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Contact Name
Husnurrosyidah
Contact Email
kanjenxratu@gmail.com
Phone
+62291 432677
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iqtishadia@iainkudus.ac.id
Editorial Address
Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus Alamat: Jl. Conge Ngembalrejo PO BOX 51
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Kab. kudus,
Jawa tengah
INDONESIA
Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam
Core Subject : Economy,
IQTISHADIA, particularly focuses on the main problems in the development of the sciences of Islamic Economics and Business areas. It covers: Islamic Management Islamic Banking Islamic Microfinance Islamic Marketing Islamic Human Resources Islamic Finance Zakah ,Waqf and Poverty Alleviation Islamic Public Finance Islamic Monetary Islamic Economic Development Maqasid al-Sharia Institutional Economics Behavioural Economics and Finance Corporate Governance Risk Management Islamic law and Shariah issues in economics and Finance Securitization and Sukuk Islamic Capital Markets Insurance and Takaful Corporate Social Responsibility in Islam Other topics which related to this area.
Articles 215 Documents
Is CSR Assistance Effective for Islamic Based Community Development in Indonesia? Hadi, Nor; Baihaqi, Jadzil
IQTISHADIA Vol 13, No 2 (2020): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v13i2.7911

Abstract

This article strives to examine which CSR assistance factors are effective in helping to alleviate the burdens of a community who lives near a cement site. The CSR factors are developed from underlying intens of Islamic law (maqasid al-sharia). The CSR activities which are done by the company towards the community residing near the site are in the form of community development and partnerships. This study was conducted in a community residing around a mine. Primary data were utilized. The data were retrieved with a survey technique, and 97 respondents were retrieved. Meanwhile, the data were analyzed by using a factor analysis. The analysis results depict that there are 6 kinds of education assistance in the CSR programs, where assistance in establishing free schools is not effective enough because it is used for employees’ children, while they comprise a very small portion of the community. There are 20 CSR health programs for the community, while the only one that is not very effective is the HIV prevention program, because the company does not implement an HIV prevention program for the community. There are 12 CSR programs for the environment, in which all of the programs are considered to be effective for the community. There are 6 CSR socio-religious programs, while only 2 of them are considered as not being effective, which are the holiday and animal sacrifice assistance. There are 4 CSR programs for public infrastructure, in which all of the programs are effective to alleviate the community’s burdens. There are 2 CSR programs for national holidays, in which all of the programs are effective for the community. There are 5 socio-cultural CSR programs, in which 2 of the CSR programs are considered to not be effective, which are the arts and culture mentoring as well as arts and culture festival assistance. There are 7 CSR programs for youth and sports activities, which are all considered effective for the community. There are 4 other CSR programs for social assistance, in which 2 of the programs are viewed as being ineffective, which are the retirement home and death assistance. There are 4 CSR programs for rotating fund assistance for SMEs, which are all deemed effective for the community. There are 3 CSR programs for managerial assistance for SMEs, in which 1 program is thought to be ineffective, which is the record keeping and accounting training program. There are 3 CSR programs for marketing assistance for SMEs, which are all considered effective for SMEs.
ANALISIS PERILAKU KESEIMBANGAN NILAI TUKAR RIIL DI INDONESIA Salman Munthe; Hamdi *
IQTISHADIA Vol 8, No 1 (2015): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v8i1.1081

Abstract

Tujuan artikel ini adalah untuk membuktikan keterkaitan antara variabel ekonomi fundamental dalam kedua sektor moneter dan nyata, dan Behaviour Equilibrium Exchange Rate (BEER) di Indonesia. Sumber data yang digunakan adalah data sekunder (time series) yang bersifat makro dihimpun dari lembaga terkait dengan metode estimasi bulanan dari Januari 2009 sampai Januari 2013. Jumlah sampel yang diestimasi sebanyak 60 data dan model analisis digunakan adalah model BEER. Hasil studi ini menunjukkan bahwa Behaviour Equilibrium Exchange Rate (BEER) dipengaruhi oleh variabel sektor riil (term of trade, produktivitas, dan risiko) dengan nilai sangat tidak signifikan di level 1,17%, variabel sektor moneter (NFA), dan perbedaan antara suku bunga dalam dan luar negeri yang sangat berpengaruh secara signifikan terhadap BEER di level 90,19%.Kata Kunci: Ekonomi, Fundamental, Riil, Moneter ANALYSIS OF REAL EXCHANGE RATE EQUILIBRIUM IN INDONESIA  The purpose of this research is to verify the linkages between the fundamental economic variables in both real and monetary sectors, and the Behaviour Equilibrium Exchange Rate (BEER) in Indonesia. The data analysis used is the secondary data (time series), and the estimated data usage is the monthly data about the real exchange starting from January 2009 until January 2013. Samples 60 units, and the model of analysis used is the BEER model. The result of this study indicated that the Behaviour Equilibrium Exchange Rate (BEER) is influenced by the real sector variables (the terms of trade, productivity, and risk) with the very unsignificant value at the level of 1,17%, and the monetary sector variables (net foreign assets (NFA), and the difference between domestic and foreign interest rates) which very significantly influenced the BEER at the level of 90,19%.Keywords: Fundamental, Economy, Real, Monetary
The Mudharabah Savings Demand among the Member of Islamic Financial Service Cooperatives in Bogor Aisyah, Muniaty; Umiyati, U.
IQTISHADIA Vol 11, No 2 (2018): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v11i2.3179

