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International Journal of Multidisciplinary: Applied Business and Education Research

ijmaber
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Published by Future Science

ISSN : - EISSN : 27745368 DOI : 10.11594/ijmaber

Core Subject : Economy, Health, Science, Social, Engineering,

Civil Engineering, Building, Construction & Architecture Computer Science & IT Economics, Econometrics & Finance Environmental Science Medicine & Pharmacology

International Journal of Multidisciplinary: Applied Business and Education Research is a peer-reviewed in a monthly basis that publishes full-length papers. it is to enhance the dissemination of knowledge across the multidisciplinary community. We are particularly interested in papers relevant to all disciplines. The editorial board is keep to receive articles that address all areas. The editorial board is keep to receive articles that address, inter alia, the following business scientific fields: General management International business trategic management Marketing Supply chain management Operations management Knowledge management Management of education Organization studies Entrepreneurship Small and medium enterprise Innovation Human resource management Information technology E-business Financial management and time series analysis. Education Social Sciences Science, Technology, Engineering and Mathematics (STEM) Economic Development Tourism Development Arts and Language Sports Theory Others The above areas are just indicative and the editors, in principle, welcome rigorous articles that encompass any scientific business and management field.

Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)

Articles 2,054 Documents

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Strategic Thinking and Reasoning in Integer Knowledge Enhancement (Strike): Manipulative Tool in Enhancing Integer Operations Ryan L Dumaguin; Rocel A. Turco; Richel B. Rabas; Ramir G. Pacheco; Emma O. Cajurao; Rio A. Villarias
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 7 No. 8 (2026): International Journal of Multidisciplinary: Applied Business and Education Rese
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijmaber.07.08.23

This study evaluated the effectiveness of the Strategic Thinking and Reasoning in Integer Knowledge Enhancement (STRIKE) manipulative tool in improving the integer operation skills of Grade 9 learners at Lantangan National High School. A quantitative pre-experimental one-group pretest–posttest design was employed involving 30 purposively selected Grade 9 learners who obtained the lowest scores in the Integer Test of Primary Operations (ITPO). Participants received a two-week intervention using the STRIKE manipulative tool before completing the posttest. Descriptive statistics were used to summarize learners' performance, while paired-samples and independent-samples t-tests determined significant differences in achievement. Results revealed significant improvements in both male learners (t = −6.9099, p < .05) and female learners (t = −12.435, p < .05) following the intervention. Although female learners obtained a slightly higher mean posttest score than male learners, no statistically significant difference was found between the two groups (t = 1.9999, p = .0553). The findings suggest that the STRIKE manipulative tool is an effective instructional intervention for improving Grade 9 learners' performance in integer operations by enhancing their conceptual understanding and computational proficiency while providing equitable learning opportunities regardless of sex. Future studies are recommended to employ larger samples and experimental or quasi-experimental designs with comparison groups to further validate its effectiveness.

Symbols of Integrity: A Semiotic Study of "Transparency, Accountability, Justice, and Fairness" in Government Discourse Dennis B. Anduyan
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 7 No. 8 (2026): International Journal of Multidisciplinary: Applied Business and Education Rese
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijmaber.07.08.24

Governments say a great deal about themselves before a single policy is implemented — through seals, portals, posted budgets, and program names that promise transparency, accountability, justice, and fairness. This qualitative study asked what those promises are actually built from. Using semiotic analysis, it examined the signs Davao de Oro's provincial government uses on its official online portal to convey the four values, then asked what those signs imply about governance legitimacy once matched against the wider empirical record. Transparency surfaced most often in the business and investment climate, trade and commerce, public participation, information and communication technology, climate adaptation, fiscal budget disclosure, the policy and regulatory framework, and disaster risk communication. Accountability was carried mainly by education and skills reporting, fiscal and revenue management, audit and infrastructure disclosure, watershed and forest stewardship, solid waste control, and inter-agency collaboration. Justice appeared through peace-and-order messaging, rural electrification, livelihood generation, skills certification, and land-use compliance. Fairness was expressed through social welfare services, disaster risk reduction, agriculture and fisheries support, health access, housing, and water and sanitation programming. Reading these symbols against the broader literature produced two organizing dimensions: Structural Integrity, concerning how governance is worded and represented, and Performative Legitimacy, concerning whether the symbol is actually enacted. The two do not always move together, and where they diverge, the study argues, is where public trust is most at risk.

