Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam
IQTISHADIA, particularly focuses on the main problems in the development of the sciences of Islamic Economics and Business areas. It covers: Islamic Management Islamic Banking Islamic Microfinance Islamic Marketing Islamic Human Resources Islamic Finance Zakah ,Waqf and Poverty Alleviation Islamic Public Finance Islamic Monetary Islamic Economic Development Maqasid al-Sharia Institutional Economics Behavioural Economics and Finance Corporate Governance Risk Management Islamic law and Shariah issues in economics and Finance Securitization and Sukuk Islamic Capital Markets Insurance and Takaful Corporate Social Responsibility in Islam Other topics which related to this area.
Articles
134 Documents
<![CDATA[Women's Economic Empowerment Through Sharia Micro-Finance Institutions In Indonesia: A Qualitative Research ]]>
<![CDATA[Zuhrinal M Nawawi]]>;
<![CDATA[Andri Soemitra]]>;
<![CDATA[Mahfuzah Dalimunthe]]>
<![CDATA[ Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Vol 15, No 2 (2022): IQTISHADIA ]]>
Publisher : <![CDATA[Ekonomi Syariah IAIN Kudus ]]>
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DOI: 10.21043/iqtishadia.v15i2.15902
<![CDATA[Women's empowerment has become an agenda that has recently been put forward and has become one of the essential agendas in sustainable development. One of the common problems women micro-enterprises face is the difficulty of accessing sources of capital. Islamic microfinance institutions are an alternative that can be utilized by women micro-enterprises in Indonesia to overcome the challenges in accessing business capital. This research uses a qualitative approach to study literature and in-depth interviews. The literature study was conducted by selecting relevant papers by accessing the Google Scholar database using the keywords “women empowerment” AND “Islamic microfinance” OR “Islamic microfinance”. The search time range is limited to the last 5 years, namely 2017 to 2022. The literature search results found 19 relevant papers. 4 sharia microfinance institutions are reported to run women's empowerment programs, namely sharia cooperatives, Baitul Mal Wat Tamwil, Zakat Management Organizations, and Micro Waqf Banks. The results of interviews with 20 lecturers of Islamic Economics strengthen the role of Islamic microfinance institutions in women's empowerment programs in Indonesia.]]>
<![CDATA[Integration of the Indonesian Islamic Stock Index: Evidence from Developed and Developing Countries ]]>
<![CDATA[Budiandru Budiandru]]>;
<![CDATA[Deni Nuryadin]]>
<![CDATA[ Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Vol 15, No 2 (2022): IQTISHADIA ]]>
Publisher : <![CDATA[Ekonomi Syariah IAIN Kudus ]]>
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DOI: 10.21043/iqtishadia.v15i2.14462
<![CDATA[Globalization is changing the world's economic and financial systems are increasingly integrated. Globalization can also trigger shocks to the Islamic stock market and reduce diversification benefits for investors. This study aims to analyze the integration of the Indonesian Islamic stock index with the Islamic stock index of developed and developing countries. Using a vector error correction model and daily data from 2012 to 2021, which reached 2088, the observations reveal that the Indonesian Islamic stock index is integrated with the Islamic stock index of developed and developing countries. The Indonesian Islamic stock index responded positively and negatively to the developed and developing Islamic stock index. Japan has the most significant contribution in influencing Indonesia's Islamic stock index. Indonesia's Islamic stock index needs to prepare various alternative strategies in dealing with shocks from developed and developing country Islamic stock indexes.]]>
<![CDATA[Determinant Factors of Surplus (Deficit) Underwriting in Sharia Life Insurance in Indonesia ]]>
<![CDATA[sa'adah tri hayatun]]>;
<![CDATA[Ai Nur Bayinah]]>;
<![CDATA[Mustafa Kamal]]>
<![CDATA[ Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Vol 15, No 1 (2022): IQTISHADIA ]]>
Publisher : <![CDATA[Ekonomi Syariah IAIN Kudus ]]>
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DOI: 10.21043/iqtishadia.v15i1.7844