Abstract

The Islamic Financial Service Cooperative or Baitul Maal wa Tamwil (BMT) is potential to become an effective economic driving forcefor micro and small businesses in Indonesia due to its ability to raise public funds. Nevertheless, BMT experiences many obstacles, one of which in marketing. It needs a better understanding of its member behavior that could predict the demand of its products and services. This research aimed to examine the members’ demand on Mudharabah savings of BMT in Bogor, by using the multiple linear regression analysis. The finding shows that the service quality does not influence the members’ decision to use Mudharabah savings because the services provided by BMT are below of members’ expectation, thus, they need to enhance their service quality. This research sheds the light on some strategies in order to improve service quality of BMT in Indonesia.
ANALISIS STRUKTUR MODAL PERUSAHAAN YANG TERDAFTAR DI JAKARTA ISLAMIC INDEX ( JII) TAHUN 2009-2013 Syamsiyah Syamsiyah
IQTISHADIA Vol 7, No 1 (2014): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v7i1.1104

Abstract

Tujuan penelitian  ini adalah  untuk menguji   secara empiris pengaruh pertumbuhan  aktiva pada struktur modal; pengaruh Likuiditas pada Struktur Modal;  pengaruh Profitabilitas pada Struktur Modal; pengaruh Pertumbuhan Aktiva, Likuiditas  dan Profitabilitas secara simultan pada Struktur  Modal. Penelitian ini menggunakan pendekatan penelitian kuantitatif. Populasi dalam penelitian ini adalah seluruh perusahaan yang terdaftar di Jakarta Islamic Index tahun 2009-2013. Data yang digunakan  dalam penelitian ini adalah data sekunder, yaitu berupa catatan atau laporan historis  yang  dipublikasikan, yaitu laporan  keuangan perusahaan yang terdaftar di Jakarta Islamic Index dalam periode tahun 2009 sampai tahun 2013. Hasil penelitian menunjukkan bahwa Pertumbuhan aktiva berpengaruh positif tidak signifikan terhadap struktur modal pada perusahaan yang terdaftar di JII. Likiuiditas  berpengaruh negatif secara signifikan terhadap struktur modal  pada perusahaan  yang  terdaftar  di JII.  Profitabilitas berpengaruh positif secara signifikan terhadap  struktur modal pada perusahaan yang terdaftar di JII. Secara Simultan atau bersama-sama pertumbuhan aktiva dan profitabilitas berpengaruh positif terhadap strukur modal. Sedangkan likuiditas berpengaruh negatif terhadap struktur modal.Kata Kunci: Aktiva, Likuiditas, Profitabilitas, ModalANALYSIS OF  CAPITAL STRUCTURE OF  COMPANY LISTED IN JAKARTA ISLAMIC INDEX IN 2009-2013. The goal of this  article is empirical  test of effect of active, liquidity, profitability   towards capital   structure.  This   research applies quantitative  approach. Population of this research is all company listed  in Jakarta  Islamic  Index 2009-2013. Data used  are secondary data listed in Jakarta Islamic Index. Result shows that growth of active has positive insignificant  effect towards  capital structure. Liquidity  has negative significant effect towards capital structure and profitability has positive  significant  effect towards capital structure. Together, the growth of activa and provitability has positive  effect  toward capital structure while liquidity  has negative effect towards capital structure.Keywords:  Active, Liquidity, Profitability, Capital.
Islamic Financial Literacy, Promotion, and Brand Image Towards Saving Intention in Sharia Bank Rozikin, Achmad Zainul; Sholekhah, Irmadatus
IQTISHADIA Vol 13, No 1 (2020): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v13i1.6489

