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AL-FALAH : Journal of Islamic Economics
Published by Institut Agama Islam Negeri Curup
ISSN : 25482343     EISSN : 25483102     DOI : http://doi.org/10.29240/jie
Core Subject : Religion, Economy,
Religion Economics, Econometrics & Finance
AL-FALAH: Journal of Islamic Economics is scientific journal of Islamic Economics based on both conceptual and empirical research. It concerns to extensively publish the issues of islamic economics which study through interdiscipline perspectives such as fiqh, shariah finance, islamic bank, islamic development economics, and also economic sociology. The journal is published by Curup State Institute for Islamic Studies (IAIN), Bengkulu, Indonesia. Published twice in a year, on June and December, the journal of Al-Falah is projected as a media, sphere, and dessemination of scholars studies on islamic economics issues. Therefore, Al-Falah invites all of participants, scholars, researchers, and Muslim economists to submit their best-papers, and publish it in Al-Falah: Journal of Islamic Economics.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 138 Documents
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Preferensi Muzakki Dalam Memilih Membayar Zakat di Lembaga Zakat Formal Ma'fiyah Ma'fiyah; Sheila Ardilla Yughi; Taufik Awaludin
AL-FALAH : Journal of Islamic Economics Vol 3, No 2 (2018)
Publisher : Institut Agama Islam Negeri (IAIN) Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/alfalah.v3i2.535

Abstract

This study aims to identify the dominant factors that influence muzakki in choosing to pay zakat to formal zakat institutions in aspects of individual and institutional perspectives and provide recommendations related to efforts to increase the collection of zakat funds from the community. The research method used is descriptive, factor and mean analysis. Descriptive analysis was used to explain the demographics of respondents while factor analysis and mean analysis were used to obtain the dominant factors affecting muzakki in paying zakat to the Formal Zakat Institution. The results of the study get in the aspect of individual perspective that predominantly influence muzakki paying zakat to formal zakat institutions sequentially is the knowledge of zakat, faith and religiosity as well as awareness and trust while in the perspective of institutional perspectives are management credibility, institutional credibility, service quality and socialization. The advice given is formal institution zakat amil must professionally manage the institution and have standard operating procedures especially related to the procedure of receiving zakat and commitment to implement it properly. In addition, zakat institutions must inform the general profile of the institution and report on zakat funds regularly. Zakat institutions also have the best online payment facilities.
The Effect of Islamic Financial Literation And Financial Technology On Islamic Financial Inclusion Basrowi Basrowi; Tulus Suryanto; Erike Anggraeni; Muhammad Nasor
AL-FALAH : Journal of Islamic Economics Vol 5, No 2 (2020)
Publisher : Institut Agama Islam Negeri (IAIN) Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/alfalah.v5i2.1669

Abstract

Purpose: The purpose of this study was to determine the magnitude of the influence of Islamic financial literacy and Islamic financial technology on the inclusion of Islamic finance in students in Lampung Province both partially and simultaneously.Design Methods:The method used is a survey method. The population of this study is all smester V students and above in Islamic Economics Study Program, Islamic Banking. and sharia accounting in all State and Private Universities in Lampung Province, totaling 3080 people. The sampling technique used is proportional grain sampling, as much as 10% of the population of 308 people. Data collected using surveys, with google form. The collected data were analyzed using simple and multiple regression analysis.Findings:Based on the results of the analysis it can be concluded, first, there is a positive and significant influence between the literacy of Islamic finance on Islamic financial inclusion. Second, there is a positive and significant influence between Islamic financial technology on Islamic financial inclusion. Third, there is a positive and significant influence between Islamic financial literacy and Islamic financial technology together on Islamic financial inclusion.Originality Value: Of the two independent variables, sharia financial literacy variables contributed more than sharia financial technology variables to sharia financial inclusion.
Formulasi Hybrid Contract Sebagai Alternatif Pembiayaan Pertanian Di Bank Syariah Rahmi Pratiwi; Noprizal Noprizal
AL-FALAH : Journal of Islamic Economics Vol 2, No 2 (2017)
Publisher : Institut Agama Islam Negeri (IAIN) Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/jie.v2i2.254

Abstract

This research uses interpretive approach. This approach is chosen to understand a symptom both oral and written, and aims to know a symptom of the symptoms themselves are studied in depth using the instrument interview or interview with informants. This research was conducted to understand how the portrait of agricultural financing in both Islamic banks namely Bank Muamalat and BPRS SAFIR Curup branch. The results showed that the existing agricultural financing in both sharia banks using murabaha schemes used to finance the goods or tools that support the agricultural business. According to the authors, murabahah contract is not appropriately applied to the agricultural sector because it has not been able to answer the needs of farmers. A more precise contract is profit-sharing such as muzara'ah or mukhabarah. Therefore, the authors recommend the formulation of contracts on the agriculture sector based on hybrid contracts namely ba'i al-wafa wal muzara'ah and ba'i al-wafa wal mukhabarah.
Price Difference in Buying Fruits With Many Amount And A Little According to The Islamic Law Perspective: Case Studi at Market 26 Ilir Palembang Rina Dwi Wulandari
AL-FALAH : Journal of Islamic Economics Vol 5, No 1 (2020)
Publisher : Institut Agama Islam Negeri (IAIN) Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/alfalah.v5i1.1324

