80

Abstract

The production of Milk Fish Gita Pindang have not yet a recording of budgeting system data.To recognite the feasibility of investment and in this research was focused to calculation of NPV, IRR and Payback Period.Data collection methods used interview method, observation and documentation. The arranging used was descriptive quantitative methods and based on the carculation of NPV, IRR, and Payback Period.          The result of analysis calculation, NPV, IRR and Payback Period on Milk Fish Production Gita Pindang, obtained result for NPV equal to Rp -3.981.277,00. So for H1 which state if the calculation of NPV is greater than zero or NPV in economic age yields positive value, otherwise H1 is rejected because of negative NPV result. For the carculation of IRR is obtained at 5%, so for H2 which state if the carculation of IRR produces a large discount rate, otherwise H2 is rejected because the result of carculation IRR small than the expected profit. Payback period calculation result, obtained for 4 years 3 months 12 days, then for H3 accepted because the payback period result faster than the economic age.
ANALISIS PERPUTARAN PIUTANG, PIUTANG RATA-RATA DAN RASIO PIUTANG ATAS PENDAPATAN TERHADAP PROFITABILITAS PADA PDAM TIRTA BUMI SENTOSA KABUPATEN KEBUMEN Marlini, Wenny; Widya Utami, Mega
ANALISIS FAKTOR-FAKTOR PENYEBAB TERJADINYA KREDIT MACET PADA KUD RAHMAT WIDODO KECAMATAN SRUWENG KABUPATEN KEBUMEN Vol 3 No 2 (2019)
Publisher : Politeknik Dharma Patria Kebumen

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (367.603 KB) | DOI: 10.37339/e-bis.v3i2.122

Abstract

To determine the effectiveness of the management of accounts receivable, one of them by looking at the management of accounts receivable that is by calculating receivables turnover, average accounts receivable and the ratio of revenue. The calculation aims to determine how the performance of its receivables management. PDAM to manage accounts still less than optimal seen from the accounts receivable turnover decreased means that the longer the company's capital back into cash, average accounts receivable increase means the greater the greater the age of accounts receivable collectibility of accounts receivable and ratio of receivables from increased revenues and reduced income when receivables increase.  The solution is to give the author PDAM must control receivables and anticipate the existence of doubtful receivables, then the company needs to provide policies in collection of accounts receivable which the company hopes that customers deposit the payment on time. Results calculation accounts receivable turnover in 2012 was amounted to 5,7 times, and in 2013 was amounted to 5.3 times the mean decreases, average accounts receivable in 2012 was amounted 63 days and in 2013 was amounted to 69 days means increased, and the ratio of receivables on income in 2012 was amounted to 0.1744% and in 2013 was amounted to 0.1888% mean increase. Receivables increased revenue decreased. Results of analysis of receivables turnover PDAM Tirta Bumi Sentosa Kabupaten Kebumen not good, average receivables including unfavorable, and the ratio of receivables on income analysis results are less good too. It can be concluded that the receivables on PDAM Tirta Bumi Sentosa Kabupaten Kebumen not good.

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