cover
Contact Name
Malkan
Contact Email
malkanmannan@gmail.com
Phone
+6285244035231
Journal Mail Official
abdul_jaliil@iainpalu.ac.id
Editorial Address
Jl. Diponegoro No. 23 Palu
Location
Kota palu,
Sulawesi tengah
INDONESIA
Jurnal Ilmu Perbankan dan Keuangan Syariah
ISSN : -     EISSN : 26866625     DOI : https://doi.org/10.24239/jipsya.v2i1.20.1-23
Core Subject : Economy,
Jurnal Ilmu Perbankan dan Keuangan Syariah diterbitkan oleh Program Studi Perbankan Syariah, Fakultas Ekonomi dan Bisnis IAIN Palu.
Articles 6 Documents
Search results for , issue "Vol. 5 No. 2 (2023)" : 6 Documents clear
Achieving Marketing Lending Targets in the Perspective of Islamic Business Economics (A Study of BMT Assyafi'iyah Berkah Nasional Pekalongan) Alimuddin, Agus; Imanda Putra, Alfiansyah; Alfiani Saputri, Ari; Kurniawati, Devy; Damayanti, Novita
Jurnal Ilmu Perbankan dan Keuangan Syariah Vol. 5 No. 2 (2023)
Publisher : Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam UIN Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/jipsya.v5i2.193.101-117

Abstract

Currently, competition among financial institutions is becoming stronger in completing business activities; each financial company is doing everything they can to maintain their business presence in the eyes of the public by attracting buyers' attention and striving as much as possible. It is hoped that they can further develop administration to buyers. In this condition, the showcase area has a good relationship with human resources that become agents of promotional activities. Advertising in completing work in sharia financial institutions will determine the focus of achievements that must be made. The purpose of this research is to find out the achievement of marketing lending targets from the perspective of Islamic business economics present at BMT Assyafi’yah Berkah Nasional Pekalongan. This type of research is a field study that uses a subjective inquiry strategy. The type of research is qualitative descriptive research. The means of information investigation are information search, information disclosure, and objectives and confirmation. The final results of this research show that the behavior of workers in achieving advertising focus at BMT Assyafi'iyah Berkah Nasional Pekalongan has been implemented and is in accordance with the 4P methodology, namely: product technique, cost procedure, place system, and progress system. Meanwhile, representative behavior in achieving display targets is in accordance with Islamic business ethics which consists of 5 standards, namely obligation, fairness, unity, unlimited choice, and balance
The Analysis of The Green Banking Implementation Model on Banking Performance at Bank Syariah Indonesia: Analisis Model Implementasi Green banking Terhadap Kinerja Perbankan Pada Bank Syariah Indonesia KCP Banjarnegara Enjen, Enjen Zaenal Mutaqin
Jurnal Ilmu Perbankan dan Keuangan Syariah Vol. 5 No. 2 (2023)
Publisher : Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam UIN Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/jipsya.v5i2.214.145-165

Abstract

This study aims to examine the implementation of green banking practices at Bank Syariah Indonesia, KCP Banjarnegara, and their impact on banking performance. This study uses a descriptive qualitative approach with a field research method through direct observation and interviews with the Branch Manager, Operational Staff, teller, and microstaff of Bank Syariah Indonesia, KCP Banjarnegara. Indicators of green banking activities used in this study include green Product, green Operation, green customer, and green Policy. The results of this study indicate that Bank Syariah Indonesia KCP Banjarnegara implements green banking practices based on research indicators, such as Green Product, Green Operation, Green customer, and green policy. Bank Syariah Indonesia, KCP Banjarnegara, has implemented all indicators well. This has a positive impact on the image and reputation of Bank Syariah Indonesia, KCP Banjarnegara, as a bank that cares about the environment and social responsibility. In addition, the existence of Operational Efficiency in banking has helped Bank Syariah Indonesia KCP Banjarnegara increase efficiency and reduce costs. The use of technology also speeds up the transaction process and services for customers and increases customer satisfactio.
Panel Modelling to Analyze Financial Performance : Evidence on Islamic Commercial Bank in Indonesia: Pemodelan Panel untuk Menganalisis Kinerja Keuangan: Bukti pada Bank Umum Syariah di Indonesia M Aji; Fuad Hasyim; Nida Kusuma Hameida
Jurnal Ilmu Perbankan dan Keuangan Syariah Vol. 5 No. 2 (2023)
Publisher : Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam UIN Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/jipsya.v5i2.215.130-144

Abstract

Financial performance is a vital instrument in profit-making in the banking sector, therefore maintaining optimal is a must for banks to get maximum profit. This study aims to analyze the influence of financial performance instruments with CAR, NPF, OCR, and DER proxies on return on assets (ROA) in Islamic Commercial Banks (BUS). This research was conducted on Islamic Commercial Banks for 2016-2020. The sampling method used was purposive sampling method with a total samples 12 of Islamic Commercial Banks. The data used secondary data in the form of financial resports that published by Otoritas Jasa Keuangan (OJK) through the website www.ojk.go.id. The analytical method used multiple linear regressions of panel data with a Fixed Effect Model (FEM) selection using EVIEWS 10 statistic tool. The results show that the CAR, NPF, OCR, and DER variables have an effect on ROA.
Dampak Struktur Kepemilikan terhadap Nilai Perusahaan dalam Industri Property dan Real Estate di Bursa Efek Indonesia Herna Deswarti; Muhammad Akbar; Herdian, Freddy
Jurnal Ilmu Perbankan dan Keuangan Syariah Vol. 5 No. 2 (2023)
Publisher : Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam UIN Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/jipsya.v5i2.218.118-129

