cover
Contact Name
Husnurrosyidah
Contact Email
kanjenxratu@gmail.com
Phone
+62291 432677
Journal Mail Official
iqtishadia@iainkudus.ac.id
Editorial Address
Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus Alamat: Jl. Conge Ngembalrejo PO BOX 51
Location
Kab. kudus,
Jawa tengah
INDONESIA
Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam
Core Subject : Economy,
IQTISHADIA, particularly focuses on the main problems in the development of the sciences of Islamic Economics and Business areas. It covers: Islamic Management Islamic Banking Islamic Microfinance Islamic Marketing Islamic Human Resources Islamic Finance Zakah ,Waqf and Poverty Alleviation Islamic Public Finance Islamic Monetary Islamic Economic Development Maqasid al-Sharia Institutional Economics Behavioural Economics and Finance Corporate Governance Risk Management Islamic law and Shariah issues in economics and Finance Securitization and Sukuk Islamic Capital Markets Insurance and Takaful Corporate Social Responsibility in Islam Other topics which related to this area.
Articles 215 Documents
ANALISIS PENGARUH IMPLEMENTASI CSR TERHADAP KESEJAHTERAAN SOSIAL DI BMT HARAPAN UMAT KUDUS Farida, Farida
IQTISHADIA Vol 7, No 2 (2014): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v7i2.1094

Abstract

Tujuan penelitian ini adalah untuk menganalisis dan menguji secara empiris mengenai pengaruh  corporate social responsibility goal, corporate social issue, corporate relation  program  terhadap kesejahteraan masyarakat. Penelitian ini menggunakan pendekatan  kuantitatif dan teknik  pengambilan  sampel  yang digunakan  adalah Simple  Random Sampling.  Sampel  yang diambil dalam  penelitian ini adalah sejumlah 162 orang masyarakat Kudus. Metode analisis data dengan menggunakan metode analisis regresi berganda. Dari hasil penelitian  dan analisis yang telah dilakukan dapat diketahui bahwa pertama, terdapat pengaruh yang signifikan antara Corporate Social Responsibility Goal  (X1)  terhadap kesejahteraan masyarakat. Kedua,  tidak terdapat pengaruh yang signifikan antara Corporate Social Issue (X2) terhadap kesejahteraan masyarakat  (Y). Ketiga, terdapat pengaruh  yang  signifikan  antara Corporate Relation  Program (X3) terhadap kesejahteraan masyarakat (Y).Kata Kunci: Kesejahteraan, Corporate, Social Responsibility.ANALYSIS OF  THE INFLUENCE  OF CSR IMPLEMENTATION TOWARD SOCIAL WELFARE IN BMT HARAPAN UMAT KUDUS .  The  goals  of this  article  is  analyzing and examining  the  influence of corporate  social responsibility goal, corporate  social  issue,  and corporate relation program  toward social welfare. This study uses quantitative  approach with simple random  sampling. Sample consists of 162 residents of Kudus. Data are analyzed  using multiple  regression method.  Result shows that corporate social responsibility goal and corporate relation program have  significant influence toward  social welfare while  corporate relation program has no significant influence toward social welfare.Keywords:  Welfare, Corporate, Social Responsibility.
The Implementation of Good Corporate Governance to Develop Islamic Micro Insurance In Indonesia Irman Firmansyah
IQTISHADIA Vol 12, No 2 (2019): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v12i2.5508

Abstract

This study is aimed to find the best model in order to create Good Corporate Governance (GCG) for Islamic micro insurance development. The research methodology employed in this study was Analytic Network Process (ANP) using quantitative and qualitative approaches. The informants of this consist of practitioners, academia, and researchers who have good understanding of the problem. The finding of this study shows that the priority to embody good corporate governance principle in order to develop Islamic micro insurance in Indonesia namely, responsibilities, followed by equality and fairness, independences, accountability and transparency. In addition, the priorities of strategies that can be implemented to optimize GCG implementation are training and education for human resources, followed by focus on internal control mechanism, and the third is good corporate governance implementation in each level. The finding of this study also contributed to the best model of good corporate governance model to enhance Islamic micro insurance in Indonesia.
Model Kepemimpinan Spiritual Dalam Meningkatkan Kepuasan Kerja Dan Kinerja Karyawan di BMT se-Kabupaten Pati Rahmawaty, Anita
IQTISHADIA Vol 9, No 2 (2016): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v9i2.1732