Digital Extroversion: The Role of Perceived Anonymity, Online Comfort, and Digital Cue Adaptation Among Senior High School Students Kristen Yeliz P. Alojipan; Maybelle Allyson Miranda; Allyssa Nicole S. Ong; Jodi Maxine F. Picazo; Anjeanette A. Ramirez; Myla M. Arcinas
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 7 No. 8 (2026): International Journal of Multidisciplinary: Applied Business and Education Rese
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijmaber.07.08.25

This study was geared towards finding out the effect of perceived anonymity, online comfort, and digital cue adaptation on the extent of digital extroversion of grade 12 students of a selected University in Metro Manila (n=114). The research used in this study was explanatory in a quantitative paradigm. The convenience sampling method was used in selecting the target population of this study. The data were collected through an online survey and analysed by descriptive statistics, Spearman’s rho and multiple linear regression. The participants used social media or integrated it in their lives “Very High” (Md = 5.00) as shown in descriptive statistics. They had a “High” average rating of digital cue adaptation (Md = 4.00), “Low” average rating of perceived anonymity (Md = 2.50), “Moderate” average rating of online comfort (Md = 3.25) and “Moderate” average rating of digital extroversion (Md = 3.25). A correlational analysis was used to see the correlations between the variables, and the analysis showed that the digital extroversion variable was positively correlated with the variable Online Comfort (ρ = .426, p < .001). The relationship between digital extroversion and digital cue adaptation was found to be “Weak Positive” (ρ = .176, p = .062). Online Comfort seemed to explain the 16.7% of variance in the unique manner (p < .001, β = 0.343). The results of this study extended the understanding of students' online behaviors with evidence that challenges the main tenet of the online disinhibition hypothesis.

Service Quality in Travel Tax Collection at Major International Airports: Towards Establishing A Customer- Centric Delivery Framework Dolores T. Quiambao; Glaize Camille C. Nunag
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 7 No. 8 (2026): International Journal of Multidisciplinary: Applied Business and Education Rese
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijmaber.07.08.27

This study aimed to assess the service quality of travel tax collection at two major international airports in the Philippines, Ninoy Aquino International Airport (NAIA) and Clark International Airport (CRK). Using the Service Quality (SERVQUAL) dimensions of reliability, responsiveness, assurance, empathy, and tangibility, the research examined traveler perceptions across different nationalities and traveler types. The primary objective was to identify service delivery gaps and develop a customer-centric framework to improve efficiency and satisfaction in travel tax services. A sequential explanatory mixed-methods design was employed, involving 400 travelers (N = 400) who completed structured surveys and 20 selected participants (N = 20) who participated in in-depth qualitative interviews. This mixed approach allowed for both statistical analysis and contextual understanding of the challenges faced in current service delivery practices. Findings indicated that although overall service quality was rated Good (Meets Expectations), key issues persisted, including prolonged waiting times, outdated systems, inconsistent communication, and limited support for priority passengers. Despite these concerns, no statistically significant differences were found in perceptions of service quality across traveler profiles, underscoring the need for uniform and inclusive service standards. To address these challenges, a Customer-Centric Delivery Framework was proposed. It consists of five core components: digitalization through a unified online platform, enhanced process efficiency, staff training and development, infrastructure upgrades, and a real-time feedback system. This framework aims to guide the development of more accessible, responsive, and traveler-focused tax collection services at NAIA, CRK, and other airport terminals nationwide.

Gearing Towards Excellence: Empowering the Philippine Coast Guard Non-Uniformed Personnel Leizl B. de la Rosa
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 7 No. 9 (2026): International Journal of Multidisciplinary: Applied Business and Education Rese
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijmaber.07.09.01

NUPs in the Philippine Coast Guard are unsung heroes in each unit. Most of the NUPs are tasked with document maintenance for their respective offices. As such, they fulfill the organization's institutional memory. Their uniformed colleagues are sent to the field. Without the NUPs, the PCG would be severely limited in the operations they are able to conduct. The PCG is unique in that uniformed personnel rotate in and out of each office, NUPs remain constant. This study is entitled “Gearing Towards Excellence: Empowering the Philippine Coast Guard Non-Uniformed Personnel.” The objective is to research the demographic information on respondents, assess the current and desired qualifications of PCG NUPs, determine the degree of NUP participation in the functions of POSDCORB, and understand the relationship between NUPs and PCG, as well as the current practices of PCG in the areas of deployment, training, promotion, and maintaining a personnel establishment. This study identifies the lack of training and career progression as the primary issues faced by the Personal Non-Uniformed Personnel of the Philippine Coast Guard. Lastly, this work offers suggestions on how to better improve the working conditions of PCG NUPs. The PCG relies on the support of its NUPs as the foundation of their organization. NUPs support the PCG by allowing focused and uninterrupted services. The NUPs help keep track of documents and continuity in the office because they know the history of the unit as part of its regular staff. This makes for more efficient office work.