Abstract

Purpose:The purpose of this article is to find out the differences in the price of fruit with large and small perspectives of Islamic law in the 26 ilir Palembang market and what factors cause the difference in fruit prices for traders in the 26 ilir Palembang market.Design/Method/Approach :A qualitative approach was applied to this study. The data collection techniques use observation, interviews, and questionnairesFindings: the difference in the price of buying and selling fruit from the perspective of Islamic law in Palembang 26 ilir is permissible (mubah), because it is in accordance with the concept of buying and selling in Islam where the fulfillment of the conditions in pricing is in accordance with the principles of buying and selling in Islam. The process of buying and selling carried out has also fulfilled the pillars and conditions in Islam, so the sale and purchase of this law is legal, and the factors that cause the price of fruit differ in fruit traders in the 26 ilir Palembang market, namely fruit quality, the effect of fertilizer increase, merchant's trading location and the number also fruit traders take fruit from other fruit sellers and resell them.Originality/Values: The main contribution of provide information to the public about differences in selling prices of fruit in the market.
Konasi Komunitas Pesantren Yogyakarta dalam Penggunaan Arabic Terms dan Indonesian Terms pada Skim Produk Bank Syariah Abdul Ghoni; Teguh Suripto; Abdullah Salam
AL-FALAH : Journal of Islamic Economics Vol 1, No 2 (2016)
Publisher : Institut Agama Islam Negeri (IAIN) Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/jie.v1i2.98

Abstract

This study analyzes the pesantren community “konasi” comparison to the use of terms and Indonesian Arabic terms used in the skim product of Islamic banks. The sample is pesantren communities in the Province of D.I Yogyakarta. Types of samples in this study using cluster random sampling and proportionate sampling. Samples were taken as many as 155 respondents from 31 boarding schools in the Province D.I Yogyakarta. The results showed no difference konasi pesantren communities involving caregivers, religious teacher and students in the province DI Yogyakarta against the use of terms and Indonesian arabic terms. Keywords: arabic terms, Indonesian terms, konasi, product
Getting Shariah Brandmark: Strategy And Management Promotion of Cordova Hotel in Accelerating the Image as a Shariah Hotel Rifqi Maulana Mansur
AL-FALAH : Journal of Islamic Economics Vol 4, No 2 (2019)
Publisher : Institut Agama Islam Negeri (IAIN) Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/alfalah.v4i2.1060

Abstract

Purposes:. The purpose of this study was to determine the governance process of Cirebon Cordova hotel, the Cirebon promotional strategy of the Cordova hotel and how the governance & promotion strategy of the Sharia Cordova hotel image of Cirebon.Design/Methodology/Approach: The research method used in this study is to use analysis with an inductive approach, processes and meanings from a subject perspective that are more highlighted or can be referred to as descriptive qualitative research. The technique of collecting data uses observation, documentation, and interviews. The data is validated using the triangulation method. Data analysis techniques using data reduction, data presentation, and research / verification conclusions.Findings: The results of this study in the governance of the Cirebon Cordova Hotel use the Sharia concept, which is realized to provide the best comfort, security and service. The promotion strategy of the Cordova Cirebon hotel uses social media and print media and collaborates with travel services. The governance carried out by the Cirebon Cordova hotel already uses sharia principles, as evidenced by applying sharia concepts such as the rules applied in guest services that violate the opposite sex who are not muhrim, violations do not carry items that are prohibited according to Islamic and state religious rules. The Cirebon cordova hotel promotion strategy is carried out to do ethics & honesty in communicating product offerings to hotel visitors. To improve the image of Sharia Hotel, Cordova Hotels always recite the verses of the Holy Qur'an, prayer and do not provide entertainment facilities that cause disobedience such as discotheques, clubs, bars and gambling.Originality/Value: The article offers a new evidence of how a hotel endeavors in getting shariah image. Appealingly, the study can deeply describe the strategy and management promotion in reaching that reputation.
Abu Ubaid sebagai Fuqha dan Ekonom: Critical Reading terhadap Corak Pemikiran dan Konsepsi Ekonomi Ibn Ubaid Taufik Hidayat
AL-FALAH : Journal of Islamic Economics Vol 4, No 1 (2019)
Publisher : Institut Agama Islam Negeri (IAIN) Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/alfalah.v4i1.781

