cover
Contact Name
Supriyanto
Contact Email
jurnalesa@stisabuzairi.ac.id
Phone
+6285235575653
Journal Mail Official
jurnalesa@stisabuzairi.ac.id
Editorial Address
Redaksi Jurnal ESA Sekolah Tinggi Ilmu Syariah Abu Zairi Jln. Raya Pakisan RT 06 RW 01 PAkisan – Tlogosari – Bondowoso 68272
Location
Kab. bondowoso,
Jawa timur
INDONESIA
JURNAL ESA
ISSN : 27458393     EISSN : 27460843     DOI : -
Core Subject : Economy,
URNAL ESA, Jurnal Kajian Ekonomi Syariah, diterbitkan oleh Program Studi : Ekonomi Syariah Sekolah Tinggi Ilmu Syariah Abu Zairi Bondowoso sebagai media pertukaran informasi dan karya ilmiah antara dosen, alumni, mahasiswa, pembaca dan pemerhati masalah Ekonomi Syariah. Dan untuk menyalurkan hasil penelitian lapangan atau laboratorium maupun studi pustaka. Jurnal ini diterbitkan dua kali dalam setahun yaitu pada bulan Februari dan Agustus
Articles 54 Documents
MANAJEMEN PEMASARAN DALAM PERSPEKTIF MASLAHAH MURSALAH Hendra Rofiullah, Ahmad; Riesty, Kurnia
ESA : JURNAL KAJIAN EKONOMI SYARIAH Vol 5 No 2 (2023): AGUSTUS
Publisher : SEKOLAH TINGGI ILMU SYARIAH ABU ZAIRI BONDOWOSO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58293/esa.v5i2.55

Abstract

Maslahah mursalah is the path taken by Islamic law to apply its rules and commands to new events for which there is no nashnya. In addition, maslahah mursalah is also a way of determining the rules that must exist in the course of human life, in order to be in accordance with maqashid sharia ammah (maintenance of religion, soul, mind, offspring and property), and an act that is essentially to maintain the five aspects of the shara's objectives, then called maslahah. The concept of maslahah mursalah is not only limited to worship issues, but also economic issues (muamalah). In this case, the problem that will be raised in this paper is about marketing management in the perspective of maslahah mursalah. research related to marketing strategies from the perspective of maslahah mursalah. The steps that need to be carried out when using the literature study model are first, the researcher here makes observations and analyzes the phenomena that occur related to the topic of writing the article. Second, data sources come from empirical data from official documents. Third, determining the focus of research based on the literature obtained. Fourth, reviewing various sources of literature to find new ideas related to the research to be carried out. Researchers obtained data sourced from official literature relevant to the research topic such as journals, books, or scientific articles. The results of this study indicate that marketing management based on maslahah mursalah is an analysis, planning, implementation, and control of programs designed to create, build, and maintain profitable exchanges with target markets with a view to achieving the objectives of organizational goals by taking into account sharia values in the form of maslahah, justice and prioritizing the concept of grace and pleasure, both from sellers and buyers, to Allah SWT.
IMPLEMENTASI MONITORING PEMBIAYAAN MUROBAHAH DI BMT MASLAHAH CABANG JEMBER TAHUN 2023 Supriyanto; Adi Suwarno, Suparjo
ESA : JURNAL KAJIAN EKONOMI SYARIAH Vol 5 No 2 (2023): AGUSTUS
Publisher : SEKOLAH TINGGI ILMU SYARIAH ABU ZAIRI BONDOWOSO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58293/esa.v5i2.57

Abstract

The purpose of this study is to describe the implementation of Murobahah Financing monitoring at BMT Maslahah Jember Branch in 2023 where there are many benefits of monitoring among the effectiveness of returning loans from creditors in Islamic financing, especially at BMT Maslahah Jember Branch in 2023. Monitoring also serves to assess the extent to which the implementation of murabaha has a positive impact on Islamic financing.
KUALITAS PELAYANAN TERHADAP LOYALITAS ANGGOTA PRODUK TABUNGAN UMUM SYARIAH Alfiyanto
ESA : JURNAL KAJIAN EKONOMI SYARIAH Vol 5 No 1 (2023): FEBRUARI
Publisher : SEKOLAH TINGGI ILMU SYARIAH ABU ZAIRI BONDOWOSO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58293/esa.v5i1.59

