Ihtiyath : Jurnal Manajemen Keuangan Syariah
Ihtiyath : Jurnal Manajemen Keuangan Syariah was published by the Faculty of Economics and Islamic Business IAIN Langsa which aims to disseminate research results and ideas of academics and practitioners in the field of Islamic finance management. The topics in Ihtiyath Journal include sharia financial management, sharia marketing, sharia retail management, human resource management, operational management, strategy management, international business, small and medium scale businesses, entrepreneurship, and sharia tourism management and other themes that related to sharia financial management. Ihtiyath Journal is published since 2017 with a publishing period of 2 (two) times a year, namely September and Desember. And since 2021 Published Twice a year (June and December).
Articles
219 Documents
<![CDATA[Islamic Financial Literacy among Students Attending Faculty of Islamic Economics and Business ]]>
<![CDATA[Hisan, Khairatun]]>
<![CDATA[ IHTIYATH : Jurnal Manajemen Keuangan Syariah Vol 3 No 2 (2019): Vol 3 No 2 Desember 2019 ]]>
Publisher : <![CDATA[Fakultas Ekonomi dan Bisnis Islam ]]>
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DOI: 10.32505/ihtiyath.v3i2.1312
<![CDATA[This study aims to find out Islamic financial literacy level of students enrolling in the Faculty of Islamic Economics and Business IAIN Langsa as well as factors affecting it. A sample of 236 respondents was drawn from the population using Slovin formula and the questionnaires were distributed randomly. Descriptive statistics and one-way ANOVA were used to analyse the collected data. The results indicate that Islamic financial literacy level is 65.9% categorised as medium and among the factors affecting it is the age of respondent (p value 0.036 < α 0,05).]]>
<![CDATA[ISLAMIC FINANCIAL LITERACY AMONG STUDENTS ATTENDING FACULTY OF ISLAMIC ECONOMICS AND BUSINESS ]]>
<![CDATA[Hisan, Khairatun]]>
<![CDATA[ Ihtiyath : Jurnal Manajemen Keuangan Syariah Vol 3 No 2 (2019): Vol 3 No 2 Desember 2019 ]]>
Publisher : <![CDATA[Fakultas Ekonomi dan Bisnis Islam ]]>
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DOI: 10.32505/ihtiyath.v3i2.1312
<![CDATA[This study aims to find out Islamic financial literacy level of students enrolling in the Faculty of Islamic Economics and Business IAIN Langsa as well as factors affecting it. A sample of 236 respondents was drawn from the population using Slovin formula and the questionnaires were distributed randomly. Descriptive statistics and one-way ANOVA were used to analyse the collected data. The results indicate that Islamic financial literacy level is 65.9% categorised as medium and among the factors affecting it is the age of respondent (p value 0.036 < ? 0,05).]]>
<![CDATA[PENGARUH KARAKTER INDIVIDU TERHADAP PENGANGGARAN KEUANGAN DAN TABUNGAN PADA KELUARGA MUDA DI SURABAYA ]]>
<![CDATA[Dewi, synta]]>
<![CDATA[ IHTIYATH : Jurnal Manajemen Keuangan Syariah Vol 3 No 2 (2019): Vol 3 No 2 Desember 2019 ]]>
Publisher : <![CDATA[Fakultas Ekonomi dan Bisnis Islam ]]>
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DOI: 10.32505/ihtiyath.v3i2.1357
<![CDATA[Penelitian ini bertujuan untuk mengetahui pengaruh karakter individu terhadap penganggaran keuangan dan tabungan keluarga muda di Surabaya. Karakter individu diproksikan dengan self control, preferensi berhutang dan prospensity to plan. Metode penelitian adalah explanatory research dengan pendekatan kuantitatif menggunakan uji statistik regresi berganda. Teknik pengumpulan data dengan metode survey berupa penyebaran kuisioner pada keluarga muda di Surabaya. Pada setiap pertanyaan dan isian kolom responden didalam kuisioner menggunakan skala Likert. Hasil uji statistik menunjukkan bahwa self control dan