<![CDATA[This study aims to investigate the determining factors of surplus (deficit) underwriting in sharia life insurance in Indonesia. The factors considered are net contribution, claims, and investment return. The study employed panel data regression, using a sample of 15 sharia life insurance companies, including 12 sharia business units and 3 full sharia companies, over the period of 2015-2018. Analysis of the data suggests that Random Effect Model (REM) is the most appropriate estimation model for this study. Results indicate that net contribution and claim variables have a significant partial effect on surplus (deficit) underwriting, while the investment return does not. The study also found that all of independent variables (net contribution, claim, and investment result) have a significant simultaneous effect on the surplus (deficit) underwriting.]]>
<![CDATA[Corporate Governance Model of Islamic Philanthropy at Islamic Hospitals in Ponorogo ]]>
<![CDATA[Luhur Prasetiyo]]>;
<![CDATA[Unun Roudlotul Jannah]]>;
<![CDATA[Nurma Fitrianna]]>
<![CDATA[ Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Vol 15, No 2 (2022): IQTISHADIA ]]>
Publisher : <![CDATA[Ekonomi Syariah IAIN Kudus ]]>
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DOI: 10.21043/iqtishadia.v15i2.17309
<![CDATA[This article aims to analyze the governance of ZISWAF in philanthropic institutions placed in hospitals. Hospitals are health facilities that are often not affordable for the underprivileged. Some cases of displaced patients because they do not have funds to get health services in hospitals often occur. Islamic philanthropy in hospitals is vital to address this issue. This research is qualitative, with the location of three hospitals in Ponorogo, namely RSU 'Aisyiyah, RSU Muhammadiyah, and RSU Muslimat. The informant of this study is the manager of Islamic philanthropy. In addition, data is also collected from recipient patients and donors. The results showed that Islamic philanthropy in the three hospitals was carried out by philanthropic institutions affiliated with community organizations. At 'Aisyiyah and Muhammadiyah Hospital, philanthropy is managed by the Lazismu Service Office. Meanwhile, at Muslimat Hospital, philanthropy is managed by JP-ZIS NU Care. Philanthropic governance in the three hospitals can be divided into two models: integrated Islamic philanthropy institution and external Islamic philanthropy institution.]]>
<![CDATA[Islamic Organizational Citizenship Behavior among Millennial Workers: The Role of Islamic Leadership, Workplace Spirituality, and Islamic Work Ethic In Central Java, Indonesia ]]>
<![CDATA[Wahibur Rokhman]]>
<![CDATA[ Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Vol 15, No 2 (2022): IQTISHADIA ]]>
Publisher : <![CDATA[Ekonomi Syariah IAIN Kudus ]]>
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DOI: 10.21043/iqtishadia.v15i2.19803
<![CDATA[The objective of this study examined the influence of islamic leadership and workplace spirituality on organizational citizenship behavior among the millennial generation muslim employees in Central Java, Indonesia. Furthermore, the research also examined the role of islamic work ethic on organizational citizenship behavior. The questionnaires were distributed to Muslim millennial employees in Central Java in order to conduct a survey. For this study, a sample of 500 respondents was purposefully chosen, and 435 of those responses were returned and used. The variables and items were assessed using a five-point Likert scale. The data were further analyzed with multiple regression analysis. The results indicate that there is a significant positive effect of spiritual leadership and Islamic work ethic on organizational citizenship behavior. However, the study also found workplace spirituality does not influence organizational citizenship behavior. This study provides an understanding of the work behavior of the muslim millennial generation. This study will provide good insight for the organization to understand the role of Islamic leadership, workplace spirituality, and Islamic work ethic on organizational citizenship behavior among the millennial generation muslim employees in Central Java, Indonesia.]]>
<![CDATA[The Effectiveness of Online Zakat in Community Economic Development: A Study of the Dompet Dhuafa and Rumah Zakat Websites ]]>
<![CDATA[Muhamad Mustaqim]]>;
