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Journal of Management - Small and Medium Enterprises (SME's)
Published by Universitas Nusa Cendana
ISSN : 25022385     EISSN : 2723469X     DOI : https://doi.org/10.35508/jom.v14i1
Core Subject : Economy,
Economics, Econometrics & Finance
Tujuan dari jurnal ini adalah mempublikasikan artikel hasil penelitian dan kajian pustaka yang ditulis oleh dosen, peneliti dan mahasiwa. Adapun lingkup topik dari jurnal ini adalah : 1. Manajemen Umum 2. Manajemen Pemasaran 3. Sumberdaya Manusia 4. Keuangan 5. Manajemen Operasi 6. Manajemen Pariwisata 7. Small and Medium Enterprise (UKM) 8. Kewirausahaan 9. Kebijakan Publik yang menyangkut fungsi-fungsi manajemen 10. Topik lainnya yang berhubungan dengan ekonomi dan akuntansi
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 908 Documents
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The impact of the Fourth Industrial Revolution on job turnover and workforce adaptation in a selected local municipality in the Eastern Cape Maxhobandile Ndamase
Journal of Management Small and Medium Enterprises (SMEs) Vol 19 No 3 (2026): JOURNAL OF MANAGEMENT Small and Medium Enterprises (SME's)
Publisher : Universitas Nusa Cendana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35508/jom.v19i3.27577

Abstract

The Fourth Industrial Revolution (4IR) is reshaping public-sector organisations by accelerating digitalisation, automation, and changes in work processes, yet its implications for workforce adaptability and stability in municipal contexts remain insufficiently understood. This study examines how 4IR influences organisational adaptability, worker preparedness, and job turnover in a South African local municipality. A qualitative research design was adopted, with semi-structured interviews conducted with 15 municipal employees selected through purposive sampling. Data were analysed thematically, with data collection continuing until theoretical saturation was reached. Eight interrelated themes emerged: critical skills shortages, inadequate training, insufficient infrastructure, job insecurity, weak leadership and change management, increased workload, psychological stress, and loss of institutional knowledge. The findings indicate that limited digital preparedness, ineffective communication, insufficient organisational support, and poorly aligned technology planning contribute to employee anxiety, resistance to technological change, and heightened turnover intentions. These findings suggest that the workforce consequences of 4IR are shaped not only by technological adoption itself but also by the organisational capacity to manage technological change and support employees throughout the transition. The study contributes to the emerging literature on 4IR and public-sector workforce transformation by highlighting the organisational and human dimensions of digital transformation within a municipal context in a developing-country setting. The findings underscore the need for coordinated digital transformation strategies that integrate leadership, workforce development, infrastructure investment, employee engagement, and employee well-being. Practical priorities include structured training programmes, clear digital transformation roadmaps, upgraded ICT infrastructure, participatory change management, and targeted retention and well-being initiatives. Keywords: Fourth Industrial Revolution; Job Turnover; Workforce Readiness
The effect of financial technology and frugal living on financial management behavior of generation Z in Ponorogo Regency with gender as a moderating variable Adelita Dinar Noor Sakti; Riawan Riawan; Titi Rapini
Journal of Management Small and Medium Enterprises (SMEs) Vol 19 No 3 (2026): JOURNAL OF MANAGEMENT Small and Medium Enterprises (SME's)
Publisher : Universitas Nusa Cendana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35508/jom.v19i3.27794

Abstract

This study aims to analyze the influence of financial technology and frugal living on the financial management behavior of Generation Z in Ponorogo Regency with gender as a moderating variable. This study uses the Theory of Planned Behavior (TPB) as its basis, which explains that individual behavior is influenced by attitudes, subjective norms, and perceived behavioral control. The method used is a quantitative approach with purposive sampling technique. The research sample consisted of 160 Generation Z respondents in Ponorogo Regency who had income and used financial technology. Data collection was conducted through an online questionnaire using Google Form and analyzed using the Partial Least Square (PLS) method with SmartPLS 4.0 software. The results showed that financial technology and frugal living had a significant effect on the financial management behavior of Generation Z, but gender did not moderate the effect of financial technology and frugal living on the financial management behavior of Generation Z in Ponorogo Regency. Keywords: Financial Technology; Frugal Living; Financial Management Behavior; Gender
The influence of fintech, financial literacy, and lifestyle on the investment of the younger generation Moch. Ilham Nugraha Irawan; Maiyaliza Maiyaliza; Benny Dhevyanto
Journal of Management Small and Medium Enterprises (SMEs) Vol 19 No 3 (2026): JOURNAL OF MANAGEMENT Small and Medium Enterprises (SME's)
Publisher : Universitas Nusa Cendana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35508/jom.v19i3.28063