prospensity to plan berpengaruh positif terhadap penganggaran sedangkan preferensi berhutang tidak berpengaruh terhadap penganggaran karena sifat manusia yang berusaha dengan kuat untuk memenuhi kebutuhan dan keinginannya. Kemudian, self control dan prospensity to plan tidak berpengaruh terhadap tabungan keluarga karena responden merupakan keluarga muda yang baru menikah 1-5 tahun sehingga sifat ego masing-masing masih tinggi dan perlu saling beradaptasi untuk kehidupan berumah tangga serta tidak memiliki skala prioritas dalam melakukan propensity to plan sedangkan preferensi berhutang berpengaruh positif terhadap tabungan keluarga karena hutang dapat dikategorikan sebagai kondisi dissaving atau tabungan negatif untuk investasi atau bisnis untuk simpanan masa depan.]]>
<![CDATA[PENGARUH KARAKTER INDIVIDU TERHADAP PENGANGGARAN KEUANGAN DAN TABUNGAN PADA KELUARGA MUDA DI SURABAYA ]]>
<![CDATA[Dewi, synta]]>
<![CDATA[ Ihtiyath : Jurnal Manajemen Keuangan Syariah Vol 3 No 2 (2019): Vol 3 No 2 Desember 2019 ]]>
Publisher : <![CDATA[Fakultas Ekonomi dan Bisnis Islam ]]>
Show Abstract
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DOI: 10.32505/ihtiyath.v3i2.1357
<![CDATA[Penelitian ini bertujuan untuk mengetahui pengaruh karakter individu terhadap penganggaran keuangan dan tabungan keluarga muda di Surabaya. Karakter individu diproksikan dengan self control, preferensi berhutang dan prospensity to plan. Metode penelitian adalah explanatory research dengan pendekatan kuantitatif menggunakan uji statistik regresi berganda. Teknik pengumpulan data dengan metode survey berupa penyebaran kuisioner pada keluarga muda di Surabaya. Pada setiap pertanyaan dan isian kolom responden didalam kuisioner menggunakan skala Likert. Hasil uji statistik menunjukkan bahwa self control dan prospensity to plan berpengaruh positif terhadap penganggaran sedangkan preferensi berhutang tidak berpengaruh terhadap penganggaran karena sifat manusia yang berusaha dengan kuat untuk memenuhi kebutuhan dan keinginannya. Kemudian, self control dan prospensity to plan tidak berpengaruh terhadap tabungan keluarga karena responden merupakan keluarga muda yang baru menikah 1-5 tahun sehingga sifat ego masing-masing masih tinggi dan perlu saling beradaptasi untuk kehidupan berumah tangga serta tidak memiliki skala prioritas dalam melakukan propensity to plan sedangkan preferensi berhutang berpengaruh positif terhadap tabungan keluarga karena hutang dapat dikategorikan sebagai kondisi dissaving atau tabungan negatif untuk investasi atau bisnis untuk simpanan masa depan.]]>
<![CDATA[Pengaruh Lingkungan Kerja Dan Kompensasi Terhadap Kepuasan Kerja Pegawai Pada Dinas Lingkungan Hidup Kabupaten Aceh Timur ]]>
<![CDATA[Amirullah, Amirullah]]>
<![CDATA[ IHTIYATH : Jurnal Manajemen Keuangan Syariah Vol 3 No 2 (2019): Vol 3 No 2 Desember 2019 ]]>
Publisher : <![CDATA[Fakultas Ekonomi dan Bisnis Islam ]]>
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DOI: 10.32505/ihtiyath.v3i2.1780
<![CDATA[Abstract This study aims to determine the effect of the work environment and compensation on employee job satisfaction in the East Aceh Regency Environmental Service, both partially and simultaneously. This research is a quantitative study, the research subjects were all employees at the East Aceh Regency Environmental Service, totaling 55 employees. Data collection using a questionnaire that has been tested for validity and reliability. Data analysis tools use multiple linear regression analysis. The results showed that there was a positive and significant effect between work environment on job satisfaction, there was a positive and significant effect between compensation on job satisfaction, there was a positive and significant simultaneous effect between work environment and compensation on job satisfaction. Keywords: Work Environment, Compensation, and Job Satisfaction.]]>
