cover
Contact Name
Moh. Nurul Qomar
Contact Email
mnqomar@iainkudus.ac.id
Phone
+6281239072684
Journal Mail Official
jurnalmalia.kudus@gmail.com
Editorial Address
Jl. Ngembal Conge Kudus
Location
Kab. kudus,
Jawa tengah
INDONESIA
MALIA: Journal of Islamic Banking and Finance
ISSN : 26548577     EISSN : 26548569     DOI : https://dx.doi.org/10.21043/malia.
Core Subject : Economy,
MALIA: Journal of Islamic Islamic and Finance publishes articles with two related to themes; Islamic banking and finance. The first major theme is the Islamic Banking. The study of Islamic banking include all submissions related to Islamic banking, be it management, marketing, accounting, product, systems, and others. Specifically theme Islamic banking translated into various examples such as the role of Islamic bank in macroeconomics, funding of Islamic banks, Islamic banks products, IT systems, e-money, and so on. The second major theme is the finance. finance includes all submissions related to Islamic finance and general finance
Articles 110 Documents
Pengaruh Inflasi, Kurs, dan BI 7-Day Rate terhadap Indeks Saham Syariah Indonesia (ISSI) Periode 2015-2020 Saputra, Susilo Adi; Gloria, Chenny Maulyca; Asnaini, Asnaini
MALIA: Journal of Islamic Banking and Finance Vol 5, No 1 (2021): Malia: Journal of Islamic Banking and Finance
Publisher : IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/malia.v5i1.9787

Abstract

The purpose of this study is to analyze the effect of inflation, exchange rates, and bi-7-day ratios on the Indonesian Sharia Stock Index (ISSI) for the 2015-2020 period. The method used in this research is to collect data such as through website and library studies. Data analysis in this study uses multiple ECM analysis with the help of the Eviews 8 computer program. The results of this analysis indicate that the inflation variable has an influence on the Indonesian Islamic stock index. However, the exchange rate and the bi 7 day rate do not have a significant effect on the Indonesian Islamic stock index.
Mudharabah Sebagai Produk Pembiayaan Perbankan Syariah Perspektif Abdullah Saeed Qomar, Moh. Nurul
MALIA: Journal of Islamic Banking and Finance Vol 2, No 2 (2018)
Publisher : IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/malia.v2i2.4890

Abstract

The aim of this research is to explore Abdullah Saeed's views on the practice of mudharabah contracts in Islamic banking. This research uses library research method and use a research to life history approach. Saeed's findings in the practice of mudharabah contracts in Islamic banking have constraints starting from capital, management, the validity period of contracts, guarantees, profit and loss principles that are different from the concept of mudharabah that develops in the science of fiqh. Abdullah Saeed concluded that the mudharabah contract in Islamic banks was different from the mudharabah contract that developed in the science of fiqh.
Analisis Determinan Pelaporan Islamic Social Reporting (ISR) Pada Bank Umum Syariah Indonesia Tahun 2015-2019 Rozzi, Muhammad Fathur; Bahjatullah, Qi Mangku
MALIA: Journal of Islamic Banking and Finance Vol 4, No 2 (2020): -
Publisher : IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/malia.v4i2.9006

Abstract

This study aims to determine how the influence of Profitability (GPM), Liquidity (CR), and Leverage (DER) on Islamic Social Reporting (ISR) with Company Size as a Moderating Variable, in Islamic Commercial Banks in Indonesia which are registered with the OJK for the 2015-2019 period. This research uses quantitative research, type with secondary data in the form of panels analyzed through multiple linear regression data analysis method with Moderate Regression Analysis (MRA) test using EViews 9 software. The population used in this research is Islamic Commercial Banks (BUS) in Indonesia as many as 14 Islamic banks. The sampling technique in this study was purposive sampling. The sample used as the research object was 12 BUS. Based on the results of the study, the F-test results show that Profitability, Liquidity and Leverage simultaneously affect the ISR with a positive coefficient while the T-test shows that partially Profitability and Leverage have no effect on ISR, Liquidity has a negative and significant effect on ISR. Based on the MRA test, Company Size is unable to moderate the relationship between the effect of profitability on ISR, while Company Size is able to moderate and weaken the relationship between Liquidity and ISR, and Company Size is able to moderate and strengthen the relationship between Leverage and ISR.
PENILAIAN KINERJA SOSIAL BERBASIS MAQASID SYARIAH PADA BANK UMUM SYARIAH HASIL KONVERSI DI INDONESIA Siti Amaroh
MALIA: Journal of Islamic Banking and Finance Vol 2, No 1 (2018)
Publisher : IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/malia.v2i1.4757