Abstract

The Attractiveness 0f Sharia Financial Institutions for MSMEs in Pontianak City, The Province of West Kalimantan, Indonesia Massardi, Restiatun; Kapriana, Angga Permadi; Apriyani, Apriyani
IQTISHADIA Vol 14, No 1 (2021): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v14i1.8639

Abstract

The development of Micro, Small and Medium Enterprises (MSMEs) requires support from financial institutions, both banking and non-banking, in providing working capital loans. This support includes ease of procedure, easy installment payments, and services. The contribution of Islamic financial institutions in the Province of West Kalimantan, Indonesia, cannot be ignored. This study aims to investigate determinants of the behavior in the selection of sharia financial institutions in Pontianak by MSMEs. The research samples were the perpetrators of MSMEs spread in six districts in Pontianak City, 20 MSMEs per district. The data in this study were the primary data obtained from a questionnaire survey. The data analysis technique used was Probit Regression Analysis. The results of this study indicate that the profit-sharing system that is considered not burdensome to customers, the simplicity of procedures that save time and cost, and the number of products offered in accordance with the customer needs significantly influence the probability of choosing Islamic financial institutions. The variable of the suitability of the operational rules of Islamic financial institutions with Islamic rules has no effect on customers’ decision in choosing a financial institution. This is an opportunity for Islamic financial institutions to develop their businesses by offering their products to non-Muslim customers.
KONSEP DAN PERAN STRATEGIS EKONOMI SYARIAH TERHADAP ISU KEMISKINAN Yuliyani, Yuliyani
IQTISHADIA Vol 8, No 1 (2015): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v8i1.1085

Abstract

Artikel ini membahas tentang konsep dan strategi ekonomi syariah dalam mengentaskan kemiskinan sebagai respon terhadap kemapanan sistem ekonomi  konvensional  yang dinilai  sebagai sistem ekonomi yang tidak mengakomodir  serta   mengabaikan    prinsip-prinsip dan nilai-nilai luhur keadilan  dan kesejahteraan  sosial daripada kesejahteraan individu. Ekonomi syariah hadir membawa harapan baru di tengah semakin  berkurangnya  percayaan terhadap sistem ekonomi konvensional yang dinilai telah gagal dalam menciptakan kemakmuran, melainkan semakin bertambahnya angka kemiskinan yang disebabkan inflasi. Penelitian kepustakaan  (library research) ini bertujuan untuk mengkaji konsep ekonomi syariah, sistem, prinsip dan perannya dalam  mengentas isu kemiskinan, dengan menggunakan metode  deskriptif-analitis,    pendekatan normatif-ekonomi    dan sosiologi. Hasil penelitian menunjukkan bahwa rekam jejak ekonomi syariah dinilai terbukti telah mampu melewati krisis ekonomi global dan berperan strategis dalam upaya pengentasan kemiskinan.Kata Kunci: Ekonomi, Kemiskinan, KeadilanCONCEPT AND STRATEGIC ROLE OF ISLAMIC ECONOMY TO  OVERCOME POVERTY This  article  discusses  concept and strategy  of Islamic  economy  to overcome  poverty as response  to conventional economic system which failed to accommodate principles of justice and social welfare. Islamic economy brings new hope amid increasingly dwindling  distrust  of conventional   economic  system which was considered to have failed in creating prosperity but rather increasing poverty and causing inflation. This library research aims to examine the sharia economy concept, system, the principles and its role in poverty issues, using descriptive and analytic method, normative, economic and sociologic approach. The results of the study showed that the sharia economic has proven capable of passing through the global economic crisis and strategic role in poverty alleviation efforts.Key Words: Economy, Poverty, Justice
The Relationship between Religiosity, Self-Interest, and Impulse Buying: an Islamic Perspective Arif Hoetoro; Muhammad Said Hannaf
IQTISHADIA Vol 12, No 1 (2019): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v12i1.4501

