cover
Contact Name
Froilan D. Mobo
Contact Email
fd.mobo@pmma.edu.ph
Phone
+6281331990313
Journal Mail Official
editor@babmrjournal.org
Editorial Address
Griya Shanta Eksekutif P470 Lowokwaru, Malang, Indonesia 65141
Location
Kab. malang,
Jawa timur
INDONESIA
International Journal of Multidisciplinary: Applied Business and Education Research
Published by Future Science
ISSN : -     EISSN : 27745368     DOI : 10.11594/ijmaber
International Journal of Multidisciplinary: Applied Business and Education Research is a peer-reviewed in a monthly basis that publishes full-length papers. it is to enhance the dissemination of knowledge across the multidisciplinary community. We are particularly interested in papers relevant to all disciplines. The editorial board is keep to receive articles that address all areas. The editorial board is keep to receive articles that address, inter alia, the following business scientific fields: General management International business trategic management Marketing Supply chain management Operations management Knowledge management Management of education Organization studies Entrepreneurship Small and medium enterprise Innovation Human resource management Information technology E-business Financial management and time series analysis. Education Social Sciences Science, Technology, Engineering and Mathematics (STEM) Economic Development Tourism Development Arts and Language Sports Theory Others The above areas are just indicative and the editors, in principle, welcome rigorous articles that encompass any scientific business and management field.
Articles 2,024 Documents
Algorithmic Literacy, Digital Literacy, and Perceived Digital Self-Efficacy as Predictors of Social Media Engagement Among Filipino Emerging Adults in the City of Manila Maria Alexandra C. Odvina; Renee Maxine S. Lazaro; Yashas N. Sah; Edmond Jacob C. Sy; Andrew C. Lim Un; Myla M. Arcinas
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 7 No. 8 (2026): International Journal of Multidisciplinary: Applied Business and Education Rese
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijmaber.07.08.13

Abstract

The rapid spread of recommender algorithms has made the competencies that govern how young people interpret and act in digital spaces a pressing concern. This study examined levels of algorithmic and digital literacy, as well as perceived digital self-efficacy, among Filipino emerging adults and tested whether these competencies predicted their social media engagement. Using a descriptive-correlational and predictive design, a researcher-adapted survey was administered through non-probability sampling to 77 eligible emerging adults from the City of Manila. Given the non-probability sampling and ordinal data, levels were summarized using the median (Mdn) and interquartile range; associations were tested with Spearman’s rank-order correlation; and predictors were identified through median (quantile) regression. Respondents showed a very high level of algorithmic literacy (Mdn = 4.50) and high levels of digital literacy (Mdn = 4.11), perceived digital self-efficacy (Mdn = 4.20), and social media engagement (Mdn = 3.83). All three competencies were significantly and positively associated with engagement: algorithmic literacy (ρ = .30, p = .003), digital literacy (ρ = .39), and perceived digital self-efficacy (ρ = .41), the latter two at p < .001. In the median regression, however, digital literacy was the only significant unique predictor of engagement (b = 0.47, p = .003); perceived digital self-efficacy and algorithmic literacy did not contribute uniquely once digital literacy was accounted for. Practical digital competence, rather than algorithm awareness or digital confidence alone, appears to most directly account for how emerging adults engage online, underscoring the value of competency-based digital citizenship programs.
Mapping Teenage Rebellion, Autonomy, and Parent–Child Conflict in Southeast Asian Families: A Scoping Review Rudyard LeRoy A. Benemerito; Zsui M. Gabriana; Venice Ann F. Venturina; Myla M. Arcinas
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 7 No. 8 (2026): International Journal of Multidisciplinary: Applied Business and Education Rese
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijmaber.07.08.14