<![CDATA[PENGARUH LINGKUNGAN KERJA DAN KOMPENSASI TERHADAP KEPUASAN KERJA PEGAWAI PADA DINAS LINGKUNGAN HIDUP KABUPATEN ACEH TIMUR ]]>
<![CDATA[Amirullah, Amirullah]]>
<![CDATA[ Ihtiyath : Jurnal Manajemen Keuangan Syariah Vol 3 No 2 (2019): Vol 3 No 2 Desember 2019 ]]>
Publisher : <![CDATA[Fakultas Ekonomi dan Bisnis Islam ]]>
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DOI: 10.32505/ihtiyath.v3i2.1780
<![CDATA[Abstract This study aims to determine the effect of the work environment and compensation on employee job satisfaction in the East Aceh Regency Environmental Service, both partially and simultaneously. This research is a quantitative study, the research subjects were all employees at the East Aceh Regency Environmental Service, totaling 55 employees. Data collection using a questionnaire that has been tested for validity and reliability. Data analysis tools use multiple linear regression analysis. The results showed that there was a positive and significant effect between work environment on job satisfaction, there was a positive and significant effect between compensation on job satisfaction, there was a positive and significant simultaneous effect between work environment and compensation on job satisfaction. Keywords: Work Environment, Compensation, and Job Satisfaction.]]>
<![CDATA[ALTERNATIF PERHITUNGAN RETURN SHAHIBUL MAL PADA SKEMA MUDHARABAH BANK SYARIAH ]]>
<![CDATA[Fielnanda, Refky]]>
<![CDATA[ IHTIYATH : Jurnal Manajemen Keuangan Syariah Vol 3 No 2 (2019): Vol 3 No 2 Desember 2019 ]]>
Publisher : <![CDATA[Fakultas Ekonomi dan Bisnis Islam ]]>
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DOI: 10.32505/ihtiyath.v3i2.1781
<![CDATA[Abstract: The rapid development of the number of islamic banks should be balanced with the availability of infrastructure to carry out daily operational practices. The operational tools include hardware as like as representative office, computerized system, reliable human resources and software as like as method, culture and financial and islamic banking knowledge. In terms of development of Islamic finance is the paper "Alternative Calculation of Return Shahibul Mal on Mudharabah Scheme on Bank Syariah" was written. During this calculation of return shahibul mal has not been standardized in a formula, thus causing two serious effects. First, in the theoretical level, the formula has not yet created a difficulty. Secondly, in practical level, the formula is not impressive enough to recalculate the complexity of return calculations obtained by shahibul mall, causing laziness of the community using the services of islamic bank. This paper using mathematical and arithmetic equations with the help of modeling made by the author to refine and improve the method of calculation that has been available. The purpose of this paper is to create a standard formula that facilitates the calculation of return earned by a shahibul mal in a mudaraba scheme in a islamic bank.]]>
<![CDATA[ALTERNATIF PERHITUNGAN RETURN SHAHIBUL MAL PADA SKEMA MUDHARABAH BANK SYARIAH ]]>
<![CDATA[Fielnanda, Refky]]>
<![CDATA[ Ihtiyath : Jurnal Manajemen Keuangan Syariah Vol 3 No 2 (2019): Vol 3 No 2 Desember 2019 ]]>
Publisher : <![CDATA[Fakultas Ekonomi dan Bisnis Islam ]]>
Show Abstract
|
Download Original
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Original Source
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Check in Google Scholar
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DOI: 10.32505/ihtiyath.v3i2.1781