Abstract

The expansion of e-commerce dramatically changes the spending patterns which are found a significant number of impulse buying. Practical method and easy way to buy specific goods from e-commerce might be an important factor why customers spent their money more impulsively. Researches on this phenomenon showed that psychological values emerged from religiusity condition and self-interest encouragement play as self-regulation for controlling impulsive buying behavior. Viewed from Islamic economic perspective, this study seeks to configurate self-interest (al-nafs) into three levels namely al-nafs al-ammarah, al-nafs al-lawwamah, and al-nafs al-muthmainnah when al-nafs involved in online impulse buying. The first two layers of al-nafs refer to the level of self-interest which are material oriented, whereas the last one represents the highest level of self-interest which is spiritual oriented. By employing 134 repondents from e-commerce customers in Jakarta, the research findings revealed that there was no relationship between religiusity and al-nafs al-ammarah and al-nafs al-lawwamah. However, al-nafs al-ammarah (sig.= 0.000) and al-nafs al-lawwamah (sig.=0.040) positively influenced impulse buying. Meanwhile, there was strong relationship between religiusity and al-nafs al-muthmainnah (sig.= 0.000) in which this highest level of self-interest did not have relationship with impulse buying. These research findings have important implications that in order to regulate impulsive buying behavior, customers should control their self-interest and make it to be al-nafs al-muthmainnah.  
ANALISIS FILOSOFIS, YURIDIS DAN SOSIOLOGIS TERHADAP BANK SYARIAH Ahmad Supriyadi
IQTISHADIA Vol 6, No 2 (2013): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v6i2.1108

Abstract

Artikel  ini mengkaji  tentang  keberadaan  bank syariah dalam perspektif  filosofis, yuridis  dan sosiologis dengan menggunakan pendekatan deskriptif-qualitatif.   Bank syariah    merupakan lembaga keuangan yang mempunyai peranan penting bagi bangsa Indonesia. Semua kegiatan usaha sekarang ini selalu melibatkan pihak perbankan baik usaha kecil, menengah apalagi usaha besar. Hasil analis menunjukkan  bahwa perbankan syariah merupakan bank yang  dalam  operasionalnya  berdasarkan  prinsip-prinsip syariah baik dalam penghimpunan dana dengan prinsip wadi’ah dan mudharabah; dalam pembiayaan menggunakan prinsip jual beli murabahah, salam dan istishna; dalam mengeluarkan produk jasa bank syariah menerapkan prinsip al-wakalah, al-hiwalah, al- qardh, al-kafalah dan al-rahn.Kata kunci: bank, filosofis, yuridis, sosiologisPILOSOPHICAL, LEGAL AND SOSIOLOGICAL PERSPEC- TIVES ON SHARIA BANKING. This  article  explore  about the  existence of sharia  banking  from philosophical,   legal  and sociological perspectives  using  descriptive-qualitative   approach. Bank Syariah are financial institutions played an important role for the people of Indonesia. This day, many business activities small, shows that sharia banking applies sharia principles in its activities. In fund raising there are principles of wadi’ah and mudharabah while in finance there are mudarabah, salam and istisna, meanwhile in service there are al-wakalah,  al-hiwalah,  al-qardh, al-kafalah and al-rahn.Keywords: Bank, Philosophical, Legal, Sociological
The Effect of Muslim Religiosity and Innovation Capability on Firm Survival: A Study on Small Enterprises During the Covid-19 Pandemic Utomo, Humam Santosa
IQTISHADIA Vol 13, No 2 (2020): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v13i2.7626