Abstract

Teenage rebellion is a familiar lay term, yet how it is conceptualized and studied within Southeast Asian families—settings shaped by collectivist values, filial piety, and strong parental authority—remains unclear. This scoping review mapped the available evidence as a necessary first step toward more focused empirical work. Following the methodological framework of Arksey and O’Malley as refined by Levac and colleagues and reported in line with the Preferred Reporting Items for Systematic Reviews and Meta-Analyses Extension for Scoping Reviews, two databases were searched for peer-reviewed, English-language studies published between January 2000 and January 2025 on adolescents aged 13 to 19 years living with their families in Southeast Asia. Records were screened against pre-specified eligibility criteria, and data were charted in response to five research questions. Ten studies from six countries (Singapore, Thailand, Malaysia, the Philippines, Vietnam, and Indonesia) were included. Only two studies named rebellion directly; most used proxy constructs such as risk taking, conduct problems, aggression, children beyond control, and emotional and behavioral problems. Family conflict, weak parental monitoring or support, peer influence, and socioeconomic strain were the most consistently reported contributing factors. Manifestations centered on defiance, withdrawal, and conflict, whereas outcomes ranged from distress and risk behavior to, in supportive families, prosocial behavior and well-being. Designs were overwhelmingly cross-sectional. Southeast Asian research approaches adolescent rebellion obliquely, through related constructs and predominantly cross-sectional designs. The field would benefit from clearer conceptualization, qualitative work centering adolescents’ voices, longitudinal designs, culturally grounded frameworks, and more country-specific evidence.
Factors Affecting Attrition Among Certified Public Accountants in Davao Del Norte Joe Mari N. Flores; Angel Nhova P. Omalay; Devien D. Padillo; Shaine C. Romaguera
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 7 No. 8 (2026): International Journal of Multidisciplinary: Applied Business and Education Rese
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijmaber.07.08.19

Abstract

A gradual reduction in a company's employee count indicates attrition. Several factors influenced this incident, including employees' preferences and personal needs, environmental conditions, and workplace relations. The study identified the factors affecting attrition among Certified Public Accountants in Davao del Norte. This employed exploratory factor analysis in a non-experimental quantitative research design. A total of 132 participants were selected from a population of 197 currently employed in specific organizations within Davao del Norte. The researchers created a contextualized instrument that incorporated factors affecting attrition among CPAs. Exploratory Factor Analysis, the factor rotation method, Bartlett's Test of Sphericity, and the Kaiser-Meyer-Olkin (KMO) test are among the statistical tools used for data analysis and interpretation. Analysis revealed nine factors affecting attrition: Team performance, Job stability, Work itself, Intended-Systematic Exploration, Job preparation, Work security, Managerial support, Recognition, and Facility.
Enhancing Dentistry Students’ Knowledge of Dental Jurisprudence and Ethics through Outcome-Based Instructional Materials as an Instructional Strategy Eduard M. Riparip
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 7 No. 8 (2026): International Journal of Multidisciplinary: Applied Business and Education Rese
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijmaber.07.08.15

Abstract

Dental Jurisprudence and Ethics (DJE), a board-exam subject in the Dentist Licensure Examination, presents challenges for dentistry students due to its complexity and the limited availability of outcome-based instructional materials (OBIM). This study developed and validated an OBIM in DJE using a pretest-posttest experimental design. Two validated instruments were utilized: the OBIM and a 100-item Board-Exam-Patterned Test (BEPT). A total of 276 dentistry students from Centro Escolar University Manila and Makati were assigned to experimental and control groups. Baseline results showed both groups were comparable and demonstrated low knowledge of dental jurisprudence and ethics. Following the intervention, the experimental group achieved significantly higher BEPT posttest scores than the control group. The learning gains remained significant after controlling for baseline differences and reflected a substantial educational effect. The findings demonstrate that the developed OBIM effectively enhances students’ legal knowledge, ethical understanding, and professional preparedness, supporting its institutional adoption in dental education.
Guardians of Democracy: Exploring the Feasibility and Viability of Organizing Police Task Forces in Philippine Election Hotspot Areas Angelito M Dangli, Jr
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 7 No. 8 (2026): International Journal of Multidisciplinary: Applied Business and Education Rese
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/0.11594/ijmaber.07.08.29