<![CDATA[Ahmad Atabik]]>
<![CDATA[ Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Vol 15, No 2 (2022): IQTISHADIA ]]>
Publisher : <![CDATA[Ekonomi Syariah IAIN Kudus ]]>
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DOI: 10.21043/iqtishadia.v15i2.20117
<![CDATA[The existence of an online zakat institution will make it easy for the community (muzakki) to give zakat.This study aims to understand the effectiveness of online zakat management on two zakat institution websites.This study uses a descriptive qualitative approach, with content analysis method.The results of the study show that the use of the website as a medium for socialization, implementation and distribution of zakat is effective.The existence of management transparency to the public, both through the release of financial reports and activity reports, is an indicator of public trust in this zakat fundrising institution.To make it even easier, some zakat managers also provide smartphone platforms such as Android applications and the like. <w:LsdException Locked="false"]]>
<![CDATA[The Role of the National Economic Recovery Program on MSMEs’ Sustainability in the Perspective of Maqashid Sharia ]]>
<![CDATA[Muhammad Alfan Rumasukun]]>
<![CDATA[ Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Vol 16, No 1 (2023): IQTISHADIA ]]>
Publisher : <![CDATA[Ekonomi Syariah IAIN Kudus ]]>
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DOI: 10.21043/iqtishadia.v16i1.17684
<![CDATA[The purpose of this research is to identify the Implementation and Implications of Indonesian Government's National Economic Recovery (NER) Program on MSMEs in East Java Province with their harmony and relevance to Maqashid Sharia by Jasser Auda who has studied and aligned them with human activities and conditions in modern era. This study uses Policy Research with Qualitative Descriptive Approach. The data source is explored through an interview and documentation process from informants as MSMEs business people in East Java who have received assistance from the Government through the NER Program, which based on eachconfession that government assistance greatly helps the sustainability of their business in the midst of an economic crisis during the pandemic. As can be seen from the NER Program policy, positive results were obtainedfrom the implementation and implications of Government assistance through the program to MSMEs business actors in East Java Province. The program provides results that also meet the Maqashid Sharia standards stated by Jasser Auda. In addition, the policies carried out by the Government during the Pandemic were proven to be in accordance with the teachings of the Prophet Muhammad SAW and Umar bin Khattab when facing the Pandemic in their time.]]>
<![CDATA[Islamic Work Ethics in Thwarting Knowledge-Hiding Behavior among Organization Members ]]>
<![CDATA[Muhammad Rasyid Abdillah]]>;
<![CDATA[Rizqa Anita]]>;
<![CDATA[Adi Rahmat]]>;
<![CDATA[Zulhendra Zulhendra]]>;
<![CDATA[Fahmi Oemar]]>
<![CDATA[ Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Vol 16, No 2 (2023): IQTISHADIA ]]>
Publisher : <![CDATA[Ekonomi Syariah IAIN Kudus ]]>
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DOI: 10.21043/iqtishadia.v16i2.21394
<![CDATA[Knowledge-hiding (KH) behavior is of particular concern in organizational and management studies because it can reduce the flow of knowledge and information in organizations. Thus, mechanisms that can minimize this behavior need to be identified, especially from an Islamic perspective. This study seeks to explain how Islamic work ethics may decrease or thwart employees from performing KH. In particular, the current study tries to explain the dual mediation mechanism that underlies this relationship, namely organizational citizenship behavior (OCB) and organizational commitment (OC). In order to verify the hypotheses, this study collected data from employees who work at Islamic banks in Pekanbaru City, Riau, Indonesia. Partial Least Square-Structural Equation Modeling (PLS-SEM) analysis was employed to verify the hypotheses proposed in the current study. This study revealed that Islamic work ethics can potentially limit or thwart workers from successfully performing their KH. Furthermore, this study found that organizational commitment and OCB mediate the mechanisms underlying the relationship.]]>