Abstract

Service quality can be interpreted as an effort to fulfill customer needs and desires and the accuracy of their delivery in balancing customer expectations. Good and optimal service will have an impact on member loyalty to always consistently not switch to other financial institutions, members will always use their products or services and will later recommend them to others. The research method used is a quantitative approach. Data collection was carried out by filling out a research questionnaire given to 60 members of Islamic general savings products at KSPS BMT UGT Sidogiri Capem Banyuputih Situbondo. And the analysis technique used is the correlation coefficient (R), coefficient of determination, regression model, F test, and t test. Based on the results of the analysis in this study, it shows that service quality has a significant effect simultaneously on member loyalty. This is evidenced by the value of Fcount = 4.123> Ftable = 2.39 and the value of Sig. 0,003 ≤ 0,05. While the partially significant effect of service quality on member loyalty, as evidenced by the results of the reliability variable t test with a tcount value = 2.172> ttable = 2.000 and a Sig. value of 0.034 ≤ 0.05. 0,034 ≤ 0,05. And the empathy variable with a tcount value = 2.518> ttable = 2.000 and Sig value. 0,015 ≤ 0,05. Not all service quality sub-variables partially have a significant influence on the member loyalty variable. Physical evidence, responsiveness, and assurance variables partially have no significant effect on member loyalty. And of the five service quality sub variables that have the most dominant influence is the empathy variable with a regression coefficient value of 0.364.
STRATEGI KEMITRAAN SEBAGAI UPAYA PEMBERDAYAAN EKONOMI DALAM MENINGKATKAN PENDAPATAN DAN KESEJAHTERAAN MASYARAKAT (STUDI KASUS PADA USAHA KOPERASI TERNAK TANI SYARI’AH MITRA SUBUR KABUPATEN BONDOWOSO) Nurjannah, Feby
ESA : JURNAL KAJIAN EKONOMI SYARIAH Vol 5 No 1 (2023): FEBRUARI
Publisher : SEKOLAH TINGGI ILMU SYARIAH ABU ZAIRI BONDOWOSO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58293/esa.v5i1.60

Abstract

Partnership is a business cooperation which is a business strategy carried out between two or more parties with the principles of mutual need, mutual enlargement and mutual benefit. This can be seen because basically each party must have weaknesses and advantages, precisely with the weaknesses and advantages of each party will complement each other in the sense that one party will fill in by fostering the weaknesses of the other and vice versa. KTTS is a cooperative legal entity that aims to empower the Bondowoso community. The research focused on: 1) How is the business partnership strategy of Mitra Subur Shari'ah Farmer Livestock Cooperative as an effort to empower the community's economy? 2) What is the impact of the partnership strategy of the Mitra Subur Syari'ah Farmer Livestock Cooperative on increasing the income of the Bondowoso Regency community? 3) What is the impact of the partnership strategy of the Mitra Subur Syari'ah Farmer Livestock Cooperative on the economic welfare of the Bondowoso Regency community? 4) What are the supporting and inhibiting factors of the partnership strategy of the Mitra Subur Syari'ah Farmer Livestock Cooperative? This type of research is descriptive qualitative research with the key instrument of the researcher himself. The research location is the Sharia Tani Livestock Cooperative in Karanganyar Village, Tegal Ampel District, Bondowoso Regency. Data collection used interviews, documentation, and observation methods. Data analysis was carried out using data reduction techniques, data presentation, and conclusion drawing. The data sources obtained consisted of primary and secondary data sources. The results of this study indicate that the partnership pattern run by KTTS is a core plasma partnership pattern with the institution as a provider of goods and product marketing. The existence of the Sharia Tani Livestock Cooperative partnership concept can provide empowerment, increased income, and welfare for its members/partners. Empowerment is carried out in the form of guidance to members on how to be able to raise livestock in a more effective and efficient way and time. The impact will certainly greatly affect the increase in income and welfare of each member.
PERAN LEMBAGA KEUANGAN SYARIAH DALAM MENDUKUNG EKONOMI MIKRO DAN KECIL: STUDI KASUS KJKS BMT-UGT SIDOGIRI Firdausiah, Nuri
ESA : JURNAL KAJIAN EKONOMI SYARIAH Vol 5 No 1 (2023): FEBRUARI
Publisher : SEKOLAH TINGGI ILMU SYARIAH ABU ZAIRI BONDOWOSO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58293/esa.v5i1.61

Abstract

This study examines the important role of economic activities in people's daily lives and the role played by banking institutions in the context of the economy. In addition, the study highlights the development of Islamic banking as a coveted alternative for Muslims in the financial system. The research explains that Islamic banking focuses on sharia principles, particularly the principle of profit sharing, as a fair and usury-free alternative.Furthermore, the research describes the role of the Integrated Self-Help Enterprise (BMT) as an Islamic microfinance institution that assists the economy of micro and small entrepreneurs. In this context, profit sharing is the main characteristic that distinguishes the Islamic financial system from the conventional one. The research highlights the importance of following sharia provisions in the operational activities of Islamic financial institutions and the role of the Indonesian Ulema Council (MUI) in determining the halalness of transactions.It also presents a case study of KJKS BMT-UGT Sidogiri, highlighting mudharabah financing as a high-risk product and issues related to profit projection. The findings in this study indicate the need for further research in this context, with the aim of improving the understanding and implementation of sharia principles in Islamic financial institutions and supporting the development of micro and small economies in a fair and sustainable manner.
PRAKTIK JUAL BELI BERBASIS INFORMATIKA DAN TRANSAKSI ELEKTRONIK PERSPEKTIF UU NO 19 TAHUN 2016 DAN HUKUM EKONOMI SYARIAH Billah, Akrim
ESA : JURNAL KAJIAN EKONOMI SYARIAH Vol 5 No 1 (2023): FEBRUARI
Publisher : SEKOLAH TINGGI ILMU SYARIAH ABU ZAIRI BONDOWOSO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58293/esa.v5i1.62