Abstract

Election-related violence is one of the threats to democratic governance. This is evident in some provinces in the Philippines due to intimidation, political competition, and institutional weaknesses. While there have been studies about the issue of security during the election process from the campaign period until the proclamation of winners, no research has discussed what happens after the election. Questions on how inter-agency coordination, witness protection, accountability, and investigation measures continue after the disbandment of election task forces are yet to be answered by the gap in the literature. One of the important issues regarding governance is thus how public safety beyond election day can be maintained effectively.  This study sought to investigate the feasibility, effectiveness, acceptability, sustainability, and long-term viability of creating police task forces in election hotspots in the provinces of Abra and Cagayan. Data were collected using qualitative research through key informant interviews and focus group discussions with police investigators, COMELEC field officials, victims, witnesses, and community stakeholders. The data were analyzed using Braun and Clarke’s (2021) Reflexive Thematic Analysis. The findings indicate that police task forces were indeed effective in reducing visible forms of election-related violence through the deployment of additional police personnel, patrols, checkpoints, monitoring of intelligence, and the conduct of police operations, like the implementation of search warrants and arrest of wanted persons. Their sustainability, however, was hampered by witness intimidation, political pressure, lack of coordination among government institutions, and the temporary nature of task-force deployment. 
Pragmatic Emphasis as A Scaffolding Tool: A Relevance Theoretic Analysis of Instructional Communication Charles Bryan D. Beloy
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 7 No. 8 (2026): International Journal of Multidisciplinary: Applied Business and Education Rese
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijmaber.07.08.16

Abstract

This study investigates the use of micro-level pragmatic emphasis strategies of teachers as online cognitive scaffolding devices to negotiate working memory limitations and to mark the instructional salience of dense lectures. Based on Sperber and Wilson's Relevance Theory, it analyzes a corpus of spontaneous discourse from a Senior High School Creative Writing lesson to classify spoken emphasis markers evaluative adjectives, assertive adverbs, intensifiers, and directives into functional sub-types. The findings indicate that these markers function as real-time cognitive regulators, with forms tailored to the level of processing demand at hand: affirmative descriptors provide low-effort validation and consolidate abstract writing standards into easily memorable anchors; high-certainty adverbs eliminate ambiguity in subjective concepts; and pre-task intensifiers act as attentional triggers prior to complex task execution. The choice of marker aligns with the pedagogical phase in which it is employed, while localized Taglish code-switching combined with structured repetition reduces both processing effort and social distance. The research ultimately shows that conscious vocal emphasis in the teacher's speech is a crucial pedagogical device for handling cognitive load and optimizing student processing in the moment.
The Influence of Discounts on the Shopee E-Commerce Platform and Financial Discipline on Impulse Buying Behavior Peter G. Narsico; Ira Faye N. Apay; Hyacinth P. Belacho; Trisha Ann L. Lawas; Trisia Amor Pangan; Conielyn A. Ronato; Jubail Sebastian Villafor; Lalaine O. Narsico
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 7 No. 8 (2026): International Journal of Multidisciplinary: Applied Business and Education Rese
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijmaber.07.08.17

Abstract

The current study examined the nexus between Shopee online discount strategies and impulsive buying behavior among university students, with financial discipline explored as a potential moderator. More prevalent are flash sales, vouchers and gamified promotions in online shopping platforms that can induce impulsive buying behavior, especially among young people. A quantitative descriptive-correlational design was used with a structured survey questionnaire to 456 university students in Cebu City. The questionnaire measured three constructs quantitatively; exposure to Shopee discount, tendency to buy impulsively and financial discipline. Hierarchical multiple regression was used to test the direct effects of Shopee discount exposure, financial discipline, and the interaction of the two on impulse buying behavior. The results indicated that exposure to online discount of Shopee significantly predicted impulsive buying tendency (B = 0.41, p<.001) with about 15% of variance. The final model, which included financial discipline, their interaction and online discount exposure from Shopee, explained about 20.6% of the variance. Discount exposure was still positively associated with impulsive buying tendency (B=0.45, p<.001) and financial discipline had a significant negative association (B=−0.33, p<.001). However, the interaction term between mean-centered discount exposure and financial discipline scores was not statistically significant (B = −0.05, *p* = 0.518). Thus, financial discipline was related to lower impulsive buying tendency in general, but it did not significantly moderate the relationship between the exposure to online discount on Shopee and impulsive buying tendency. Future research should examine other possible moderators and interventions to improve financial self-regulation.
The Influence of Convenience, Pricing, Accessibility, and Product Variety on the Perceived Practical Utility of Online Shopping Rhitchelle Therese Egera; Lovelyn C. Trazona; Ramie Lou B. Abordonado; Mike Kevin C. Caballero; Marilou C. Obejero; Easter Mae C. Rita; Lalaine O. Narsico; Peter G. Narsico
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 7 No. 8 (2026): International Journal of Multidisciplinary: Applied Business and Education Rese
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijmaber.07.08.20