Abstract

This paper aims to evaluate the social performance based on maqasid shariah of Islamic banks from conversion mode in Indonesia during the period 20142017. The data was obtained from Islamic banks’ annual report that was validated by Bank Indonesia and Financial Services Authority. Maqasid shariah model in this study was developed by Abdul Majid Najjar with used 4 objectives and 8 dimensions and then referred by some researchers with some elements and measurements. This research is using 23 elements and derived into 19 ratios and 46 statements to determine scores of each objectives. The result showed several findings. Bank Panin Syariah achieved the highest scores of safeguarding human value (1st objective) during the period 2015-2017. Bank Central Asia Syariah reached the highest scores of safageuarding human self (2nd objective) during the period 2015-2017. Bank Mega Syariah Indonesia attained the highest scores of safeguarding for society (3rd objective) during the period 2014-2017. Bank Syariah Mandiri gained the highest score of safeguarding physical environment (4th objective) for the period 2014, 2016, and 2017. The highest total score for the overall objective is achieved by Bank Mega Syariah Indonesia during the period 2015-2017.
The Effect of Auditor Ethics, Auditor Experience, Audit Fees, and Auditor's Motivation on Audit Quality (Case study of a Public Accounting Firm in Semarang) Mulyani, Ika
MALIA: Journal of Islamic Banking and Finance Vol 3, No 2 (2019)
Publisher : IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/malia.v3i2.6879

Abstract

 The purpose of this paper is to identify the effect of Auditor Ethics, Auditor Experience, Audit Fees, and Auditor’s Motivation on Audit Quality.The population of this research is the Auditor at the Public Accountant Office in Semarang. The sampling technique uses Simple Random Sampling. The data used in this study are primary data taken by distributing questionnaires. The analysis model uses multiple linear regression analysis models, while the analysis technique uses the Statistical Test F, the Coefficient of Determination (, and the Statistical test t.The results of the analysis and discussion showed that the auditor's ethical variables, auditor's experience, audit fees, and auditor's motivation simultaneously had a significant effect on audit quality. Auditor ethics, auditor experience, and Auditor Motivation on the quality of each audit partially significant effect on audit quality. Whereas Audit Fee partially has no significant effect on Audit Quality.
ANALISIS SWOT PERKEMBANGAN PERBANKAN SYARIAHDI INDONESIA Sodiq, Amirus
MALIA: Journal of Islamic Banking and Finance Vol 1, No 1 (2017)
Publisher : IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/malia.v1i1.3981

Abstract

 This research aims to analyze the development of Islamic banking in Indonesia by SWOT analysis, the research is a qualitative research using secondary data and the result concludes that among the strength of sharia banking is conformity with the principles of sharia, resistant to crisis, has a legal system. While the weaknesses on human resources and technical problems, the opportunity is the increasing awareness of the religious community and knowledge about usury,and the threat is sharia banking can be linked with religious fanaticism and the parties disturbed by the existence of Islamic banks because the source of his income from conventional banking.Keywords:SWOT,awareness,fanaticm,islamic banking
Pengaruh Citra Bank, Kualitas Pelayanan, Kepercayaan Nasabah, Penanganan Keluhan, Dan Kepuasan Terhadap Loyalitas Nasabah Pada Bank Sumsel Babel Kantor Capem Syariah UIN Raden Fatah Palembang Batin, Mail Hilian
MALIA: Journal of Islamic Banking and Finance Vol 3, No 1 (2019)
Publisher : IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/malia.v3i1.5600

Abstract

The purpose of this study is to determine the effect of variable bank image, service quality, customer trust, handling complaints, and satisfaction with customer loyalty. Islamic Bank SUMSEL BABEL of UIN Raden Fatah Palembang. The Source of Data taken is primary data through questionnaires to 100 respondents using purposive sampling. The results showed that the bank image variable, service quality, customer trust, and complaint handling had a simultaneous effect on customer loyalty, as evidenced by the significance value of 0,000 <0,05. While the partial test can be concluded that the bank image variable (X1) has a positive effect on customer loyalty (Y), this is evidenced by a significance value of 0.006 <0.05. Service quality variable (X2) does not affect customer loyalty (Y), this is evidenced by the significance value of 0.997> 0.05. The variable customer trust (X3) has a positive effect on customer loyalty (Y), this is evidenced by the significance value of 0.003 <0.05. The complaint handling variable (X4) has a positive effect on customer loyalty (Y), this is evidenced by the significance value of 0.009 <0.05. Satisfaction variable (X5) has a positive effect on customer loyalty (Y), this is evidenced by the significance value of 0.021 <0.05
Elaborasi Analisis Pembiayaan Dalam Meminimalisir Non Performing Finance (NPF) Pada Lembaga Keuangan Syariah Hana, Kharis Fadlullah; Ridwan, Ridwan; Chodlir, Enggar Arrosyad
MALIA: Journal of Islamic Banking and Finance Vol 5, No 2 (2021): Malia: Journal of Islamic Banking and Finance
Publisher : IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/malia.v5i2.12548