Abstract

Purpose: The purpose of this article is to critically examine the style of thought and economic conception offered by Ibn Ubaid, in his Al-Amwal work. This critical reading is intended so that the scientific structure of Islamic economics presented in the book of Al-Amwal, can be identified more firmly and clearly.Design/Methodology/Approach: This paper explores critically the economic conception of Ibn Ubaid, and then formulates how the style of thinking Ibn Ubaid. With a qualitative approach, with the design ofresearch hermeneutics, this paper is expected to be able to interpret Ibn Ubaid's thinking more systematically.Findings: This study offers two theses: First, from the work and structure of the arguments found consistently in the book of Al-Amwal, Ibn Ubaid is actually the figure of a prolific jurist. He consistently uses fiqh reasoning in elaborating an economic issues. Second, the economic concepts offered by Ibn Ubaid are fragmented, or fragmented. He is more concerned with discussing public finance. He offers the concept of a tax system based on social justice, or tax collection must be based on a fair system. So that taxes are not an instrument of exploitation of the people.Originality/Value: The contribution of this paper lies in the answer to the emptiness of the literature that critically examines the book of Al-Amwal, and is able to identify the dominant patterns of thought of Ibn Ubaid.
Analisis Pemikiran Ekonomi Islam Imam Abu Hanifah Nabila Zatadini; Mohammad Ghozali
AL-FALAH : Journal of Islamic Economics Vol 3, No 1 (2018)
Publisher : Institut Agama Islam Negeri (IAIN) Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/jie.v3i1.404

Abstract

Islamic economics has been practiced since the time of the Prophet Muhammad, but at that time until several centuries later there is no classification of specific disciplines for economics, causing some Muslim works lost by the western historians drowned. Therefore it is necessary to study the classical Islamic economic thinking. This paper aims to review Abu Hanifah's economic ideas by comparing it with the opinion of some scholars and match whether Abu Hanifah's thoughts can be used today. The method used is literature research with documentary method to collect data. The results of this study, that Abu Hanifah does not have a special idea in the economy but has a special view in every akqqhatat fiqh such as greetings, charity honey, and hawalah. Some of Abu Hanifah's opinions are different from other priests causing a Muslim today to sort out the khilafiyah.
Dimensions and Orientation of Sharia Banking Corporate Social Responsibility In the Society 5.0 Elmiliyani Wahyuni-S; Revi Candra; Dri Asmawanti-s
AL-FALAH : Journal of Islamic Economics Vol 5, No 2 (2020)
Publisher : Institut Agama Islam Negeri (IAIN) Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/alfalah.v5i2.1832

Abstract

Objective: This article aims to examine the scope of the implementation of Corporate Social Responsibility in Sharia banking as well as orientation that sharia banking should do in the 5.0 Society era.Design/approach: This writing uses a qualitative descriptive approach.Findings: In general, this article succeeded in formulate the form or orientation of Corporate Social Responsibility that should be implemented by sharia banking, more promoting community service that is minimal covering 6 dimensions, namely community settlements, energy, prevention/disaster mitigation, health, food and logistics.Originality/value: This paper is believed to be important and significant especially in an increasingly advanced age. With the emergence of the Society 5.0 is expected to synergize with Sharia banking CSR program to accelerate and provide effectiveness on the social responsibility of sharia banking that is perceived by the community, as well as the input for Sharia banking institutions so that the CSR program should be oriented to the acceleration of social welfare, to provide facilities to the community as a capital to face the global challenge.
Ottoman Trade Policy and Activities in Europe and Asia Meirison Alizar Sali; Desmadi Saharuddin Saharuddin; Darni Yusna Darni
AL-FALAH : Journal of Islamic Economics Vol 5, No 1 (2020)
Publisher : Institut Agama Islam Negeri (IAIN) Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/alfalah.v5i1.1181

Abstract

Purpose: This discussion aims to provide an overview of Ottoman activities and policies in the field of trade and explain the factors that have led to support the economic progress and decline of this Empire.Design/Method/Approach: This discussion uses a literature study with a content study approach (content analysis) that is qualitative.Findings: Turkish Ottoman is traversed by an old trade route, which then develops into a country that is crossed by strategic trade routes from East to West with various commodities, including spices from Indonesia. One factor in the economic development of the Ottoman Empire is that the dense trade routes make this Ottoman state a political climate in Europe and Asia. Treaties and treaties and foreign capitulations are given to European countries, which only pay a 3-5% tax. To reduce Western European pressure on the Ottoman Turks in dealing with the Hapsburg family. This made traders who were 80% made up of Muslim traders drastically reduced. The treaty that was signed was like a double-edged knife for the Ottoman Turks, which was of little use in the glorious days and harmful in the weak. International trade agreements should be reviewed again in a strict manner because many of the points of the agreement are detrimental. An agreement that has eliminated much sovereignty from weak countries due to monopoly. But the Ottoman Turks had signed the deal when the Empire was at the peak of its power.Originality/Value: The contribution of this study is guidance in taking independent economic policy steps in developing trade networks and not easily giving in to foreign pressure except in emergencies. 

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