Abstract

This paper aims to empirically examine the relationship between Islamic financial literacy, promotion, and brand image and the intention of saving in Islamic banks. The data in the study were taken from 125 respondents. Respondents in this study were customers of Islamic banks, conventional banks, and were not yet customers of the two banks. This study uses quantitative research methods and analyzes the data using multiple regression models with SPSS 21 application. The results indicate that Islamic financial literacy, promotion, and brand image affect the intention to save in Islamic banks.
TRANSAKSI DALAM TEORI EXCHANGE BEHAVIORISM GEORGE CASPAR HOMANS (PERSPEKTIF EKONOMI SYARIAH) Muhammad Eka Machmud
IQTISHADIA Vol 8, No 2 (2015): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v8i2.959

Abstract

Artikel ini membahas tentang teori pertukaran yang disampaikan oleh George C. Homans. Dalam teorinya, Homans menekankan pada biaya dan imbalan karena manusia dalam berinteraksi selalu memperhitungkan apa yang diberikan dan apa yang didapat. Inti teori pertukaran yang disampaikan oleh Homes terletak pada proposisi-proposisi tentang dua pihak yang terlibat dalam interaksi. Masing-masing proposisi menjelaskan tentang pertukaran sosial yang terjadi dalam proses interaksi. Dengan menggunakan meotde deskriptif analisis, artikel ini juga melihat relasi antara teori Homes dengan konsep cost and reward dalam sistem ekonomi Islam khususnya pada transaksi murabahah.     Keywords: Teori Pertukaran, biaya dan imbalan, Ekonomi Islam TRANSACTION AND GEORGE C HOMANS’ THEORY OF EXCHANGE BEHAVIORISM (ISLAMIC ECONOMIC PERSPECTIVE) AbstractThis article analyzes theory of exchange behaviorism by George C. Homans from Islamic economic perspective. Homans in Exchange Behaviorism concerns about cost and reward because in interaction people mostly concern about cost and reward obtained. The core of Homans exchange behaviorism theory lies in the collection of the propositions regarding two individuals or more who interact each other. Each of which the proposition provides an explanation of the form of social exchange that happens. Using descriptive analytic, this article tries to seek Homans’ theory and its relation with the concept of cost and reward in Islamic economy perspective especially in murabahah system.Keywords: Exchange Behaviorism, Cost and Reward, Islamic economy
The Role of Network Quality as Moderating Variable on the Performance Enhancement of Islamic Microfinance Institutions (Cases of Baitul Mal Wat Tamwil) Mutaqin, Muhamad; bin Mislan Cokrohadisumarto, Widiyanto
IQTISHADIA Vol 11, No 2 (2018): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v11i2.3198

Abstract

Islamic microfinance institutions (IMFI) -such as Baitul Mal Wat Tamwil (BMT)– have an important role in the development of micro-enterprises in Indonesia. Therefore, performance improvement BMT institutions should be carried out continuously in order to enhance its role in contributing to the development of the national economy, namely through the development of micro enterprises. The purpose of this study is to develop animprovement model the performance of BMT by involving the variables of human capital, Islamic business ethics, and moderation variable of network quality. Results of the study showed that the human capital and Islamic business ethics have a significant effect on the performance of BMT, and the network quality is able to strengthen the effect of human capital and Islamic business ethics in improving the performance of BMT. This result indicates that the network quality as moderation variable has an important role in improving the performance of BMT.
GUSJIGANG; KARAKTER KEMANDIRIAN MASYARAKAT KUDUS MENGHADAPI INDUSTRIALISASI M. Ihsan
IQTISHADIA Vol 10, No 2 (2017): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v10i2.2862

