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Contact Name
Luqman H
Contact Email
jeps@sebi.ac.id
Phone
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Journal Mail Official
jeps@sebi.ac.id
Editorial Address
Jl. Raya Bojongsari, Pondok Rangga, Kec. Sawangan, Kota Depok, Jawa Barat 16517, Indonesia
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Kota depok,
Jawa barat
INDONESIA
Jurnal Ekonomi dan Perbankan Syariah
ISSN : 23551755     EISSN : 25796437     DOI : https://doi.org/10.46899/jeps.v9i1
Core Subject : Economy, Social,
Jurnal Ekonomi dan Perbankan Syariah is a scholarly journal published by Islamic Banking Department, School of Islamic Economics STEI SEBI The JEPS journal has been issued since 2013 and it’s have published twice in a year in April and October. The journal has been publishing scholarly papers since 2013. Starting in 2018 onwards, we encourage authors to only submit research papers written in good-read English academic writing. The journal is designed to provide a forum for researchers or academicians and also practitioners who are interested in knowledge and in discussing ideas, issues and challenges in the field of Islamic economic and banking. To solve the problem of the ummah and to provide the solution for the gap between the theories and practices. The scope or coverage of this journal will include but are not limited to Islamic economics, Islamic business, Islamic banking, Islamic capital markets, Islamic wealth management, issues on shariah implementation/practices of Islamic banking, zakat and awqaf, takaful, Islamic corporate finance, shariah-compliant risk management, Islamic derivatives, issues of Shariah Supervisory Boards, Islamic business ethics.
Articles 115 Documents
Islamic Financial Institutions’ Perceptions on financing for Public-Private Partnership Projects in Indonesia Wirdayanti, Yosita Nur; Nidar, Sulaeman Rahman
Jurnal Ekonomi dan Perbankan Syariah Vol 12, No 2 (2024): Journal of Islamic Economics and Banking
Publisher : Institut Agama Islam (IAI) SEBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61111/jeps.v12i2.679

Abstract

Purpose – This paper aims to contribute to the body of knowledge about Islamic Financial Institutions’ (IFIs) intention on financing PPP projects in an Indonesia context, and to offer substantial support to the government to facilitate the implementation of appropriate policies or enact reforms that will encourage increased IFIs financing in PPP projects.Design/methodology/approach – This study developed a theoretical model using the theory of planned behavior (TPB) and subsequently validated it using empirical data gathered from Islamic Financial Institutions in Indonesia. The model was tested using Partial Least Squares Structural Equation Modeling (PLS-SEM).Findings – The findings revealed that “subjective norms” and “perceived control behavior” were the significant latent variables impacting IFIs' intention to finance PPP projects. Moreover, the most crucial observable variables affecting the private sector’s intention were “positive attitudes of experienced IFIs,” and “good relationship with PPP implementing company.”Originality – This study highlights a significant deficiency in the existing body of literature. Although there have been several studies on Public-Private Partnerships (PPP) in existing literature, there is a scarcity of study focused on examining the key elements that influence the Islamic Financial Institutions' willingness to finance PPP projects.
The Role of Islamic Banking Financing for Afforadable Housing in Realizing Sustainable Development: An Analytic Network Process (ANP) Method Ghoni, Muhammad Abdul; Maksum, Asep
Jurnal Ekonomi dan Perbankan Syariah Vol 12, No 1 (2024): Journal of Islamic Economics and Banking
Publisher : Institut Agama Islam (IAI) SEBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46899/jeps.v12i1.520

Abstract

The government of the Republic of Indonesia is to provide appropriate affordable housing programs for low middle incomes. Based on the physical attributes and traditional social aspects of the low-middle income household, and social environment in the residential area, as well as their contribution to economic growth. This paper evaluates the level of prioritization of Islamic Banking Financing for affordable housing program of low-middle income families in Realizing Sustainable Development. Simultaneously, the research offers access to sustainability measurement of Islamic banking to finance affordable housing on both the social and environmental dimensions. This research utilizes An Analytic Network Process (ANP) Method to evaluate and select Sustainable Development Goal Ranking The results of this study are found that Sustainable Development Goal 8: Promote inclusive and sustainable economic growth, employment and decent work for all, is most important for Islamic banking financing for affordable housing program in Realizing sustainable Development comparing to the Sustainable Development Goals (SDGs) of goas number 9: Build resilient infrastructure, promote inclusive and sustainable industrialization and foster innovation, and Goal 11: Make cities and human settlements inclusive, safe, resilient and sustainable. Furthermore, according to the experts of Islamic Housing financing, the objective of Islamic banking financing for Affordable Housing In Realizing Sustainable Development are; to protect low-income people and people in vulnerable situations and reduce the risk for slum dwellers.
Is The Dupont System Method Can Analyze Financial Reports? Wahidullah, Wahidullah; Istiqomah, Istiqomah
Jurnal Ekonomi dan Perbankan Syariah Vol 11, No 2 (2023): Journal of Islamic Economics and Banking
Publisher : Institut Agama Islam (IAI) SEBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46899/jeps.v11i2.482

