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BISNIS & BIROKRASI: Jurnal Ilmu Administrasi dan Organisasi
Published by Universitas Indonesia
ISSN : 08543844     EISSN : 23557826     DOI : https://doi.org/10.20476/jbb
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
The scope includes but is not limited to: public policy, administrative reform, local government studies, public and private governance, digital governance and business, digital finance, innovation, entrepreneurship, small businesses, people and culture in organization, knowledge management, organizational behavior, fiscal policy, tax administration, international tax, and the politics of taxation.
Arjuna Subject : Umum - Umum
Articles 6 Documents
 1 
Search results for , issue "Vol. 22, No. 1" : 6 Documents clear
The Factors that Influence the Loan Repayments of Credit Union Members and Performance Analysis on Credit Union Rasyidi, Achyar; Firdaus, Muhammad; Sasongko, Hendro
BISNIS & BIROKRASI: Jurnal Ilmu Administrasi dan Organisasi Vol. 22, No. 1
Publisher : UI Scholars Hub

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Abstract

Takera Credit Cooperative has a high level of non-performing loans (NPL) at 6.60 percent with greater emphasis on financial aspects in measuring its performance. The purpose of this study includes: (1) To analyze the factors that influence the loans repayments of the members of Takera Credit Cooperative to decrease NPL below 5 percent, (2) To evaluate the performance of Takera Credit Cooperative based on the Balanced Scorecard approach, (3) To formulate the alternative policy that become priority in improving the management performance of Takera Cooperative Credit. This research paper uses the case study approach on the factors that influence the loans repayments of the members, which is analyzed using logistic regression and descriptive analysis. The performance of Takera Credit Cooperative is analyzed with AHP in weighting scoring criteria on BSC perspective. The results of this study are: (1) Loans is given to the members in the group with a "common bond". To conduct financial literacy and monitoring members whose age are above 30 years with low income, but with high loans ceiling and interests rate. Maximizing profits from lending and investment assets. (2) Encouraging members to meet obligations and utilize products. To provide rewards for active members. To create a database of members, To employ special staff for financial counseling and marketing. (3) Revising the Standard Operational Procedure on management of loans risk. Providing shuttle service for savings and loan installments. (4) To the competence of staff for education, training, and mentoring. To provide access to the staff to the strategic information through the use of management information system technology. To create individual staff performance agreement form and developing remuneration packages.
The Role of Denpasar Government in Supporting the Resources of Endek Fabric Creative Industry Antari, Ni Putu Bayu Widhi; Jannah, Lina Miftahul
BISNIS & BIROKRASI: Jurnal Ilmu Administrasi dan Organisasi Vol. 22, No. 1
Publisher : UI Scholars Hub

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Abstract

This purpose of this research paper is to describe the role of the Denpasar City Government in supporting the resources of endek fabric creative industry. The Denpasar Government has done a number of policies/activities in supporting the resources of endek fabric creative industry. As a result, the Denpasar Government earned with Upakarti and Innovative Government Award nomination in 2012. Furthermore, one of their attempts was submitted in UNPSA Competition. Nevertheless, endek fabric industry still face several problems, namely the lack of weavers and the crisis of competitiveness of the endek fabric. This research utilizes several concepts, such as the role of the government in the Triple Helix Model, the resource endowment in regional development, and creative industry. The approach is of the study is the qualitative approach that utilize in-depth interviews and literature study. The result is that the Denpasar City Government plays the role as the regulator by formulating the Denpasar Local Regulation No. 6/2012 as a cornerstone of the endek industry development. Furthermore, the Denpasar City Government provided weaving tools and conducted eight activities/policies, such as training and exhibitions; suggestion for using endek products; holding Denpasar Festival and trade mission; promoting Endek Ambassador pageant; building Imperium Kumbasari and Denpasar Design Center; establishing Denpasar's Endek, Bordir, and Songket Association. The Denpasar City Government has provided the interaction space between university and business interaction spaces. On the other hand, the Denpasar City Government still cannot overcome the crisis faced by the weavers.
Font Size: Small Medium Large Economic Sector Portfolio Optimization in the Commercial and Retail Segments Sulistyorini, Diah Diana; Hartoyo, Sri; Andati, Trias
BISNIS & BIROKRASI: Jurnal Ilmu Administrasi dan Organisasi Vol. 22, No. 1
Publisher : UI Scholars Hub

