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Al-tsaman : Jurnal Ekonomi dan Keuangan Islam
Published by IAI Al-Falah As-sunniyyah Kencong
ISSN : 27215423     EISSN : 27159000     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
urnal berkonsentrasi pada studi ilmu Ekonomi Islam dan berikhtiar untuk menyuguhkan berbagai produk riset ilmiah yang bersifat aktual maupun faktual dalam menganalisa isu-isu strategis nasional terutama dalam bidang Bisnis dan Ekonomi, Keuangan dan Perbankan Islam, Akutansi maupun Ekonometrika. Jurnal ini diterbitkan oleh Prodi Ekonomi Syariah (ES), Fakultas Ekonomi dan Bisnis Islam (FEBI)
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 5 Documents
 1 
Search results for , issue "Vol 5 No 02 (2023): November" : 5 Documents clear
Mengevaluasi Kinerja Perbankan Syariah Berdasarkan Keuangan di Bank BRI Syariah Melalui Rasio Keuangan dan Laporan Keuangan Rusmini, Rusmini; cahyono, Dimas
Al-tsaman : Jurnal Ekonomi dan Keuangan Islam Vol 5 No 02 (2023): November
Publisher : INAIFAS Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62097/al-tsaman.v5i02.1473

Abstract

In the context of the global meeting of the sharia financial industry, assessing the performance of sharia-based financial institutions is crucial for evaluating the stability and growth of the sector. This abstract focuses on analyzing the financial performance of BRI sharia bank, as one of the main players in the Indonesian sharia banking industry. By using financial report data for the 2018, 2019 and 2020 periods, this analysis explores the bank's financial performance through aspects such as profitability ratios, liquidity, solvency and bank activity and health. It is hoped that the results will provide in-depth insight into the contribution of BRI sharia banking to the growth and stability of the sharia banking financial sector. Through this analysis, it is hoped that a very strategic and relevant recommendation can be found to improve the performance of sharia banking, especially from this discussion which is based on BRI sharia banking.
Sistem Rancang Bangun dalam Islam Mu’awwanah, Uliyatul; Ridho Illah, Ghoni Rizky; Lestari, Dian
Al-tsaman : Jurnal Ekonomi dan Keuangan Islam Vol 5 No 02 (2023): November
Publisher : INAIFAS Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62097/al-tsaman.v5i02.1475

Abstract

Islamic economics is an economy that is built on the basis of values ​​taken from Islamic law. the values ​​contained form an Islamic economic design which will later provide an overview for realizing the goals of Islamic economics. In the design of Islamic economics there are important components including Islamic economic theory, principles of Islamic economic systems, and Islamic behavior in business and economics. These three important components become important research as a means to be applied and related to economic behavior both in daily life and applied in the state. The purpose of this research is to convey knowledge from the title which is made so that it can be useful and applied by every individual in carrying out good economic activities and can create a just and prosperous economy. The method used in this research is to use a qualitative method by taking and collecting sources from literature studies. The result of this discussion is that Islamic economic design is a very important feature in building a just and prosperous economic system in accordance with the goals of Islamic economics
Urgensi Akad Dalam Transaksi Keuangan Syariah Syarofi, Muhammad; Mu’awanah, Mu’awanah; Sa’diya, Nadia Silviatus
Al-tsaman : Jurnal Ekonomi dan Keuangan Islam Vol 5 No 02 (2023): November
Publisher : INAIFAS Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62097/al-tsaman.v5i02.1476

