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Perlukah E-Wallet Berbasis Syariah? Ulin Nuha; Moh. Nurul Qomar; Rafika Anissa Maulana
MALIA: Journal of Islamic Banking and Finance Vol 4, No 1 (2020)
Publisher : IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/malia.v4i1.8449

Abstract

The purpose of this research is to find out about the transaction system in digital wallets (e-wallets) associated with the wadiah yad dhomanah contract in the study of muamalah fiqh. Whether the transaction is in accordance with the principles of Islamic finance so that it creates peace for Muslims in using the application.Digital payments are currently a public need along with the development of information technology in particular. This is evidenced by the non-cash payment innovation. This innovation in Indonesia was formally carried out by Bank Indonesia through the National Non-Cash Movement (GNNT) in 2014. This movement aims to increase public awareness of the use of non-cash instruments so that a community that uses cashless instruments is gradually formed (cashless). society).The technology cashless society clearly plays an important role in encouraging the consumption of Indonesia's middle class to be more consumptive. The presence of electronic money is one way to encourage people to become consumptive. The touch of technology in consumption through electronic money has provided a new color in interpreting consumption. Consumption does not only use its utility function to spend but also an identity function that needs to be fulfilled. Non-cash payment innovation in Indonesia continues to grow, along with the rise of financial technology (fintech) products in the form of digital wallets (e-wallets) such as Go-Pay, OVO, Dana, LinkAja, Paytren, and so on.
PENINGKATAN KUALITAS UMKM BERBASIS DIGITAL DENGAN METODE PARTICIPATORY ACTION RESEARCH (PAR) Moh. Nurul Qomar; Lorena Dara Putri Karsono; Fina Zahrotul Aniqoh; Chamidah Nor Aini; Yassirlana Anjani
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 3 No. 1 (2022): volume 3 Nomor 1 Tahun 2022
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v3i1.3494

Abstract

Salah satu potensi desa Karangampel Kudus adalah keberadaan UMKM. Sistem pemasaran UMKM tersebut masih bersifat konvensional. Di tengah pandemi sekarang ini, sebuah kebutuhan transformasi pemasaran dari konvensional ke digital. Tujuan pengabdian ini adalah memberikan edukasi urgensi digital marketing sebagai media dalam melakukan promosi di tengah pandemic covid-19. Metode yang digunakan pada pengabdian ini adalah participatory action research (PAR) selama satu bulan penuh di mitra pengabdian Desa Karangampel, Kudus. Pelibatan langsung masyarakat terlihat dalam beberapa program kegiatan pengabdian masyarakat, antara lain, sebanyak 20 pelaku usaha dan UMKM berpartisipasi dalam kegiatan pelatihan. Hasil dari pengabdian ini adalah aktivasi website desa sebagai pusat informasi desa, beberapa produk UMKM sudah mampu mampu menggunakan digital sebagai media promosi.
Perlukah E-Wallet Berbasis Syariah? Ulin Nuha; Moh. Nurul Qomar; Rafika Anissa Maulana
MALIA: Journal of Islamic Banking and Finance Vol 4, No 1 (2020)
Publisher : IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/malia.v4i1.8449

Abstract

The purpose of this research is to find out about the transaction system in digital wallets (e-wallets) associated with the wadiah yad dhomanah contract in the study of muamalah fiqh. Whether the transaction is in accordance with the principles of Islamic finance so that it creates peace for Muslims in using the application.Digital payments are currently a public need along with the development of information technology in particular. This is evidenced by the non-cash payment innovation. This innovation in Indonesia was formally carried out by Bank Indonesia through the National Non-Cash Movement (GNNT) in 2014. This movement aims to increase public awareness of the use of non-cash instruments so that a community that uses cashless instruments is gradually formed (cashless). society).The technology cashless society clearly plays an important role in encouraging the consumption of Indonesia's middle class to be more consumptive. The presence of electronic money is one way to encourage people to become consumptive. The touch of technology in consumption through electronic money has provided a new color in interpreting consumption. Consumption does not only use its utility function to spend but also an identity function that needs to be fulfilled. Non-cash payment innovation in Indonesia continues to grow, along with the rise of financial technology (fintech) products in the form of digital wallets (e-wallets) such as Go-Pay, OVO, Dana, LinkAja, Paytren, and so on.
Pemanfaatan Gulungan Benang Bekas Menjadi Celengan Karakter Sebagai Media Edukasi Menabung Moh. Nurul Qomar; Aprilia Rahmawati; Choirina Fachrunnisa
SYUKUR (Jurnal Inovasi Sosial dan Pengabdian Masyarakat) Vol. 3 No. 1 (2020): April
Publisher : Faculty of Economics and Business, University of Muhammadiyah Prof. DR. HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/syukur_vol2/is2pp16-22

Abstract

Dalam rangka memberi pemahaman literasi keuangan kepada masyarakat, OJK bekerja sama dengan Kemendikbud sejak tahun 2014 melakukan kegiatan sosialisasi literasi keuangan dengan sasaran utamanya adalah para siswa sekolah dasar (SD) hingga tingkat Sekolah Menengah Atas (SMA). Selaras dengan program tersebut pengabdi melihat potensi desa padurenan dalam menyediakan media edukasi awal dalam hal menumbuhkan budaya menabung bagi peserta didik. Pengabdi memanfaatkan barang bekas yang mudah didapat di desa padurenan, yaitu gulungan benang bekas sebagai media edukasi menjadi celengan berkarakter. Berdasarkan dari uraian di atas, budaya menabung merupakan dasar dari cerdas finansial. Edukasi literasi keuangan dapat dilakukan sedini mungkin untuk memberikan pengetahuan dalam pengelolaan uang dan tidak terjebak dalam budaya konsumtif
Pelatihan Penulisan Artikel Ilmiah bagi Guru Program Studi Perbankan Syariah di SMK Negeri 1 Kudus Moh. Nurul Qomar; Ulfah Mey Lida; Sufiana Noor
Inspirasi: Jurnal Pengabdian dan Pemberdayaan Masyarakat Vol. 2 No. 1 (2022): February
Publisher : Inspirasi Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (553.472 KB)

Abstract

Along with the development of science and technology, the demands of the government and society on teacher professionalism are increasing. One form of writing that can be produced by teachers to fulfill Continuing Professional Development (PKB) is scientific articles. The purpose of this activity is to provide an in-depth and comprehensive understanding of scientific articles, including the basic concepts of scientific writing, research methodologies, and journal style so that teachers gain broader insight into scientific articles and journals that can publish scientific articles. The methods that will be used in this service activity include classical and individual approaches. The scientific article writing training for Islamic Banking teachers was carried out for 15 days, namely November 1-15 2021. During those fifteen days, participants were accompanied synchronously and asynchronously by the PKM team. Scientific article writing training for Islamic Banking teachers at SMK N 1 Kudus is very useful. Participants who initially were unfamiliar with scientific articles, became knowledgeable and had experience in this field