<![CDATA[The Effect of Perceived Behavioral Control, Perceived Served Quality, Intention, and Trust on Zakat Compliance Behavior Mediated by Religiosity ]]>
<![CDATA[Takdir Takdir]]>;
<![CDATA[Muhammad Nur Alam Muhajir]]>;
<![CDATA[Erwin Erwin]]>;
<![CDATA[Muzayyanah Jabani]]>
<![CDATA[ Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Vol 16, No 2 (2023): IQTISHADIA ]]>
Publisher : <![CDATA[Ekonomi Syariah IAIN Kudus ]]>
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DOI: 10.21043/iqtishadia.v16i2.22777
<![CDATA[This study evaluates the relationship between perceived behavior control, perceived served quality, and zakat compliance behavior by using religiosity as a moderating variable and intention and trust as mediating variables. This study employs quantitative research by using a structured questionnaire from 200 Indonesian Muslim community respondents who are obligated to pay zakat al-Fitr and or zakat on wealth as a purposive sampling with specific criteria. The collected data are then analyzed using SEM-PLS. The results of the study reveal a significant effect of perceived behavior control on the intention with a significance value of less than 0.05 (0.000<0.05), and religiosity does not moderate the relationship between perceived behavior control and intention with a significance value of 0.374 (0.374>0.05). This study further shows that intention, perceived served quality, and trust have an effect on zakat compliance behavior with a significance value of less than 0.05 (0.000<0.05). Meanwhile, perceived served quality does not affect zakat compliance behavior (0.861>0.05). Furthermore, intention mediates the relationship between perceived behavior control and zakat compliance behavior (0.003<0.05), and trust mediates the relationship between perceived served quality and zakat compliance behavior with a significance value of less than 0.05 (0.000 <0.005). This study makes two distinct contributions in the areas of empirical analysis and policy implications. The results of this study contribute to the existing body of literature related to empirical evidence for the development of the Zakat compliance behavior model. In addition, it has the potential to facilitate the sustainable growth of zakat institutions.]]>
<![CDATA[Improving Sharia Financial Inclusion through Advancements in Technology and Compliance with Sharia Principles ]]>
<![CDATA[Irham Zaki]]>;
<![CDATA[Fanet Muhammad Hanifan Paham]]>;
<![CDATA[M Bastomi Fahri Zusak]]>
<![CDATA[ Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Vol 16, No 1 (2023): IQTISHADIA ]]>
Publisher : <![CDATA[Ekonomi Syariah IAIN Kudus ]]>
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DOI: 10.21043/iqtishadia.v16i1.22116
<![CDATA[This study aims to analyze the role of technology implementation and Sharia compliance in Islamic financial institutions in improving financial inclusion in Indonesia. This study employs a case study method using descriptive and explanatory techniques to investigate the relationship between the utilization of technology and compliance with Sharia principles in Peer-to-Peer Lending applied by ALAMI Sharia for contributing to the promotion of financial inclusion in Indonesia. This study focuses on analyzing Peer-to-Peer Lending ALAMI Sharia as the primary subject, specifically in relation to its impact on financial inclusion. The results of this study are then presented in a descriptive narrative manner to describe the findings in the field. Based on the four financial inclusion criteria used in this study: product penetration, product availability, product use, and product quality, it is generally understood that the implementation of advanced technology at Sharia financial institutions plays a crucial role in improving financial inclusion by providing service efficiency both in cost and time. Similarly, implementing Islamic financial principles contributes to enhancing financial inclusion in Indonesia by creating appealing financial products that comply with Sharia principles. These products are believed to ensure the high quality of financial products. This study provides empirical evidence on the prospects and the function of technology-based Islamic financial institutions, which will be very valuable for stakeholders in both practical and academic fields.]]>
