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Contact Name
AS Ahmar
Contact Email
journal@ahmar.id
Phone
-
Journal Mail Official
daengku@ahmarcendekia.or.id
Editorial Address
Jalan Karaeng Bontomarannu No. 57 Kecamatan Galesong, Kabupaten Takalar Provinsi Sulawesi Selatan, Indonesia
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INDONESIA
Daengku: Journal of Humanities and Social Sciences Innovation
ISSN : -     EISSN : 27756165     DOI : https://doi.org/10.35877/454RI.daengkuv1i1
The Daengku seeks to publish high-quality research papers, review articles, and book reviews that make a contribution to knowledge through the application and development of theories, new data exploration, and/or scientific analysis of salient policy issues. The Scope of the Daengku includes the following areas: Social Sciences: Anthropology, Asian Studies, Communication, Demography, Development, Gender Studies, Government & Public Policy, Human Ecology, International Relations, Media Studies, Peace and Conflict, Political Science, Science, Technology & Society, Sociology. Humanities: Cultural Studies, Education, History, Human Geography, Linguistics, Philosophy, Religion.
Arjuna Subject : Umum - Umum
Articles 17 Documents
Search results for , issue "Vol. 5 No. 2 (2025)" : 17 Documents clear
Analysis of Financial Inclusion and Technology about Implementation of Coastal MSMEs in Sumenep, Madura Purnomo, Arie Setyo Dwi; Kurriwati, Nirma
Daengku: Journal of Humanities and Social Sciences Innovation Vol. 5 No. 2 (2025)
Publisher : PT Mattawang Mediatama Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35877/454RI.daengku3845

Abstract

The goal of this study is to test aspects of financial inclusion and technology side on MSME implementation in Madura. This study was conducted in Sumenep with the object of research being the MSME sector in Pesisir Sumenep. The collection data method is done by spreading questionnaires and observations. Data compilation using regression analysis techniques to test the hypothesis. According to research results, the financial inclusion and technology variables have a positive and significant impact on the performance of SMEs in Sumenep Coast, Madura. Financial inclusion and technology have great potential to drive inclusive and sustainable economic growth through expanding access to financial services and technology for MSMEs, which can reduce inequality and encourage innovation, so the government has to continue to support development infrastructure for financial inclusion and technology for MSMEs.
Analysis of Strengthening the Regulation on the Handling of Corruption Evidence and Asset Forfeiture for the Economic Recovery of State Finances in the Perspective of Islamic Law Abdul Saman Nst
Daengku: Journal of Humanities and Social Sciences Innovation Vol. 5 No. 2 (2025)
Publisher : PT Mattawang Mediatama Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35877/454RI.daengku3858

Abstract

The handling of corruption evidence and asset forfeiture has a crucial role in efforts to restore the economy and state finances. Regulations governing this process must be strengthened to be more effective in recovering state losses and providing a deterrent effect for perpetrators. This study analyzes the strengthening of regulations related to the handling of evidence and seizure of corruption assets from the perspective of Islamic law. With a normative approach and literature study, this research compares existing regulations with the principles of Islamic law that emphasize justice, benefit, and transparency in managing the proceeds of crime. The results show that Islamic law has a concept of confiscation of illicit assets that is in line with the aim of restoring the country's economy. Therefore, strengthening regulations can be done by adopting the values of Islamic law in the national legal system to create a fairer and more effective mechanism in combating corruption.
Islamic Banking Fiqh: Urgency and Economic Challenges in the System of Islamic Financial Institutions (LKS) in Indonesia Tentiyo Suharto
Daengku: Journal of Humanities and Social Sciences Innovation Vol. 5 No. 2 (2025)
Publisher : PT Mattawang Mediatama Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35877/454RI.daengku3859

Abstract

Islamic banking is a form of financial system based on sharia principles. The urgency of fiqh in Islamic banking is very important because it is a guideline in carrying out transactions in accordance with Islamic law. One of the important aspects in Islamic banking is the application of fiqh muamalah in the products of raising funds (funding), channeling funds (landing) and services (services) in the payment traffic offered. This research uses a qualitative method. Data were collected through literature review, analysis of bank policy documents related to products at Islamic financial institutions (LKS). The result of this study is that although the application of Islamic banking fiqh has been running well, especially in relation to murabahah, mudharabah, musyarakah, ijarah, kafalah, wakalah and hiwalah contracts, it has been applied in accordance with the principles of Islamic banking fiqh. However, there are still some challenges such as the public's not optimal understanding of the concept of Islamic banking, especially in LKS, regulations that continue to evolve, and competition with conventional banking or conventional financial institutions that still require increased education to the public as well as strengthening regulations to ensure compliance with sharia principles. To be able to contribute to the development of Islamic banking specifically in the field of LKS in Indonesia.
Government E-Service Delivery with Public-Private Partnership Approach in Rural Bangladesh: A Case Study on Mymensingh District Sarker, Anupom
Daengku: Journal of Humanities and Social Sciences Innovation Vol. 5 No. 2 (2025)
Publisher : PT Mattawang Mediatama Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35877/454RI.daengku3880