Abstract

Advances in digital technology have transformed how the younger generation approaches financial management and investment decision-making. This study aims to examine the influence of financial technology (fintech), financial literacy, and lifestyle on the investment decisions of the younger generation. The research adopts a quantitative approach and is conducted among students of Swadaya Gunung Jati University in Cirebon who are investors in GIBEI UGJ. Primary data are collected through a structured questionnaire and analyzed using SPSS version 27, including tests of validity, reliability, and classical assumptions, followed by multiple regression analysis. The findings indicate that financial technology and lifestyle exert a significant influence on investment decisions among the younger generation. In contrast, financial literacy does not show a significant effect in this context. These results suggest that ease of access, interactive features, and the prevailing digital lifestyle encourage greater investment participation, even when financial understanding is limited. Accordingly, fintech service providers are expected to balance transactional convenience with enhanced financial education, while educational institutions should strengthen financial literacy through more practical approaches to support more rational and sustainable investment decision-making among the younger generation. Keywords: Fintech; Financial Literacy; Lifestyle; Investment Decisions; Younger Generation
The adoption of Virtual Reality in small to medium tourism enterprises: An application of the Theory of Planned Behaviour Munyaradzi Mutsikiwa; Martha Amos
Journal of Management Small and Medium Enterprises (SMEs) Vol 19 No 3 (2026): JOURNAL OF MANAGEMENT Small and Medium Enterprises (SME's)
Publisher : Universitas Nusa Cendana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35508/jom.v19i3.28560

Abstract

Virtual reality (VR) is increasingly transforming tourism experiences and destination engagement. However, existing research has predominantly examined its adoption through the Technology Acceptance Model, leaving the explanatory potential of the Theory of Planned Behavior (TPB) comparatively underexplored. This study examines the applicability of TPB in explaining tourists’ behavioral intentions and actual behavior toward VR adoption in tourism. Using a quantitative survey design, data were collected from 280 tourists through online and offline questionnaires using convenience sampling. The hypothesized relationships were assessed using Partial Least Squares Structural Equation Modeling (PLS-SEM) with SmartPLS 4. The findings demonstrate that attitude, subjective norms, and perceived behavioral control significantly influence behavioral intention and actual behavior. Furthermore, behavioral intention significantly mediates the relationship between perceived behavioral control and actual behavior. However, behavioral intention does not significantly mediate the relationships between attitude and actual behavior or between subjective norms and actual behavior. These findings extend the application of TPB to tourism technology adoption by demonstrating that tourists’ evaluations, social influences, and perceived control are relevant to VR-related behavioral outcomes, although their effects operate through different mechanisms. The study also provides practical implications for small and medium-sized tourism enterprises, particularly in developing-country contexts, by emphasizing the importance of fostering favorable attitudes, leveraging relevant social influences, and reducing resource and accessibility barriers to encourage VR adoption. Overall, the findings reinforce the relevance of TPB as a complementary theoretical framework for understanding emerging technology adoption in tourism beyond conventional technology acceptance perspectives. Keywords: Virtual Reality; Theory of Planned Behaviour; Attitude; Subjective Norms; Perceived Behavioural Control; Behaviour
Influencer characteristics, meaning transfer, consumer attitudes, and furniture purchase intention Patience Nyawasha; Lamin Saidyjeng
Journal of Management Small and Medium Enterprises (SMEs) Vol 19 No 3 (2026): JOURNAL OF MANAGEMENT Small and Medium Enterprises (SME's)
Publisher : Universitas Nusa Cendana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35508/jom.v19i3.29384

Abstract

This study aims to determine the impact of influencer characteristics (attractiveness, expertise, trustworthiness, information quality, creativity, design quality) and meaning transfer on consumer attitudes and purchase intentions in the furniture industry of Harare, Zimbabwe. A quantitative research design was employed, collecting data from 230 social media users in Harare, Zimbabwe, through structured questionnaires. The data were analyzed using Partial Least Squares Structural Equation Modelling (PLS-SEM) with SmartPLS software. Attractiveness, expertise, information quality, creativity, and meaning transfer had significant positive effects on consumer attitudes, while trustworthiness and design quality did not. Attitude, subjective norms, and perceived behavioral control significantly influenced purchase intention, with attitude demonstrating the strongest predictive power.The findings provide furniture marketers with evidence-based strategies to leverage social media influencers, enhancing consumer engagement and purchase intentions. If implemented effectively, these strategies could potentially support growth in Zimbabwe's furniture sector, create opportunities for local influencers, and contribute to digital economic development in emerging markets though these broader outcomes were not measured in this study.This study extends influencer marketing literature by integrating source credibility theory, meaning transfer theory, and the theory of planned behavior into a single framework, applied uniquely to the high-involvement furniture industry in a developing African economy. Keywords: Influencer Marketing; Meaning Transfer; Furniture Industry; Zimbabwe
Supply chain resilience under uncertainty: Sensitivity and disruption analysis of a MILP-optimized procurement portfolio in an export processing zone manufacturer Sarah Laurence Vololoniaina; Jonathan Nahum Marpaung
Journal of Management Small and Medium Enterprises (SMEs) Vol 19 No 3 (2026): JOURNAL OF MANAGEMENT Small and Medium Enterprises (SME's)
Publisher : Universitas Nusa Cendana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35508/jom.v19i3.29418

