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INDONESIA
Aghniya: Jurnal Ekonomi Islam
Published by Universitas Muhammadiyah Sumatera Utara
ISSN : -     EISSN : 26565633     DOI : -
Core Subject : Religion, Economy,
Religion Economics, Econometrics & Finance
Manuscripts published in the Aghniya: Jurnal Ekonomi Islam includes the results of scientific research original articles scientific reviews that are new. Aghniya: Jurnal Ekonomi Islam is a media publication manuscript that contains the results of the Field Research applying peer-reviewed. Aghniya: Jurnal Ekonomi Islam accepts manuscripts in the field of research that covers scientific fields Islamic Economy
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 139 Documents
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Strategi Pemasaran Produk-Produk Gadai Syariah Di Sumatera Utara Arnida Wahyuni Lubis; Diana Loemongga Siregar
AGHNIYA : Jurnal Ekonomi Islam Vol 3, No 1 (2021): AGHNIYA: Jurnal Ekonomi Islam
Publisher : Faculty of Islamic Religion, Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/aghniya.v3i1.5853

Abstract

Sharia pawnshops include non-bank financial institutions that are present in Indonesia in the form of syariah bank cooperation with Perum Pegadaian, then forming Sharia Pawn Service Units in several cities in Indonesia. Sharia pawning products are Rahn, Rahn Hasan, Rahn Tasjily Tanah, ArRum Emas, ArRum Haji, Mulia, ArRum BPKB, Amanah. Marketing strategy is an integrated plan to market a merchandise to the community. This research aims to first, find out how many customers in 2016, 2017 and 2018 who used EmasKu products; second, the marketing strategy carried out by PT Pegadaian Syariah Setia Budi Branch of Pegadaian; and third, knowing the obstacles experienced by PT Pegadaian Syariah Setia Budi Branch of Pegadaian. This research is a field research with a qualitative descriptive research method. The data collection technique was done by interviewing and collecting data. The object of the research is a non-bank financial institution, namely a pawnshop with a sharia system, namely PT Pegadaian Syariah Setia Budi Branch of Pegadaian. The results showed that the number of customers at PT Pegadaian Syariah Setia Budi Pegadaian Branch who used EmasKu products in 2016, 2017, 2018 amounted to 8 customers, 35 customers and 25 customers, although the number of customers each year continues to increase, the marketing strategy implemented by PT Setia Budi Sharia Pegadaian Branch, among others, applies the 4P principle, namely Product, Price, Place (Distribution or Place), and Promotion (Promotion), PT Pegadaian Syariah Setia Budi Pegadaian Branch experienced obstacles in implementing its marketing strategy, namely the existence of competitors who are Islamic financial institutions that have similar products.
Pemikiran Ekonomi Islam Al-Syaibani Tentang Aktivitas Produksi Ahmad Riyansyah; Muhammad Arifin Lubis
AGHNIYA : Jurnal Ekonomi Islam Vol 3, No 2 (2021): AGHNIYA: Jurnal Ekonomi Islam
Publisher : Faculty of Islamic Religion, Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/aghniya.v3i2.7242

Abstract

This study aims to analyze Al-Syaibani's Islamic economic thought about production activities. The problem to be discussed is how to implement Al-Syaibani's thinking in the benefits of production for human activities and welfare. This qualitative research has a descriptive analytical method by conducting a literature review. The results of the research obtained are that Al-Syaibani's thinking emphasizes microeconomic problems, so that his thoughts discuss in detail how the economic role of human production activities is to obtain wealth. Al Syaibani interprets that the purpose of production activity is important to play a role in bringing humans closer to God and to support the obedience so that production activities must be carried out or even required.
Pengaruh Kualitas Pelayanan Terhadap Kepuasan Nasabah Bank Syariah Mandiri (Studi Kasus Pada Kantor Cabang Pembantu Pulo Brayan Medan) Munawaroh Munawaroh
AGHNIYA : Jurnal Ekonomi Islam Vol 3, No 1 (2021): AGHNIYA: Jurnal Ekonomi Islam
Publisher : Faculty of Islamic Religion, Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/aghniya.v3i1.5848