Abstract

This article provides a comprehensive examination and assessment of the e-services delivery of government through Union Digital Centers (UDCs). The emergence of electronic governance has resulted in the accelerated delivery of electronic services in different countries, including Bangladesh, with the aim of promoting socio-economic progress. Nonetheless, the notion of the “digital divide” or “digital gap” imposes constraints on its overall efficacy with e- services delivery as it exacerbates the socioeconomic disparity between affluent and impoverished individuals. In relation to the digital divide, existing literature indicates that tele-centers have predominantly been unsuccessful in reaching the intended demographic of the most impoverished individuals. The present study employed a survey methodology to gather data from a sample of 150 participants situated across 6 distinct Union Digital Centers (UDCs) of Mymensingh District. The results of the study suggest a favorable outcome with regards to the accessibility, affordability, convenience, and provision of services. However, it is imperative to enhance the implementation of Public-Private Partnerships (PPP) in order to achieve the desired outcomes in the field of e-governance.
Changes in Bank Service Quality After Merger: A Case Study on Banks in Indonesia Alexander, Gloria; Tetimau, Felicia Edlyn; Mahendra, Adrian; Linawati, Nanik
Daengku: Journal of Humanities and Social Sciences Innovation Vol. 5 No. 2 (2025)
Publisher : PT Mattawang Mediatama Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35877/454RI.daengku3882

Abstract

Bank mergers are a strategic initiative aimed at enhancing financial stability, expanding market share, and improving service efficiency. This study examines the impact of bank mergers on service quality in Indonesia, with a particular focus on customer satisfaction, operational efficiency, and brand trust across three different generations (gen X, millennials, & gen Z). Using qualitative methods, this research analyzes survey data derived from news articles and customer feedback from banks that underwent mergers between 2018 and 2023. The findings indicate that bank mergers often result in improved digital services, broader service offerings, and greater operational efficiency. However, they may also lead to short-term challenges, including service disruptions, policy changes, and shifts in brand identity. These disruptions can create uncertainty around product offerings, pricing, and service consistency, potentially affecting overall customer satisfaction. Nevertheless, banks that effectively manage post-merger integration—through transparent communication, consistent service delivery, and proactive customer engagement—are better positioned to retain customer loyalty. Moreover, brand reputation and perceived stability play a crucial role in shaping customer trust and retention following a merger. While mergers offer significant opportunities for growth and innovation, they also pose risks to customer relationships if not carefully managed. Therefore, understanding these dynamics is essential for banks seeking to address customer concerns, strengthen retention strategies, and realize the long-term benefits of mergers.
Cognitive and Behavioral Adaptation Strategies in Learning Financial Derivatives: A Qualitative Study on Undergraduate Students Rachman, Izmirta
Daengku: Journal of Humanities and Social Sciences Innovation Vol. 5 No. 2 (2025)
Publisher : PT Mattawang Mediatama Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35877/454RI.daengku3892

Abstract

Financial derivatives constitute a challenging course for undergraduate students due to the complexity of the underlying concepts and calculations. This study explores students’ cognitive and behavioral adaptation strategies in learning financial derivatives, employing financial literacy theory, cognitive and behavioral learning theories, and risk management theory as analytical frameworks. A qualitative approach was adopted, involving in-depth interviews with 21 seventh-semester students from a private university in Jakarta, selected through purposive sampling. The data were analyzed thematically and supplemented with quantitative counts of adaptation strategy frequency. The findings indicate that students struggle to comprehend technical terminology and apply derivative concepts, challenges that are further exacerbated by a lack of contextual learning. The most common adaptation strategies include case-based learning, self-directed study, group discussions, and the use of technology such as artificial intelligence and social media. The study highlights the need for more interactive, simulation-based teaching methods and expanded access to digital learning resources.
Multiple Representation Strategy through Team-Based Representational Activities with Creative Exploration via Learning through Video on Cell Fundamentals Ahmar, Dewi Satria; Azzajjad, Muhammad Fath
Daengku: Journal of Humanities and Social Sciences Innovation Vol. 5 No. 2 (2025)
Publisher : PT Mattawang Mediatama Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35877/454RI.daengku3906

Abstract

In the era of digitalized science education, students’ ability to construct, connect, and communicate scientific ideas through multiple representations is increasingly vital. This study examined the effectiveness of a Multiple Representation Strategy via Team-Based Representational Activities with Creative Exploration through Learning via Video in improving representational abilities on cell fundamentals. The research involved 20 undergraduate students from a 2019 Chemistry Education cohort. Using a Project-Based Learning (PJBL) model, students collaboratively produced educational videos based on lecture subtopics. Representational ability was assessed through five essay items aligned with indicators: verbal, visual, symbolic, integrated, and creative. Descriptive results showed verbal representation scored highest (M=84), followed by visual (M=78), while symbolic (M=65) and integrated (M=68) scored lowest. Regression analysis revealed verbal, visual, and integrated representations significantly predicted overall performance (p < 0.05), with verbal being the strongest predictor (β = 0.421). These findings suggest that the PJBL-video approach supports expressive and visual learning well but needs enhancement in fostering symbolic and integrative skills. The study highlights the importance of instructional strategies that encourage communication, creativity, and abstract reasoning. Insights from this research can inform the development of science pedagogy and curriculum aimed at improving representational fluency, especially in biochemistry education and broader STEM learning contexts.

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