Mapping Physical Education Research in Southeast Asia: A Bibliometric Analysis of Trends and Productivity Rawil Paul Abad
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 7 No. 9 (2026): International Journal of Multidisciplinary: Applied Business and Education Rese
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijmaber.07.09.02

Physical education (PE) research in Southeast Asia has expanded rapidly, yet its regional distribution, leading contributors, and conceptual development have not been mapped in a single study. This bibliometric analysis examined 470 English-language Scopus-indexed publications issued from 1955 through 2024. Descriptive performance analysis and science-mapping procedures were conducted with Bibliometrix/Biblioshiny and VOSviewer to assess annual output, country and institutional productivity, authors, sources, collaboration patterns, keyword structure, and thematic change. Publication output accelerated after 2015 and peaked in 2022. Indonesia contributed 182 publications (38.7%), followed by Malaysia (73), Singapore (70), the Philippines (68), Vietnam (38), and Thailand (36); Cambodia, Laos, and Myanmar contributed one publication each. Universitas Negeri Yogyakarta, Universitas Pendidikan Indonesia, and Singapore's National Institute of Education were the most productive affiliations. Joseph T. Lobo, Wang Chee Keng John, and Edi Setiawan were the leading authors, while the International Journal of Human Movement and Sports Sciences, Retos, and the Journal of Physical Education and Sport were the leading sources. Keyword mapping identified four connected areas: health and epidemiology, pedagogy and learning, psychosocial and demographic concerns, and exercise science and performance. The overlay map indicates a gradual movement from health-surveillance topics toward motivation, physical literacy, online learning, and pedagogical innovation. These results document a growing but uneven regional field and support stronger ASEAN collaboration, targeted capacity building, and broader database coverage in future assessments.

A Research Study on the Effect of Inflation on Human Development Index in the Philippines (2000-2023) Hartzelle R. Capule; Dorothy Mae B. Pascual; Vyron Peter L. Santos; Vince Amiel S. M. Villavicencio
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 7 No. 9 (2026): International Journal of Multidisciplinary: Applied Business and Education Rese
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijmaber.07.09.03

Inflation is one of the most important macroeconomic indicators, as persistent changes in the general price level can affect economic conditions and household welfare. This study examines whether inflation affects the Human Development Index (HDI) in the Philippines from 2000 to 2023. A quantitative time-series research design was employed, using secondary data from the Philippine Statistics Authority (PSA) and the United Nations Development Programme (UNDP). The study uses a single-variable time-series framework to examine the temporal relationship between inflation and HDI within the Philippines while accounting for serial dependence in the data. Ordinary Least Squares (OLS) regression was used as the baseline model, followed by diagnostic tests and a Generalized Least Squares (GLS) model with an AR(1) error structure to correct for autocorrelation and improve the reliability of the estimates. The findings indicate that inflation has a negative but statistically insignificant effect on HDI (p = 0.2515), explaining only 5.93% of its variation. These findings suggest that inflation alone is insufficient to be considered the primary driver of human development in the Philippines, which is likely influenced by broader economic and structural factors such as access to education, healthcare, and social protection rather than short-term price movements. While maintaining price stability remains economically important, it should be complemented by sustained investments in human capital and social services to support long-term human development. Future research may incorporate additional variables and alternative econometric approaches to capture the multidimensional determinants of human development.

Digital Financial Literacy and Insurance Purchase Intention: The Mediating Role of Risk Perception Krizha Ela Adlawon; Precious Leah Bulat-ag; Fria Lyriech Fernandez; Ronnette Jumao-as; Ayzelle Majasol; Queennie Purca; Gyrelle Merr Rojas; Jasmine Somera; Janella Gwayn Tapic; Glozy Belle O. Pial; Almira Batulanon; Angelo A. Palmero
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 7 No. 9 (2026): International Journal of Multidisciplinary: Applied Business and Education Rese
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijmaber.07.09.04