Abstract

The purpose of this research is to determine the calculation of financial report performance and the results of the analysis of Bank Mega Syariah's financial report performance for the 2012–2021 period using the DuPont System method. This research method uses a qualitative descriptive method. In the calculations and data analysis carried out on the performance of Bank Mega Syariah's financial reports for 2012–2021, it can be seen from 3 indicators, namely Net Profit Margin (NPM), Total Asset Turnover (TATO), and Return On Investment (ROI). From the results of the calculations carried out, we obtained fluctuating results with the average of the three indicators, namely Net Profit Margin of 37.7%, the average gain for the last ten-year period Total Asset Turnover was 0.22 times, and the average gain, the average Return On Investment score is 0.08%, which shows the performance assessment is based on the ROI criteria assessment, namely Unhealthy. Based on the results of the performance analysis based on the calculations obtained, namely the bank's ability to obtain net profits from low income, the company is not efficient in utilizing all its assets, and the company's ability to generate net profits is less efficient.
Negotiations at Work Field Practice of Shariah Banking Students in Conventional Banking Hendrianto, Hendrianto; Umam, Khairul; Ulmawandri, Juniko; Nurcahyati, Dwi
Jurnal Ekonomi dan Perbankan Syariah Vol 12, No 2 (2024): Journal of Islamic Economics and Banking
Publisher : Institut Agama Islam (IAI) SEBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61111/jeps.v12i2.774

Abstract

This research aims to analyze the implementation of negotiations in these negotiations, analyze the implementation of student internship activities, and determine the satisfaction of Conventional Financial Institutions with the Performance of Student Interns. This research is a Mix Method. The data collection techniques used were observation, interviews, documentation and questionnaires. The research results show that the negotiation strategy and planning carried out by the IAIN Curup Sharia Banking Study Program was carried out with a win-win strategy with planning carried out through discussions among Sharia Banking lecturers and the formation of an internship committee. The implementation of negotiations in negotiations takes place through the stages of exchanging information, bargaining and commitment. The implementation of internship activities is carried out in three parts, namely the opening in the form of a briefing preparing intern students for work. Carrying out internship activities helps serve customers and assists the work of other employees. Meanwhile, closing is to evaluate the service activities provided on that day. The satisfaction of conventional financial institutions with the performance of Islamic Banking Study Program intern students at IAIN Curup is in the range of 80-100% with statements of very satisfaction.
Pengaruh Product Knowledge dan Brand Image Terhadap Keputusan Masyarakat Menjadi Nasabah Bank Syariah Indonesia di Kota Tangerang Selatan Firmansyah, Devi Nadilla; Buchori, Nur S.; Firmansyah, Firmansyah
Jurnal Ekonomi dan Perbankan Syariah Vol 12, No 2 (2024): Journal of Islamic Economics and Banking
Publisher : Institut Agama Islam (IAI) SEBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61111/jeps.v12i2.1040

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh dari product knowledge (pengetahuan produk) dan brand image (citra merek) terhadap Keputusan bagi Nasabah Bank Syariah Indonesia di Kota Tangerang Selatan. Penelitian ini menggunakan metodologi kuantitatif. Data yang digunakan adalah data primer yang diperoleh dengan menyebarkan kuisioner dengan skala likert. Penelitian ini menggunakan teknik analisis PLS-SEM menggunakan program pengolah data SmartPLS 3.2.9. Sampel yang digunakan berjumlah 100 masyarakat. Hasil pada penelitian ini menunjukkan bahwa variabel independen dapat mempengaruhi variabel dependen dapat dilihat dari nilai R-Square sebesar 0,701. Melalui uji statistik menunjukan bahwa variabel Product Knowledge tidak memiliki pengaruh positif dan signifikan terhadap keputusan masyarakat menjadi nasabah Bank Syariah Indonesia dengan nilai 0,110. Brand Image memiliki pengaruh signifikan dan positif terhadap keputusan masyarakat menjadi nasabah Bank Syariah Indonesia dengan nilai 0,743

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