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wacana equiliberium (jurnal pemikiran penelitian ekonomi)
Published by Universitas Islam Madura
ISSN : 23392185     EISSN : 26543869     DOI : https://doi.org/10.31102/equilibrium
Core Subject : Economy, Education, Social,
Economics, Econometrics & Finance Education Social Sciences
Kajian Wacana Equiliberium dapat berupa Artikel Penelitian maupun Artikel hasil pemikiran memiliki fokus dibidang akuntansi, manajemen, perpajakan, Auditing, Akuntansi Syariah, sistem informasi, serta bidang ekonomi dan keuangan lainnya. Artikel yang dipublikasikan dalam Jurnal Equiliberium dengan nomor ISSN 2339-2185
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 102 Documents
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Analisis Peran Indikator Kesehatan terhadap Pertumbuhan Ekonomi dan Peningkatan Indeks Pembangunan Manusia di Jawa Tengah Daniswara, Rahma Hugo; Purnomo, Didit
Wacana Equiliberium (Jurnal Pemikiran Penelitian Ekonomi) Vol 13 No 02 (2025): Wacana Equiliberium (Jurnal Pemikiran Penelitian Ekonomi) : Desember 2025
Publisher : Unversitas Islam Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31102/equilibrium.13.02.87-97

Abstract

The human development index is designed to measure the extent to which the quality of human life has improved, taking into account education, health, and real per capita income. It helps in comparing national and regional human development performance. This study aims to identify the factors that influence the human development index of Central Java Province in 2023. Classical assumption tests for decision making using cross-section data. As shown by the research results, the Human Development Index is positively influenced by per capita income. Meanwhile, teachers, schools, and medical personnel have not yet been statistically able to influence the Human Development Index in Central Java Province during the 2023 period. Furthermore, regional development planners need to integrate public service quality indicators into human development evaluations to ensure that interventions are more targeted and directly impact the improvement of the Human Development Index.
Digital Financial Literacy, Financial Behaviors, and Well-Being: Evidence from Rural Millennial Families in Lumajang East Java Khoirunisa, Rizqi; Mustofa, Ahmad; Setyawan, Bimo; Kurnia, Lely Indah; Purnomo, Subekhi Hadi
Wacana Equiliberium (Jurnal Pemikiran Penelitian Ekonomi) Vol 13 No 02 (2025): Wacana Equiliberium (Jurnal Pemikiran Penelitian Ekonomi) : Desember 2025
Publisher : Unversitas Islam Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31102/equilibrium.13.02.98-113

Abstract

Millennial families in rural areas play an important role in driving the digital economy but still face gaps in financial literacy and access to digital financial services. This study aims to analyse the effect of Digital Financial Literacy (DFL) on Financial Well-Being (FWB) through Spending Behavior, Saving Behavior, and Investment Behavior among millennial families in rural areas of Lumajang, East Java. The research employed a quantitative survey method involving 400 respondents selected using quota sampling and analyzed with PLS-SEM. The results indicate that DFL does not directly affect FWB but has an indirect effect through the mediating variables of spending, saving, and investment behaviors. These findings highlight the importance of enhancing digital financial literacy accompanied by positive changes in financial behavior to improve the financial well-being of millennial families in rural areas

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