Abstract

This study aims to determine how to quality of of Bank Syariah Mandiri KCP Pulo Brayan Medan and is most dominant variabel in influencing towards customer satisfaction Bank Syariah Mandiri KCP Pulo Brayan Medan. The observation is an assosiative one, that is an observation which looks for the relation between one variable with another variable. During sample taking stage, the researcher uses accidental sampling technique. A total of 92 repondents involved in the study. Data are analyzed using double regression with 0,05 significance level or ???? = 5 %. Based on the result of the study, it is known that service quality variables reliability, responsiveness, assurance, empathy and physical have positive and significant on Bank Syariah Mandiri KCP Pulo Brayan Medan. And the most significant effects of service quality is physical (X5), responsiveness (X2), reliability (X1), assurance(X3) and empathy (X4) towards customer satisfaction. R2= 0,482 shows that 48,2% customer satisfaction variables can be explained by variables in service quality dimension as follows: reliability (X1), responsiveness (X2), Assurance (X3), Empathy (X4), Physical (X5), whereas another 76,7% can be explained by other variables which do not include in the model.
Implementation of Empowerment Cash Waqf at the Muhammadiyah Organization in Medan City Yenni Samri Juliati Nst; Sri Ramadhani
AGHNIYA : Jurnal Ekonomi Islam Vol 3, No 2 (2021): AGHNIYA: Jurnal Ekonomi Islam
Publisher : Faculty of Islamic Religion, Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/aghniya.v3i2.7316

Abstract

This study aims to find out how the implementation of money waqf exists in the Muhammadiyah organization in the city of Medan. And knowing the challenges in implementing money waqf in the Muhammadiyah mass organization in the city of Medan. As well as knowing the opportunities for money waqf at Muhammadiyah organizations in the city of Medan. Data collection is done by the method of documentation, observation and interviews with the management of the Muhammaadiyah city of Medan. This research was analyzed descriptively qualitatively, with data reduction (Data Reduction), the presentation of data was then drawn conclusions. The results of this study concluded that empowerment of money waqf in Muhammadiyah organizations in the city of Medan had been carried out, namely by cooperating with institutions within the organization (Muhamammadiyah General Hospital and Private Snakma Vocational School), and contracts used in managing the waqf money is with mudharabah. The two challenges in empowering money waqf in Muhamamdiyah organizations are the development of money waqf assets in invested institutions, changes in stewardship, times that are not optimal for the waqf waqf, and still low socialization to the community so that the number of facilitators does not increase. The three opportunities for empowering money waqf in the Muhammadiyah organization in the city of Medan are very broad and potential when viewed from the number of Muhammadiyah members or citizens, as well as the obedient attitude of Muhammadiyah citizens to the decisions of the Muhammadiyah leadership.
Jual Beli Dalam Islam Zailani Zailani
AGHNIYA : Jurnal Ekonomi Islam Vol 3, No 1 (2021): AGHNIYA: Jurnal Ekonomi Islam
Publisher : Faculty of Islamic Religion, Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/aghniya.v3i1.5854

Abstract

Buying and selling is one part of mualamalah. It is often found in society that the buying and selling process is not in accordance with Islamic principles. There are several trading conditions that are not implemented or do not follow the instructions of the Koran. This study aims to find out how the concept of buying and selling in Islam. The method used in this research is qualitative research, library research. By using the primary data source is from books, documents or other material, which is directly related to the research material. From this research, it was found that buying and selling must have several rules that can be used as guidelines, one of which is the honesty of both parties conducting transactions. Goods that are traded are substances that do not contain elements of impurity. There is no fraud in buying and selling. Between the seller and the buyer are both happy, ie there is no coercion from anywhere in the sale and purchase. Based on the attitude of mutual care and trust between one another.
Analisis Pelaksanaan Strategi Positioning Pada Toko Roti Master Bread Perdagangan Mutiah Khaira Sihotang; Ella Umayya
AGHNIYA : Jurnal Ekonomi Islam Vol 3, No 2 (2021): AGHNIYA: Jurnal Ekonomi Islam
Publisher : Faculty of Islamic Religion, Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/aghniya.v3i2.7243

Abstract

The purpose of this study was to determine the implementation of the positioning strategy at the Master Bread Perdagangan bakery. The research approach is a qualitative approach. The data sources come from primary and secondary data. The data collection technique is done by interviewing the managers and consumers of the Master Bread Perdagangan bakery. Based on the research conducted, the conclusion is that the positioning strategy has been implemented by the Master Bread Perdagangan bakery by providing a positive image, but there are obstacles, namely consumer doubt about the products being sold caused by consumers not liking certain products sold in stores and also store locations that are too sidelined so that they are often invisible or overlooked and have the same perception among similar companies. The positioning strategy is carried out by providing slogans to stores, providing the best service, and providing good quality at relatively low prices.
Bank Garansi: Implementasi Pada Perbankan Syariah Di PT. Bank Muamalat Kantor Cabang Medan Balaikota Rahmayati Rahmayati
AGHNIYA : Jurnal Ekonomi Islam Vol 3, No 1 (2021): AGHNIYA: Jurnal Ekonomi Islam
Publisher : Faculty of Islamic Religion, Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/aghniya.v3i1.5846