Abstract

Penelitian ini bertujuan untuk mengetahui Pengaruh Struktur Kepemilikan terhadap Nilai Perusahaan pada Industri Property and Real Estate Di Bursa Efek Indonesia. Penelitian ini adalah penelitian kuantitatif menggunakan analisis regresi data panel. Penelitian ini mengambil objek pada perusahaan property and real estate yang terdaftar di bursa efek Indonesia tahun 2010-2019. Penelitian ini dapat digolongkan sebagai jenis penelitian yang bersifat kausalitas, dimana terdapat hubungan antara dua variabel atau lebih. Teknik pengumpulan data yang digunakan adalah ekstraksi database yaitu pengambilan sampel yang dilakukan secara langsung. Ekstraksi database dilakukan dengan mempelajari catatan atau informasi keuangan yang diperlukan dalam menguji hipotesis dan melakukan analisis. Hasil penelitian menunjukkan bahwa struktur kepemilikan yang terdiri dari kepemilikan manajerial, kepemilikan institusional dan kepemilikan asing secara bersama-sama berpengaruh signifikan terhadap nilai perusahaan. Kepemilikan manajerial secara parsial tidak berpengaruh terhadap nilai perusahaan. Kepemilikan institusional secara parsial berpengaruh negatif signifikan terhadap nilai perusahaan. Kepemilikan asing secara parsial tidak berpengaruh terhadap nilai perusahaan.
The Influence of Interpersonal Skills, Locus of Control and Organizational Culture on Employee Performance at Indonesian Sharia Bank in Palu City : English Dede Arseyani pratamasyari; Abdurrahman Mansyur
Jurnal Ilmu Perbankan dan Keuangan Syariah Vol. 5 No. 2 (2023)
Publisher : Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam UIN Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/jipsya.v5i2.221.185-205

Abstract

This research aims to test and analyze the influence of interpersonal skills, locus of control and organizational culture simultaneously or partially on Palu employee performance and Islamic work ethics as a moderating variable that moderates the variables of interpersonal skills, locus of control and organizational culture on employee performance at Sharia Bank Indonesia City. This research uses a survey method and the data collection process is carried out by distributing questionnaires to employees of Bank Syariah Indonesia in Palu City. The total population is 181 employees. Sampling used the Slovin method and 65 samples were obtained. The data alysis technique uses multiple linear regression and Moderated Regression Analysis (MRA).The research results show that (1) interpersonal skills, locus of control and organizational culture simultaneously have a positive and significant effect on employee performance. (2) interpersonal skills partially have no effect on employee performance. (3) partial locus of control has no effect on employee performance. (4) organizational culture partially has a positive and significant effect on employee performance. (5) Islamic work ethics does not moderate the influence of interpersonal skills, locus of control and organizational culture on employee performance. (6) there is no difference in performance between male and female employees at Bank Syariah Indonesia in Palu City. Implkication in researh to improve employee performance and work ethics so that the existence of Bank Syariah Indonesia is truly successful. can truly represent Islamic values in its services to customers/potential customers.
Preferensi Mahasiswa Generasi Z di Kota Palu: Meningkatkan Literasi Digital melalui QRIS M Banking Rifaldi, Rifaldi; Farid, Erwan Sastrawan; Auriza, Mohammad Zeylo
Jurnal Ilmu Perbankan dan Keuangan Syariah Vol. 5 No. 2 (2023)
Publisher : Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam UIN Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/jipsya.v5i2.222.166-184

Abstract

Penelitian ini bertujuan untuk menganalisis preferensi mahasiswa Generasi Z di Kota Palu terkait penggunaan QRIS M Banking dalam meningkatkan literasi digital. Metode penelitian yang digunakan adalah kuantitatif dengan sampel sebanyak 100 orang mahasiswa Generasi Z di Kota Palu. Data yang diperoleh dan dianalisis menggunakan regresi linier berganda dengan bantuan perangkat lunak SPSS. Hasil penelitian menunjukkan bahwa persepsi kemudahan, persepsi manfaat, persepsi kepercayaan, dan persepsi risiko memiliki pengaruh positif dan signifikan terhadap preferensi mahasiswa Generasi Z dalam menggunakan QRIS M Banking. Temuan ini menunjukkan bahwa kemudahan penggunaan, manfaat yang dirasakan, kepercayaan terhadap layanan, dan pengelolaan risiko yang baik memengaruhi keputusan mahasiswa Generasi Z dalam memilih QRIS M Banking sebagai alat pembayaran digital. Penelitian ini memberikan pemahaman yang lebih baik tentang faktor-faktor yang mempengaruhi preferensi mahasiswa Generasi Z terkait penggunaan QRIS M Banking, sehingga dapat meningkatkan literasi digital di kalangan mahasiswa

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