Abstract

Data antropologi, demografi dan perilaku ekonomi masyarakat kudus menunjukkan bahwa masyarakat Kudus adalah komunitas yang bercirikan sosial santri-muslim yang bertumpu pada bidang usaha industripengolahan (62,72 %) dan perdagangan (24,12 %). Perilaku tersebut dibangun di atas fondasi tradisilokal Gusjigang. Hubungan antara basis tradisi(local value) dan potensi masyarakatnya (local asset)dengan pelaksanaan industrialisasi seringkali dengandifferensiasi structural yang patut dicermati secaraserius, terutama ketika hal tersebut berada dalamcengkeraman globalisasi. Intensitas dan cakupan globalisasi ternyata menyentuh hampir seluruh sendi kehidupan. Tidak hanya bidang ekonomi,bisnis, budaya, politik, ideologi, melainkan juga telahmenjamah ke tataran systems, processes, actors, dan events. Tulisan ini menyajikan data bahwa tradisiGusjigang mampu dipertahankan dengan baik,sehingga industrialiasasi di Kabupaten Kudus bisadijadikan model yang relevan sesuai dengan potensidan karakter masyarakatnya. Selain itu gusjigangsebagai nilai-nilai kearifan lokal dapat dijadikan sebuahpijakan untuk pengembangan sebuah pembelajaranyang lebih berkarakter. Kebermaknaan pembelajarandengan lingkup kearifan lokal akan menampilkansebuah dimensi pembelajaran yang selain memacukeilmuan seseorang, juga sekaligus bisa mendinamisasikeilmuan tersebut menjadi kontekstual dan ramahbudaya daerah.
ANALISIS KEPUASAN MAHASISWA STAIN KUDUS DALAM PERSPEKTIF ISLAM Martini, Tina
IQTISHADIA Vol 9, No 1 (2016): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v9i1.950

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh kualitas pelayanan khususnya berdasar dimensi kualitas jasa yaitu terdiri dari variabel-variabel: tangible (nyata), reliability (keterandalan), responsiveness (cepat tanggap), assurance (jaminan), empathy (empati) terhadap tingkat kepuasan mahasiswa STAIN Kudusbaik secara parsial maupun berganda.Sampel yang digunakan dalam penelitian ini adalah 70 responden dengan metode probability sampling dengan caracluster random sampling.Metode analisis yang digunakan adalah metode regresi liniear berganda. Hasil dari penelitian menunjukkan:   Pertama, ada pengaruh yang signifikan antara variabel tangible (nyata), reliability (keterandalan), responsiveness (cepat tanggap) danassurance (jaminan), terhadap kepuasan mahasiswa secara parsial. Kedua: ada pengaruh yang signifikan secara bersama-sama kelima variabel independen tersebut terhadap kepuasan mahasiswa pada STAIN Kudus. Kata Kunci : Kepuasan Mahasiswa, Kualitas Pelayanan, STAINKudus ANALYSIS OF KUDUS ISLAMIC COLLEGE’S STUDENT SATISFACTION IN ISLAMIC PERSPECTIVE AbstractThis article is meant to analyze the influence of service quality variables; tangible, reliability, responsiveness, assurance and empathy toward students satisfaction. Samples of this study are 70 students of Kudus State Islamic College taken by probability sampling method and cluster random sampling method. The data are analyzed using multiple linear regressions. Result of this study shows that variable of tangible, reliability, responsiveness, and assurance partially have significant effect toward student satisfactions. Secondly, together, those five variables have significant effects toward student satisfaction. Keywords: Student Satisfaction, Service Quality, Kudus State Islamic College 
Analysis on the Effect of Deposits and Financing on The Net Income (SHU) at KPN Al Ikhlas IAIN Batusangkar R. Rizal; D. David; Sri Adella Fitri; R. Ramadanis
IQTISHADIA Vol 11, No 1 (2018): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v11i1.2941

Abstract

Cooperative is an institution founded by and for the members with the purpose to prosper the members with maximum achievement of outcome. The phenomenon that happened in Sharia civil servant cooperative Al-Ikhlas in IAIN Batusangkar from year of 2015 until the closing book in 2016, shows that member deposits and financing toward members has increased. Meanwhile, the net income is decreased. This phenomenon is interesting to investigate because it seems like the increasing of deposits and financing do not influence the net income. Consequently, This research aims to analysis the effect of deposit, such as special obligatory deposit, financing deposit and financing simultaneously and partially towards net income (SHU) at sharia civil servant cooperative (KPN) Al Ikhlas IAIN Batusangkar. This is a field research with quantitative approach during the year of 2015 and 2016 as the secondary data. The Result of this research shows that partially, merely financing that has effect towards net income (SHU) with significance level accost 6% that is 0.059 on wald value in the amount of 3,561.While basic contribution, obligatory deposit, special obligatory deposit, financing deposit have no significant effect on net income (SHU). Furhtermore, the amount of basic contribution effect, obligatory deposit effect, special obligatory deposit effect, financing deposit and financing simultaneously on net income (SHU) is 57.2%, while the remaining 42.8% is influenced by other factors that not examined in this research. It is suggested to the management of this sharia cooperative to find out another halal finance to increase financing so it can increase net income such as increasing member participation by gaining the amount of deposits.