Abstract

Today, online shopping has become a core activity of consumers, especially among digital-savvy college students. While the importance of convenience, price, easy access and product variety is well known, the combined effect of these four factors on perceived practical utility has not been investigated. Among 380 college students in Cebu City, Philippines, the relationships established between these four features and practical utility have been examined using this descriptive-correlational quantitative design. Information was gathered using a structured questionnaire (14 items; Cronbach’s α = 0.897) and analysed using descriptive statistics and a regression model. Participants believed that online shopping is convenient (M = 3.98), provides price advantages (M = 4.04), high accessible (M = 4.30) and provides various product options (M = 4.09). The results indicated that convenience had a significant positive effect on practical utility (β = 0.66, p < .001), price (β = 0.61, p < .001), accessibility (β = 0.74, p < .001) and product variety (β = 0.73, p < .001). However, this was not the case in multiple regression model (R² = .58) where accessibility (β = 0.34), convenience (β = 0.28) and product variety (β = 0.24) remained significant while price advantage became non-significant (p = .137). The practical utility of online shopping is provided by accessibility, convenience and assortment of products. Price is less important in combination with other factors. 
The Integrated Dynamic Self-Sufficiency (IDSS) Framework: A Literature- Informed Conceptual Model for Sustainable Community Development Peter G. Narsico
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 7 No. 8 (2026): International Journal of Multidisciplinary: Applied Business and Education Rese
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijmaber.07.08.21

Abstract

Often, interventions to build community development fail to achieve durable self-sufficiency because support is fragmented or withdrawn before local capacities have been stabilized. In this paper we present the Integrated Dynamic Self-Sufficiency (IDSS) Framework. This model was developed using reflective conceptual reasoning and then examined and refined through an integrative, interdisciplinary review. The preliminary model organized self-sufficiency around five interrelated elements: Purpose, Mindset, Competence, Resources, and Connection.  We drew on literature from community development, resilience studies, psychology, education, sustainable development and systems thinking to illuminate the elements, evaluate their conceptual fit and refine the dynamic relationships of the model. In the framework, the elements move toward or away from a central state of self-sufficiency, and the strength of their connections represent the degree of integration and stability. The model identifies two possible ways it could fail: either it only addresses a subset of the elements, or it removes external support before sufficient convergence has occurred. It thus promotes a phased intervention logic where support is modulated to local capacity and scaled down responsibly as self-sufficiency is built. As a literature-informed conceptual model, the IDSS Framework offers testable propositions and potential applications in education, disaster relief, social services, and work with marginalized communities.
Stakeholder Profiles and the Status of Alternative Learning System Implementation in the Selected Community Learning Centers Arlene S. Rillorta; Priscila A. Santos
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 7 No. 8 (2026): International Journal of Multidisciplinary: Applied Business and Education Rese
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijmaber.07.08.22