<![CDATA[Abstract: The rapid development of the number of islamic banks should be balanced with the availability of infrastructure to carry out daily operational practices. The operational tools include hardware as like as representative office, computerized system, reliable human resources and software as like as method, culture and financial and islamic banking knowledge. In terms of development of Islamic finance is the paper "Alternative Calculation of Return Shahibul Mal on Mudharabah Scheme on Bank Syariah" was written. During this calculation of return shahibul mal has not been standardized in a formula, thus causing two serious effects. First, in the theoretical level, the formula has not yet created a difficulty. Secondly, in practical level, the formula is not impressive enough to recalculate the complexity of return calculations obtained by shahibul mall, causing laziness of the community using the services of islamic bank. This paper using mathematical and arithmetic equations with the help of modeling made by the author to refine and improve the method of calculation that has been available. The purpose of this paper is to create a standard formula that facilitates the calculation of return earned by a shahibul mal in a mudaraba scheme in a islamic bank. ]]>
<![CDATA[PENGUATAN MANAJEMEN KEUANGAN SYARIAH BAGI UMKM DENGAN MENGGUNAKAN METODE DOOR TO DOOR DI DESA KOTASAN ]]>
<![CDATA[Hayati, Isra]]>
<![CDATA[ IHTIYATH : Jurnal Manajemen Keuangan Syariah Vol 3 No 2 (2019): Vol 3 No 2 Desember 2019 ]]>
Publisher : <![CDATA[Fakultas Ekonomi dan Bisnis Islam ]]>
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DOI: 10.32505/ihtiyath.v3i2.1783
<![CDATA[Pengeloaan manajemen keuangan syariah yang baik sangat diperlukan bagi UMKM dalam menjalankan usaha agar usaha yang dijalankan mampu memaksimalisasi nilai dan profit perusahaan, menciptakan kesejahteraan, menciptakan citra perusahaan dan tanggung jawab perusahaan. Kegiatan PKM KKN UMSU ini memberikan sosialisasi dan pelatihan penguatan pengelolaan manajemen keuangan syariah bagi UMKM di Desa Kotasan Kecamatan Galang Kabupaten Deli Serdang menggunakan metode Door to Door dengan cara mendatangi setiap usaha masing-masing UMKM yang ada di Desa Kotasan. Hasil kegiatan menunjukkan peningkatan pemahaman UMKM dalam pengelolaan manajemen keuangan syariah serta UMKM mampu membuat pencatatan transaksi keuangan dalam menjalankan usaha. Kata Kunci : Manajemen Keuangan Syariah, Door to Door, UMKM]]>
<![CDATA[PENGUATAN MANAJEMEN KEUANGAN SYARIAH BAGI UMKM DENGAN MENGGUNAKAN METODE DOOR TO DOOR DI DESA KOTASAN ]]>
<![CDATA[Hayati, Isra]]>
<![CDATA[ Ihtiyath : Jurnal Manajemen Keuangan Syariah Vol 3 No 2 (2019): Vol 3 No 2 Desember 2019 ]]>
Publisher : <![CDATA[Fakultas Ekonomi dan Bisnis Islam ]]>
Show Abstract
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Download Original
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Original Source
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Check in Google Scholar
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DOI: 10.32505/ihtiyath.v3i2.1783
<![CDATA[ Pengeloaan manajemen keuangan syariah yang baik sangat diperlukan bagi UMKM dalam menjalankan usaha agar usaha yang dijalankan mampu memaksimalisasi nilai dan profit perusahaan, menciptakan kesejahteraan, menciptakan citra perusahaan dan tanggung jawab perusahaan. Kegiatan PKM KKN UMSU ini memberikan sosialisasi dan pelatihan penguatan pengelolaan manajemen keuangan syariah bagi UMKM di Desa Kotasan Kecamatan Galang Kabupaten Deli Serdang menggunakan metode Door to Door dengan cara mendatangi setiap usaha masing-masing UMKM yang ada di Desa Kotasan. Hasil kegiatan menunjukkan peningkatan pemahaman UMKM dalam pengelolaan manajemen keuangan syariah serta UMKM mampu membuat pencatatan transaksi keuangan dalam menjalankan usaha. Kata Kunci : Manajemen Keuangan Syariah, Door to Door, UMKM]]>