With the rise of digital financial services, young adults are widely engaging with digital tools and platforms. Despite this growing involvement, their intention to purchase insurance online remains uncertain. This study examines the relationship between digital financial literacy and insurance purchase intention, considering the potential mediating role of risk perception among digitally active young adults in the Davao Region. Using a quantitative correlational descriptive research design, data were collected from 300 respondents from January 2026 to February 2026 through surveys, using a nonp-probability sampling method that combined quota and purposive sampling techniques. A structured survey questionnaire, adapted from established instruments on digital financial literacy, insurance purchase intention, and risk perception, was used after undergoing expert content validation and pilot testing for reliability. Data were analyzed using JASP through descriptive statistics, Pearson's correlation and mediation analysis with bootstrapping were applied to examine the relationship. Findings indicate that young adults consistently demonstrated a very high level of digital financial literacy alongside high levels of insurance purchase intention and risk perception. Research found that people who know more about finances digitally tend to want insurance more. It turns out, too, that if someone thinks there's a higher risk, they're more likely to consider buying insurance. But interestingly, just because someone is good with digital financial tools doesn't mean they see insurance risks differently than others. These findings indicate that higher digital financial literacy is associated with greater insurance purchase intention, emphasizing the importance of targeted financial education initiatives.

Guided and Unguided AI Use in Assessments: Student Engagement and Satisfaction Jelica R. Enriquez
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 7 No. 9 (2026): International Journal of Multidisciplinary: Applied Business and Education Rese
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijmaber.07.09.05

The rapid adoption of generative artificial intelligence (GenAI) in higher education has changed how students plan, draft, revise, and complete assessment tasks. However, there is still limited evidence on how instructional guidance shapes students’ experiences with these tools. This study examined whether guided use of generative AI, defined as the use of structured prompting protocols, required human-in-the-loop critical reflection, and verification workflows, produces different outcomes from unguided use. A quantitative, quasi-experimental, cross-sectional comparison was employed involving 50 undergraduate students from information technology-related programs, with 25 students in the guided AI use group and 25 in the unguided AI use group. Student engagement and learning satisfaction were measured using multi-item Likert-scale subscales administered through an online post-assessment survey, and group differences were analyzed using independent-samples t-tests after assumption checks for normality and homogeneity of variance. Results showed that the guided AI use group reported significantly higher student engagement than the unguided group. The guided group likewise obtained significantly higher learning satisfaction than the unguided group. These findings indicate that AI does not improve educational outcomes through access alone. Instead, its value depends on pedagogical structure, explicit expectations, and instructor support. The study provides quantitative evidence that guided AI use can promote more active engagement and more satisfying assessment experiences than unguided use. It also offers practical implications for designing AI-supported assessment in higher education.

Frontlines of Student Support: Narratives of Student Affairs Practitioners in Higher Education Institutions in Masbate June Francisco Comedor
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 7 No. 9 (2026): International Journal of Multidisciplinary: Applied Business and Education Rese
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijmaber.07.09.06

The purpose of the this study is to explore the experiences of student affairs and services (SAS) practitioners in the Province of Masbate, particularly describing how they manage and administer the student affairs and services in their respective institution, the challenges encountered in the implementation of academic support services such as (a) student development services, (b) student welfare services and (c) institutional student development services. Further, the study described the solutions employed by practitioners to achieve institutional goals. The study utilized qualitative approach and narrative design to interpret the experiences of student affairs practitioners in the eleven (11) higher education institutions (HEIs): one (1) State University/ College (SUCs); four (4) Local Universities/ Colleges (LUCs) and six (6) Private Higher Education Institutions (PHEIs) situated in the Province of Masbate. Findings derived from the analyzed themes indicated management practices which enabled a smooth delivery of support services to the student community, however, some practitioners experienced management factors that hamper the delivery academic support. Notable challenges were also encountered by the student affairs and services (SAS) practitioners in the student development, student welfare and institutional student development programs. Amidst the difficulties, solutions and best practices were imparted by practitioners which ensure satisfactory and holistic academic support services among students in the college, thus led to creation of comprehensive development plan which practitioners may apply in their respective academic institutions.

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Home Page

OAI Link

Editorial Team

Contact

Reviewer

Google Scholar

Contact Name Froilan D. Mobo

Contact Email fd.mobo@pmma.edu.ph

Phone +6281331990313

Journal Mail Official editor@babmrjournal.org

Editorial Address Griya Shanta Eksekutif P470 Lowokwaru, Malang, Indonesia 65141

Location Kab. malang, Jawa timur INDONESIA

Abstract

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Abstract

Abstract

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Abstract

Contact Name
Froilan D. Mobo

Contact Email
fd.mobo@pmma.edu.ph

Phone
+6281331990313

Journal Mail Official
editor@babmrjournal.org

Editorial Address
Griya Shanta Eksekutif P470 Lowokwaru, Malang, Indonesia 65141

Location
Kab. malang,

Jawa timur

INDONESIA