Abstract

Optimization studies often report cost savings under deterministic conditions, leaving their robustness to real-world uncertainty insufficiently explored. This study evaluates the robustness of a previously developed Mixed-Integer Linear Programming (MILP) procurement model for Company XYZ, a protective apparel manufacturer operating in Madagascar’s Export Processing Zone. The model is stress-tested under three scenarios: adverse supplier cost shifts, demand fluctuations of ±15%, and the loss of the lowest-cost supplier in each material category. Across five material categories, the optimal supplier allocation remains robust to moderate cost and demand shocks. However, supplier disruptions reveal substantial differences in resilience across materials. Thread and fabric retain most of their cost savings, whereas zippers, buckles, and Velcro lose most or all of their cost advantage when their lowest-cost supplier becomes unavailable. These findings demonstrate that supplier-diversification constraints can limit exposure to supplier-related risks but are insufficient to ensure procurement resilience. The study also identifies material categories where backup-supplier qualification should be prioritized to strengthen supply chain resilience while preserving procurement cost advantages. Keywords: Supply Chain Resilience; Sensitivity Analysis; Supplier Disruption; Procurement Optimization; Mixed-Integer Linear Programming
Drivers and barriers of green practices adoption: A survey of small and medium-sized manufacturing enterprises in an emerging economy Oladoye Muritala Oyetola; Badiru Nafiu Isola; Oyedepo Oluwafemi Hezekiah
Journal of Management Small and Medium Enterprises (SMEs) Vol 19 No 3 (2026): JOURNAL OF MANAGEMENT Small and Medium Enterprises (SME's)
Publisher : Universitas Nusa Cendana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35508/jom.v19i3.29424

Abstract

This study examines the key drivers and barriers influencing GP adoption among SMMEs in Southwestern Nigeria. A quantitative survey design was employed using a structured questionnaire administered to 320 SMMEs across Lagos, Ogun, Oyo, and Osun States. Respondents were selected through a combination of convenience and purposive sampling, and the data were analyzed using the Relative Importance Index (RII) to rank the identified drivers and barriers. The findings indicate that government regulations, financial incentives, supportive organizational policies, resource commitment, and competitive pressures are the most influential drivers of GP adoption. In contrast, limited awareness of the benefits of green practices, high implementation costs, inadequate government financial incentives, insufficient regulatory guidance, and limited flexibility in transitioning to green systems constitute the most prominent barriers. These findings demonstrate that green-practice adoption among SMMEs is shaped by the interaction of institutional support, financial capacity, organizational readiness, and competitive pressures. The study contributes to the sustainable manufacturing literature by providing empirical evidence from a developing-country context and identifying the relative importance of the factors that facilitate or constrain green-practice adoption. The findings also offer practical implications for policymakers and industry stakeholders by highlighting the need for coordinated regulatory support, accessible financial incentives, clear implementation guidance, and targeted capacity-building initiatives to accelerate sustainable manufacturing among SMMEs. Keywords: Small and Medium-sized Manufacturing Enterprises; Drivers; Barriers; Green Practices; Adoption
Beyond #KaburAjaDulu : Unveiling career adaptability in the real stories of Indonesian migrant workers Sildi Mega Puspa; Soviyan Munawar; Imas Purnamasari
Journal of Management Small and Medium Enterprises (SMEs) Vol 19 No 3 (2026): JOURNAL OF MANAGEMENT Small and Medium Enterprises (SME's)
Publisher : Universitas Nusa Cendana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35508/jom.v19i3.30031

Abstract

This study aims to describe the meaning of the career adaptability experience of Indonesian Migrant Workers (PMI) abroad and to identify the experiences and strategies that can serve as lessons for the younger generation considering overseas employment amid the #KaburAjaDulu phenomenon. A qualitative phenomenological approach was used, involving five PMI working in South Korea, Japan, Germany, Australia, and the United States, selected through purposive sampling. Data were collected through semi-structured interviews, documentation, and literature review, and analyzed using the interactive model of Miles, Huberman, and Saldaña. The findings show that career adaptability is influenced by the ability to adjust to job demands, environmental support, prior experiences, and coping strategies. This study concludes that working abroad for a better economic life requires psychosocial readiness, language proficiency, cultural understanding, and careful planning. Keywords: Career Adaptability; Indonesian Migrant Workers; #KaburAjaDulu

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