Abstract

Kualitas pembiayaan merupakan faktor penting yang menentukan tingkat kesehatan lembaga keuangan syariah. Meskipun demikian, lembaga sering menganalisis pembiayaan secara kurang tepat. Tujuan penelitian ini menyajikan model analisis pembiayaan yang tepat dalam memberikan rekomendasi pembiayaan. Hal itu dapat mencegah tingginya Non Performing Finance (NPF). Metode penelitian yang dilakukan adalah Research and Development berdasarkan hasil riset dari beberapa lembaga keuangan syariah. Peneliti mengambil sampel dari Bank Syariah, BPR Syariah dan Koperasi Simpan Pinjam dan Pembiayaan Syariah (KSPPS). Hasil penelitian menunjukkan bahwa Bank syariah dan BPR Syariah telah menentukan formula analisis yang cukup lengkap, namun dari KSPPS kurang memiliki formula yang lengkap. Hasilnya, peneliti menemukan aspek baru yang semula pada umumnya adalah 5C, yakni dengan menggunakan tambahan menjadi 8C. Aspek tersebut adalah character, collateral, capacity, capital, condition of economy, constrain, cash flow dan closeness. Kontribusi penelitian ini memberikan aspek baru bagi lembaga keuangan syariah agar dapat memberikan keputusan pembiayaan lebih akurat.
Analysis of The Influence of Islamic Income Ratio, Total Comprehensive Income, and NPF on Company Value with Profitability as Moderating Variables in Sharia Commercial Banks in Indonesia 2015-2019 Saidah, Alfi; Bawono, Anton
MALIA: Journal of Islamic Banking and Finance Vol 5, No 1 (2021): Malia: Journal of Islamic Banking and Finance
Publisher : IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/malia.v5i1.9825

Abstract

Economic Value Added is an approach to assessing company performance, with the aim that the company's ability to create added value can influence investors who will invest in the company. The concept used in this approach is to pay attention to the funders in terms of expectations, interests, and degrees of justice as measured by weighted measures and the existing initial capital structure. The population in this study are Islamic Commercial Banks registered with the Financial Services Authority, totaling 11 Islamic Banks. In selecting the sample the method used is purposive sampling with the criteria that the author has set. The collection method in this study was carried out by looking at the annual financial statements of each Islamic bank registered with the Financial Services Authority. Based on the results of the moderation regression test, the results showed that IIR, TCI, NPF had no significant positive effect on EVA. ROA is not able to moderate IIR against EVA. ROA is not able to moderate TCI against EVA. ROA is not able to moderate NPF against EVA.
Pengaruh Ukuran Perusahaan, Profitabilitas, Leverage, Efisiensi Biaya, Dan Umur Perusahaan Terhadap Islamic Social Reporting (ISR) Pada Perbankan Syariah Di Indonesia Prasetyoningrum, Ari Kristin
MALIA: Journal of Islamic Banking and Finance Vol 2, No 2 (2018)
Publisher : IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/malia.v2i2.4780

Abstract

Islamic Social Reporting (ISR) is one of the indices of social responsibility disclosure whose indicators refer to Islamic ethical principles. Islamic banking operates according to Islamic principles, so ISR disclosures in Islamic banking should be within the corridor of Islamic values. This study aims to identify the factors that affect the disclosure level of Islamic Social Reporting (ISR) in sharia banking in Indonesia. Factors studied in this study are company size, profitability, leverage, efficiency and age of the company. The result of the research shows that the factor of financial factor in this research is firm size (SIZE), Profitability (ROA), Leverage (DER) and Cost Efficiency (BOPO) proved not significant influence to ISR, while Company Age factor (AGE) is statistically proven significant effect on the ISR.

Page 4 of 11 | Total Record : 110