Abstract

This research aimed to examine and analyze the effect of Muslim religiosity and innovation capability on firm survival. Also, this research investigated the moderation role of environmental uncertainty on the effect of Muslim religiosity and innovation capability on firm survival. The study was conducted during the covid-19 pandemic. The analysis unit of this research was the owners of processed food small enterprises fostered by the regional government of Bantul Regency, Yogyakarta. The number of respondents involved in this research was 120 Muslim entrepreneurs. Data were collected using closed questionnaires distributed online, than processed using SEM-WarpPLS. The results showed that the Muslim religiosity and innovation capability significantly affected firm survival. Environmental uncertainty significantly weakened the effect of innovation capability on firm survival. However, environmental uncertainty insignificantly weakened the effect of Muslim religiosity on firm survival. These research results indicate the importance of religious formation for small entrepreneurs in this crisis time. Innovation is also important in increasing the firm survival of small companies during the covid-19 pandemic. 
IMPLIKASI DAN TANTANGAN LAHIRNYA UNDANG-UNDANG NO. 21 TAHUN 2008 TENTANG PERBANKAN SYARIAH Suryani Suryani
IQTISHADIA Vol 8, No 2 (2015): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v8i2.963

Abstract

Artikel ini mengkaji tentang sejarah lahirnya Undang-Undang No 21/2008 yang memberikan landasan hukum bagi keberadaan lembaga perbankan syariah. Pendekatan yang dipergunakan dalam kajian ini adalah pendekatan sejarah dengan tujuan untuk memahami latar belakang lahirnya UU perbankan syariah dan implikasi yang timbul dari peraturan tersebut. Sebagai penelitian sejarah, artikel ini diharapkan tidak hanya sekedar memberikan gambaran sejarah semata. Akan tetapi sebagaimana penelitian sejarah lainnya, penelitian ini juga bertujuan untuk mengkaji bagaiman peluang dan tantangan masa depan perbankan syariah di Indonesia. Banyak faktor  akan mempengaruhi percepatan pengembangan perbankan syariah di masa depan. Salah satu faktor yang sangat penting adalah faktor hukum. Jadi setelah dikeluarkan Undang-Undang 21 Tahun 2008 tentang perbankan syariah, menjadi jelas bahwa perbankan Islam telah diakui oleh hukum positif di Indonesia.Kata kunci: perbankan syariah, regulasi, hukum Islam IMPACT AND CHALLENGE OF ISLAMIC BANKING AFTER THE LAW No21/2008AbstractThis article discusses about historical background of the Law No 21/2008 which provides legal basis for the establishment of Islamic banking. Historical approach is chosen in order to get a better understanding of the background of the Law and its implications. As a historical study, this article aimed at finding chances and challenges for the future of Islamic banking in Indonesia. There are several factors contribute to the development of Islamic banking in Indonesia, among those is law. Therefore, the enactment of the Law No 21/2008 proves the status of Islamic banking as legal.Keywords: Islamic banking, regulation, Islamic law.
Islamic Banks’ Financial Stability and Its Determinants: a Comparison Study With Conventional Banks in Indonesia Pambuko, Zulfikar Bagus; Ichsan, Nur; Anto, MB. Hendrie
IQTISHADIA Vol 11, No 2 (2018): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v11i2.3346

Abstract

The research aimed to analyze the stability of Islamic banking industry and its determinants in Indonesia. The same analysis was also done to the conventional banking industry as Indonesia practices dual banking systems. Using monthly data on Indonesian Banking Statistics for 2008-2013, this research implemented the Banking Stability Index (BSI) model for predicting the bank's stability. The analysis began with measuring BSI then using VECM to examine the effect of variables on BSI. The result showed that the BSI of both banking system was exhibiting the moderate level of stability though Islamic banking is more stable and safe way of financing than conventional banking. The shocks of inflation, exchange rate, efficiency, income diversity, liquidity, and Industrial Production Index responded positively by Islamic Bank' stability, while interest rate and market share responded negatively. In another hand, conventional bank' stability responded positively the shock of the exchange rate, income diversity, interest rate, liquidity, and market share, while other variables responded negatively. The results of shocking variables strongly indicated that the conventional banking is more vulnerable than Islamic banking. Islamic banking looked tend to the shock resistance and less volatile. This conclusion, however, might be still questioned as the BSI was not designed specifically for Islamic banking. Therefore, constructing an Islamic BSI (under Islamic banking characters) was important to measure the banking stability more appropriate and to develop a proper early warning system for Islamic banking industry.