Abstract

Law No. 19 of 2016 regulates the regulation of legal legality of buying and selling based on information and electronic transactions supported by the law on consumer protection in 1999 and trade law no. 14. Likewise, Sharia Economic Law regulates all forms of activities both fertically and horizontally, the existence of Sharia Economic Law as the main reference becomes the benchmark in both social and digital muamalah. 4.0 is an era where the digital world dominates all "economic" activities, digital developments in the 4.0 era make the world in one hand, especially in the world of online buying and selling. From internal and external cities can easily interact through the online media. With the development of information technology has caused world relations to become borderless and caused changes in economic matters quickly, thus buying and selling transactions can be carried out through electronic transactions that are not limited by place and time. The research method used is juridical narrative, while the data collection method uses primary, secondary, and tertiary legal materials. The purpose of this study is to explain how the views of Law No. 19 of 2016 and Sharia Economic Law on the practice of buying and selling based on information and electronic transactions.
FATWA DSN NO. 15/DSN-MUI/IX/2000 TERHADAP IMPLEMINTASI PENGHITUNGAN NISBAH PADA PEMBIAYAAN MUDHARABAH DI KJKS BMT-UGT SIDOGIRI CAPEM LICIN BANYUWANGI Firdaus, Muhammad
ESA : JURNAL KAJIAN EKONOMI SYARIAH Vol 5 No 1 (2023): FEBRUARI
Publisher : SEKOLAH TINGGI ILMU SYARIAH ABU ZAIRI BONDOWOSO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58293/esa.v5i1.63

Abstract

Mudharabah financing has become one of the main instruments in Islamic banking used to support economic and financial development in accordance with Islamic principles. Therefore, it is important to understand and apply relevant sharia guidelines in the management of Mudharabah financing. DSN Fatwa No. 15/DSN-MUI/IX/2000 is one of the important guidelines issued by the National Sharia Council of the Indonesian Ulema Council (DSN-MUI) to regulate the implementation of ratio calculation in Mudharabah financing. This study aims to analyze how the Fatwa is implemented in the context of the Sharia Financial Services Cooperative (KJKS) Baitul Maal wat Tamwil (BMT) - Unit Guna Usaha Tani (UGT) Sidogiri Branch Four (Capem) Licin, Banyuwangi. The research method used is a case study by collecting data through interviews with the manager of KJKS BMT-UGT Sidogiri Capem Licin, observation, and analysis of related documents. The results showed that the implementation of DSN Fatwa No. 15/DSN-MUI/IX/2000 in calculating the ratio at KJKS BMT-UGT Sidogiri Capem Licin Banyuwangi has been running in accordance with the established sharia guidelines. This study also identifies the challenges faced by KJKS in implementing the Fatwa, including regulatory changes and operational constraints. However, KJKS' efforts in facing these challenges have ensured that Mudharabah financing remains in accordance with sharia principles. 1. the profit-sharing calculation system in mudharabah financing at KJKS BMT-UGT Sidogiri Capaem Licin uses the revenue sharing method. 2. the revenue sharing method used by KJKS BMT-UGT Sidogiri Capaem Licin is in accordance with DSN Fatwa No. 15/DSN-MUI/IX/2000.
STRATEGI PROMOSI DALAM MENINGKATKAN LOYALITAS KONSUMEN PADA MINIMARKET BASMALAH DI KABUPATEN JEMBER Raharto, Eko; Supriyanto; Dienillah, Izzah
ESA : JURNAL KAJIAN EKONOMI SYARIAH Vol 5 No 2 (2023): AGUSTUS
Publisher : SEKOLAH TINGGI ILMU SYARIAH ABU ZAIRI BONDOWOSO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58293/esa.v5i2.70