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Abstract

Credit disbursement is an investment decision in the banking business. Therefore, the concept of "high risk high return" becomes the focus of banks in managing credit. One of the effort of these banks to manage risk and enhancing/ increasing returns is forming their portfolio. This research was conducted in one of the state banks in Indonesia, which has the goal of increasing lending in the retail and commercial segments. Single Index Model is used to find the optimal composition of the economic sector. This model recommends economic sectors into the portfolio on the basis of Excess Return to Beta, which represents the difference between the rates of return in the form of interest income with a risk-free asset returns, divided by beta sectors of the economy itself. The results showed that the return portfolio can be improved and the risks derived using that approach. Banking business purpose is the return and growth so that the portfolio optimization needs to be supported with other parameters when the economic sectors that are not recommended put in a portfolio. Analysis of the performance of RAROC is a performance metric that of performance that computes net profit after adjusting for potential losses than capital allocation, can be used to help the formation of portfolios that received the return and risk are still in line with expectations.
Developing Innovation Capability of SME through Contextual Ambidexterity Kusumastuti, Retno; Safitri, Nurul; Khafian, Nidaan
BISNIS & BIROKRASI: Jurnal Ilmu Administrasi dan Organisasi Vol. 22, No. 1
Publisher : UI Scholars Hub

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The word "ambidexterity" can be interpreted as the capability of an organization that simultaneously implement innovation activities both in exploratory and exploitative manner. The organization that implement these two types of innovation activity is called ambidextrous organization. In general, the studies on ambidextrous organization in the past mainly focused on structural ambidexterity whereas studies on contextual ambidexterity still got less attention. The contextual ambidexterity can be achieved through the provision of context that allow employees to implement both activities on exploration and exploitation. The Depok City in West Java was one of the municipalities that see a growing number of small and medium enterprises (SMEs). According to a data from the Depok Agency for Markets, Cooperatives and SMEs, the total number of SMEs was 2,400 units, consisting of 2,352 smaller merchants and 48 medium enterprises. The aim of this research paper was to elaborate on how far the SMEs in Depok could adopt the study of contextual ambidexterity. The research itself utilized qualitative approach with mixed methods research as its methodology by the use of questionnaires and in-depth interviews. The questionnaires were distributed to the owners of SMEs with purposive sampling technique whereas in-depth interviews were conducted on SME actors. The measurement on contextual ambidexterity was conducted with the instrument that was developed by Ghosbal and Bartlett (in Birkinshaw and Gibson, 2004). The research results indicated the capability of an organization to innovate was created through the context of organization in the form of performance management and social support. The designs of both performance management and social support from the organization could provide the context that would support the employees to perform innovative acts both in exploitative and exploratory sense.
The Strategy and Political Resources in the Changing of Spatial Policy Aslinda, Aslinda; Ibrahim, Muhammad Akmal
BISNIS & BIROKRASI: Jurnal Ilmu Administrasi dan Organisasi Vol. 22, No. 1
Publisher : UI Scholars Hub

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Abstract

The spatial planning policy as included in the Local Regulation No. 6/2006 on the spatial planning of Makassar in 2005-2015 has changed from the original blueprint. The policy changing occurred on decisions or programs, but not on institutional regulations. The decisions or programs on spatial planning that were different from the original policy were visible on the licensing decisions in the Development Region I and Development Region III. The purpose of this research was to analyze the changing of the spatial planning policy that was resulted from the behavior of the advocacy coalition who competed with each other in the utilization of strategy and political resources, which was assumed to be affecting the policy output. The study results indicated that the changing of the spatial planning policy in Makassar was resulted from the competition between the major advocacy coalition and the minor advocacy coalition in influencing the policy. The Major Advocacy Coalition used the combination of strategy and political resources more in comparison to the minor advocacy coalition. The utilization of strategy from each advocacy coalitions was effective in several cases but ineffective in other cases. The difference in the effectiveness of the utilization of strategy was on the interests in each cases. In the projects that were based on public interests, the Major Coalition was more systematic in advocating the policy core beliefs, but in other projects that were based on private interests, the Major Coalition was likely to withdraw.
Organizational Culture Change and its Effect on Change Readiness through Organizational Commitment Suwaryo, Joko; Daryanto, Heny K. K.; Maulana, Agus
BISNIS & BIROKRASI: Jurnal Ilmu Administrasi dan Organisasi Vol. 22, No. 1
Publisher : UI Scholars Hub

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Abstract

In the dynamic global, regional and local environment, organization should be ready to face the challenge of changes. This research aims to understand the relationship between cultural organization, organizational commitment and readiness to change. The research was conducted at Bumiputera 1912 Mutual Life Insurance Company (MLIC) Head Office in August and September 2014 with 190 respondents selected using purposive sampling method. Paired sample t-test and Structural Equation Modeling (SEM) analysis were employed as statistical tools. The results of this study showed that the mean score between existing cultural orientation and preferred cultural orientation differ significantly. SEM analysis found that the existing organizational culture has positive effect on organizational commitment but negatively affects the readiness to change. Preferred organizational culture has a positive effect both on organizational commitment and readiness to change significantly. Organizational commitment has positive effect on readiness to change.

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