Abstract

This note will examine how the presence of contracts has a critical role in sharia financial business with the many interrelationships that arise. One of them is that in Islam there is independence to carry out a contract by determining the terms and form of the contract desired by the parties, provided that the contract is carried out sincerely and is not subject to the prohibitions of the Shari'a. Based on that, the essence of contracts carried out in Islam is to create benefits for the parties who enter into an agreement for a sharia financial business. In principle, sharia contracts should have Islamic legal principles which include the principle of independence, the principle of meeting, the principle of equality. Fourth, the basis of sincerity or consensualism, the basis of honesty and evidence, the basis of usefulness, and the basis for recording agreements that are entered into must be stated in records that can be legally accounted for.
STRATEGI PENGUSAHA WARUNG KOPI FIFA 99, DALAM MEMPERTAHANKAN KONSUMEN PERSPEKTIF ETIKA BISNIS ISLAM DI PERUMAHAN MENGANTI SATELIT INDAH (Studi Kasus Warung Kopi FiFa 99, di Perumahan MSI) Graha Bima Tara, Mukhammad Afif; Sutono, Sutono
Al-tsaman : Jurnal Ekonomi dan Keuangan Islam Vol 5 No 02 (2023): November
Publisher : INAIFAS Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62097/al-tsaman.v5i02.1477

Abstract

Keywords: Strategy, Coffee Shop, Islamic Business Ethics The research in this thesis is motivated by the increasing number of unemployed in Gresik due to the difficulty of finding work in the formal sector. Seeing the habits of the people, especially men in Gresik Regency, who like to consume coffee drinks, this situation has become an opportunity to set up a coffee shop business. In Gresik you can find many coffee shop businesses, but many of these coffee shops are still classified as micro businesses that have been established for years but have not been able to develop. In this case, the researcher tested what factors influence the success of the coffee shop business in Menganti Satellite Indah Housing, so that the results of this research can be used as input and used as motivation so that entrepreneurs want to improve and develop their business in order to achieve the target, namely success in entrepreneurship. So that later it can be used as a choice for people in entrepreneurship to create jobs and reduce unemployment. This research focuses on what factors influence the success of the Fifa 99 coffee shop business in Menganti Satellite Indah Gresik Housing, whether there is an influence between factor 1 (capital, planning and location) on the success of the Fifa 99 coffee shop business in Menganti Satellite Housing. Beautiful Gresik. This research uses a qualitative approach with an ex post facto type of research. The data collection technique in this research uses a questionnaire method. The type of data used in this research is primary data obtained from the results of a questionnaire that was filled out by the owner of a coffee shop business in the Menganti Satelit Indah Menganti Housing Complex, Gresik, which was used as the sample in this research. The data analysis method uses validity and reliability tests, factor analysis then assumption tests and simple linear regression. Based on the results of the analysis, it can be concluded that of the seven variables, namely entrepreneurial characteristics, capital, opportunities, planning, location, marketing and experience studied, there is one factor that influences the success of the coffee shop business in Menganti Satellite Indah Gresik Housing. namely factor 1 capital, planning and strategic location.
Hubungan Produktivitas Pertanian Tembakau dengan Fluktuasi Ekonomi Studi Kasus pada Masyarakat Desa Ampel, Kecamatan Wuluhan kabupaten Jember Hamdi, Muhammad; musthofa H, Dovi iwan; saddad, Anwar
Al-tsaman : Jurnal Ekonomi dan Keuangan Islam Vol 5 No 02 (2023): November
Publisher : INAIFAS Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62097/al-tsaman.v5i02.1478

Abstract

The majority of the population in East Java works as farmers because they are supported by a suitable climate and extensive land. For generations, they have relied on agriculture as their primary source of income, alongside trade and production. Therefore, it is hypothesized that the productivity of tobacco farming will influence the farmers' economy. However, an analysis of the relationship between tobacco farming productivity and economic fluctuations in the community is necessary. This research aims to determine the extent of the relationship between tobacco farming productivity and the community's economy in the study area. Consequently, this study will serve as a reference for improving the community's economy through the tobacco farming sector. The research employs a quantitative research method with correlation analysis. The population consists of 798 individuals, and a sample of 70 was obtained using questionnaires and interviews. The research findings indicate that tobacco farming productivity significantly affects the fluctuations in the community's economy. Thus, it can be concluded that the village of Ampel has a strong dependence on the agricultural sector, especially tobacco, and efforts are needed to continually increase farming productivity.

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