Abstract

This study aims to analyze how the provision of bank guarantees and the implementation of bank guarantees in banking which are implemented by PT. Bank Muamalat Medan Branch Office City Hall. The problems that will be discussed are how to implement a bank guarantee in the case study of PT. Bank Muamalat Medan Branch Office City Hall. This research method uses a qualitative method that is using a case study approach in the form of theory, interviews, documentation at PT. Bank Muamalat Medan Branch Office City Hall. The results obtained are that the implementation of bank guarantees has followed the terms and conditions in the form of guarantees in a project where the bank guarantee opening system through the work that must be done by the parties involved in the bank guarantee consisting of contractors, employers, and banks have done a way that regularly linked together to facilitate the flow of information within the bank guarantee. Where is the guarantee provided by the bank for the benefit of the customer who guarantees the recipient of the guarantee (third party) if the customer defaults (does not fulfill the obligation) to the guarantor (third party) according to the agreed time.
Pengaruh Kesadaran Halal, Kualitas Pelayananan Promosi Terhadap Minat Beli Konsumen Padan Martabak Buffet Ahmad Salim Medan Nurul Fadillah; Ahmad Kholil; Muhammad Zuhirsyan
AGHNIYA : Jurnal Ekonomi Islam Vol 3, No 2 (2021): AGHNIYA: Jurnal Ekonomi Islam
Publisher : Faculty of Islamic Religion, Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/aghniya.v3i2.8908

Abstract

This study aims to determine the effect of halal awareness, service quality and individual promotions (partially) as well as together (simultaneously) on consumer buying interest. The data’s type is quantitative, the data sources used are primary and secondary data. The primary data source was obtained through distributing questionnaires to 100 consumers of Martabak Buffet Ahmad Salim Medan stores which were obtained by using nonprobability sampling technique. The method used is a survey method. The questionnaire was assessed with a Likert scale, validity and reliability tests. The prerequisite test includes the Normality Test, Multicollinearity Test and Heteroscedasticity Test. The data analysis method used for testing this study are multiple linear regression analysis, simultaneous test (F test), determination test, and partial test (t test) with a significant level 5 percent (α = 0,05) and the data was processed using software SPSS 22. Based on the partial test, this study showed that the halal awareness negative and has no significant effect with a significance level 0.968, service quality positive and has significant effect with a significance level 0,000, whereas promotion negative and has no significant effect with a significance level 0,50. Simultaneously, halal awareness, service quality and promotions are significantly influence Return on Asset (ROA) with a significance level 0,000.
Peran Teknologi Blockchain Untuk Institusi Zakat di Indonesia Zulfikri Zulfikri
AGHNIYA : Jurnal Ekonomi Islam Vol 3, No 2 (2021): AGHNIYA: Jurnal Ekonomi Islam
Publisher : Faculty of Islamic Religion, Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/aghniya.v3i2.8912

Abstract

Indonesia is one of the most populous Muslim countries in the world but is still plagued with poverty. Zakat is one of the effective tools of Islamic philanthropy to reduce poverty, therefore zakat management is very important for this country so that zakat collection and distribution can be maximized. In today's digital world, it is very important for zakat institutions to use technology so that zakat management performance can be better and more efficient. The technology that stole the world's attention is blockchain technology. Blockchain technology has disrupted the financial sector because it offers transparent transactions so there is no need for intermediaries. This study explains the role of blockchain technology on zakat institutions in Indonesia. The research method used is an extensive literature to identify and analyze the relevant literature. The results of the study show that the role of blockchain technology can improve zakat management, especially on transparency in zakat distribution so that muzakki's trust in zakat institutions is improving.
Implementasi Akad Wadiah Pada Produk Tabungan Faedah Pada PT. Bank Syariah Indonesia Kcp Binjai Rania Ghassani; Muhammad Saleh; Sri Wahyuni Hasibuan
AGHNIYA : Jurnal Ekonomi Islam Vol 4, No 1 (2022): AGHNIYA: Jurnal Ekonomi Islam
Publisher : Faculty of Islamic Religion, Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/aghniya.v4i1.11143

Abstract

This research was conducted to determine the implementation of wadi'ah contracts on benefit savings products at Bank Syariah Indonesia KCP Binjai, the mechanism for giving gifts to benefit savings products at Bank Syariah Indonesia KCP Binjai and the suitability of benefit savings products with the Fatwa of the National Sharia Council. In this study using a type of field research with a qualitative research approach.  The methods used in this study are observation, interviews and documentation. The results showed that the benefit savings applied at Bank Syariah Indonesia KCP Binjai were appropriate, namely using wadi'ah yad dhamanah contracts and were in accordance with the Fatwa of the National Sharia Council. The mechanism for awarding bonuses is in accordance with the DSN Fatwa, namely the amount to be received is not delivered at the beginning of the contract. It's just that the voluntary bonus in the DSN Fatwa mentioned that the bonus must be given in the form of goods / services, but in practice at Bank Syariah Indonesia KCP Binjai bonuses are given in the form of nominals that go directly to the customer's account.

Page 6 of 14 | Total Record : 139

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