Abstract

This study examined the profiles of Alternative Learning System (ALS) teachers and students, selected Community Learning Centers (CLCs), and the status of the implementation of the Alternative Learning System (ALS) in four CLCs. The research included 32 ALS learners and four ALS teachers. The researchers utilized structured questionnaires, a resource checklist and purposive sampling in gathering information. Average ratings, frequencies, and percentages were used to summarize the data. The learner profiles were dominated by students from low-income homes, men, adolescents, and jobless individuals. Financial hardships and family obligations were the most common reasons given for quitting formal education. The four married women who taught ALS ranged in age from 42 to 63. Two have master's degrees and two have bachelor's degrees, and all have specific training in special needs schooling. The four CLCs offered secure classrooms, facilities for learning activities, and permanent learning spaces; they were categorized as Type 3 centers. Important educational resources were still scarce, tho. The chosen centers lacked or had insufficient furniture, digital resources, instructional aids, visual aids, internet access, and supplemental materials. Despite these drawbacks, teachers and students reported generally positive experiences with ALS education. Positive scores were given to teacher assistance, course relevance, instructional tactics, and engagement; poorer ratings were given to the sufficiency of learning resources. The results indicate a disparity between the availability of basic facilities and the scarcity of digital and instructional resources that support them. 

Filter by Year

2020 2026


Filter By Issues
All Issue Vol. 7 No. 8 (2026): International Journal of Multidisciplinary: Applied Business and Education Rese Vol. 7 No. 7 (2026): International Journal of Multidisciplinary: Applied Business and Education Rese Vol. 7 No. 6 (2026): International Journal of Multidisciplinary: Applied Business and Education Rese Vol. 7 No. 5 (2026): International Journal of Multidisciplinary: Applied Business and Education Rese Vol. 7 No. 4 (2026): International Journal of Multidisciplinary: Applied Business and Education Rese Vol. 7 No. 3 (2026): International Journal of Multidisciplinary: Applied Business and Education Rese Vol. 7 No. 2 (2026): International Journal of Multidisciplinary: Applied Business and Education Rese Vol. 7 No. 1 (2026): International Journal of Multidisciplinary: Applied Business and Education Rese Vol. 6 No. 12 (2025): International Journal of Multidisciplinary: Applied Business and Education Res Vol. 6 No. 11 (2025): International Journal of Multidisciplinary: Applied Business and Education Res Vol. 6 No. 10 (2025): International Journal of Multidisciplinary: Applied Business and Education Res Vol. 6 No. 9 (2025): International Journal of Multidisciplinary: Applied Business and Education Rese Vol. 6 No. 8 (2025): International Journal of Multidisciplinary: Applied Business and Education Rese Vol. 6 No. 7 (2025): International Journal of Multidisciplinary: Applied Business and Education Rese Vol. 6 No. 6 (2025): International Journal of Multidisciplinary: Applied Business and Education Rese Vol. 6 No. 5 (2025): International Journal of Multidisciplinary: Applied Business and Education Rese Vol. 6 No. 4 (2025): International Journal of Multidisciplinary: Applied Business and Education Rese Vol. 6 No. 3 (2025): International Journal of Multidisciplinary: Applied Business and Education Rese Vol. 6 No. 2 (2025): International Journal of Multidisciplinary: Applied Business and Education Rese Vol. 6 No. 1 (2025): International Journal of Multidisciplinary: Applied Business and Education Rese Vol. 5 No. 12 (2024): International Journal of Multidisciplinary: Applied Business and Education Res Vol. 5 No. 11 (2024): International Journal of Multidisciplinary: Applied Business and Education Res Vol. 5 No. 10 (2024): International Journal of Multidisciplinary: Applied Business and Education Res Vol. 5 No. 9 (2024): International Journal of Multidisciplinary: Applied Business and Education Rese Vol. 5 No. 8 (2024): International Journal of Multidisciplinary: Applied Business and Education Rese Vol. 5 No. 7 (2024): International Journal of Multidisciplinary: Applied Business and