Abstract

This study aims to reveal the importance of promotion in increasing the interest of purchasing decisions and consumer loyalty at minimarket al Mubarok in Jember district. In this study it is revealed that promotion has a positive significance on and consumer loyalty at Basmalah minimarket in Jember district. This study aims to examine and analyze whether promotion affects purchasing decisions and consumer loyalty at Basmalah minimarkets in Jember district. The research was conducted at the Basmalah minimarket in Jember district by taking a sample of 100 consumers. This study uses an explanatory research approach or confirmatory research, namely research that explains the causal relationship and tests the relationship between several variables through hypothesis testing or explanatory research. The sampling method in the study was accidental sampling method. Data collection techniques using interviews, observations, documentation and questionnaires. Validity and Reliability of Instruments using Validity Test and Reliability Test. Data Analysis Methods using Path Analysis, Classical Assumption Test, Multicolonierity, Heterokesdasticity, Normality Test, t Test, and Counting Paths. The results showed that the right promotion strategy can increase the profit of Basmalah minimarket.
PENGARUH KUALITAS PRODUK DAN HARGA TERHADAP MINAT BELI KONSUMEN MUSLIM PADA JAIZAH BOUTIQUE TLOGOSARI SEMARANG Heru Hresnawanza, Muhammad; Hendra Rofiullah, Ahmad
ESA : JURNAL KAJIAN EKONOMI SYARIAH Vol 4 No 2 (2022): AGUSTUS
Publisher : SEKOLAH TINGGI ILMU SYARIAH ABU ZAIRI BONDOWOSO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58293/esa.v4i2.76

Abstract

Dalam era globalisasi ini persaingan bisnis tidak dapat terelakkan. akibatnya timbul persaingan dalam menawarkan produk-produk yang berkualitas dengan harga yang mampu bersaing di pasaran. Bisnis merupakan salah satu pilar ekonomi dalam kehidupan ini. Fenomena saat ini yang menarik di kalangan hawa atau perempuan adalah busana muslim. Di Jaizah Boutique Tlogosari Semarang adalah salah satu butik busana muslim yang memperhatikan kesesuaian antara kualitas produk dan harga yang ditawarkan kepada konsumen. Rumusan masalah dalam penelitian ini adalah seberapa besar pengaruh kualitas produk dan harga terhadap minat beli konsumen muslim pada Jaizah Boutique Tlogosari Semarang. Penelitian ini bertujuan untuk mengetahui seberapa besar pengaruh kualitas prodk dan harga terhadap minat beli konsumen muslim. Populasi dalam penelitian ini adalah seluruh konsumen muslim di Jaizah Boutique Tlogosari Semarang, namun sampel yang digunakan sebanyak 56 responden. Sedangkan teknik pengambilan sampel menggunakan accidental sampling. Teknik pengumpulan data yaitu dengan metode kuesioner, wawancara dan dokumentasi. Adapun variabel yang diteliti meliputi kualitas produk dan harga sebagai variabel bebas dan minat beli sebagai variabel terikat. Analisis data menggunakan regresi linier berganda. Berdasarkan hasil penelitian menunjukkan bahwa nilai t hitung masing-masing variabel bebas adalah2,525 untuk kualitas produk dan -368 untuk harga. Sedangkan nilai t tabel adalah 1,673 (t hiung> t tabel) artinya bahwa variabel kualitas produk berpengaruh secara signifikan terhadap minat beli konsumen muslim, sedangkan harga tidak berpengaruh secara signifikan terhadap minat beli konsumen muslim. Sedangkan dari hasil analisis koefisien determinasi diperoleh nilai sebesar 0,118 atau 12%, yang artinya pengaruh variabel independen (kualitas produk dan harga) terhadap variabel dependen (minat beli) sebesar 0,118, ini menunjukkan bahwa kontribusi variabel-variabel independen adalah sebesar 12%, sedangkan sisanya dipengaruhi faktor lain yang tidak diteliti.
DEVELOPMENTALISME EKONOMI DI PULAU GILI TRAWANGAN KECAMATAN PEMENANG KABUPATEN LOMBOK UTARA PROVINSI NUSA TENGGARA BARAT: Studi Komparatif Konsep Pembangunan Antara Sistem Ekonomi Islam Dan Sistem Ekonomi Kapitalis Al-Muhajir, Achmad; Supriyanto
ESA : JURNAL KAJIAN EKONOMI SYARIAH Vol 4 No 2 (2022): AGUSTUS
Publisher : SEKOLAH TINGGI ILMU SYARIAH ABU ZAIRI BONDOWOSO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58293/esa.v4i2.77

Abstract

Economics and needs encourage people to continue to develop in solving problems about the economy and to meet the needs in their lives. Economic problems and fulfillment of needs are not only individual or personally borne, but also collective or shared responsibility. Thought about what system is considered appropriate for a country without stopping done. A good economic system cannot be determined by its ideology, because every economic system experiences resistance from other system. In addition to the Capitalist and Socialist values which have filled the world economy, Islam also contributes to economic thinking, even before Adam Smith with his capitalism