Education Rese Vol. 5 No. 6 (2024): International Journal of Multidisciplinary: Applied Business and Education Rese Vol. 5 No. 5 (2024): International Journal of Multidisciplinary: Applied Business and Education Rese Vol. 5 No. 4 (2024): International Journal of Multidisciplinary: Applied Business and Education Rese Vol. 5 No. 3 (2024): International Journal of Multidisciplinary: Applied Business and Education Rese Vol. 5 No. 2 (2024): International Journal of Multidisciplinary: Applied Business and Education Rese Vol. 5 No. 1 (2024): International Journal of Multidisciplinary: Applied Business and Education Rese Vol. 4 No. 12 (2023): International Journal of Multidisciplinary: Applied Business and Education Res Vol. 4 No. 11 (2023): International Journal of Multidisciplinary: Applied Business and Education Res Vol. 4 No. 10 (2023): International Journal of Multidisciplinary: Applied Business and Education Res Vol. 4 No. 9 (2023): International Journal of Multidisciplinary: Applied Business and Education Rese Vol. 4 No. 8 (2023): International Journal of Multidisciplinary: Applied Business and Education Rese Vol. 4 No. 7 (2023): International Journal of Multidisciplinary: Applied Business and Education Rese Vol. 4 No. 6 (2023): International Journal of Multidisciplinary: Applied Business and Education Rese Vol. 4 No. 5 (2023): International Journal of Multidisciplinary: Applied Business and Education Rese Vol. 4 No. 4 (2023): International Journal of Multidisciplinary: Applied Business and Education Rese Vol. 4 No. 3 (2023): International Journal of Multidisciplinary: Applied Business and Education Rese Vol. 4 No. 2 (2023): International Journal of Multidisciplinary: Applied Business and Education Rese Vol. 4 No. 1 (2023): International Journal of Multidisciplinary: Applied Business and Education Rese Vol. 3 No. 12 (2022): International Journal of Multidisciplinary: Applied Business and Education Res Vol. 3 No. 11 (2022): International Journal of Multidisciplinary: Applied Business and Education Res Vol. 3 No. 10 (2022): International Journal of Multidisciplinary: Applied Business and Education Res Vol. 3 No. 9 (2022): International Journal of Multidisciplinary: Applied Business and Education Rese Vol. 3 No. 8 (2022): International Journal of Multidisciplinary: Applied Business and Education Rese Vol. 3 No. 7 (2022): International Journal of Multidisciplinary: Applied Business and Education Rese Vol. 3 No. 6 (2022): International Journal of Multidisciplinary: Applied Business and Education Rese Vol. 3 No. 5 (2022): International Journal of Multidisciplinary: Applied Business and Education Rese Vol. 3 No. 4 (2022): International Journal of Multidisciplinary: Applied Business and Education Rese Vol. 3 No. 3 (2022): International Journal of Multidisciplinary: Applied Business and Education Rese Vol. 3 No. 2 (2022): International Journal of Multidisciplinary: Applied Business and Education Rese Vol. 3 No. 1 (2022): International Journal of Multidisciplinary: Applied Business and Education Rese Vol. 2 No. 12 (2021): International Journal of Multidisciplinary: Applied Business and Education Res Vol. 2 No. 11 (2021): International Journal of Multidisciplinary: Applied Business and Education Res Vol. 2 No. 10 (2021): International Journal of Multidisciplinary: Applied Business and Education Res Vol. 2 No. 9 (2021): International Journal of Multidisciplinary: Applied Business and Education Rese Vol. 2 No. 8 (2021): International Journal of Multidisciplinary: Applied Business and Education Rese Vol. 2 No. 7 (2021): International Journal of Multidisciplinary: Applied Business and Education Rese Vol. 2 No. 6 (2021): International Journal of Multidisciplinary: Applied Business and Education Rese Vol. 2 No. 5 (2021): International Journal of Multidisciplinary: Applied Business and Education Rese Vol. 2 No. 4 (2021): International Journal of Multidisciplinary: Applied Business and Education Rese Vol. 2 No. 3 (2021): International Journal of Multidisciplinary: Applied Business and Education Rese Vol. 2 No. 2 (2021): International Journal of Multidisciplinary: Applied Business and Education Rese Vol. 2 No. 1 (2021): International Journal of Multidisciplinary: Applied Business and Education Rese Vol. 1 No. 1 (2020): International Journal of Multidisciplinary: Applied Business and Education Rese More Issue